Last update: Oct 2026

Cost of Living Comparison Between Calgary and Jersey City, NJ

For one person, living is cheaper in Calgary: $2,232 a month against $3,853 in Jersey City, NJ, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

Calgary
🇨🇦 Canada
$2,232
/mo nomad
Jersey City, NJ
🇺🇸 United States
$3,853
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Jersey City, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Jersey City, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Calgary versus $3,853 in Jersey City, NJ.

  • Calgary $2,232
  • Jersey City, NJ $3,853

Estimated couple costs with rent: $3,363 in Calgary versus $5,294 in Jersey City, NJ.

  • Calgary $3,363
  • Jersey City, NJ $5,294

Monthly costs for a family of three with rent: $4,493 in Calgary versus $6,736 in Jersey City, NJ.

  • Calgary $4,493
  • Jersey City, NJ $6,736

Living in Calgary costs roughly 42% less than in Jersey City, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Calgary 67% above, Jersey City, NJ 188% above.

Currency
🍽 Eating Out
Calgary
Jersey City, NJ
Difference
Meal at Budget Restaurant
$17.22 CA$24.54
$24.71 $24.71
-30.31%
Three-Course Dinner for Two, Mid-Range
$71.2 CA$101
$98.5 $98.5
-27.72%
Fast Food Meal (McDonalds, etc)
$10.56 CA$15.06
$10.81 $10.81
-2.31%
Cappuccino
$3.77 CA$5.38
$5.44 $5.44
-30.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.91 CA$2.73
$2.15 $2.15
-11.16%
Water (0.33 liter bottle)
$1.84 CA$2.63
$1.53 $1.53
20.26%
Local Beer (0.5 liter draught)
$4.86 CA$6.93
$8.24 $8.24
-41.02%
Imported Beer (0.33 liter bottle)
$5.55 CA$7.91
$8.03 $8.03
-30.88%
🛒 Groceries & Markets
Calgary
Jersey City, NJ
Difference
Milk (1 liter)
$1.88 CA$2.68
$1.32 $1.32
42.42%
White Bread (500g)
$2.73 CA$3.89
$4.16 $4.16
-34.38%
Rice (white) (1kg)
$5.34 CA$7.61
$7.38 $7.38
-27.64%
Eggs
$3.77 CA$5.37
$5.77 $5.77
-34.66%
Local Cheese (1kg)
$11.29 CA$16.09
$12.64 $12.64
-10.68%
Chicken Fillets (1kg)
$11.46 CA$16.34
$11.78 $11.78
-2.72%
Beef Round Steak (1kg)
$18.26 CA$26.03
$17.24 $17.24
5.92%
Apples (1kg)
$4.64 CA$6.62
$5.46 $5.46
-15.02%
Banana (1kg)
$1.44 CA$2.05
$1.79 $1.79
-19.55%
Oranges (1kg)
$4.22 CA$6.02
$6.22 $6.22
-32.15%
Tomato (1kg)
$3.86 CA$5.50
$6.08 $6.08
-36.51%
Potato (1kg)
$2.62 CA$3.74
$5.66 $5.66
-53.71%
Onion (1kg)
$2.66 CA$3.79
$3.77 $3.77
-29.44%
Lettuce (1 head)
$2.59 CA$3.69
$2.84 $2.84
-8.80%
Water (1.5 liter bottle)
$1.53 CA$2.19
$2.81 $2.81
-45.55%
Cigarettes 20 Pack (Marlboro, Camel)
$14.26 CA$20.32
$11.61 $11.61
22.83%
Wine (Bottle)
$15.27 CA$21.76
$24.79 $24.79
-38.40%
Local Beer (0.5 liter bottle)
$2.41 CA$3.44
$1.77 $1.77
36.16%
Imported Beer (0.33 liter bottle)
$3.09 CA$4.41
$5.53 $5.53
-44.12%
🚌 Getting Around
Calgary
Jersey City, NJ
Difference
One-way Ticket (Public Transport)
$2.88 CA$4.11
$2.94 $2.94
-2.04%
Public Transport Monthly Pass (Regular Price)
$88.7 CA$126
$106 $106
-16.05%
Taxi Start (Normal Tariff)
$3.23 CA$4.61
$2.98 $2.98
8.39%
Taxi (Normal Tariff) (1km)
$1.38 CA$1.97
$2.10 $2.10
-34.29%
Taxi 1hour Waiting (Normal Tariff)
$26.49 CA$37.75
$23.65 $23.65
12.01%
Gasoline (1 liter)
$1.18 CA$1.68
$1.06 $1.06
11.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K CA$40.3K
$36.5K $36.5K
-22.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K CA$29.5K
$25.4K $25.4K
-18.55%
🧾 Monthly Utilities & Internet
Calgary
Jersey City, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$159 CA$227
$212 $212
-24.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.61 CA$53.6
$73.1 $73.1
-48.56%
Internet (50+ Mbps, Unlimited Data)
$49.68 CA$70.8
$66.0 $66.0
-24.75%
🎉 Sport & Entertainment
Calgary
Jersey City, NJ
Difference
Gym Membership (Monthly)
$53.3 CA$75.9
$57.4 $57.4
-7.20%
Tennis Court (1 Hour on Weekend)
$18.31 CA$26.10
$42.80 $42.80
-57.22%
Cinema Ticket
$14.08 CA$20.06
$14.67 $14.67
-4.02%
🧸 Childcare & Education
Calgary
Jersey City, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$809 CA$1,154
$2,209 $2,209
-63.37%
International Primary School, 1 Child (Yearly)
$15.9K CA$22.6K
$23.7K $23.7K
-33.01%
👕👟 Clothing & Footwear
Calgary
Jersey City, NJ
Difference
Jeans (Levis 501 Or Similar)
$58.8 CA$83.8
$40.79 $40.79
44.08%
Summer Dress (H&M, Zara, etc)
$38.84 CA$55.4
$56.8 $56.8
-31.64%
Sport Shoes (Adidas, Nike)
$91.4 CA$130
$75.7 $75.7
20.70%
Men's Leather Business Shoes
$109 CA$155
$159 $159
-31.42%
🏠 Accommodation & Living
Calgary
Jersey City, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$1,237 CA$1,764
$3,536 $3,536
-65.01%
1-bedroom Apartment, Outside City Center (Monthly)
$996 CA$1,420
$2,272 $2,272
-56.16%
3-bedroom Apartment, City Center (Monthly)
$1,908 CA$2,720
$5,505 $5,505
-65.34%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 CA$2,382
$3,255 $3,255
-48.66%
Buy Apartment in City Center (m2)
$3,530 CA$5,032
$7,925 $7,925
-55.45%
Buy Apartment Outside City Center (m2)
$3,336 CA$4,755
$5,476 $5,476
-39.08%
💵 Salaries & Financials
Calgary
Jersey City, NJ
Difference
Average Monthly Net Salary (After Tax)
$3,130 CA$4,461
$6,281 $6,281
-50.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
6.75
-33.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 3, 2026

