Last update: Oct 2026

Cost of Living Comparison Between Calgary and Niagara Falls

For one person, living costs are similar in Calgary and in Niagara Falls: $2,303 and $2,276 a month, rent and utilities included.

Calgary, Canada
Niagara Falls, Canada
Calgary
🇨🇦 Canada
$2,303
/mo nomad
Niagara Falls
🇨🇦 Canada
$2,276
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Niagara Falls

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Niagara Falls actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,303 in Calgary versus $2,276 in Niagara Falls.

  • Calgary $2,303
  • Niagara Falls $2,276

Estimated couple costs with rent: $3,366 in Calgary versus $3,209 in Niagara Falls.

  • Calgary $3,366
  • Niagara Falls $3,209

Monthly costs for a family of three with rent: $4,428 in Calgary versus $4,142 in Niagara Falls.

  • Calgary $4,428
  • Niagara Falls $4,142

Monthly costs are close between Calgary and Niagara Falls; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Calgary 69% above, Niagara Falls 67% above.

Currency
🍽 Eating Out
Calgary
Niagara Falls
Difference
Meal at Budget Restaurant
$17.55 CA$24.52
$14.41 CA$20.13
21.79%
Three-Course Dinner for Two, Mid-Range
$70.4 CA$98.3
$56.6 CA$79.0
24.39%
Fast Food Meal (McDonalds, etc)
$10.69 CA$14.93
$12.53 CA$17.51
-14.68%
Cappuccino
$3.89 CA$5.43
$3.81 CA$5.32
2.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 CA$2.85
$2.11 CA$2.95
-3.32%
Water (0.33 liter bottle)
$1.88 CA$2.62
$1.74 CA$2.43
8.05%
Local Beer (0.5 liter draught)
$4.90 CA$6.84
$5.43 CA$7.58
-9.76%
Imported Beer (0.33 liter bottle)
$5.78 CA$8.08
$6.27 CA$8.76
-7.81%
🛒 Groceries & Markets
Calgary
Niagara Falls
Difference
Milk (1 liter)
$1.96 CA$2.74
$2.17 CA$3.04
-9.68%
White Bread (500g)
$2.74 CA$3.83
$3.07 CA$4.29
-10.75%
Rice (white) (1kg)
$5.46 CA$7.63
$3.46 CA$4.83
57.80%
Eggs
$3.69 CA$5.15
$4.31 CA$6.03
-14.39%
Local Cheese (1kg)
$11.24 CA$15.71
$10.49 CA$14.66
7.15%
Chicken Fillets (1kg)
$11.54 CA$16.12
$11.67 CA$16.31
-1.11%
Beef Round Steak (1kg)
$18.38 CA$25.67
$17.78 CA$24.85
3.37%
Apples (1kg)
$4.90 CA$6.85
$4.27 CA$5.97
14.75%
Banana (1kg)
$1.42 CA$1.99
$1.11 CA$1.55
27.93%
Oranges (1kg)
$4.21 CA$5.88
$3.29 CA$4.59
27.96%
Tomato (1kg)
$4.02 CA$5.62
$3.65 CA$5.10
10.14%
Potato (1kg)
$2.69 CA$3.77
$2.40 CA$3.35
12.08%
Onion (1kg)
$2.66 CA$3.72
$2.72 CA$3.80
-2.21%
Lettuce (1 head)
$2.61 CA$3.65
$2.26 CA$3.16
15.49%
Water (1.5 liter bottle)
$1.60 CA$2.23
$1.76 CA$2.46
-9.09%
Cigarettes 20 Pack (Marlboro, Camel)
$14.00 CA$19.56
$14.18 CA$19.81
-1.27%
Wine (Bottle)
$15.40 CA$21.51
$12.68 CA$17.71
21.45%
Local Beer (0.5 liter bottle)
$2.50 CA$3.49
$2.90 CA$4.06
-13.79%
Imported Beer (0.33 liter bottle)
$3.09 CA$4.32
$2.48 CA$3.47
24.60%
🚌 Getting Around
Calgary
Niagara Falls
Difference
One-way Ticket (Public Transport)
$2.93 CA$4.09
$2.46 CA$3.43
19.11%
Public Transport Monthly Pass (Regular Price)
$89.3 CA$125
$67.6 CA$94.4
32.17%
Taxi Start (Normal Tariff)
$3.27 CA$4.57
$2.89 CA$4.04
13.15%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.89
$1.28 CA$1.79
5.47%
Taxi 1hour Waiting (Normal Tariff)
$27.39 CA$38.26
$22.27 CA$31.12
22.99%
Gasoline (1 liter)
$1.17 CA$1.64
$1.15 CA$1.61
1.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K CA$39.0K
$26.8K CA$37.4K
4.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0K CA$29.4K
$21.7K CA$30.3K
-2.99%
🧾 Monthly Utilities & Internet
Calgary
Niagara Falls
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$167 CA$233
$178 CA$249
-6.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.27 CA$53.5
$34.64 CA$48.39
10.48%
Internet (50+ Mbps, Unlimited Data)
$50.9 CA$71.2
$49.59 CA$69.3
2.70%
🎉 Sport & Entertainment
Calgary
Niagara Falls
Difference
Gym Membership (Monthly)
$51.0 CA$71.2
$17.16 CA$23.97
196.91%
Tennis Court (1 Hour on Weekend)
$18.17 CA$25.39
$28.91 CA$40.39
-37.15%
Cinema Ticket
$14.44 CA$20.18
$10.52 CA$14.70
37.26%
🧸 Childcare & Education
Calgary
Niagara Falls
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$545 CA$762
$516 CA$721
5.70%
International Primary School, 1 Child (Yearly)
$16.2K CA$22.6K
$19.4K CA$27.1K
-16.39%
👕👟 Clothing & Footwear
Calgary
Niagara Falls
Difference
Jeans (Levis 501 Or Similar)
$58.9 CA$82.3
$67.5 CA$94.3
-12.74%
Summer Dress (H&M, Zara, etc)
$39.75 CA$55.5
$52.2 CA$72.9
-23.87%
Sport Shoes (Adidas, Nike)
$93.4 CA$130
$82.8 CA$116
12.79%
Men's Leather Business Shoes
$110 CA$154
$86.0 CA$120
27.93%
🏠 Accommodation & Living
Calgary
Niagara Falls
Difference
1-bedroom Apartment, City Center (Monthly)
$1,254 CA$1,752
$1,325 CA$1,852
-5.37%
1-bedroom Apartment, Outside City Center (Monthly)
$1,056 CA$1,476
$1,131 CA$1,580
-6.60%
3-bedroom Apartment, City Center (Monthly)
$2,022 CA$2,825
$1,960 CA$2,738
3.19%
3-bedroom Apartment, Outside City Center (Monthly)
$1,629 CA$2,275
$1,626 CA$2,271
0.17%
Buy Apartment in City Center (m2)
$3,600 CA$5,030
$4,153 CA$5,802
-13.30%
Buy Apartment Outside City Center (m2)
$3,243 CA$4,530
$3,656 CA$5,108
-11.31%
💵 Salaries & Financials
Calgary
Niagara Falls
Difference
Average Monthly Net Salary (After Tax)
$3,115 CA$4,352
$3,057 CA$4,271
1.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
5.54
-18.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 26, 2026

