Last update: Oct 2026

Cost of Living Comparison Between Calbayog and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Calbayog: $729 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,600 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Calbayog
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Calbayog Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Calbayog

🇵🇭 Philippines

$729

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Calbayog and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calbayog and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

A single person spends $729 per month in Calbayog vs $859 in Ho Chi Minh City (Saigon), rent included.

Calbayog $729
Ho Chi Minh City (Saigon) $859

A couple spends around $1,084 per month in Calbayog vs $1,395 in Ho Chi Minh City (Saigon), rent included.

Calbayog $1,084
Ho Chi Minh City (Saigon) $1,395

A family of three spends $1,439 per month in Calbayog vs $1,931 in Ho Chi Minh City (Saigon), rent included.

Calbayog $1,439
Ho Chi Minh City (Saigon) $1,931

Calbayog is about 15% cheaper than Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both Calbayog and Ho Chi Minh City (Saigon) are more affordable than the global median – Calbayog 46% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$4.00 ₱252

$1.91 ₫49.6K

109.42%

Three-Course Dinner for Two, Mid-Range

$16.40 ₱1,032

$22.84 ₫591.2K

-28.20%

Fast Food Meal (McDonalds, etc)

$2.44 ₱154

$4.54 ₫117.6K

-46.26%

Cappuccino

$2.01 ₱126

$1.85 ₫48.0K

8.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ₱36.04

$0.56 ₫14.6K

1.79%

Water (0.33 liter bottle)

$0.29 ₱18.12

$0.32 ₫8,185

-9.38%

Local Beer (0.5 liter draught)

$1.17 ₱73.8

$1.06 ₫27.5K

10.38%

Imported Beer (0.33 liter bottle)

$1.66 ₱105

$1.72 ₫44.5K

-3.49%

Milk (1 liter)

$1.75 ₱110

$1.66 ₫42.9K

5.42%

White Bread (500g)

$1.24 ₱78.0

$1.11 ₫28.7K

11.71%

Rice (white) (1kg)

$0.97 ₱61.1

$1.00 ₫25.9K

-3.00%

Eggs

$2.17 ₱136

$1.67 ₫43.1K

29.94%

Local Cheese (1kg)

$6.28 ₱395

$12.08 ₫312.8K

-48.01%

Chicken Fillets (1kg)

$4.09 ₱258

$3.68 ₫95.2K

11.14%

Beef Round Steak (1kg)

$7.00 ₱441

$10.24 ₫265.1K

-31.64%

Apples (1kg)

$2.39 ₱151

$2.96 ₫76.5K

-19.26%

Banana (1kg)

$1.43 ₱89.9

$1.24 ₫32.2K

15.32%

Oranges (1kg)

$2.57 ₱162

$1.56 ₫40.3K

64.74%

Tomato (1kg)

$1.09 ₱68.4

$1.30 ₫33.6K

-16.15%

Potato (1kg)

$1.92 ₱121

$1.23 ₫31.9K

56.10%

Onion (1kg)

$1.84 ₱116

$1.15 ₫29.8K

60.00%

Lettuce (1 head)

$0.86 ₱53.9

$0.74 ₫19.1K

16.22%

Water (1.5 liter bottle)

$0.61 ₱38.63

$0.56 ₫14.4K

8.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.22 ₱203

$1.24 ₫32.1K

159.68%

Wine (Bottle)

$6.48 ₱408

$12.60 ₫326.1K

-48.57%

Local Beer (0.5 liter bottle)

$0.84 ₱53.2

$0.96 ₫24.9K

-12.50%

Imported Beer (0.33 liter bottle)

$1.63 ₱102

$1.53 ₫39.6K

6.54%

One-way Ticket (Public Transport)

$0.27 ₱16.98

$0.26 ₫6,694

3.85%

Public Transport Monthly Pass (Regular Price)

$10.16 ₱640

$11.51 ₫297.9K

-11.73%

Taxi Start (Normal Tariff)

$0.76 ₱47.73

$0.75 ₫19.5K

1.33%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.29

$0.67 ₫17.4K

-68.66%

Taxi 1hour Waiting (Normal Tariff)

$1.68 ₱106

$3.03 ₫78.5K

-44.55%

Gasoline (1 liter)

