Last update: Oct 2026

Cost of Living Comparison Between Calgary and Elmira, NY

For one person, living is cheaper in Elmira, NY: $1,902 a month against $2,232 in Calgary, rent and utilities included – about $4,000 less a year. Other living expenses account for most of the difference.

109

Cost of Living Index in Calgary
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Calgary Living Index
94

Cost of Living Index in Elmira, NY
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Elmira, NY Living Index

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Calgary

🇨🇦 Canada

$2,232

/mo nomad

Elmira, NY

🇺🇸 United States

$1,902

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Elmira, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Elmira, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Calgary versus $1,902 in Elmira, NY.

Calgary $2,232
Elmira, NY $1,902

Estimated couple costs with rent: $3,363 in Calgary versus $2,686 in Elmira, NY.

Calgary $3,363
Elmira, NY $2,686

Monthly costs for a family of three with rent: $4,493 in Calgary versus $3,469 in Elmira, NY.

Calgary $4,493
Elmira, NY $3,469

Living in Calgary is roughly 17% more expensive than in Elmira, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 67% above, Elmira, NY 42% above.

Meal at Budget Restaurant

$17.22 CA$24.54

$8.32 $8.32

106.97%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$101

$94.2 $94.2

-24.45%

Fast Food Meal (McDonalds, etc)

$10.56 CA$15.06

$11.97 $11.97

-11.78%

Cappuccino

$3.77 CA$5.38

$5.03 $5.03

-25.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 CA$2.73

$2.41 $2.41

-20.75%

Water (0.33 liter bottle)

$1.84 CA$2.63

$1.46 $1.46

26.03%

Local Beer (0.5 liter draught)

$4.86 CA$6.93

$3.95 $3.95

23.04%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.91

$4.90 $4.90

13.27%

Milk (1 liter)

$1.88 CA$2.68

$0.81 $0.81

132.10%

White Bread (500g)

$2.73 CA$3.89

$2.55 $2.55

7.06%

Rice (white) (1kg)

$5.34 CA$7.61

$5.70 $5.70

-6.32%

Eggs

$3.77 CA$5.37

$2.81 $2.81

34.16%

Local Cheese (1kg)

$11.29 CA$16.09

$13.03 $13.03

-13.35%

Chicken Fillets (1kg)

$11.46 CA$16.34

$10.07 $10.07

13.80%

Beef Round Steak (1kg)

$18.26 CA$26.03

$13.44 $13.44

35.86%

Apples (1kg)

$4.64 CA$6.62

$4.95 $4.95

-6.26%

Banana (1kg)

$1.44 CA$2.05

$1.05 $1.05

37.14%

Oranges (1kg)

$4.22 CA$6.02

$4.62 $4.62

-8.66%

Tomato (1kg)

$3.86 CA$5.50

$5.04 $5.04

-23.41%

Potato (1kg)

$2.62 CA$3.74

$2.69 $2.69

-2.60%

Onion (1kg)

$2.66 CA$3.79

$3.06 $3.06

-13.07%

Lettuce (1 head)

$2.59 CA$3.69

$2.39 $2.39

8.37%

Water (1.5 liter bottle)

$1.53 CA$2.19

$2.41 $2.41

-36.51%

Cigarettes 20 Pack (Marlboro, Camel)

$14.26 CA$20.32

$12.92 $12.92

10.37%

Wine (Bottle)

$15.27 CA$21.76

$18.22 $18.22

-16.19%

Local Beer (0.5 liter bottle)

$2.41 CA$3.44

$2.08 $2.08

15.87%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.41

$4.03 $4.03

-23.33%

One-way Ticket (Public Transport)

$2.88 CA$4.11

Public Transport Monthly Pass (Regular Price)

$88.7 CA$126

Taxi Start (Normal Tariff)

$3.23 CA$4.61

$5.29 $5.29

-38.94%

Taxi (Normal Tariff) (1km)

