Last update: Oct 2026

Cost of Living Comparison Between Calgary and Montmagny

For one person, living is cheaper in Montmagny: $2,222 a month against $2,303 in Calgary, rent and utilities included – about $970 less a year. The total is higher in Calgary despite lower rent and utilities.

Calgary, Canada
Montmagny, Canada
Calgary
🇨🇦 Canada
$2,303
/mo nomad
Montmagny
🇨🇦 Canada
$2,222
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Montmagny

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Montmagny actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,303 in Calgary versus $2,222 in Montmagny.

  • Calgary $2,303
  • Montmagny $2,222

Estimated couple costs with rent: $3,366 in Calgary versus $3,224 in Montmagny.

  • Calgary $3,366
  • Montmagny $3,224

Monthly costs for a family of three with rent: $4,428 in Calgary versus $4,226 in Montmagny.

  • Calgary $4,428
  • Montmagny $4,226

Living in Calgary is roughly 4% more expensive than in Montmagny, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Calgary 69% above, Montmagny 63% above.

Currency
🍽 Eating Out
Calgary
Montmagny
Difference
Meal at Budget Restaurant
$17.55 CA$24.63
$19.13 CA$26.85
-8.26%
Three-Course Dinner for Two, Mid-Range
$70.4 CA$98.8
$73.6 CA$103
-4.37%
Fast Food Meal (McDonalds, etc)
$10.69 CA$15.00
$10.84 CA$15.22
-1.38%
Cappuccino
$3.89 CA$5.46
$3.84 CA$5.39
1.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 CA$2.86
$1.94 CA$2.73
5.15%
Water (0.33 liter bottle)
$1.88 CA$2.64
$1.57 CA$2.21
19.75%
Local Beer (0.5 liter draught)
$4.90 CA$6.87
$6.54 CA$9.17
-25.08%
Imported Beer (0.33 liter bottle)
$5.78 CA$8.11
$7.15 CA$10.04
-19.16%
🛒 Groceries & Markets
Calgary
Montmagny
Difference
Milk (1 liter)
$1.96 CA$2.75
$2.23 CA$3.13
-12.11%
White Bread (500g)
$2.74 CA$3.84
$3.19 CA$4.47
-14.11%
Rice (white) (1kg)
$5.46 CA$7.67
$3.15 CA$4.41
73.33%
Eggs
$3.69 CA$5.17
$3.62 CA$5.08
1.93%
Local Cheese (1kg)
$11.24 CA$15.78
$13.10 CA$18.39
-14.20%
Chicken Fillets (1kg)
$11.54 CA$16.19
$11.60 CA$16.28
-0.52%
Beef Round Steak (1kg)
$18.38 CA$25.79
$13.98 CA$19.62
31.47%
Apples (1kg)
$4.90 CA$6.88
$3.14 CA$4.40
56.05%
Banana (1kg)
$1.42 CA$2.00
$1.51 CA$2.11
-5.96%
Oranges (1kg)
$4.21 CA$5.91
$3.54 CA$4.96
18.93%
Tomato (1kg)
$4.02 CA$5.65
$3.04 CA$4.26
32.24%
Potato (1kg)
$2.69 CA$3.78
$1.95 CA$2.73
37.95%
Onion (1kg)
$2.66 CA$3.74
$1.86 CA$2.61
43.01%
Lettuce (1 head)
$2.61 CA$3.67
$2.50 CA$3.51
4.40%
Water (1.5 liter bottle)
$1.60 CA$2.24
$1.58 CA$2.22
1.27%
Cigarettes 20 Pack (Marlboro, Camel)
$14.00 CA$19.65
$11.25 CA$15.79
24.44%
Wine (Bottle)
$15.40 CA$21.61
$10.64 CA$14.93
44.74%
Local Beer (0.5 liter bottle)
$2.50 CA$3.50
$2.26 CA$3.17
10.62%
Imported Beer (0.33 liter bottle)
$3.09 CA$4.34
$3.02 CA$4.24
2.32%
🚌 Getting Around
Calgary
Montmagny
Difference
One-way Ticket (Public Transport)
$2.93 CA$4.11
$2.26 CA$3.17
29.65%
Public Transport Monthly Pass (Regular Price)
$89.3 CA$125
$58.6 CA$82.2
52.38%
Taxi Start (Normal Tariff)
$3.27 CA$4.59
$3.30 CA$4.63
-0.91%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.89
$1.42 CA$2.00
-4.93%
Taxi 1hour Waiting (Normal Tariff)
$27.39 CA$38.43
$33.25 CA$46.66
-17.62%
Gasoline (1 liter)
$1.17 CA$1.65
$1.36 CA$1.91
-13.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K CA$39.2K
$27.6K CA$38.8K
1.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0K CA$29.5K
$21.3K CA$29.9K
-1.23%
🧾 Monthly Utilities & Internet
Calgary
Montmagny
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$167 CA$234
$77.2 CA$108
115.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.27 CA$53.7
$35.36 CA$49.62
8.23%
Internet (50+ Mbps, Unlimited Data)
$50.9 CA$71.5
$42.46 CA$59.6
19.95%
🎉 Sport & Entertainment
Calgary
Montmagny
Difference
Gym Membership (Monthly)
$51.0 CA$71.5
$37.91 CA$53.2
34.40%
Tennis Court (1 Hour on Weekend)
$18.17 CA$25.50
$18.46 CA$25.91
-1.57%
Cinema Ticket
$14.44 CA$20.27
$11.37 CA$15.96
27.00%
🧸 Childcare & Education
Calgary
Montmagny
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$545 CA$766
$509 CA$714
7.22%
International Primary School, 1 Child (Yearly)
$16.2K CA$22.7K
$16.1K CA$22.6K
0.53%
👕👟 Clothing & Footwear
Calgary
Montmagny
Difference
Jeans (Levis 501 Or Similar)
$58.9 CA$82.6
$57.7 CA$80.9
2.12%
Summer Dress (H&M, Zara, etc)
$39.75 CA$55.8
$39.48 CA$55.4
0.68%
Sport Shoes (Adidas, Nike)
$93.4 CA$131
$94.7 CA$133
-1.36%
Men's Leather Business Shoes
$110 CA$154
$112 CA$157
-1.59%
🏠 Accommodation & Living
Calgary
Montmagny
Difference
1-bedroom Apartment, City Center (Monthly)
$1,254 CA$1,760
$1,296 CA$1,818
-3.21%
1-bedroom Apartment, Outside City Center (Monthly)
$1,056 CA$1,483
$1,147 CA$1,610
-7.90%
3-bedroom Apartment, City Center (Monthly)
$2,022 CA$2,838
$1,987 CA$2,789
1.76%
3-bedroom Apartment, Outside City Center (Monthly)
$1,629 CA$2,286
$1,664 CA$2,335
-2.12%
Buy Apartment in City Center (m2)
$3,600 CA$5,053
$4,370 CA$6,133
-17.61%
Buy Apartment Outside City Center (m2)
$3,243 CA$4,551
$3,798 CA$5,330
-14.62%
💵 Salaries & Financials
Calgary
Montmagny
Difference
Average Monthly Net Salary (After Tax)
$3,115 CA$4,372
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
4.48
0.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 26, 2026