$1.29 ₱81.2

$0.96 ₫24.8K

34.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.6K ₱1.3M

$31.1K ₫804.3M

-33.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$30.4K ₫785.9M

-36.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 ₱7,923

$102 ₫2.6M

23.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.93 ₱940

$5.89 ₫152.5K

153.48%

Internet (50+ Mbps, Unlimited Data)

$24.78 ₱1,560

$10.49 ₫271.6K

136.22%

Gym Membership (Monthly)

$32.41 ₱2,041

$25.54 ₫661.2K

26.90%

Tennis Court (1 Hour on Weekend)

$5.21 ₱328

$11.92 ₫308.5K

-56.29%

Cinema Ticket

$4.92 ₱310

$3.53 ₫91.3K

39.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$128 ₱8,067

$436 ₫11.3M

-70.64%

International Primary School, 1 Child (Yearly)

$8,017 ₱504.8K

$23.3K ₫602.8M

-65.57%

Jeans (Levis 501 Or Similar)

$34.27 ₱2,157

$52.8 ₫1.4M

-35.03%

Summer Dress (H&M, Zara, etc)

$17.45 ₱1,098

$34.15 ₫884.1K

-48.90%

Sport Shoes (Adidas, Nike)

$68.3 ₱4,302

$90.3 ₫2.3M

-24.30%

Men's Leather Business Shoes

$55.4 ₱3,487

$95.0 ₫2.5M

-41.70%

1-bedroom Apartment, City Center (Monthly)

$237 ₱14.9K

$589 ₫15.3M

-59.74%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱11.0K

$298 ₫7.7M

-41.60%

3-bedroom Apartment, City Center (Monthly)

$489 ₱30.8K

$1,292 ₫33.5M

-62.16%

3-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$711 ₫18.4M

-56.47%

Buy Apartment in City Center (m2)

$2,765 ₱174.1K

$4,676 ₫121.1M

-40.88%

Buy Apartment Outside City Center (m2)

$1,141 ₱71.8K

$1,904 ₫49.3M

-40.08%

Average Monthly Net Salary (After Tax)

$152 ₱9,542

$490 ₫12.7M

-69.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

8.64

-21.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calbayog: October 12, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Calbayog

$180 24.6%

Ho Chi Minh City (Saigon)

$207 24.1% 15.4% $28

Accommodation & Living

Calbayog

$174 23.9%

Ho Chi Minh City (Saigon)

$298 34.7% 71.2% $124

Monthly Utilities & Internet

Calbayog

$166 22.7%

Ho Chi Minh City (Saigon)

$118 13.8% 28.5% $47

Clothing & Footwear

Calbayog

$79 10.8%

Ho Chi Minh City (Saigon)

$122 14.3% 55.1% $44

Eating Out

Calbayog

$76 10.4%

Ho Chi Minh City (Saigon)

$63 7.4% 16.5% $13

Sport & Entertainment

Calbayog

$42 5.8%

Ho Chi Minh City (Saigon)

$33 3.8% 22.8% $9.6

Getting Around

Calbayog

$13 1.8%

Ho Chi Minh City (Saigon)

$17 1.9% 27.6% $3.6

Cost Breakdown

A central one-bedroom costs $237 in Calbayog versus $589 in Ho Chi Minh City (Saigon). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 223% higher in Ho Chi Minh City (Saigon), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16.00 in Calbayog versus $23.00 in Ho Chi Minh City (Saigon). Monthly groceries follow the same trend: $180 vs $207 – making Calbayog the more affordable choice for daily food spending.

Good to know

🇵🇭 Calbayog

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

10:44 10:44 AM

09:44 9:44 AM

1 h behind Calbayog

🌤 Weather

👥 Population

183,851

9,456,700

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

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Between locations

Calbayog Ho Chi Minh City (Saigon) 1,960 km ≈ 3 h nonstop flight

From you

Calbayog
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calbayog vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Yes – Ho Chi Minh City (Saigon) is pricier by about 18%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,094 per month in Calbayog and $1,288 in Ho Chi Minh City (Saigon). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calbayog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 15% more in Ho Chi Minh City (Saigon), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $16.00 in Calbayog and $23.00 in Ho Chi Minh City (Saigon). That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Calbayog, where all-in costs run around $729, than in Ho Chi Minh City (Saigon) at $859. In Calbayog it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.

Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Calbayog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.