Last update: Oct 2026

Cost of Living Comparison Between Bradford and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,040 in Bradford, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Bradford
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Bradford Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bradford

🇬🇧 United Kingdom

$2,040

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bradford and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bradford and in Cebu actually costs, broken down by who's living it.

A single person spends $2,040 per month in Bradford vs $918 in Cebu, rent included.

Bradford $2,040
Cebu $918

A couple spends around $2,987 per month in Bradford vs $1,409 in Cebu, rent included.

Bradford $2,987
Cebu $1,409

A family of three spends $3,933 per month in Bradford vs $1,900 in Cebu, rent included.

Bradford $3,933
Cebu $1,900

Bradford costs about 122% more than Cebu, and outside of rent the biggest gap is in eating out.

Bradford sits 51% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.85 £15.64

$3.09 ₱194

574.76%

Three-Course Dinner for Two, Mid-Range

$76.5 £57.4

$24.22 ₱1,525

215.98%

Fast Food Meal (McDonalds, etc)

$10.59 £7.94

$3.92 ₱247

170.15%

Cappuccino

$4.34 £3.26

$2.51 ₱158

72.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 £1.80

$1.59 ₱100

50.31%

Water (0.33 liter bottle)

$2.01 £1.51

$0.53 ₱33.43

279.25%

Local Beer (0.5 liter draught)

$6.08 £4.56

$1.78 ₱112

241.57%

Imported Beer (0.33 liter bottle)

$5.36 £4.02

$2.17 ₱137

147.00%

Milk (1 liter)

$1.47 £1.10

$1.92 ₱121

-23.44%

White Bread (500g)

$1.45 £1.09

$1.36 ₱85.4

6.62%

Rice (white) (1kg)

$2.86 £2.15

$1.01 ₱63.5

183.17%

Eggs

$3.98 £2.99

$2.03 ₱128

96.06%

Local Cheese (1kg)

$8.58 £6.44

$9.86 ₱621

-12.98%

Chicken Fillets (1kg)

$8.63 £6.47

$4.39 ₱277

96.58%

Beef Round Steak (1kg)

$14.16 £10.62

$7.60 ₱479

86.32%

Apples (1kg)

$3.12 £2.34

$3.30 ₱208

-5.45%

Banana (1kg)

$1.92 £1.44

$1.39 ₱87.8

38.13%

Oranges (1kg)

$2.77 £2.08

$2.33 ₱147

18.88%

Tomato (1kg)

$3.33 £2.50

$1.50 ₱94.3

122.00%

Potato (1kg)

$1.81 £1.36

$2.36 ₱149

-23.31%

Onion (1kg)

$1.70 £1.28

$1.90 ₱119

-10.53%

Lettuce (1 head)

$1.21 £0.91

$1.19 ₱74.9

1.68%

Water (1.5 liter bottle)

$1.61 £1.21

$0.63 ₱39.71

155.56%

Cigarettes 20 Pack (Marlboro, Camel)

$20.57 £15.43

$3.00 ₱189

585.67%

Wine (Bottle)

$10.43 £7.82

$6.03 ₱379

72.97%

Local Beer (0.5 liter bottle)

$3.32 £2.49

$1.23 ₱77.7

169.92%

Imported Beer (0.33 liter bottle)

$3.27 £2.46

$1.75 ₱110

86.86%

One-way Ticket (Public Transport)

$2.72 £2.04

$0.25 ₱15.86

988.00%

Public Transport Monthly Pass (Regular Price)

$66.2 £49.66

$12.64 ₱796

423.66%

Taxi Start (Normal Tariff)

$4.37 £3.28

$0.77 ₱48.62

467.53%

Taxi (Normal Tariff) (1km)

$1.43 £1.07

$0.23 ₱14.53

521.74%

Taxi 1hour Waiting (Normal Tariff)

$19.79 £14.85

$4.46 ₱281

343.72%

Gasoline (1 liter)

$1.99 £1.50

$1.31 ₱82.8

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £28.9K

$21.2K ₱1.3M

81.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$19.1K ₱1.2M

112.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 £254

$120 ₱7,569

181.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.18 £15.14

$14.00 ₱882

44.14%

Internet (50+ Mbps, Unlimited Data)

$42.92 £32.20

$27.54 ₱1,734

55.85%

Gym Membership (Monthly)

$35.11 £26.34

$32.33 ₱2,035

8.60%

Tennis Court (1 Hour on Weekend)

$19.41 £14.56

$6.65 ₱419

191.88%

Cinema Ticket

$13.40 £10.06

$5.65 ₱356

137.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,195 £897

$275 ₱17.3K

334.07%

International Primary School, 1 Child (Yearly)

$22.2K £16.6K

$7,918 ₱498.5K

180.00%

Jeans (Levis 501 Or Similar)

$87.4 £65.6

$49.33 ₱3,106

77.15%

Summer Dress (H&M, Zara, etc)

$45.64 £34.24

$25.24 ₱1,589

80.82%

Sport Shoes (Adidas, Nike)

$90.8 £68.1

$77.0 ₱4,846

17.96%

Men's Leather Business Shoes

$90.4 £67.8

$57.2 ₱3,601

58.06%

1-bedroom Apartment, City Center (Monthly)

$845 £634

$500 ₱31.5K

69.23%

1-bedroom Apartment, Outside City Center (Monthly)

$738 £553

$309 ₱19.4K

138.84%

3-bedroom Apartment, City Center (Monthly)

$1,347 £1,011

$1,078 ₱67.9K

24.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,174 £881

$615 ₱38.7K

90.86%

Buy Apartment in City Center (m2)

$4,048 £3,037

$2,886 ₱181.7K

40.26%

Buy Apartment Outside City Center (m2)

$2,916 £2,188

$1,917 ₱120.7K

52.15%

Average Monthly Net Salary (After Tax)

$3,406 £2,555

$346 ₱21.8K

884.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

7.2

-30.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bradford: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bradford

$738 36.2%

Cebu

$309 33.6% 58.1% $429

Monthly Utilities & Internet

Bradford

$402 19.7%

Cebu

$162 17.6% 59.8% $240

Eating Out

Bradford

$309 15.2%

Cebu

$88 9.6% 71.5% $221

Groceries & Markets

Bradford

$300 14.7%

Cebu

$206 22.4% 31.3% $94

Clothing & Footwear

Bradford

$141 6.9%

Cebu

$94 10.2% 33.6% $47

Getting Around

Bradford

$89 4.3%

Cebu

$16 1.7% 82.4% $73

Sport & Entertainment

Bradford

$62 3%

Cebu

$44 4.8% 29.5% $18

Cost Breakdown

A central one-bedroom costs $845 in Bradford versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 884% higher in Bradford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Bradford versus $24.00 in Cebu. Monthly groceries follow the same trend: $300 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇬🇧 Bradford

🇵🇭 Cebu

🕒 Local time

04:16 4:16 AM

11:16 11:16 AM

7 h ahead of Bradford

🌤 Weather

👥 Population

293,717

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Bradford Cebu 11,260 km ≈ 15 h nonstop flight

From you

Bradford
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bradford vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,040 in Bradford, $918 in Cebu – roughly 122% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,061 per month in Bradford and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 46% more in Bradford, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $77.0 in Bradford and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bradford at $2,040. In Cebu it covers expenses comfortably, while in Bradford it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $2,040 in Bradford. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bradford makes more sense. Both are solid long-term options with distinct trade-offs.