Cost of Living Comparison Between Buon Ma Thuot and Ho Chi Minh City (Saigon) Cost of Living Comparison Between Buon Ma Thuot and Ho Chi Minh City (Saigon)

Monthly Cost of Living

A single person spends $728 per month in Buon Ma Thuot vs $825 in Ho Chi Minh City (Saigon), rent included.

A couple spends around $1,084 per month in Buon Ma Thuot vs $1,301 in Ho Chi Minh City (Saigon), rent included.

A family of three spends $1,440 per month in Buon Ma Thuot vs $1,778 in Ho Chi Minh City (Saigon), rent included.

Buon Ma Thuot is about 12% cheaper than Ho Chi Minh City (Saigon), driven mainly by Groceries & Markets.

Both Buon Ma Thuot and Ho Chi Minh City (Saigon) are more affordable than the global median – Buon Ma Thuot 46% lower, Ho Chi Minh City (Saigon) 39% lower.

Meal at Budget Restaurant

$1.97 ₫51.6K

$1.97 ₫51.7K

Three-Course Dinner for Two, Mid-Range

$11.36 ₫298.1K

$23.39 ₫614.1K

-51.43%

Fast Food Meal (McDonalds, etc)

$4.44 ₫116.4K

$4.69 ₫123.1K

-5.33%

Cappuccino

$1.04 ₫27.3K

$1.77 ₫46.4K

-41.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₫8,831

$0.48 ₫12.5K

-29.17%

Water (0.33 liter bottle)

$0.30 ₫7,977

$0.28 ₫7,237

7.14%

Local Beer (0.5 liter draught)

$1.24 ₫32.5K

$0.99 ₫26.1K

25.25%

Imported Beer (0.33 liter bottle)

$1.29 ₫33.8K

$1.56 ₫40.9K

-17.31%

Milk (1 liter)

$1.36 ₫35.7K

$1.51 ₫39.5K

-9.93%

White Bread (500g)

$0.98 ₫25.7K

Rice (white) (1kg)

$1.01 ₫26.4K

$0.96 ₫25.2K

5.21%

Eggs

$1.48 ₫38.9K

$1.47 ₫38.6K

0.68%

Local Cheese (1kg)

$11.60 ₫304.5K

$11.89 ₫312.1K

-2.44%

Chicken Fillets (1kg)

$3.67 ₫96.3K

$3.56 ₫93.6K

3.09%

Beef Round Steak (1kg)

$9.72 ₫255.2K

$10.61 ₫278.6K

-8.39%

Apples (1kg)

$2.79 ₫73.2K

$2.67 ₫70.2K

4.49%

Banana (1kg)

$1.02 ₫26.8K

$1.15 ₫30.2K

-11.30%

Oranges (1kg)

$1.35 ₫35.3K

$1.36 ₫35.6K

-0.74%

Tomato (1kg)

$1.08 ₫28.3K

$1.18 ₫31.0K

-8.47%

Potato (1kg)

$1.07 ₫28.2K

$1.15 ₫30.2K

-6.96%

Onion (1kg)

$1.02 ₫26.8K

$1.23 ₫32.4K

-17.07%

Lettuce (1 head)

$0.59 ₫15.5K

$0.74 ₫19.5K

-20.27%

Water (1.5 liter bottle)

$0.49 ₫12.7K

$0.47 ₫12.4K

4.26%

Cigarettes 20 Pack (Marlboro, Camel)

$1.36 ₫35.8K

$1.28 ₫33.6K

6.25%

Wine (Bottle)

$9.13 ₫239.6K

$12.69 ₫333.2K

-28.05%

Local Beer (0.5 liter bottle)

$0.73 ₫19.2K

$0.85 ₫22.4K

-14.12%

Imported Beer (0.33 liter bottle)

$1.59 ₫41.8K

$1.47 ₫38.6K

8.16%

One-way Ticket (Public Transport)

$0.32 ₫8,376

$0.26 ₫6,796

23.08%

Public Transport Monthly Pass (Regular Price)

$6.42 ₫168.4K

$10.74 ₫281.9K

-40.22%

Taxi Start (Normal Tariff)

