Last update: Oct 2026

Cost of Living Comparison Between Calgary and Newburgh, NY

For one person, living is cheaper in Calgary: $2,255 a month against $2,950 in Newburgh, NY, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

Calgary
🇨🇦 Canada
$2,255
/mo nomad
Newburgh, NY
🇺🇸 United States
$2,950
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Newburgh, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Newburgh, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Calgary versus $2,950 in Newburgh, NY.

  • Calgary $2,255
  • Newburgh, NY $2,950

Estimated couple costs with rent: $3,361 in Calgary versus $4,160 in Newburgh, NY.

  • Calgary $3,361
  • Newburgh, NY $4,160

Monthly costs for a family of three with rent: $4,468 in Calgary versus $5,370 in Newburgh, NY.

  • Calgary $4,468
  • Newburgh, NY $5,370

Living in Calgary costs roughly 24% less than in Newburgh, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Calgary 66% above, Newburgh, NY 118% above.

Currency
🍽 Eating Out
Calgary
Newburgh, NY
Difference
Meal at Budget Restaurant
$17.58 CA$24.85
$24.56 $24.56
-28.42%
Three-Course Dinner for Two, Mid-Range
$69.1 CA$97.6
$98.9 $98.9
-30.15%
Fast Food Meal (McDonalds, etc)
$10.59 CA$14.97
$10.89 $10.89
-2.75%
Cappuccino
$3.84 CA$5.42
$4.89 $4.89
-21.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.93 CA$2.72
$2.17 $2.17
-11.06%
Water (0.33 liter bottle)
$1.88 CA$2.66
$1.60 $1.60
17.50%
Local Beer (0.5 liter draught)
$5.09 CA$7.20
$7.87 $7.87
-35.32%
Imported Beer (0.33 liter bottle)
$5.64 CA$7.97
$4.88 $4.88
15.57%
🛒 Groceries & Markets
Calgary
Newburgh, NY
Difference
Milk (1 liter)
$2.00 CA$2.82
$1.32 $1.32
51.52%
White Bread (500g)
$2.78 CA$3.93
$4.31 $4.31
-35.50%
Rice (white) (1kg)
$5.59 CA$7.90
$7.47 $7.47
-25.17%
Eggs
$3.70 CA$5.23
$5.86 $5.86
-36.86%
Local Cheese (1kg)
$11.48 CA$16.23
$12.55 $12.55
-8.53%
Chicken Fillets (1kg)
$11.20 CA$15.84
$11.73 $11.73
-4.52%
Beef Round Steak (1kg)
$18.59 CA$26.28
$16.92 $16.92
9.87%
Apples (1kg)
$4.70 CA$6.64
$5.53 $5.53
-15.01%
Banana (1kg)
$1.45 CA$2.05
$1.70 $1.70
-14.71%
Oranges (1kg)
$4.34 CA$6.13
$6.38 $6.38
-31.97%
Tomato (1kg)
$3.79 CA$5.36
$6.22 $6.22
-39.07%
Potato (1kg)
$2.69 CA$3.81
$5.43 $5.43
-50.46%
Onion (1kg)
$2.75 CA$3.88
$3.71 $3.71
-25.88%
Lettuce (1 head)
$2.56 CA$3.62
$2.06 $2.06
24.27%
Water (1.5 liter bottle)
$1.50 CA$2.12
$1.95 $1.95
-23.08%
Cigarettes 20 Pack (Marlboro, Camel)
$14.39 CA$20.34
$10.16 $10.16
41.63%
Wine (Bottle)
$15.81 CA$22.35
$24.42 $24.42
-35.26%
Local Beer (0.5 liter bottle)
$2.47 CA$3.49
$1.68 $1.68
47.02%
Imported Beer (0.33 liter bottle)
$3.10 CA$4.39
$5.44 $5.44
-43.01%
🚌 Getting Around
Calgary
Newburgh, NY
Difference
One-way Ticket (Public Transport)
$2.81 CA$3.97
$2.03 $2.03
38.42%
Public Transport Monthly Pass (Regular Price)
$90.6 CA$128
$25.19 $25.19
259.59%
Taxi Start (Normal Tariff)
$3.28 CA$4.64
$3.04 $3.04
7.89%
Taxi (Normal Tariff) (1km)
$1.40 CA$1.97
$2.11 $2.11
-33.65%
Taxi 1hour Waiting (Normal Tariff)
$26.49 CA$37.45
$23.80 $23.80
11.30%
Gasoline (1 liter)
$1.22 CA$1.72
$1.06 $1.06
15.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K CA$40.1K
$27.6K $27.6K
2.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K CA$29.5K
$26.4K $26.4K
-21.12%
🧾 Monthly Utilities & Internet
Calgary
Newburgh, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$165 CA$233
$152 $152
8.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.24 CA$54.1
$75.1 $75.1
-49.09%
Internet (50+ Mbps, Unlimited Data)
$50.1 CA$70.9
$63.9 $63.9
-21.49%
🎉 Sport & Entertainment
Calgary
Newburgh, NY
Difference
Gym Membership (Monthly)
$53.8 CA$76.1
$40.37 $40.37
33.27%
Tennis Court (1 Hour on Weekend)
$18.04 CA$25.51
-
-
Cinema Ticket
$14.04 CA$19.84
$11.82 $11.82
18.78%
🧸 Childcare & Education
Calgary
Newburgh, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$797 CA$1,126
$2,288 $2,288
-65.18%
International Primary School, 1 Child (Yearly)
$15.8K CA$22.3K
$23.4K $23.4K
-32.35%
👕👟 Clothing & Footwear
Calgary
Newburgh, NY
Difference
Jeans (Levis 501 Or Similar)
$59.1 CA$83.5
$41.34 $41.34
42.89%
Summer Dress (H&M, Zara, etc)
$40.20 CA$56.8
$57.9 $57.9
-30.59%
Sport Shoes (Adidas, Nike)
$90.8 CA$128
$77.3 $77.3
17.43%
Men's Leather Business Shoes
$109 CA$155
$155 $155
-29.32%
🏠 Accommodation & Living
Calgary
Newburgh, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,207 CA$1,707
$1,610 $1,610
-25.01%
1-bedroom Apartment, Outside City Center (Monthly)
$1,011 CA$1,429
$1,572 $1,572
-35.69%
3-bedroom Apartment, City Center (Monthly)
$1,949 CA$2,756
$2,093 $2,093
-6.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,677 CA$2,371
$2,155 $2,155
-22.16%
Buy Apartment in City Center (m2)
$3,532 CA$4,993
$2,925 $2,925
20.77%
Buy Apartment Outside City Center (m2)
$3,392 CA$4,795
$2,083 $2,083
62.86%
💵 Salaries & Financials
Calgary
Newburgh, NY
Difference
Average Monthly Net Salary (After Tax)
$3,152 CA$4,456
$4,804 $4,804
-34.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
6.75
-33.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 18, 2026

