Last update: Oct 2026

Cost of Living Comparison Between Calgary and New Smyrna Beach, FL

For one person, living is cheaper in Calgary: $2,223 a month against $2,721 in New Smyrna Beach, FL, rent and utilities included – about $6,000 less a year. Higher rent and utilities in New Smyrna Beach, FL outweigh lower spending on other living expenses.

109

Cost of Living Index in Calgary
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Calgary Living Index
134

Cost of Living Index in New Smyrna Beach, FL
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New Smyrna Beach, FL Living Index

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Calgary

🇨🇦 Canada

$2,223

/mo nomad

New Smyrna Beach, FL

🇺🇸 United States

$2,721

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in New Smyrna Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in New Smyrna Beach, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Calgary versus $2,721 in New Smyrna Beach, FL.

Calgary $2,223
New Smyrna Beach, FL $2,721

Estimated couple costs with rent: $3,301 in Calgary versus $3,907 in New Smyrna Beach, FL.

Calgary $3,301
New Smyrna Beach, FL $3,907

Monthly costs for a family of three with rent: $4,379 in Calgary versus $5,093 in New Smyrna Beach, FL.

Calgary $4,379
New Smyrna Beach, FL $5,093

Living in Calgary costs roughly 18% less than in New Smyrna Beach, FL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 65% above, New Smyrna Beach, FL 102% above.

Meal at Budget Restaurant

$17.22 CA$24.34

$19.75 $19.75

-12.81%

Three-Course Dinner for Two, Mid-Range

$71.1 CA$100

$81.4 $81.4

-12.66%

Fast Food Meal (McDonalds, etc)

$10.53 CA$14.89

$11.35 $11.35

-7.22%

Cappuccino

$3.66 CA$5.18

$6.14 $6.14

-40.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.80

$3.15 $3.15

-37.14%

Water (0.33 liter bottle)

$1.94 CA$2.74

$2.27 $2.27

-14.54%

Local Beer (0.5 liter draught)

$4.95 CA$7.00

$6.89 $6.89

-28.16%

Imported Beer (0.33 liter bottle)

$5.57 CA$7.87

$6.97 $6.97

-20.09%

Milk (1 liter)

$1.88 CA$2.65

$1.05 $1.05

79.05%

White Bread (500g)

$2.67 CA$3.78

$3.28 $3.28

-18.60%

Rice (white) (1kg)

$5.32 CA$7.52

$2.41 $2.41

120.75%

Eggs

$3.79 CA$5.35

$4.30 $4.30

-11.86%

Local Cheese (1kg)

$11.09 CA$15.68

$11.79 $11.79

-5.94%

Chicken Fillets (1kg)

$11.36 CA$16.05

$9.63 $9.63

17.96%

Beef Round Steak (1kg)

$18.40 CA$26.01

$15.90 $15.90

15.72%

Apples (1kg)

$4.56 CA$6.45

$5.76 $5.76

-20.83%

Banana (1kg)

$1.44 CA$2.04

$1.48 $1.48

-2.70%

Oranges (1kg)

$4.08 CA$5.76

$4.17 $4.17

-2.16%

Tomato (1kg)

$3.89 CA$5.50

$4.55 $4.55

-14.51%

Potato (1kg)

$2.64 CA$3.73

$2.45 $2.45

7.76%

Onion (1kg)

$2.64 CA$3.73

$2.95 $2.95

-10.51%

Lettuce (1 head)

$2.50 CA$3.54

$1.54 $1.54

62.34%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.80 $1.80

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 CA$19.86

$8.34 $8.34

68.47%

Wine (Bottle)

$15.70 CA$22.20

$13.28 $13.28

18.22%

Local Beer (0.5 liter bottle)

$2.44 CA$3.45

$2.14 $2.14

14.02%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.37

$2.90 $2.90

6.55%

One-way Ticket (Public Transport)

$2.82 CA$3.99

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

Taxi Start (Normal Tariff)

