Last update: Oct 2026

Cost of Living Comparison Between Calgary and Somerville, MA

For one person, living is cheaper in Calgary: $2,223 a month against $4,288 in Somerville, MA, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

Calgary
🇨🇦 Canada
$2,223
/mo nomad
Somerville, MA
🇺🇸 United States
$4,288
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Somerville, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Somerville, MA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Calgary versus $4,288 in Somerville, MA.

  • Calgary $2,223
  • Somerville, MA $4,288

Estimated couple costs with rent: $3,301 in Calgary versus $6,211 in Somerville, MA.

  • Calgary $3,301
  • Somerville, MA $6,211

Monthly costs for a family of three with rent: $4,379 in Calgary versus $8,134 in Somerville, MA.

  • Calgary $4,379
  • Somerville, MA $8,134

Living in Calgary costs roughly 48% less than in Somerville, MA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Calgary 65% above, Somerville, MA 218% above.

Currency
🍽 Eating Out
Calgary
Somerville, MA
Difference
Meal at Budget Restaurant
$17.22 CA$24.34
$24.95 $24.95
-30.98%
Three-Course Dinner for Two, Mid-Range
$71.1 CA$100
$95.3 $95.3
-25.43%
Fast Food Meal (McDonalds, etc)
$10.53 CA$14.89
$13.25 $13.25
-20.53%
Cappuccino
$3.66 CA$5.18
$5.44 $5.44
-32.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.98 CA$2.80
$2.91 $2.91
-31.96%
Water (0.33 liter bottle)
$1.94 CA$2.74
$2.26 $2.26
-14.16%
Local Beer (0.5 liter draught)
$4.95 CA$7.00
$8.12 $8.12
-39.04%
Imported Beer (0.33 liter bottle)
$5.57 CA$7.87
$9.09 $9.09
-38.72%
🛒 Groceries & Markets
Calgary
Somerville, MA
Difference
Milk (1 liter)
$1.88 CA$2.65
$1.08 $1.08
74.07%
White Bread (500g)
$2.67 CA$3.78
$3.90 $3.90
-31.54%
Rice (white) (1kg)
$5.32 CA$7.52
$5.31 $5.31
0.19%
Eggs
$3.79 CA$5.35
$4.92 $4.92
-22.97%
Local Cheese (1kg)
$11.09 CA$15.68
$15.91 $15.91
-30.30%
Chicken Fillets (1kg)
$11.36 CA$16.05
$14.04 $14.04
-19.09%
Beef Round Steak (1kg)
$18.40 CA$26.01
$17.85 $17.85
3.08%
Apples (1kg)
$4.56 CA$6.45
$6.66 $6.66
-31.53%
Banana (1kg)
$1.44 CA$2.04
$2.08 $2.08
-30.77%
Oranges (1kg)
$4.08 CA$5.76
$5.53 $5.53
-26.22%
Tomato (1kg)
$3.89 CA$5.50
$6.49 $6.49
-40.06%
Potato (1kg)
$2.64 CA$3.73
$2.20 $2.20
20.00%
Onion (1kg)
$2.64 CA$3.73
$2.16 $2.16
22.22%
Lettuce (1 head)
$2.50 CA$3.54
$2.99 $2.99
-16.39%
Water (1.5 liter bottle)
$1.50 CA$2.12
$2.98 $2.98
-49.66%
Cigarettes 20 Pack (Marlboro, Camel)
$14.05 CA$19.86
$13.39 $13.39
4.93%
Wine (Bottle)
$15.70 CA$22.20
$15.79 $15.79
-0.57%
Local Beer (0.5 liter bottle)
$2.44 CA$3.45
$2.09 $2.09
16.75%
Imported Beer (0.33 liter bottle)
$3.09 CA$4.37
$4.11 $4.11
-24.82%
🚌 Getting Around
Calgary
Somerville, MA
Difference
One-way Ticket (Public Transport)
$2.82 CA$3.99
$2.23 $2.23
26.46%
Public Transport Monthly Pass (Regular Price)
$88.6 CA$125
$88.8 $88.8
-0.21%
Taxi Start (Normal Tariff)
$3.12 CA$4.41
$2.62 $2.62
19.08%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.91
$1.78 $1.78
-24.16%
Taxi 1hour Waiting (Normal Tariff)
$27.02 CA$38.20
$28.09 $28.09
-3.81%
Gasoline (1 liter)
$1.16 CA$1.64
$1.08 $1.08
7.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K CA$39.5K
$36.9K $36.9K
-24.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.8K
$25.9K $25.9K
-21.49%
🧾 Monthly Utilities & Internet
Calgary
Somerville, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 CA$227
$246 $246
-34.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.13 CA$53.9
$75.9 $75.9
-49.75%
Internet (50+ Mbps, Unlimited Data)
$50.0 CA$70.7
$74.5 $74.5
-32.80%
🎉 Sport & Entertainment
Calgary
Somerville, MA
Difference
Gym Membership (Monthly)
$51.5 CA$72.8
$103 $103
-50.21%
Tennis Court (1 Hour on Weekend)
$18.14 CA$25.64
-
-
Cinema Ticket
$13.82 CA$19.54
$15.65 $15.65
-11.69%
🧸 Childcare & Education
Calgary
Somerville, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$786 CA$1,111
$1,848 $1,848
-57.47%
International Primary School, 1 Child (Yearly)
$15.5K CA$21.8K
$30.6K $30.6K
-49.45%
👕👟 Clothing & Footwear
Calgary
Somerville, MA
Difference
Jeans (Levis 501 Or Similar)
$58.3 CA$82.4
$48.48 $48.48
20.21%
Summer Dress (H&M, Zara, etc)
$39.27 CA$55.5
$38.45 $38.45
2.13%
Sport Shoes (Adidas, Nike)
$89.8 CA$127
$101 $101
-11.02%
Men's Leather Business Shoes
$110 CA$155
$158 $158
-30.32%
🏠 Accommodation & Living
Calgary
Somerville, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,229 CA$1,737
$2,965 $2,965
-58.55%
1-bedroom Apartment, Outside City Center (Monthly)
$1,001 CA$1,415
$2,637 $2,637
-62.02%
3-bedroom Apartment, City Center (Monthly)
$1,921 CA$2,716
$4,530 $4,530
-57.59%
3-bedroom Apartment, Outside City Center (Monthly)
$1,621 CA$2,292
$4,491 $4,491
-63.90%
Buy Apartment in City Center (m2)
$3,549 CA$5,018
$7,454 $7,454
-52.38%
Buy Apartment Outside City Center (m2)
$3,335 CA$4,715
$5,679 $5,679
-41.28%
💵 Salaries & Financials
Calgary
Somerville, MA
Difference
Average Monthly Net Salary (After Tax)
$3,165 CA$4,474
$5,408 $5,408
-41.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
6.64
-32.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 13, 2026