Last update for Niagara Falls: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$1.1K
Niagara Falls
$1.1K 7.1% $75
Groceries & Markets
Calgary
$393
Niagara Falls
$374 4.8% $19
Eating Out
Calgary
$271
Niagara Falls
$254 6.4% $17
Monthly Utilities & Internet
Calgary
$256
Niagara Falls
$263 2.6% $6.6
Clothing & Footwear
Calgary
$136
Niagara Falls
$130 4.5% $6.1
Getting Around
Calgary
$111
Niagara Falls
$87 21.9% $24
Sport & Entertainment
Calgary
$80
Niagara Falls
$38 52.1% $42

Cost Breakdown

A one-bedroom apartment in the center runs $1,254 in Calgary and $1,325 in Niagara Falls. Housing cost is often the main lever when comparing two cities.

Dining out: $70 in Calgary vs $57 in Niagara Falls for a mid-range dinner for two. Groceries echo the gap at $393 vs $374 per month, with Niagara Falls cheaper across the board.

Good to know
🇨🇦 Calgary
🇨🇦 Niagara Falls
🕒 Local time
02:00 2:00 AM
03:00 3:00 AM
1 h ahead of Calgary
🌤 Weather
👥 Population
1,267,344
93,000
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Calgary Niagara Falls 2,760 km ≈ 4 h nonstop flight
From you
  • Calgary
  • Niagara Falls

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Niagara Falls: Cost of Living - Frequently Asked Questions
What income do you need for each city?
You’d need roughly $3,454 in Calgary and $3,414 in Niagara Falls to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Calgary and Niagara Falls?
Rent for a central apartment: $1,254 in Calgary versus $1,325 in Niagara Falls. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $545 in Calgary versus $516 in Niagara Falls. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Calgary or in Niagara Falls?
Dining out is cheaper in Niagara Falls – a meal for two runs $57 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
Is it better to live in Calgary or in Niagara Falls?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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