Last update: Oct 2026

Cost of Living Comparison Between Calgary and Road Town

For one person, living is cheaper in Calgary: $2,232 a month against $2,590 in Road Town, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Road Town outweigh lower spending on other living expenses.

109

Cost of Living Index in Calgary
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Calgary Living Index
141

Cost of Living Index in Road Town
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Road Town Living Index

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Calgary

🇨🇦 Canada

$2,232

/mo nomad

Road Town

🇻🇬 British Virgin Islands

$2,590

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Road Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Road Town actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Calgary versus $2,590 in Road Town.

Calgary $2,232
Road Town $2,590

Estimated couple costs with rent: $3,363 in Calgary versus $4,520 in Road Town.

Calgary $3,363
Road Town $4,520

Monthly costs for a family of three with rent: $4,493 in Calgary versus $6,450 in Road Town.

Calgary $4,493
Road Town $6,450

Living in Calgary costs roughly 14% less than in Road Town, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Calgary 67% above, Road Town 93% above.

Meal at Budget Restaurant

$17.22 CA$24.54

$17.40 $17.40

-1.03%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$101

$79.0 $79.0

-9.84%

Fast Food Meal (McDonalds, etc)

$10.56 CA$15.06

$8.07 $8.07

30.86%

Cappuccino

$3.77 CA$5.38

$4.55 $4.55

-17.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 CA$2.73

$1.61 $1.61

18.63%

Water (0.33 liter bottle)

$1.84 CA$2.63

$0.96 $0.96

91.67%

Local Beer (0.5 liter draught)

$4.86 CA$6.93

$4.08 $4.08

19.12%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.91

$1.85 $1.85

200.00%

Milk (1 liter)

$1.88 CA$2.68

$2.31 $2.31

-18.61%

White Bread (500g)

$2.73 CA$3.89

$4.52 $4.52

-39.60%

Rice (white) (1kg)

$5.34 CA$7.61

$3.06 $3.06

74.51%

Eggs

$3.77 CA$5.37

$5.02 $5.02

-24.90%

Local Cheese (1kg)

$11.29 CA$16.09

Chicken Fillets (1kg)

$11.46 CA$16.34

Beef Round Steak (1kg)

$18.26 CA$26.03

Apples (1kg)

$4.64 CA$6.62

$3.63 $3.63

27.82%

Banana (1kg)

$1.44 CA$2.05

$3.27 $3.27

-55.96%

Oranges (1kg)

$4.22 CA$6.02

$2.04 $2.04

106.86%

Tomato (1kg)

$3.86 CA$5.50

$6.62 $6.62

-41.69%

Potato (1kg)

$2.62 CA$3.74

$4.78 $4.78

-45.19%

Onion (1kg)

$2.66 CA$3.79

$3.87 $3.87

-31.27%

Lettuce (1 head)

$2.59 CA$3.69

$6.32 $6.32

-59.02%

Water (1.5 liter bottle)

$1.53 CA$2.19

$1.84 $1.84

-16.85%

Cigarettes 20 Pack (Marlboro, Camel)

$14.26 CA$20.32

$5.10 $5.10

179.61%

Wine (Bottle)

$15.27 CA$21.76

$10.89 $10.89

40.22%

Local Beer (0.5 liter bottle)

$2.41 CA$3.44

Imported Beer (0.33 liter bottle)

$3.09 CA$4.41

One-way Ticket (Public Transport)

$2.88 CA$4.11

$4.10 $4.10

-29.76%

Public Transport Monthly Pass (Regular Price)

$88.7 CA$126

Taxi Start (Normal Tariff)

$3.23 CA$4.61

Taxi (Normal Tariff) (1km)

$1.38 CA$1.97

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.75

Gasoline (1 liter)

$1.18 CA$1.68

$1.21 $1.21

-2.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$40.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 CA$227

$164 $164

-3.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.61 CA$53.6

$82.4 $82.4

-54.33%

Internet (50+ Mbps, Unlimited Data)

$49.68 CA$70.8

$124 $124

-60.07%

Gym Membership (Monthly)

$53.3 CA$75.9

$121 $121

-55.97%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.10

$19.82 $19.82

-7.62%

Cinema Ticket

$14.08 CA$20.06

$10.20 $10.20

38.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 CA$1,154

$369 $369

119.19%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.6K

$10.4K $10.4K

53.13%

Jeans (Levis 501 Or Similar)

$58.8 CA$83.8

$47.86 $47.86

22.80%

Summer Dress (H&M, Zara, etc)

$38.84 CA$55.4

$54.2 $54.2

-28.37%

Sport Shoes (Adidas, Nike)

$91.4 CA$130

$129 $129

-29.02%

Men's Leather Business Shoes

$109 CA$155

$137 $137

-20.67%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,764

$1,654 $1,654

-25.18%

1-bedroom Apartment, Outside City Center (Monthly)

$996 CA$1,420

$1,371 $1,371

-27.35%

3-bedroom Apartment, City Center (Monthly)

$1,908 CA$2,720

$4,373 $4,373

-56.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 CA$2,382

$3,596 $3,596

-53.53%

Buy Apartment in City Center (m2)

$3,530 CA$5,032

Buy Apartment Outside City Center (m2)

$3,336 CA$4,755

Average Monthly Net Salary (After Tax)

$3,130 CA$4,461

$1,706 $1,706

83.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 3, 2026

Last update for Road Town: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$996 44.8%

Road Town

$1.4K 53% 37.6% $375

Groceries & Markets

Calgary

$387 17.4%

Road Town

$271 * 10.5% 30.1% $116

Eating Out

Calgary

$265 11.9%

Road Town

$252 9.8% 4.8% $13

Monthly Utilities & Internet

Calgary

$247 11.1%

Road Town

$371 14.3% 50.5% $124

Clothing & Footwear

Calgary

$134 6%

Road Town

$166 6.4% 23.6% $32

Getting Around

Calgary

$110 5%

Road Town

$16 * 0.6% 85.1% $94

Sport & Entertainment

Calgary

$81 3.7%

Road Town

$141 5.5% 73.6% $60

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Calgary and $1,654 in Road Town. Housing cost is often the main lever when comparing two cities.

Calgary pays 83% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Calgary vs $79.0 in Road Town. Groceries flip the comparison at $387 vs $271, with Road Town cheaper for home cooking.

Good to know

🇨🇦 Calgary

🇻🇬 Road Town

🕒 Local time

05:01 5:01 AM

07:01 7:01 AM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

12,603 Capital

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Calgary Road Town 5,640 km ≈ 8 h nonstop flight

From you

Calgary
Road Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Road Town: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in clothing, utilities, and leisure. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 83% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,237 in Calgary versus $1,654 in Road Town. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $809 in Calgary versus $369 in Road Town. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $79.0 in Road Town. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,232 in Calgary versus $2,590 in Road Town, a $2,500 budget is realistic in Calgary but tight or insufficient in Road Town. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Calgary and Road Town are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 16% less than in Road Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.