Last update: Oct 2026

Cost of Living Comparison Between Budapest and Ludza

For one person, living is cheaper in Ludza: $955 a month against $1,641 in Budapest, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

Budapest
🇭🇺 Hungary
$1,641
/mo nomad
Ludza
🇱🇻 Latvia
$955
/mo nomad
Monthly Cost of Living

How much you'll spend in Budapest and in Ludza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Budapest and in Ludza actually costs, broken down by who's living it.

A single person spends $1,641 per month in Budapest vs $955 in Ludza, rent included.

  • Budapest $1,641
  • Ludza $955

A couple spends around $2,562 per month in Budapest vs $1,505 in Ludza, rent included.

  • Budapest $2,562
  • Ludza $1,505

A family of three spends $3,483 per month in Budapest vs $2,055 in Ludza, rent included.

  • Budapest $3,483
  • Ludza $2,055

Budapest costs about 72% more than Ludza, and outside of rent the biggest gap is in leisure.

Budapest sits 21% above the global median, while Ludza is 30% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Budapest
Ludza
Difference
Meal at Budget Restaurant
$14.04 Ft 4,536
$7.89 €7.02
77.95%
Three-Course Dinner for Two, Mid-Range
$60.9 Ft 19.7K
$68.2 €60.7
-10.71%
Fast Food Meal (McDonalds, etc)
$10.37 Ft 3,351
$9.45 €8.40
9.74%
Cappuccino
$3.46 Ft 1,117
$3.62 €3.22
-4.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 Ft 669
$1.58 €1.40
31.01%
Water (0.33 liter bottle)
$1.77 Ft 572
$1.15 €1.03
53.91%
Local Beer (0.5 liter draught)
$3.69 Ft 1,191
$5.53 €4.91
-33.27%
Imported Beer (0.33 liter bottle)
$3.80 Ft 1,229
$5.12 €4.55
-25.78%
🛒 Groceries & Markets
Budapest
Ludza
Difference
Milk (1 liter)
$1.16 Ft 374
$1.20 €1.07
-3.33%
White Bread (500g)
$1.85 Ft 598
$1.50 €1.33
23.33%
Rice (white) (1kg)
$2.40 Ft 776
$2.41 €2.14
-0.41%
Eggs
$3.99 Ft 1,289
$3.73 €3.32
6.97%
Local Cheese (1kg)
$11.40 Ft 3,683
$10.67 €9.49
6.84%
Chicken Fillets (1kg)
$6.87 Ft 2,221
$8.72 €7.76
-21.22%
Beef Round Steak (1kg)
$14.49 Ft 4,682
$13.98 €12.44
3.65%
Apples (1kg)
$1.88 Ft 607
$0.67 €0.60
180.60%
Banana (1kg)
$2.14 Ft 693
$1.45 €1.29
47.59%
Oranges (1kg)
$2.30 Ft 744
$1.79 €1.59
28.49%
Tomato (1kg)
$4.04 Ft 1,304
$3.24 €2.88
24.69%
Potato (1kg)
$1.02 Ft 329
$0.83 €0.74
22.89%
Onion (1kg)
$0.99 Ft 320
$0.90 €0.80
10.00%
Lettuce (1 head)
$1.58 Ft 510
$1.69 €1.51
-6.51%
Water (1.5 liter bottle)
$0.70 Ft 225
$0.90 €0.80
-22.22%
Cigarettes 20 Pack (Marlboro, Camel)
$8.03 Ft 2,594
$6.78 €6.03
18.44%
Wine (Bottle)
$6.18 Ft 1,997
$7.92 €7.04
-21.97%
Local Beer (0.5 liter bottle)
$1.24 Ft 401
$1.97 €1.75
-37.06%
Imported Beer (0.33 liter bottle)
$2.06 Ft 666
$2.07 €1.84
-0.48%
🚌 Getting Around
Budapest
Ludza
Difference
One-way Ticket (Public Transport)
$1.59 Ft 513
$2.28 €2.03
-30.26%
Public Transport Monthly Pass (Regular Price)
$27.52 Ft 8,893
-
-
Taxi Start (Normal Tariff)
$3.43 Ft 1,110
$3.32 €2.95
3.31%
Taxi (Normal Tariff) (1km)
$1.33 Ft 431
$1.01 €0.90
31.68%
Taxi 1hour Waiting (Normal Tariff)
$20.45 Ft 6,607
$17.39 €15.47
17.60%
Gasoline (1 liter)
$1.93 Ft 624
$1.86 €1.66
3.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K Ft 9.4M
$27.2K €24.2K
7.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.7K Ft 11.2M
$30.7K €27.3K
13.05%
🧾 Monthly Utilities & Internet
Budapest
Ludza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$175 Ft 56.4K
$285 €253
-38.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.62 Ft 7,631
$19.76 €17.57
19.53%
Internet (50+ Mbps, Unlimited Data)
$23.60 Ft 7,625
$19.92 €17.72
18.47%
🎉 Sport & Entertainment
Budapest
Ludza
Difference
Gym Membership (Monthly)
$68.8 Ft 22.2K
-
-
Tennis Court (1 Hour on Weekend)
$19.26 Ft 6,224
-
-
Cinema Ticket
$10.31 Ft 3,333
$11.29 €10.04
-8.68%
🧸 Childcare & Education
Budapest
Ludza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$535 Ft 172.9K
$675 €601
-20.72%
International Primary School, 1 Child (Yearly)
$16.8K Ft 5.4M
$18.0K €16.0K
-6.48%
👕👟 Clothing & Footwear
Budapest
Ludza
Difference
Jeans (Levis 501 Or Similar)
$99.9 Ft 32.3K
$69.0 €61.4
44.66%
Summer Dress (H&M, Zara, etc)
$43.27 Ft 14.0K
$49.26 €43.82
-12.16%
Sport Shoes (Adidas, Nike)
$112 Ft 36.1K
$77.6 €69.0
43.92%
Men's Leather Business Shoes
$119 Ft 38.4K
$139 €124
-14.70%
🏠 Accommodation & Living
Budapest
Ludza
Difference
1-bedroom Apartment, City Center (Monthly)
$832 Ft 268.8K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$629 Ft 203.3K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,586 Ft 512.4K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,197 Ft 386.6K
-
-
Buy Apartment in City Center (m2)
$5,718 Ft 1.8M
-
-
Buy Apartment Outside City Center (m2)
$3,947 Ft 1.3M
-
-
💵 Salaries & Financials
Budapest
Ludza
Difference
Average Monthly Net Salary (After Tax)
$1,712 Ft 553.1K
$620 €551
176.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
4.77
35.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Budapest: October 19, 2026

