Last update: Oct 2026

Cost of Living Comparison Between Calgary and Charlotte Amalie

For one person, living is cheaper in Calgary: $2,223 a month against $2,340 in Charlotte Amalie, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Charlotte Amalie outweigh lower spending on other living expenses.

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Cost of Living Index in Calgary
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Calgary Living Index

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Calgary

🇨🇦 Canada

$2,223

/mo nomad

Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,340

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Charlotte Amalie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Charlotte Amalie actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Calgary versus $2,340 in Charlotte Amalie.

Calgary $2,223
Charlotte Amalie $2,340

Estimated couple costs with rent: $3,301 in Calgary versus $4,152 in Charlotte Amalie.

Calgary $3,301
Charlotte Amalie $4,152

Monthly costs for a family of three with rent: $4,379 in Calgary versus $5,964 in Charlotte Amalie.

Calgary $4,379
Charlotte Amalie $5,964

Living in Calgary costs roughly 5% less than in Charlotte Amalie, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Calgary 65% above, Charlotte Amalie 73% above.

Meal at Budget Restaurant

$17.22 CA$24.34

$25.03 $25.03

-31.20%

Three-Course Dinner for Two, Mid-Range

$71.1 CA$100

$122 $122

-41.91%

Fast Food Meal (McDonalds, etc)

$10.53 CA$14.89

$12.92 $12.92

-18.50%

Cappuccino

$3.66 CA$5.18

$7.37 $7.37

-50.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.80

$2.95 $2.95

-32.88%

Water (0.33 liter bottle)

$1.94 CA$2.74

$2.55 $2.55

-23.92%

Local Beer (0.5 liter draught)

$4.95 CA$7.00

$5.66 $5.66

-12.54%

Imported Beer (0.33 liter bottle)

$5.57 CA$7.87

$7.14 $7.14

-21.99%

Milk (1 liter)

$1.88 CA$2.65

$2.72 $2.72

-30.88%

White Bread (500g)

$2.67 CA$3.78

$8.91 $8.91

-70.03%

Rice (white) (1kg)

$5.32 CA$7.52

Eggs

$3.79 CA$5.35

$7.19 $7.19

-47.29%

Local Cheese (1kg)

$11.09 CA$15.68

Chicken Fillets (1kg)

$11.36 CA$16.05

Beef Round Steak (1kg)

$18.40 CA$26.01

Apples (1kg)

$4.56 CA$6.45

Banana (1kg)

$1.44 CA$2.04

Oranges (1kg)

$4.08 CA$5.76

Tomato (1kg)

$3.89 CA$5.50

Potato (1kg)

$2.64 CA$3.73

Onion (1kg)

$2.64 CA$3.73

Lettuce (1 head)

$2.50 CA$3.54

Water (1.5 liter bottle)

$1.50 CA$2.12

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 CA$19.86

$4.91 $4.91

186.15%

Wine (Bottle)

$15.70 CA$22.20

$20.12 $20.12

-21.97%

Local Beer (0.5 liter bottle)

$2.44 CA$3.45

Imported Beer (0.33 liter bottle)

$3.09 CA$4.37

$7.19 $7.19

-57.02%

One-way Ticket (Public Transport)

$2.82 CA$3.99

$6.09 $6.09

-53.69%

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

Taxi Start (Normal Tariff)

$3.12 CA$4.41

$19.69 $19.69

-84.15%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.91

Taxi 1hour Waiting (Normal Tariff)

$27.02 CA$38.20

Gasoline (1 liter)

$1.16 CA$1.64

$1.29 $1.29

-10.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

$45.6K $45.6K

-38.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$48.6K $48.6K

-58.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 CA$227

$292 $292

-44.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.13 CA$53.9

$59.0 $59.0

-35.39%

Internet (50+ Mbps, Unlimited Data)

$50.0 CA$70.7

$98.9 $98.9

-49.38%

Gym Membership (Monthly)

$51.5 CA$72.8

$197 $197

-73.86%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$13.82 CA$19.54

$12.12 $12.12

14.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 CA$1,111

International Primary School, 1 Child (Yearly)

$15.5K CA$21.8K

Jeans (Levis 501 Or Similar)

$58.3 CA$82.4

Summer Dress (H&M, Zara, etc)

$39.27 CA$55.5

Sport Shoes (Adidas, Nike)

$89.8 CA$127

$88.6 $88.6

1.36%

Men's Leather Business Shoes

$110 CA$155

1-bedroom Apartment, City Center (Monthly)

$1,229 CA$1,737

$1,225 $1,225

0.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 CA$1,415

$993 $993

0.80%

3-bedroom Apartment, City Center (Monthly)

$1,921 CA$2,716

$3,538 $3,538

-45.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 CA$2,292

$2,975 $2,975

-45.50%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

Average Monthly Net Salary (After Tax)

$3,165 CA$4,474

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 13, 2026

Last update for Charlotte Amalie: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 45%

Charlotte Amalie

–

Groceries & Markets

Calgary

$385 17.3%

Charlotte Amalie

–

Eating Out

Calgary

$265 11.9%

Charlotte Amalie

–

Monthly Utilities & Internet

Calgary

$249 11.2%

Charlotte Amalie

–

Clothing & Footwear

Calgary

$134 6%

Charlotte Amalie

–

Getting Around

Calgary

$110 4.9%

Charlotte Amalie

–

Sport & Entertainment

Calgary

$79 3.6%

Charlotte Amalie

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Calgary and $1,225 in Charlotte Amalie. Housing cost is often the main lever when comparing two cities.

Dining out: $71.0 in Calgary vs $122 in Charlotte Amalie. Groceries flip the comparison at $385 vs $200, with Charlotte Amalie cheaper for home cooking.

Good to know

🇨🇦 Calgary

🇻🇮 Charlotte Amalie

🕒 Local time

18:07 6:07 PM

20:07 8:07 PM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

14,477 Capital

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Calgary Charlotte Amalie 5,620 km ≈ 8 h nonstop flight

From you

Calgary
Charlotte Amalie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Charlotte Amalie: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in eating out, utilities, and leisure. The 5% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,335 in Calgary and $3,510 in Charlotte Amalie to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,229 in Calgary versus $1,225 in Charlotte Amalie. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Charlotte Amalie pay roughly 93% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $122 in Charlotte Amalie. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,223 in Calgary versus $2,340 in Charlotte Amalie, a $2,500 budget is realistic in Calgary but tight or insufficient in Charlotte Amalie. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 5% less than in Charlotte Amalie. Beyond cost, consider language, visa policies, and how big the international community is in each city.