Last update: Oct 2026

Cost of Living Comparison Between Calgary and Surrey, Canada

Name: Surrey
Address: Surrey, CA

For one person, living costs are similar in Calgary and in Surrey: $2,303 and $2,338 a month, rent and utilities included.

110

Cost of Living Index in Calgary
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Calgary Living Index
112

Cost of Living Index in Surrey
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Surrey Living Index

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Calgary

🇨🇦 Canada

$2,303

/mo nomad

Surrey

🇨🇦 Canada

$2,338

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Surrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,303 in Calgary versus $2,338 in Surrey.

Calgary $2,303
Surrey $2,338

Estimated couple costs with rent: $3,366 in Calgary versus $3,564 in Surrey.

Calgary $3,366
Surrey $3,564

Monthly costs for a family of three with rent: $4,428 in Calgary versus $4,791 in Surrey.

Calgary $4,428
Surrey $4,791

Monthly costs are close between Calgary and Surrey; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Calgary 69% above, Surrey 72% above.

Meal at Budget Restaurant

$17.55 CA$24.52

$18.11 CA$25.31

-3.09%

Three-Course Dinner for Two, Mid-Range

$70.4 CA$98.4

$57.5 CA$80.3

22.44%

Fast Food Meal (McDonalds, etc)

$10.69 CA$14.94

$10.06 CA$14.06

6.26%

Cappuccino

$3.89 CA$5.43

$3.52 CA$4.92

10.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.85

$2.01 CA$2.81

1.49%

Water (0.33 liter bottle)

$1.88 CA$2.62

$1.50 CA$2.10

25.33%

Local Beer (0.5 liter draught)

$4.90 CA$6.84

$6.01 CA$8.40

-18.47%

Imported Beer (0.33 liter bottle)

$5.78 CA$8.08

$5.63 CA$7.87

2.66%

Milk (1 liter)

$1.96 CA$2.74

$2.47 CA$3.46

-20.65%

White Bread (500g)

$2.74 CA$3.83

$2.10 CA$2.94

30.48%

Rice (white) (1kg)

$5.46 CA$7.63

$3.64 CA$5.09

50.00%

Eggs

$3.69 CA$5.15

$3.22 CA$4.50

14.60%

Local Cheese (1kg)

$11.24 CA$15.71

$9.77 CA$13.65

15.05%

Chicken Fillets (1kg)

$11.54 CA$16.12

$10.57 CA$14.78

9.18%

Beef Round Steak (1kg)

$18.38 CA$25.68

$20.34 CA$28.42

-9.64%

Apples (1kg)

$4.90 CA$6.85

$3.33 CA$4.65

47.15%

Banana (1kg)

$1.42 CA$1.99

$1.30 CA$1.82

9.23%

Oranges (1kg)

$4.21 CA$5.88

$2.94 CA$4.10

43.20%

Tomato (1kg)

$4.02 CA$5.62

$3.02 CA$4.23

33.11%

Potato (1kg)

$2.69 CA$3.77

$2.59 CA$3.62

3.86%

Onion (1kg)

$2.66 CA$3.72

$2.15 CA$3.01

23.72%

Lettuce (1 head)

$2.61 CA$3.65

$2.00 CA$2.80

30.50%

Water (1.5 liter bottle)

$1.60 CA$2.23

$1.83 CA$2.56

-12.57%

Cigarettes 20 Pack (Marlboro, Camel)

$14.00 CA$19.57

$14.11 CA$19.72

-0.78%

Wine (Bottle)

$15.40 CA$21.52

$14.20 CA$19.85

8.45%

Local Beer (0.5 liter bottle)

$2.50 CA$3.49

$2.45 CA$3.43

2.04%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.32

$3.23 CA$4.51

-4.33%

One-way Ticket (Public Transport)

$2.93 CA$4.09

$2.55 CA$3.57

14.90%

Public Transport Monthly Pass (Regular Price)

$89.3 CA$125

$110 CA$154

-19.14%

Taxi Start (Normal Tariff)

$3.27 CA$4.57

$2.64 CA$3.69

23.86%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.89

$1.60 CA$2.23

-15.63%

Taxi 1hour Waiting (Normal Tariff)

