Last update: Oct 2026

Cost of Living Comparison Between Calgary and Guaynabo

For one person, living is cheaper in Guaynabo: $1,856 a month against $2,223 in Calgary, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Calgary
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Calgary Living Index
90

Cost of Living Index in Guaynabo
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Guaynabo Living Index

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Calgary

🇨🇦 Canada

$2,223

/mo nomad

Guaynabo

🇵🇷 Puerto Rico

$1,856

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Guaynabo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Guaynabo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Calgary versus $1,856 in Guaynabo.

Calgary $2,223
Guaynabo $1,856

Estimated couple costs with rent: $3,301 in Calgary versus $2,952 in Guaynabo.

Calgary $3,301
Guaynabo $2,952

Monthly costs for a family of three with rent: $4,379 in Calgary versus $4,047 in Guaynabo.

Calgary $4,379
Guaynabo $4,047

Living in Calgary is roughly 20% more expensive than in Guaynabo, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 65% above, Guaynabo 37% above.

Meal at Budget Restaurant

$17.22 CA$24.34

$19.42 $19.42

-11.33%

Three-Course Dinner for Two, Mid-Range

$71.1 CA$100

$79.9 $79.9

-11.03%

Fast Food Meal (McDonalds, etc)

$10.53 CA$14.89

$9.29 $9.29

13.35%

Cappuccino

$3.66 CA$5.18

$1.88 $1.88

94.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.80

$1.31 $1.31

51.15%

Water (0.33 liter bottle)

$1.94 CA$2.74

$1.23 $1.23

57.72%

Local Beer (0.5 liter draught)

$4.95 CA$7.00

$2.04 $2.04

142.65%

Imported Beer (0.33 liter bottle)

$5.57 CA$7.87

$3.91 $3.91

42.46%

Milk (1 liter)

$1.88 CA$2.65

$2.11 $2.11

-10.90%

White Bread (500g)

$2.67 CA$3.78

$3.29 $3.29

-18.84%

Rice (white) (1kg)

$5.32 CA$7.52

$2.32 $2.32

129.31%

Eggs

$3.79 CA$5.35

$6.18 $6.18

-38.67%

Local Cheese (1kg)

$11.09 CA$15.68

$12.29 $12.29

-9.76%

Chicken Fillets (1kg)

$11.36 CA$16.05

$9.54 $9.54

19.08%

Beef Round Steak (1kg)

$18.40 CA$26.01

$13.21 $13.21

39.29%

Apples (1kg)

$4.56 CA$6.45

$4.94 $4.94

-7.69%

Banana (1kg)

$1.44 CA$2.04

$2.62 $2.62

-45.04%

Oranges (1kg)

$4.08 CA$5.76

$4.82 $4.82

-15.35%

Tomato (1kg)

$3.89 CA$5.50

$4.93 $4.93

-21.10%

Potato (1kg)

$2.64 CA$3.73

$2.65 $2.65

-0.38%

Onion (1kg)

$2.64 CA$3.73

$1.96 $1.96

34.69%

Lettuce (1 head)

$2.50 CA$3.54

$1.47 $1.47

70.07%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.63 $1.63

-7.98%

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 CA$19.86

$11.23 $11.23

25.11%

Wine (Bottle)

$15.70 CA$22.20

$15.49 $15.49

1.36%

Local Beer (0.5 liter bottle)

$2.44 CA$3.45

$2.95 $2.95

-17.29%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.37

$3.02 $3.02

2.32%

One-way Ticket (Public Transport)

$2.82 CA$3.99

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

Taxi Start (Normal Tariff)

$3.12 CA$4.41

$2.56 $2.56

21.88%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.91

$1.47 $1.47

-8.16%

Taxi 1hour Waiting (Normal Tariff)

$27.02 CA$38.20

$41.59 $41.59

-35.03%

Gasoline (1 liter)

$1.16 CA$1.64

$0.95 $0.95

22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

$39.4K $39.4K

-29.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$27.8K $27.8K

-26.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 CA$227

$322 $322

-50.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.13 CA$53.9

$50.7 $50.7

-24.84%

Internet (50+ Mbps, Unlimited Data)

$50.0 CA$70.7

$70.3 $70.3

-28.85%

Gym Membership (Monthly)

$51.5 CA$72.8

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$13.82 CA$19.54

$10.41 $10.41

32.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 CA$1,111

$828 $828

-5.03%

International Primary School, 1 Child (Yearly)

$15.5K CA$21.8K

$12.8K $12.8K

21.18%

Jeans (Levis 501 Or Similar)

$58.3 CA$82.4

$57.3 $57.3

1.64%

Summer Dress (H&M, Zara, etc)

$39.27 CA$55.5

$50.9 $50.9

-22.80%

Sport Shoes (Adidas, Nike)

$89.8 CA$127

$101 $101

-11.51%

Men's Leather Business Shoes

$110 CA$155

$112 $112

-2.07%

1-bedroom Apartment, City Center (Monthly)

$1,229 CA$1,737

$891 $891

37.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 CA$1,415

$618 $618

62.12%

3-bedroom Apartment, City Center (Monthly)

$1,921 CA$2,716

$2,495 $2,495

-23.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 CA$2,292

$1,392 $1,392

16.43%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

Average Monthly Net Salary (After Tax)

$3,165 CA$4,474

$3,433 $3,433

-7.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.55

-31.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 13, 2026

Last update for Guaynabo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 45%

Guaynabo

$618 33.3% 38.3% $384

Groceries & Markets

Calgary

$385 17.3%

Guaynabo

$386 20.8% 0.1% $0.4

Eating Out

Calgary

$265 11.9%

Guaynabo

$234 12.6% 11.6% $31

Monthly Utilities & Internet

Calgary

$249 11.2%

Guaynabo

$443 23.9% 78% $194

Clothing & Footwear

Calgary

$134 6%

Guaynabo

$145 7.8% 8.3% $11

Getting Around

Calgary

$110 4.9%

Guaynabo

$9.9 * 0.5% 91% $100

Sport & Entertainment

Calgary

$79 3.6%

Guaynabo

$21 * 1.1% 73.7% $58

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Calgary and $891 in Guaynabo. Housing cost is often the main lever when comparing two cities.

Guaynabo pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Calgary vs $80.0 in Guaynabo for a mid-range dinner for two. Groceries echo the gap at $385 vs $386 per month, with Calgary cheaper across the board.

Good to know

🇨🇦 Calgary

🇵🇷 Guaynabo

🕒 Local time

15:00 3:00 PM

17:00 5:00 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

68,491

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Calgary Guaynabo 5,540 km ≈ 7 h nonstop flight

From you

Calgary
Guaynabo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Guaynabo: Cost of Living - Frequently Asked Questions

Guaynabo is cheaper overall, especially in eating out, transport, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 8% lower in Guaynabo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,229 in Calgary versus $891 in Guaynabo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $786 in Calgary versus $828 in Guaynabo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Guaynabo – a meal for two runs $80.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,856 in Guaynabo versus $2,223 in Calgary, a $3,000 budget is realistic in Guaynabo but tight or insufficient in Calgary. The gap between the two cities makes Guaynabo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Guaynabo gentler on the wallet – expenses run 20% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.