Last update for Jersey City, NJ: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$996
Jersey City, NJ
$2.3K 128% $1.3K
Groceries & Markets
Calgary
$387
Jersey City, NJ
$488 26.1% $101
Eating Out
Calgary
$265
Jersey City, NJ
$367 38.6% $102
Monthly Utilities & Internet
Calgary
$247
Jersey City, NJ
$351 42.5% $105
Clothing & Footwear
Calgary
$134
Jersey City, NJ
$150 11.5% $15
Getting Around
Calgary
$110
Jersey City, NJ
$131 18.6% $21
Sport & Entertainment
Calgary
$81
Jersey City, NJ
$87 6.5% $5.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Calgary and $3,536 in Jersey City, NJ. Housing cost is often the main lever when comparing two cities.

Jersey City, NJ pays 101% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $98.0 in Jersey City, NJ for a mid-range dinner for two. Groceries echo the gap at $387 vs $488 per month, with Calgary cheaper across the board.

Good to know
🇨🇦 Calgary
🇺🇸 Jersey City, NJ
🕒 Local time
05:33 5:33 AM
07:33 7:33 AM
2 h ahead of Calgary
🌤 Weather
👥 Population
1,267,344
292,449
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Calgary Jersey City, NJ 3,260 km ≈ 4 h 30 min nonstop flight
From you
  • Calgary
  • Jersey City, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Jersey City, NJ: Cost of Living - Frequently Asked Questions
Is Jersey City, NJ cheaper than Calgary?
Calgary is cheaper overall, especially in groceries, eating out, and clothing. The 73% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Jersey City, NJ?
On paper, salaries run 101% lower in Jersey City, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Calgary and Jersey City, NJ?
Rent for a central apartment: $1,237 in Calgary versus $3,536 in Jersey City, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or in Jersey City, NJ?
Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $98.0 in Jersey City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary and in Jersey City, NJ?
All in, you'll spend $2,232 per month in Calgary versus $3,853 in Jersey City, NJ – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 a realistic budget for living in Calgary or in Jersey City, NJ?
At $2,232 in Calgary versus $3,853 in Jersey City, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Jersey City, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.
Is Calgary or Jersey City, NJ more family-friendly?
For families, Calgary is more practical. Housing and childcare are both notably cheaper than in Jersey City, NJ, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Calgary gentler on the wallet – expenses run 73% less than in Jersey City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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