Last update: Oct 2026

Cost of Living Comparison Between Calgary and Albany, NY

For one person, living is cheaper in Calgary: $2,232 a month against $2,757 in Albany, NY, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Calgary
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Calgary Living Index
136

Cost of Living Index in Albany, NY
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Albany, NY Living Index

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Calgary

🇨🇦 Canada

$2,232

/mo nomad

Albany, NY

🇺🇸 United States

$2,757

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Albany, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Albany, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Calgary versus $2,757 in Albany, NY.

Calgary $2,232
Albany, NY $2,757

Estimated couple costs with rent: $3,363 in Calgary versus $4,365 in Albany, NY.

Calgary $3,363
Albany, NY $4,365

Monthly costs for a family of three with rent: $4,493 in Calgary versus $5,973 in Albany, NY.

Calgary $4,493
Albany, NY $5,973

Living in Calgary costs roughly 19% less than in Albany, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Calgary 67% above, Albany, NY 106% above.

Meal at Budget Restaurant

$17.22 CA$24.54

$27.86 $27.86

-38.19%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$101

$99.6 $99.6

-28.48%

Fast Food Meal (McDonalds, etc)

$10.56 CA$15.06

$15.06 $15.06

-29.88%

Cappuccino

$3.77 CA$5.38

$6.64 $6.64

-43.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 CA$2.73

$2.59 $2.59

-26.25%

Water (0.33 liter bottle)

$1.84 CA$2.63

$2.03 $2.03

-9.36%

Local Beer (0.5 liter draught)

$4.86 CA$6.93

$5.93 $5.93

-18.04%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.91

$10.44 $10.44

-46.84%

Milk (1 liter)

$1.88 CA$2.68

$1.07 $1.07

75.70%

White Bread (500g)

$2.73 CA$3.89

$3.17 $3.17

-13.88%

Rice (white) (1kg)

$5.34 CA$7.61

$6.85 $6.85

-22.04%

Eggs

$3.77 CA$5.37

$5.34 $5.34

-29.40%

Local Cheese (1kg)

$11.29 CA$16.09

$16.60 $16.60

-31.99%

Chicken Fillets (1kg)

$11.46 CA$16.34

$15.92 $15.92

-28.02%

Beef Round Steak (1kg)

$18.26 CA$26.03

$18.36 $18.36

-0.54%

Apples (1kg)

$4.64 CA$6.62

$4.70 $4.70

-1.28%

Banana (1kg)

$1.44 CA$2.05

$1.42 $1.42

1.41%

Oranges (1kg)

$4.22 CA$6.02

$5.54 $5.54

-23.83%

Tomato (1kg)

$3.86 CA$5.50

$4.78 $4.78

-19.25%

Potato (1kg)

$2.62 CA$3.74

$3.25 $3.25

-19.38%

Onion (1kg)

$2.66 CA$3.79

$3.56 $3.56

-25.28%

Lettuce (1 head)

$2.59 CA$3.69

$2.25 $2.25

15.11%

Water (1.5 liter bottle)

$1.53 CA$2.19

$2.06 $2.06

-25.73%

Cigarettes 20 Pack (Marlboro, Camel)

$14.26 CA$20.32

$15.45 $15.45

-7.70%

Wine (Bottle)

$15.27 CA$21.76

$13.88 $13.88

10.01%

Local Beer (0.5 liter bottle)

$2.41 CA$3.44

$1.97 $1.97

22.34%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.41

$3.86 $3.86

-19.95%

One-way Ticket (Public Transport)

$2.88 CA$4.11

$1.51 $1.51

90.73%

Public Transport Monthly Pass (Regular Price)

$88.7 CA$126

$64.0 $64.0

38.59%

Taxi Start (Normal Tariff)

$3.23 CA$4.61

$4.88 $4.88

-33.81%

Taxi (Normal Tariff) (1km)