Last update for Newburgh, NY: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$1K
Newburgh, NY
$1.6K 55.5% $561
Groceries & Markets
Calgary
$392
Newburgh, NY
$475 21.2% $83
Eating Out
Calgary
$270
Newburgh, NY
$352 30.2% $82
Monthly Utilities & Internet
Calgary
$253
Newburgh, NY
$291 14.9% $38
Clothing & Footwear
Calgary
$135
Newburgh, NY
$149 10.7% $14
Getting Around
Calgary
$112
Newburgh, NY
$47 58.2% $65
Sport & Entertainment
Calgary
$82
Newburgh, NY
$64 21.8% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Calgary and $1,610 in Newburgh, NY. Housing cost is often the main lever when comparing two cities.

Newburgh, NY pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Calgary vs $99.0 in Newburgh, NY for a mid-range dinner for two. Groceries echo the gap at $392 vs $475 per month, with Calgary cheaper across the board.

Good to know
🇨🇦 Calgary
🇺🇸 Newburgh, NY
🕒 Local time
19:27 7:27 PM
21:27 9:27 PM
2 h ahead of Calgary
🌤 Weather
👥 Population
1,267,344
28,290
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Calgary Newburgh, NY 3,210 km ≈ 4 h 30 min nonstop flight
From you
  • Calgary
  • Newburgh, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Newburgh, NY: Cost of Living - Frequently Asked Questions
Is Newburgh, NY cheaper than Calgary?
Calgary is cheaper overall, especially in groceries, eating out, and clothing. The 31% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Newburgh, NY?
On paper, salaries run 52% lower in Newburgh, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Calgary and Newburgh, NY?
Rent for a central apartment: $1,207 in Calgary versus $1,610 in Newburgh, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or in Newburgh, NY?
Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $99.0 in Newburgh, NY. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary and in Newburgh, NY?
All in, you'll spend $2,255 per month in Calgary versus $2,950 in Newburgh, NY – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 a realistic budget for living in Calgary or in Newburgh, NY?
At $2,255 in Calgary versus $2,950 in Newburgh, NY, a $2,500 budget is realistic in Calgary but tight or insufficient in Newburgh, NY. The gap between the two cities makes Calgary the clear choice for anyone on this budget.
Is it better to live in Calgary or in Newburgh, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Calgary gentler on the wallet – expenses run 31% less than in Newburgh, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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