Last update: Oct 2026

Cost of Living Comparison Between Calgary and Oneonta, NY

For one person, living is cheaper in Oneonta, NY: $2,072 a month against $2,223 in Calgary, rent and utilities included – about $1,800 less a year. The total is higher in Calgary despite lower rent and utilities.

109

Cost of Living Index in Calgary
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Calgary Living Index
100

Cost of Living Index in Oneonta, NY
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Oneonta, NY Living Index

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Calgary

🇨🇦 Canada

$2,223

/mo nomad

Oneonta, NY

🇺🇸 United States

$2,072

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Oneonta, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Oneonta, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Calgary versus $2,072 in Oneonta, NY.

Calgary $2,223
Oneonta, NY $2,072

Estimated couple costs with rent: $3,301 in Calgary versus $2,976 in Oneonta, NY.

Calgary $3,301
Oneonta, NY $2,976

Monthly costs for a family of three with rent: $4,379 in Calgary versus $3,881 in Oneonta, NY.

Calgary $4,379
Oneonta, NY $3,881

Living in Calgary is roughly 7% more expensive than in Oneonta, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Calgary 65% above, Oneonta, NY 53% above.

Meal at Budget Restaurant

$17.22 CA$24.34

$17.25 $17.25

-0.17%

Three-Course Dinner for Two, Mid-Range

$71.1 CA$100

$55.9 $55.9

27.15%

Fast Food Meal (McDonalds, etc)

$10.53 CA$14.89

$6.45 $6.45

63.26%

Cappuccino

$3.66 CA$5.18

$4.05 $4.05

-9.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.80

$2.54 $2.54

-22.05%

Water (0.33 liter bottle)

$1.94 CA$2.74

$2.00 $2.00

-3.00%

Local Beer (0.5 liter draught)

$4.95 CA$7.00

$2.94 $2.94

68.37%

Imported Beer (0.33 liter bottle)

$5.57 CA$7.87

$3.88 $3.88

43.56%

Milk (1 liter)

$1.88 CA$2.65

$0.90 $0.90

108.89%

White Bread (500g)

$2.67 CA$3.78

$2.99 $2.99

-10.70%

Rice (white) (1kg)

$5.32 CA$7.52

$1.22 $1.22

336.07%

Eggs

$3.79 CA$5.35

$2.03 $2.03

86.70%

Local Cheese (1kg)

$11.09 CA$15.68

$11.10 $11.10

-0.09%

Chicken Fillets (1kg)

$11.36 CA$16.05

$7.84 $7.84

44.90%

Beef Round Steak (1kg)

$18.40 CA$26.01

$10.30 $10.30

78.64%

Apples (1kg)

$4.56 CA$6.45

$3.13 $3.13

45.69%

Banana (1kg)

$1.44 CA$2.04

$1.15 $1.15

25.22%

Oranges (1kg)

$4.08 CA$5.76

$2.59 $2.59

57.53%

Tomato (1kg)

$3.89 CA$5.50

$4.42 $4.42

-11.99%

Potato (1kg)

$2.64 CA$3.73

$1.54 $1.54

71.43%

Onion (1kg)

$2.64 CA$3.73

$1.67 $1.67

58.08%

Lettuce (1 head)

$2.50 CA$3.54

$1.45 $1.45

72.41%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.53 $1.53

-1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 CA$19.86

$10.85 $10.85

29.49%

Wine (Bottle)

$15.70 CA$22.20

$14.15 $14.15

10.95%

Local Beer (0.5 liter bottle)

$2.44 CA$3.45

$3.04 $3.04

-19.74%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.37

$1.53 $1.53

101.96%

One-way Ticket (Public Transport)

$2.82 CA$3.99

$1.94 $1.94

45.36%

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

Taxi Start (Normal Tariff)

$3.12 CA$4.41

$3.92 $3.92

-20.41%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.91

$2.20 $2.20

-38.64%

Taxi 1hour Waiting (Normal Tariff)