$0.79 ₫20.7K

$0.67 ₫17.7K

17.91%

Taxi (Normal Tariff) (1km)

$0.62 ₫16.3K

$0.63 ₫16.6K

-1.59%

Taxi 1hour Waiting (Normal Tariff)

$2.74 ₫71.9K

$3.13 ₫82.0K

-12.46%

Gasoline (1 liter)

$0.85 ₫22.4K

$0.82 ₫21.5K

3.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K ₫926.6M

$38.2K ₫1.0B

-7.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K ₫833.0M

$34.0K ₫893.7M

-6.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.0 ₫2.0M

$85.0 ₫2.2M

-11.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.77 ₫151.6K

$5.85 ₫153.6K

-1.37%

Internet (50+ Mbps, Unlimited Data)

$8.50 ₫223.0K

$9.10 ₫238.9K

-6.59%

Gym Membership (Monthly)

$21.56 ₫566.0K

$20.54 ₫539.1K

4.97%

Tennis Court (1 Hour on Weekend)

$7.53 ₫197.6K

$9.70 ₫254.5K

-22.37%

Cinema Ticket

$3.15 ₫82.7K

$4.31 ₫113.1K

-26.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$267 ₫7.0M

$274 ₫7.2M

-2.36%

International Primary School, 1 Child (Yearly)

$11.6K ₫305.1M

$14.1K ₫371.0M

-17.74%

Jeans (Levis 501 Or Similar)

$41.43 ₫1.1M

$42.11 ₫1.1M

-1.61%

Summer Dress (H&M, Zara, etc)

$23.43 ₫615.1K

$27.32 ₫717.0K

-14.24%

Sport Shoes (Adidas, Nike)

$87.8 ₫2.3M

$96.4 ₫2.5M

-8.97%

Men's Leather Business Shoes

$73.7 ₫1.9M

$86.6 ₫2.3M

-14.90%

1-bedroom Apartment, City Center (Monthly)

$361 ₫9.5M

$535 ₫14.0M

-32.42%

1-bedroom Apartment, Outside City Center (Monthly)

$247 ₫6.5M

$310 ₫8.1M

-20.36%

3-bedroom Apartment, City Center (Monthly)

$682 ₫17.9M

$1,093 ₫28.7M

-37.60%

3-bedroom Apartment, Outside City Center (Monthly)

$472 ₫12.4M

$650 ₫17.1M

-27.41%

Buy Apartment in City Center (m2)

$4,168 ₫109.4M

$4,532 ₫119.0M

-8.04%

Buy Apartment Outside City Center (m2)

$1,343 ₫35.3M

$1,820 ₫47.8M

-26.22%

Average Monthly Net Salary (After Tax)

$505 ₫13.3M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

9.14

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Buon Ma Thuot: June 7, 2026

Last update for Ho Chi Minh City (Saigon): June 9, 2026

Cost Breakdown

A central one-bedroom costs $361 in Buon Ma Thuot versus $535 in Ho Chi Minh City (Saigon). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $11.00 in Buon Ma Thuot versus $23.00 in Ho Chi Minh City (Saigon). Monthly groceries follow the same trend: $185 vs $199 – making Buon Ma Thuot the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Buon Ma Thuot vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Monthly costs with rent: $728 in Buon Ma Thuot, $825 in Ho Chi Minh City (Saigon) – roughly 13% apart. Ho Chi Minh City (Saigon) costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,092 per month in Buon Ma Thuot and $1,237 in Ho Chi Minh City (Saigon). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Buon Ma Thuot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $11.00 in Buon Ma Thuot and $23.00 in Ho Chi Minh City (Saigon). That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $728 in Buon Ma Thuot and $825 in Ho Chi Minh City (Saigon). The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Buon Ma Thuot, where all-in costs run around $728, than in Ho Chi Minh City (Saigon) at $825. In Buon Ma Thuot it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.

It depends on your priorities. Ho Chi Minh City (Saigon) has an edge in some lifestyle areas, with costs from $728 in Buon Ma Thuot to $825 in Ho Chi Minh City (Saigon). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Buon Ma Thuot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.