$27.39 CA$38.27

$28.02 CA$39.15

-2.25%

Gasoline (1 liter)

$1.17 CA$1.64

$1.38 CA$1.92

-15.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.0K

$28.2K CA$39.3K

-0.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.4K

$21.7K CA$30.3K

-3.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 CA$233

$187 CA$261

-10.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.27 CA$53.5

$37.14 CA$51.9

3.04%

Internet (50+ Mbps, Unlimited Data)

$50.9 CA$71.2

$65.7 CA$91.9

-22.53%

Gym Membership (Monthly)

$51.0 CA$71.2

$31.83 CA$44.48

60.07%

Tennis Court (1 Hour on Weekend)

$18.17 CA$25.39

$25.35 CA$35.42

-28.32%

Cinema Ticket

$14.44 CA$20.18

$12.18 CA$17.02

18.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$545 CA$762

$668 CA$934

-18.40%

International Primary School, 1 Child (Yearly)

$16.2K CA$22.7K

$12.1K CA$16.9K

34.30%

Jeans (Levis 501 Or Similar)

$58.9 CA$82.3

$55.0 CA$76.8

7.11%

Summer Dress (H&M, Zara, etc)

$39.75 CA$55.6

$61.1 CA$85.4

-34.94%

Sport Shoes (Adidas, Nike)

$93.4 CA$130

$99.5 CA$139

-6.15%

Men's Leather Business Shoes

$110 CA$154

$90.8 CA$127

21.22%

1-bedroom Apartment, City Center (Monthly)

$1,254 CA$1,752

$1,376 CA$1,923

-8.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,056 CA$1,476

$1,094 CA$1,528

-3.39%

3-bedroom Apartment, City Center (Monthly)

$2,022 CA$2,826

$2,606 CA$3,641

-22.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,629 CA$2,276

$2,095 CA$2,927

-22.25%

Buy Apartment in City Center (m2)

$3,600 CA$5,031

$6,631 CA$9,265

-45.70%

Buy Apartment Outside City Center (m2)

$3,243 CA$4,531

$5,166 CA$7,218

-37.23%

Average Monthly Net Salary (After Tax)

$3,115 CA$4,353

$3,156 CA$4,410

-1.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.87

-7.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 26, 2026

Last update for Surrey: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1.1K 45.9%

Surrey

$1.1K 46.8% 3.5% $37

Groceries & Markets

Calgary

$393 17.1%

Surrey

$357 15.3% 9.1% $36

Eating Out

Calgary

$271 11.8%

Surrey

$273 11.7% 0.7% $1.9

Monthly Utilities & Internet

Calgary

$256 11.1%

Surrey

$289 12.4% 13.1% $33

Clothing & Footwear

Calgary

$136 5.9%

Surrey

$138 5.9% 1.4% $1.9

Getting Around

Calgary

$111 4.8%

Surrey

$131 5.6% 18.2% $20

Sport & Entertainment

Calgary

$80 3.5%

Surrey

$56 2.4% 29.6% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,254 in Calgary and $1,376 in Surrey. Housing cost is often the main lever when comparing two cities.

Dining out: $70 in Calgary vs $57 in Surrey for a mid-range dinner for two. Groceries echo the gap at $393 vs $357 per month, with Surrey cheaper across the board.

Good to know

🇨🇦 Calgary

🇨🇦 Surrey

🕒 Local time

12:21 12:21 PM

11:21 11:21 AM

1 h behind Calgary

🌤 Weather

👥 Population

1,267,344

517,887

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Between locations

Calgary Surrey 660 km ≈ 1 h 15 min nonstop flight

From you

Calgary
Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Surrey: Cost of Living - Frequently Asked Questions

You’d need roughly $3,454 in Calgary and $3,507 in Surrey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,254 in Calgary versus $1,376 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $545 in Calgary versus $668 in Surrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Surrey – a meal for two runs $57 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

For families, Calgary is more practical. Housing and childcare are both notably cheaper than in Surrey, and the savings on those two alone free up budget for education, activities, and family trips.