Last update: Oct 2026

Cost of Living Comparison Between Calgary and Richmond, KY

For one person, living costs are similar in Calgary and in Richmond, KY: $2,232 and $2,181 a month, rent and utilities included.

109

Cost of Living Index in Calgary
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Calgary Living Index
105

Cost of Living Index in Richmond, KY
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Richmond, KY Living Index

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Calgary

🇨🇦 Canada

$2,232

/mo nomad

Richmond, KY

🇺🇸 United States

$2,181

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Richmond, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Richmond, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Calgary versus $2,181 in Richmond, KY.

Calgary $2,232
Richmond, KY $2,181

Estimated couple costs with rent: $3,363 in Calgary versus $3,216 in Richmond, KY.

Calgary $3,363
Richmond, KY $3,216

Monthly costs for a family of three with rent: $4,493 in Calgary versus $4,251 in Richmond, KY.

Calgary $4,493
Richmond, KY $4,251

Living in Calgary is roughly 2% more expensive than in Richmond, KY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 67% above, Richmond, KY 63% above.

Meal at Budget Restaurant

$17.22 CA$24.55

$9.93 $9.93

73.41%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$102

$39.96 $39.96

78.18%

Fast Food Meal (McDonalds, etc)

$10.56 CA$15.06

$7.87 $7.87

34.18%

Cappuccino

$3.77 CA$5.38

$5.29 $5.29

-28.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 CA$2.73

$2.79 $2.79

-31.54%

Water (0.33 liter bottle)

$1.84 CA$2.63

$2.62 $2.62

-29.77%

Local Beer (0.5 liter draught)

$4.86 CA$6.94

$6.69 $6.69

-27.35%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.91

$6.55 $6.55

-15.27%

Milk (1 liter)

$1.88 CA$2.68

$1.09 $1.09

72.48%

White Bread (500g)

$2.73 CA$3.89

$3.34 $3.34

-18.26%

Rice (white) (1kg)

$5.34 CA$7.62

$4.74 $4.74

12.66%

Eggs

$3.77 CA$5.37

$4.42 $4.42

-14.71%

Local Cheese (1kg)

$11.29 CA$16.10

$9.97 $9.97

13.24%

Chicken Fillets (1kg)

$11.46 CA$16.34

$9.15 $9.15

25.25%

Beef Round Steak (1kg)

$18.26 CA$26.04

$14.99 $14.99

21.81%

Apples (1kg)

$4.64 CA$6.62

$7.05 $7.05

-34.18%

Banana (1kg)

$1.44 CA$2.05

$1.47 $1.47

-2.04%

Oranges (1kg)

$4.22 CA$6.02

$2.85 $2.85

48.07%

Tomato (1kg)

$3.86 CA$5.50

$5.37 $5.37

-28.12%

Potato (1kg)

$2.62 CA$3.74

$2.24 $2.24

16.96%

Onion (1kg)

$2.66 CA$3.79

$4.21 $4.21

-36.82%

Lettuce (1 head)

$2.59 CA$3.69

$2.27 $2.27

14.10%

Water (1.5 liter bottle)

$1.53 CA$2.19

$2.27 $2.27

-32.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.26 CA$20.33

$9.79 $9.79

45.66%

Wine (Bottle)

$15.27 CA$21.77

$14.75 $14.75

3.53%

Local Beer (0.5 liter bottle)

$2.41 CA$3.44

$2.00 $2.00

20.50%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.41

$3.09 $3.09

One-way Ticket (Public Transport)

$2.88 CA$4.11

$0.98 $0.98

193.88%

Public Transport Monthly Pass (Regular Price)

$88.7 CA$126

Taxi Start (Normal Tariff)

$3.23 CA$4.61

$4.91 $4.91

-34.22%

Taxi (Normal Tariff) (1km)

$1.38 CA$1.97

$1.53 $1.53

-9.80%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.77

$29.67 $29.67

-10.72%

Gasoline (1 liter)

$1.18 CA$1.68

$0.94 $0.94

25.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$40.3K

$36.6K $36.6K

-22.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.6K

$27.5K $27.5K

-24.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 CA$227

$221 $221

-28.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.61 CA$53.6

$72.4 $72.4

-48.04%

Internet (50+ Mbps, Unlimited Data)

$49.68 CA$70.8

$53.0 $53.0

-6.32%

Gym Membership (Monthly)

$53.3 CA$75.9

$35.36 $35.36

50.59%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.11

Cinema Ticket

$14.08 CA$20.07

$13.87 $13.87

1.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 CA$1,154

$1,244 $1,244

-34.96%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.6K

$23.9K $23.9K

-33.63%

Jeans (Levis 501 Or Similar)

$58.8 CA$83.8

$49.97 $49.97

17.61%

Summer Dress (H&M, Zara, etc)

$38.84 CA$55.4

$43.86 $43.86

-11.45%

Sport Shoes (Adidas, Nike)

$91.4 CA$130

$109 $109

-16.03%

Men's Leather Business Shoes

$109 CA$155

$124 $124

-12.26%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,764

$1,164 $1,164

6.31%

1-bedroom Apartment, Outside City Center (Monthly)

$996 CA$1,420

$980 $980

1.62%

3-bedroom Apartment, City Center (Monthly)

$1,908 CA$2,721

$2,046 $2,046

-6.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 CA$2,383

$1,777 $1,777

-5.96%

Buy Apartment in City Center (m2)

$3,530 CA$5,034

$1,959 $1,959

80.17%

Buy Apartment Outside City Center (m2)

$3,336 CA$4,757

$1,898 $1,898

75.75%

Average Monthly Net Salary (After Tax)

$3,130 CA$4,463

$3,037 $3,037

3.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.64

-32.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 3, 2026

Last update for Richmond, KY: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$996 44.8%

Richmond, KY

$980 45.2% 1.6% $16

Groceries & Markets

Calgary

$387 17.4%

Richmond, KY

$381 17.6% 1.6% $6.3

Eating Out

Calgary

$265 11.9%

Richmond, KY

$235 10.8% 11.5% $30

Monthly Utilities & Internet

Calgary

$247 11.1%

Richmond, KY

$347 16% 40.7% $100

Clothing & Footwear

Calgary

$134 6%

Richmond, KY

$147 6.8% 9.7% $13

Getting Around

Calgary

$110 5%

Richmond, KY

$17 * 0.8% 85.1% $94

Sport & Entertainment

Calgary

$81 3.7%

Richmond, KY

$63 2.9% 22.5% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Calgary and $1,164 in Richmond, KY. Housing cost is often the main lever when comparing two cities.

Calgary pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $40.00 in Richmond, KY for a mid-range dinner for two. Groceries echo the gap at $387 vs $381 per month, with Richmond, KY cheaper across the board.

Good to know

🇨🇦 Calgary

🇺🇸 Richmond, KY

🕒 Local time

21:42 9:42 PM

23:42 11:42 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

226,610

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

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Between locations

Calgary Richmond, KY 2,760 km ≈ 4 h nonstop flight

From you

Calgary
Richmond, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Richmond, KY: Cost of Living - Frequently Asked Questions

Richmond, KY is cheaper overall, especially in groceries, eating out, and transport. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 3% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,237 in Calgary versus $1,164 in Richmond, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $809 in Calgary versus $1,244 in Richmond, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Richmond, KY – a meal for two runs $40.00 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,181 in Richmond, KY versus $2,232 in Calgary, a $3,000 budget is realistic in Richmond, KY but tight or insufficient in Calgary. The gap between the two cities makes Richmond, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Richmond, KY gentler on the wallet – expenses run 2% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.