$27.02 CA$38.20

$30.10 $30.10

-10.23%

Gasoline (1 liter)

$1.16 CA$1.64

$1.03 $1.03

12.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

$26.8K $26.8K

4.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$25.8K $25.8K

-21.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 CA$227

$145 $145

11.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.13 CA$53.9

$34.33 $34.33

11.07%

Internet (50+ Mbps, Unlimited Data)

$50.0 CA$70.7

$75.7 $75.7

-33.91%

Gym Membership (Monthly)

$51.5 CA$72.8

$41.74 $41.74

23.36%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$13.82 CA$19.54

$11.99 $11.99

15.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 CA$1,111

$1,702 $1,702

-53.79%

International Primary School, 1 Child (Yearly)

$15.5K CA$21.8K

$17.4K $17.4K

-11.26%

Jeans (Levis 501 Or Similar)

$58.3 CA$82.4

$41.69 $41.69

39.79%

Summer Dress (H&M, Zara, etc)

$39.27 CA$55.5

$39.31 $39.31

-0.10%

Sport Shoes (Adidas, Nike)

$89.8 CA$127

$73.9 $73.9

21.45%

Men's Leather Business Shoes

$110 CA$155

$80.5 $80.5

36.48%

1-bedroom Apartment, City Center (Monthly)

$1,229 CA$1,737

$1,119 $1,119

9.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 CA$1,415

$1,087 $1,087

-7.89%

3-bedroom Apartment, City Center (Monthly)

$1,921 CA$2,716

$1,989 $1,989

-3.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 CA$2,292

$1,743 $1,743

-6.99%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

$1,637 $1,637

116.81%

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

$1,680 $1,680

98.50%

Average Monthly Net Salary (After Tax)

$3,165 CA$4,474

$4,116 $4,116

-23.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.67

-32.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 13, 2026

Last update for Oneonta, NY: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 45%

Oneonta, NY

$1.1K 52.5% 8.6% $86

Groceries & Markets

Calgary

$385 17.3%

Oneonta, NY

$289 14% 25% $96

Eating Out

Calgary

$265 11.9%

Oneonta, NY

$247 11.9% 6.9% $18

Monthly Utilities & Internet

Calgary

$249 11.2%

Oneonta, NY

$255 12.3% 2.4% $5.9

Clothing & Footwear

Calgary

$134 6%

Oneonta, NY

$106 5.1% 20.8% $28

Getting Around

Calgary

$110 4.9%

Oneonta, NY

$23 * 1.1% 79.3% $87

Sport & Entertainment

Calgary

$79 3.6%

Oneonta, NY

$66 3.2% 16.9% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Calgary and $1,119 in Oneonta, NY. Housing cost is often the main lever when comparing two cities.

Oneonta, NY pays 30% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Calgary vs $56.0 in Oneonta, NY for a mid-range dinner for two. Groceries echo the gap at $385 vs $289 per month, with Oneonta, NY cheaper across the board.

Good to know

🇨🇦 Calgary

🇺🇸 Oneonta, NY

🕒 Local time

18:16 6:16 PM

20:16 8:16 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

13,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Calgary Oneonta, NY 3,080 km ≈ 4 h 15 min nonstop flight

From you

Calgary
Oneonta, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Oneonta, NY: Cost of Living - Frequently Asked Questions

Oneonta, NY is cheaper overall, especially in groceries, eating out, and clothing. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 30% lower in Oneonta, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,229 in Calgary versus $1,119 in Oneonta, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $786 in Calgary versus $1,702 in Oneonta, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oneonta, NY – a meal for two runs $56.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,072 in Oneonta, NY versus $2,223 in Calgary, a $2,000 budget is realistic in Oneonta, NY but tight or insufficient in Calgary. The gap between the two cities makes Oneonta, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oneonta, NY gentler on the wallet – expenses run 7% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.