Last update for Somerville, MA: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$1K
Somerville, MA
$2.6K 163% $1.6K
Groceries & Markets
Calgary
$385
Somerville, MA
$472 22.4% $86
Eating Out
Calgary
$265
Somerville, MA
$384 45% $119
Monthly Utilities & Internet
Calgary
$249
Somerville, MA
$396 59.2% $147
Clothing & Footwear
Calgary
$134
Somerville, MA
$155 16.3% $22
Getting Around
Calgary
$110
Somerville, MA
$109 0.5% $0.5
Sport & Entertainment
Calgary
$79
Somerville, MA
$135 70.2% $56

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Calgary and $2,965 in Somerville, MA. Housing cost is often the main lever when comparing two cities.

Somerville, MA pays 71% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $95.0 in Somerville, MA for a mid-range dinner for two. Groceries echo the gap at $385 vs $472 per month, with Calgary cheaper across the board.

Good to know
🇨🇦 Calgary
🇺🇸 Somerville, MA
🕒 Local time
11:34 11:34 AM
13:34 1:34 PM
2 h ahead of Calgary
🌤 Weather
👥 Population
1,267,344
75,754
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Calgary Somerville, MA 3,360 km ≈ 4 h 45 min nonstop flight
From you
  • Calgary
  • Somerville, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Somerville, MA: Cost of Living - Frequently Asked Questions
Is Somerville, MA cheaper than Calgary?
Calgary is cheaper overall, especially in groceries, eating out, and clothing. The 93% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Somerville, MA?
On paper, salaries run 71% lower in Somerville, MA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Calgary and Somerville, MA?
Rent for a central apartment: $1,229 in Calgary versus $2,965 in Somerville, MA. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or in Somerville, MA?
Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $95.0 in Somerville, MA. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary and in Somerville, MA?
All in, you'll spend $2,223 per month in Calgary versus $4,288 in Somerville, MA – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 a realistic budget for living in Calgary or in Somerville, MA?
At $2,223 in Calgary versus $4,288 in Somerville, MA, a $2,500 budget is realistic in Calgary but tight or insufficient in Somerville, MA. The gap between the two cities makes Calgary the clear choice for anyone on this budget.
Is Calgary or Somerville, MA more family-friendly?
For families, Calgary is more practical. Housing and childcare are both notably cheaper than in Somerville, MA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Calgary or Somerville, MA?
Safety-wise, Calgary and Somerville, MA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Calgary gentler on the wallet – expenses run 93% less than in Somerville, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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