$1.38 CA$1.97

$2.29 $2.29

-39.74%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.75

$45.83 $45.83

-42.20%

Gasoline (1 liter)

$1.18 CA$1.68

$1.11 $1.11

6.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$40.3K

$35.2K $35.2K

-19.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.5K

$24.6K $24.6K

-15.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 CA$227

$149 $149

7.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.61 CA$53.6

$52.5 $52.5

-28.33%

Internet (50+ Mbps, Unlimited Data)

$49.68 CA$70.8

$66.7 $66.7

-25.49%

Gym Membership (Monthly)

$53.3 CA$75.9

$24.83 $24.83

114.46%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.10

Cinema Ticket

$14.08 CA$20.06

$9.94 $9.94

41.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 CA$1,154

$1,515 $1,515

-46.57%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.6K

$32.9K $32.9K

-51.85%

Jeans (Levis 501 Or Similar)

$58.8 CA$83.8

$32.21 $32.21

82.46%

Summer Dress (H&M, Zara, etc)

$38.84 CA$55.4

$45.26 $45.26

-14.18%

Sport Shoes (Adidas, Nike)

$91.4 CA$130

$78.3 $78.3

16.77%

Men's Leather Business Shoes

$109 CA$155

$113 $113

-3.58%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,764

$1,193 $1,193

3.73%

1-bedroom Apartment, Outside City Center (Monthly)

$996 CA$1,420

$892 $892

11.61%

3-bedroom Apartment, City Center (Monthly)

$1,908 CA$2,720

$1,484 $1,484

28.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 CA$2,382

$1,083 $1,083

54.24%

Buy Apartment in City Center (m2)

$3,530 CA$5,032

$1,106 $1,106

219.16%

Buy Apartment Outside City Center (m2)

$3,336 CA$4,755

$1,096 $1,096

204.25%

Average Monthly Net Salary (After Tax)

$3,130 CA$4,461

$8,383 $8,383

-62.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.52

-30.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 3, 2026

Last update for Elmira, NY: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$996 44.8%

Elmira, NY

$892 46.2% 10.4% $104

Groceries & Markets

Calgary

$387 17.4%

Elmira, NY

$380 19.7% 1.9% $7.5

Eating Out

Calgary

$265 11.9%

Elmira, NY

$208 10.8% 21.6% $57

Monthly Utilities & Internet

Calgary

$247 11.1%

Elmira, NY

$268 13.9% 8.6% $21

Clothing & Footwear

Calgary

$134 6%

Elmira, NY

$121 6.3% 9.8% $13

Getting Around

Calgary

$110 5%

Elmira, NY

$17 * 0.9% 84.9% $94

Sport & Entertainment

Calgary

$81 3.7%

Elmira, NY

$45 2.3% 45.1% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Calgary and $1,193 in Elmira, NY. Housing cost is often the main lever when comparing two cities.

Elmira, NY pays 168% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Calgary vs $94.0 in Elmira, NY. Groceries flip the comparison at $387 vs $380, with Elmira, NY cheaper for home cooking.

Good to know

🇨🇦 Calgary

🇺🇸 Elmira, NY

🕒 Local time

20:02 8:02 PM

22:02 10:02 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

26,523

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Calgary Elmira, NY 2,980 km ≈ 4 h 15 min nonstop flight

From you

Calgary
Elmira, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Elmira, NY: Cost of Living - Frequently Asked Questions

Elmira, NY is cheaper overall, especially in groceries, eating out, and clothing. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 168% lower in Elmira, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,237 in Calgary versus $1,193 in Elmira, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $809 in Calgary versus $1,515 in Elmira, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Elmira, NY – a meal for two runs $94.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,902 in Elmira, NY versus $2,232 in Calgary, a $3,000 budget is realistic in Elmira, NY but tight or insufficient in Calgary. The gap between the two cities makes Elmira, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Elmira, NY gentler on the wallet – expenses run 17% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.