Last update for Montmagny: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$1.1K
Montmagny
$1.1K 8.6% $91
Groceries & Markets
Calgary
$393
Montmagny
$352 10.4% $41
Eating Out
Calgary
$271
Montmagny
$293 8.1% $22
Monthly Utilities & Internet
Calgary
$256
Montmagny
$155 39.4% $101
Clothing & Footwear
Calgary
$136
Montmagny
$137 0.5% $0.7
Getting Around
Calgary
$111
Montmagny
$78 29.7% $33
Sport & Entertainment
Calgary
$80
Montmagny
$61 24% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,254 in Calgary and $1,296 in Montmagny. Housing cost is often the main lever when comparing two cities.

Dining out: $70 in Calgary vs $74 in Montmagny. Groceries flip the comparison at $393 vs $352, with Montmagny cheaper for home cooking.

Good to know
🇨🇦 Calgary
🇨🇦 Montmagny
🕒 Local time
17:12 5:12 PM
19:12 7:12 PM
2 h ahead of Calgary
🌤 Weather
👥 Population
1,267,344
10,999
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

On the map
Between locations
  • Calgary Montmagny 3,160 km ≈ 4 h 30 min nonstop flight
From you
  • Calgary
  • Montmagny

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Montmagny: Cost of Living - Frequently Asked Questions
Is Montmagny cheaper than Calgary?
Montmagny is about 4% cheaper overall, especially in groceries, transport, and leisure. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $3,454 in Calgary and $3,333 in Montmagny to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Calgary and Montmagny?
Rent for a central apartment: $1,254 in Calgary versus $1,296 in Montmagny. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or in Montmagny?
Dining out is cheaper in Calgary – a meal for two runs $70 versus $74 in Montmagny. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary and in Montmagny?
All in, you’ll spend $2,303 per month in Calgary versus $2,222 in Montmagny – Montmagny is about 4% cheaper, which adds up to real savings over time.
Is it better to live in Calgary or in Montmagny?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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