Last update for Ludza: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Budapest
$629
Ludza
- * 100%
Groceries & Markets
Budapest
$262
Ludza
$256 2.2% $5.7
Eating Out
Budapest
$226
Ludza
$184 18.8% $43
Monthly Utilities & Internet
Budapest
$222
Ludza
$324 46.3% $103
Clothing & Footwear
Budapest
$168
Ludza
$151 10.3% $17
Sport & Entertainment
Budapest
$89
Ludza
$23 * 74.8% $67
Getting Around
Budapest
$44
Ludza
$18 * 60.2% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 176% higher in Budapest, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Budapest versus $68.0 in Ludza. Groceries tell a different story – $262 in Budapest vs $256 in Ludza – so Ludza wins on supermarket bills even if dining out costs more.

Good to know
🇭🇺 Budapest
🇱🇻 Ludza
🕒 Local time
02:45 2:45 AM
03:45 3:45 AM
1 h ahead of Budapest
🌤 Weather
👥 Population
1,686,222 Capital
8,500
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to HUF – Hungarian Forint Converter

Hungarian Forint exchange rates as of October 21, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Budapest Ludza 1,170 km ≈ 2 h nonstop flight
From you
  • Budapest
  • Ludza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Budapest vs Ludza: Cost of Living - Frequently Asked Questions
Is Ludza cheaper than Budapest?
Yes – Budapest is pricier by about 72%, and outside of rent the gap shows up most in leisure.
What income do you need for each city?
For a comfortable life, plan on about $2,461 per month in Budapest and $1,433 in Ludza. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Budapest or in Ludza?
A mid-range dinner for two costs $61.0 in Budapest and $68.0 in Ludza. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Budapest and in Ludza?
Groceries cost about 2% more in Budapest, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Budapest or in Ludza?
A $1,500 monthly budget goes further in Ludza, where all-in costs run around $955, than in Budapest at $1,641. In Ludza it covers expenses comfortably, while in Budapest it requires careful planning or may not stretch far enough.
Is Budapest or Ludza more family-friendly?
Families tend to lean toward Ludza – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Budapest or Ludza?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ludza. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budapest makes more sense. Both are solid long-term options with distinct trade-offs.

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