$3.12 CA$4.41

$1.53 $1.53

103.92%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.91

$1.16 $1.16

16.38%

Taxi 1hour Waiting (Normal Tariff)

$27.02 CA$38.20

$13.89 $13.89

94.53%

Gasoline (1 liter)

$1.16 CA$1.64

$0.95 $0.95

22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

$26.9K $26.9K

3.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$25.9K $25.9K

-21.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 CA$227

$191 $191

-15.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.13 CA$53.9

$63.3 $63.3

-39.74%

Internet (50+ Mbps, Unlimited Data)

$50.0 CA$70.7

$69.7 $69.7

-28.20%

Gym Membership (Monthly)

$51.5 CA$72.8

$25.14 $25.14

104.81%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$13.82 CA$19.54

$13.43 $13.43

2.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 CA$1,111

$619 $619

26.96%

International Primary School, 1 Child (Yearly)

$15.5K CA$21.8K

$12.2K $12.2K

26.73%

Jeans (Levis 501 Or Similar)

$58.3 CA$82.4

$52.9 $52.9

10.17%

Summer Dress (H&M, Zara, etc)

$39.27 CA$55.5

$48.00 $48.00

-18.19%

Sport Shoes (Adidas, Nike)

$89.8 CA$127

$86.6 $86.6

3.60%

Men's Leather Business Shoes

$110 CA$155

$115 $115

-4.44%

1-bedroom Apartment, City Center (Monthly)

$1,229 CA$1,737

$1,672 $1,672

-26.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 CA$1,415

$1,503 $1,503

-33.39%

3-bedroom Apartment, City Center (Monthly)

$1,921 CA$2,716

$2,476 $2,476

-22.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 CA$2,292

$2,363 $2,363

-31.40%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

$2,639 $2,639

34.49%

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

$2,334 $2,334

42.90%

Average Monthly Net Salary (After Tax)

$3,165 CA$4,474

$7,382 $7,382

-57.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.69

-32.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 13, 2026

Last update for New Smyrna Beach, FL: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 45%

New Smyrna Beach, FL

$1.5K 55.3% 50.1% $502

Groceries & Markets

Calgary

$385 17.3%

New Smyrna Beach, FL

$363 13.3% 5.9% $23

Eating Out

Calgary

$265 11.9%

New Smyrna Beach, FL

$336 12.3% 26.8% $71

Monthly Utilities & Internet

Calgary

$249 11.2%

New Smyrna Beach, FL

$324 11.9% 30.1% $75

Clothing & Footwear

Calgary

$134 6%

New Smyrna Beach, FL

$136 5% 1.8% $2.4

Getting Around

Calgary

$110 4.9%

New Smyrna Beach, FL

$7.4 * 0.3% 93.3% $102

Sport & Entertainment

Calgary

$79 3.6%

New Smyrna Beach, FL

$52 1.9% 34.3% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Calgary and $1,672 in New Smyrna Beach, FL. Housing cost is often the main lever when comparing two cities.

New Smyrna Beach, FL pays 133% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $81.0 in New Smyrna Beach, FL. Groceries flip the comparison at $385 vs $363, with New Smyrna Beach, FL cheaper for home cooking.

Good to know

🇨🇦 Calgary

🇺🇸 New Smyrna Beach, FL

🕒 Local time

21:31 9:31 PM

23:31 11:31 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

30,142

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Calgary New Smyrna Beach, FL 3,680 km ≈ 5 h nonstop flight

From you

Calgary
New Smyrna Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs New Smyrna Beach, FL: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in eating out, clothing, and utilities. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 133% lower in New Smyrna Beach, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,229 in Calgary versus $1,672 in New Smyrna Beach, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $786 in Calgary versus $619 in New Smyrna Beach, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $81.0 in New Smyrna Beach, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,223 in Calgary versus $2,721 in New Smyrna Beach, FL, a $2,500 budget is realistic in Calgary but tight or insufficient in New Smyrna Beach, FL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 22% less than in New Smyrna Beach, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.