$1.38 CA$1.97

$1.37 $1.37

0.73%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.75

$29.92 $29.92

-11.46%

Gasoline (1 liter)

$1.18 CA$1.68

$1.10 $1.10

7.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$40.3K

$35.9K $35.9K

-21.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.5K

$25.8K $25.8K

-19.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 CA$227

$210 $210

-24.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.61 CA$53.6

$70.5 $70.5

-46.68%

Internet (50+ Mbps, Unlimited Data)

$49.68 CA$70.8

$89.8 $89.8

-44.66%

Gym Membership (Monthly)

$53.3 CA$75.9

$37.59 $37.59

41.66%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.10

$39.05 $39.05

-53.11%

Cinema Ticket

$14.08 CA$20.06

$14.78 $14.78

-4.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 CA$1,154

$1,497 $1,497

-45.94%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.6K

$16.9K $16.9K

-5.95%

Jeans (Levis 501 Or Similar)

$58.8 CA$83.8

$54.1 $54.1

8.73%

Summer Dress (H&M, Zara, etc)

$38.84 CA$55.4

$39.18 $39.18

-0.87%

Sport Shoes (Adidas, Nike)

$91.4 CA$130

$113 $113

-19.26%

Men's Leather Business Shoes

$109 CA$155

$106 $106

2.50%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,764

$1,447 $1,447

-14.50%

1-bedroom Apartment, Outside City Center (Monthly)

$996 CA$1,420

$1,291 $1,291

-22.87%

3-bedroom Apartment, City Center (Monthly)

$1,908 CA$2,720

$2,910 $2,910

-34.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 CA$2,382

$2,575 $2,575

-35.12%

Buy Apartment in City Center (m2)

$3,530 CA$5,032

$2,436 $2,436

44.95%

Buy Apartment Outside City Center (m2)

$3,336 CA$4,755

$2,443 $2,443

36.53%

Average Monthly Net Salary (After Tax)

$3,130 CA$4,461

$4,228 $4,228

-25.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.66

-32.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 3, 2026

Last update for Albany, NY: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$996 44.8%

Albany, NY

$1.3K 45.8% 29.6% $295

Groceries & Markets

Calgary

$387 17.4%

Albany, NY

$450 16% 16.1% $62

Eating Out

Calgary

$265 11.9%

Albany, NY

$417 14.8% 57.2% $152

Monthly Utilities & Internet

Calgary

$247 11.1%

Albany, NY

$370 13.1% 50.1% $124

Clothing & Footwear

Calgary

$134 6%

Albany, NY

$141 5% 5% $6.6

Getting Around

Calgary

$110 5%

Albany, NY

$82 2.9% 25.9% $29

Sport & Entertainment

Calgary

$81 3.7%

Albany, NY

$67 2.4% 17.5% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Calgary and $1,447 in Albany, NY. Housing cost is often the main lever when comparing two cities.

Albany, NY pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $100 in Albany, NY for a mid-range dinner for two. Groceries echo the gap at $387 vs $450 per month, with Calgary cheaper across the board.

Good to know

🇨🇦 Calgary

🇺🇸 Albany, NY

🕒 Local time

06:35 6:35 AM

08:35 8:35 AM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

101,228

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

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Calgary Albany, NY 3,150 km ≈ 4 h 30 min nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Calgary vs Albany, NY: Cost of Living - Frequently Asked Questions

Calgary wins on cost – living expenses run 23% lower than in Albany, NY. Housing and daily spending are where you'll feel the difference most, making Calgary the obvious pick if budget is a priority.

On paper, salaries run 35% lower in Albany, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,237 in Calgary versus $1,447 in Albany, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $100 in Albany, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,232 per month in Calgary versus $2,757 in Albany, NY – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,232 in Calgary versus $2,757 in Albany, NY, a $2,500 budget is realistic in Calgary but tight or insufficient in Albany, NY. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 23% less than in Albany, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.