Cost of Living Comparison Between Calgary and Annapolis Valley, NS Cost of Living Comparison Between Calgary and Annapolis Valley, NS

Monthly Cost of Living

Monthly costs for one person with rent: $2,523 in Calgary versus $2,405 in Annapolis Valley, NS.

Estimated couple costs with rent: $3,652 in Calgary versus $3,503 in Annapolis Valley, NS.

Monthly costs for a family of three with rent: $4,780 in Calgary versus $4,601 in Annapolis Valley, NS.

Living in Calgary is roughly 5% more expensive than Annapolis Valley, NS, driven mainly by Eating Out.

Both cities are pricier than the global median: Calgary 88% above, Annapolis Valley, NS 79% above.

Meal at Budget Restaurant

$18.59 CA$25.86

$22.50 CA$31.29

-17.38%

Three-Course Dinner for Two, Mid-Range

$70.0 CA$97.4

$65.8 CA$91.4

6.52%

Fast Food Meal (McDonalds, etc)

$10.96 CA$15.24

$11.39 CA$15.83

-3.78%

Cappuccino

$3.73 CA$5.19

$3.73 CA$5.18

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.77

$2.02 CA$2.81

-1.49%

Water (0.33 liter bottle)

$1.72 CA$2.40

$1.65 CA$2.30

4.24%

Local Beer (0.5 liter draught)

$5.01 CA$6.97

$5.39 CA$7.50

-7.05%

Imported Beer (0.33 liter bottle)

$6.50 CA$9.05

$5.93 CA$8.25

9.61%

Milk (1 liter)

$2.22 CA$3.09

$4.10 CA$5.70

-45.85%

White Bread (500g)

$2.67 CA$3.71

$3.44 CA$4.79

-22.38%

Rice (white) (1kg)

$3.26 CA$4.54

$3.52 CA$4.90

-7.39%

Eggs

$3.35 CA$4.66

$5.01 CA$6.97

-33.13%

Local Cheese (1kg)

$14.50 CA$20.16

$11.22 CA$15.60

29.23%

Chicken Fillets (1kg)

$12.95 CA$18.01

$11.81 CA$16.42

9.65%

Beef Round Steak (1kg)

$16.15 CA$22.46

$14.97 CA$20.81

7.88%

Apples (1kg)

$4.32 CA$6.01

$3.95 CA$5.49

9.37%

Banana (1kg)

$1.35 CA$1.88

$1.27 CA$1.77

6.30%

Oranges (1kg)

$3.83 CA$5.32

$3.73 CA$5.19

2.68%

Tomato (1kg)

$4.18 CA$5.81

$3.71 CA$5.16

12.67%

Potato (1kg)

$2.65 CA$3.68

$2.39 CA$3.32

10.88%

Onion (1kg)

$2.74 CA$3.81

$2.49 CA$3.46

10.04%

Lettuce (1 head)

$2.76 CA$3.84

$2.53 CA$3.52

9.09%

Water (1.5 liter bottle)

$1.95 CA$2.71

$1.78 CA$2.48

9.55%

Cigarettes 20 Pack (Marlboro, Camel)

$14.98 CA$20.83

$13.89 CA$19.32

7.85%

Wine (Bottle)

$14.67 CA$20.40

$12.81 CA$17.82

14.52%

Local Beer (0.5 liter bottle)

$2.84 CA$3.95

$2.82 CA$3.93

0.71%

Imported Beer (0.33 liter bottle)

$4.02 CA$5.59

$3.14 CA$4.36

28.03%

One-way Ticket (Public Transport)

$2.80 CA$3.90

$2.31 CA$3.21

21.21%

Public Transport Monthly Pass (Regular Price)

$86.2 CA$120

$63.1 CA$87.8

36.53%

Taxi Start (Normal Tariff)

$3.60 CA$5.01

$3.11 CA$4.33

15.76%

Taxi (Normal Tariff) (1km)

$1.32 CA$1.83

$1.45 CA$2.01

-8.97%

Taxi 1hour Waiting (Normal Tariff)

$29.01 CA$40.35

$25.72 CA$35.77

12.79%

Gasoline (1 liter)

$1.12 CA$1.56

$1.21 CA$1.69

-7.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.6K

$25.4K CA$35.3K

-1.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$30.6K

$20.4K CA$28.4K

7.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 CA$302

$142 CA$198

52.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.55 CA$57.8

$44.18 CA$61.4

-5.95%

Internet (50+ Mbps, Unlimited Data)

$58.1 CA$80.8

$74.5 CA$104

-22.09%

Gym Membership (Monthly)

$54.7 CA$76.1

$41.54 CA$57.8

31.70%

Tennis Court (1 Hour on Weekend)

$52.8 CA$73.5

Cinema Ticket

$12.77 CA$17.75

$11.19 CA$15.56

14.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$874 CA$1,215

$745 CA$1,035

17.35%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.2K

$11.8K CA$16.4K

34.81%

Jeans (Levis 501 Or Similar)

$58.8 CA$81.8

$55.5 CA$77.1

6.10%

Summer Dress (H&M, Zara, etc)

$46.47 CA$64.6

$40.19 CA$55.9

15.63%

Sport Shoes (Adidas, Nike)

$87.2 CA$121

$85.8 CA$119

1.64%

Men's Leather Business Shoes

$109 CA$151

$106 CA$147

2.91%

1-bedroom Apartment, City Center (Monthly)

$1,414 CA$1,966

$1,316 CA$1,830

7.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,172 CA$1,630

$1,155 CA$1,606

1.51%

3-bedroom Apartment, City Center (Monthly)

$2,319 CA$3,225

$2,041 CA$2,839

13.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,886 CA$2,623

$1,822 CA$2,533

3.55%

Buy Apartment in City Center (m2)

$3,892 CA$5,413

$3,948 CA$5,491

-1.42%

Buy Apartment Outside City Center (m2)

$3,503 CA$4,872

$3,872 CA$5,385

-9.53%

Average Monthly Net Salary (After Tax)

$3,149 CA$4,380

$2,676 CA$3,722

17.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.46

-11.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: June 1, 2026

Last update for Annapolis Valley, NS: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,414 in Calgary and $1,316 in Annapolis Valley, NS. Housing cost is often the main lever when comparing two cities.

Calgary pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Calgary vs $66.0 in Annapolis Valley, NS. Groceries flip the comparison at $397 vs $398, with Calgary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Annapolis Valley, NS: Cost of Living - Frequently Asked Questions

Annapolis Valley, NS wins on cost – living expenses run 5% lower than in Calgary. Housing and daily spending are where you'll feel the difference most, making Annapolis Valley, NS the obvious pick if budget is a priority.

Calgary pays 18% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,414 in Calgary versus $1,316 in Annapolis Valley, NS. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annapolis Valley, NS runs roughly 37% less than in Calgary. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $874 in Calgary versus $745 in Annapolis Valley, NS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,405 in Annapolis Valley, NS versus $2,523 in Calgary, a $2,000 budget is realistic in Annapolis Valley, NS but tight or insufficient in Calgary. The gap between the two cities makes Annapolis Valley, NS the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Annapolis Valley, NS gentler on the wallet – expenses run 5% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.