Last update: Nov 2026

Cost of Living Comparison Between Bowral and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,658 in Bowral, rent and utilities included – about $15,900 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Bowral
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Bowral Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bowral

🇦🇺 Australia

$2,658

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Bowral and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bowral and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,658 in Bowral versus $1,331 in Ubud, Bali.

Bowral $2,658
Ubud, Bali $1,331

Estimated couple costs with rent: $3,646 in Bowral versus $2,296 in Ubud, Bali.

Bowral $3,646
Ubud, Bali $2,296

Monthly costs for a family of three with rent: $4,633 in Bowral versus $3,261 in Ubud, Bali.

Bowral $4,633
Ubud, Bali $3,261

Living in Bowral is roughly 100% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bowral is 97% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$15.69 A$22.40

$3.38 Rp 61.3K

364.20%

Three-Course Dinner for Two, Mid-Range

$88.5 A$126

$34.65 Rp 629.3K

155.41%

Fast Food Meal (McDonalds, etc)

$10.66 A$15.23

$5.57 Rp 101.2K

91.38%

Cappuccino

$2.76 A$3.95

$2.62 Rp 47.6K

5.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 A$2.94

$1.54 Rp 28.0K

33.77%

Water (0.33 liter bottle)

$1.41 A$2.02

$0.64 Rp 11.6K

120.31%

Local Beer (0.5 liter draught)

$8.26 A$11.80

$2.67 Rp 48.4K

209.36%

Imported Beer (0.33 liter bottle)

$9.61 A$13.73

$4.26 Rp 77.4K

125.59%

Milk (1 liter)

$1.43 A$2.05

$1.46 Rp 26.6K

-2.05%

White Bread (500g)

$3.09 A$4.42

$2.29 Rp 41.6K

34.93%

Rice (white) (1kg)

$2.58 A$3.68

$1.11 Rp 20.1K

132.43%

Eggs

$5.25 A$7.49

$2.10 Rp 38.1K

150.00%

Local Cheese (1kg)

$12.57 A$17.95

$15.94 Rp 289.5K

-21.14%

Chicken Fillets (1kg)

$9.77 A$13.95

$3.88 Rp 70.5K

151.80%

Beef Round Steak (1kg)

$15.15 A$21.64

$11.40 Rp 207.1K

32.89%

Apples (1kg)

$3.97 A$5.67

$3.55 Rp 64.5K

11.83%

Banana (1kg)

$3.12 A$4.45

$1.54 Rp 27.9K

102.60%

Oranges (1kg)

$3.53 A$5.04

$2.23 Rp 40.5K

58.30%

Tomato (1kg)

$5.29 A$7.55

$1.97 Rp 35.8K

168.53%

Potato (1kg)

$3.19 A$4.56

$1.86 Rp 33.7K

71.51%

Onion (1kg)

$2.77 A$3.95

$2.42 Rp 43.9K

14.46%

Lettuce (1 head)

$2.46 A$3.51

$1.02 Rp 18.6K

141.18%

Water (1.5 liter bottle)

$1.33 A$1.90

$0.52 Rp 9,486

155.77%

Cigarettes 20 Pack (Marlboro, Camel)

$44.97 A$64.2

$2.20 Rp 39.9K

1944.09%

Wine (Bottle)

$14.00 A$19.99

$21.79 Rp 395.7K

-35.75%

Local Beer (0.5 liter bottle)

$4.69 A$6.70

$2.33 Rp 42.2K

101.29%

Imported Beer (0.33 liter bottle)

$5.63 A$8.05

$2.97 Rp 53.9K

89.56%

One-way Ticket (Public Transport)

$2.59 A$3.70

$0.25 Rp 4,547

936.00%

Public Transport Monthly Pass (Regular Price)

$88.7 A$127

$8.17 Rp 148.5K

985.19%

Taxi Start (Normal Tariff)

$4.22 A$6.03

$0.44 Rp 7,950

859.09%

Taxi (Normal Tariff) (1km)

$1.76 A$2.52

$0.47 Rp 8,499

274.47%

Taxi 1hour Waiting (Normal Tariff)

$44.66 A$63.8

$5.60 Rp 101.7K

697.50%

Gasoline (1 liter)

$1.33 A$1.90

$0.83 Rp 15.0K

60.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K A$39.7K

$24.4K Rp 444.0M

13.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K A$37.0K

$31.7K Rp 575.6M

-18.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 A$264

$77.5 Rp 1.4M

138.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.47 A$37.81

$6.14 Rp 111.6K

331.11%

Internet (50+ Mbps, Unlimited Data)

$57.1 A$81.6

$18.92 Rp 343.5K

201.90%

Gym Membership (Monthly)

$56.5 A$80.7

$51.0 Rp 926.1K

10.77%

Tennis Court (1 Hour on Weekend)

$16.87 A$24.09

$18.25 Rp 331.4K

-7.56%

Cinema Ticket

$15.93 A$22.76

$4.38 Rp 79.6K

263.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,536 A$3,621

$492 Rp 8.9M

414.92%

International Primary School, 1 Child (Yearly)

$21.8K A$31.2K

$12.2K Rp 222.0M

78.71%

Jeans (Levis 501 Or Similar)

$77.5 A$111

$45.16 Rp 820.2K

71.52%

Summer Dress (H&M, Zara, etc)

$56.7 A$81.0

$34.89 Rp 633.6K

62.51%

Sport Shoes (Adidas, Nike)

$107 A$152

$78.3 Rp 1.4M

35.99%

Men's Leather Business Shoes

$134 A$192

$77.9 Rp 1.4M

72.47%

1-bedroom Apartment, City Center (Monthly)

$1,254 A$1,790

$1,078 Rp 19.6M

16.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,364 A$1,948

$665 Rp 12.1M

105.19%

3-bedroom Apartment, City Center (Monthly)

$2,528 A$3,610

$3,510 Rp 63.7M

-27.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,678 A$2,396

$1,671 Rp 30.3M

0.42%

Buy Apartment in City Center (m2)

$5,351 A$7,642

$2,340 Rp 42.5M

128.68%

Buy Apartment Outside City Center (m2)

$4,556 A$6,506

$2,236 Rp 40.6M

103.72%

Average Monthly Net Salary (After Tax)

$3,266 A$4,664

$166 Rp 3.0M

1863.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

13.78

-55.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bowral: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bowral

$1.4K 51.3%

Ubud, Bali

$665 50% 51.3% $699

Groceries & Markets

Bowral

$391 14.7%

Ubud, Bali

$279 21% 28.6% $112

Monthly Utilities & Internet

Bowral

$269 10.1%

Ubud, Bali

$103 7.7% 61.8% $166

Eating Out

Bowral

$265 10%

Ubud, Bali

$106 8% 60.1% $159

Clothing & Footwear

Bowral

$169 6.4%

Ubud, Bali

$106 8% 37% $62

Getting Around

Bowral

$112 4.2%

Ubud, Bali

$12 0.9% 89.3% $100

Sport & Entertainment

Bowral

$88 3.3%

Ubud, Bali

$60 4.5% 32.4% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,254 in Bowral and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bowral pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Bowral vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $391 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Bowral

🇮🇩 Ubud, Bali

🕒 Local time

22:30 10:30 PM

19:30 7:30 PM

3 h behind Bowral

🌤 Weather

👥 Population

10,764

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Bowral Ubud, Bali 4,600 km ≈ 6 h nonstop flight

From you

Bowral
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bowral vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,658 in Bowral and $1,331 in Ubud, Bali, so Ubud, Bali is about 50% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Bowral is about 20 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,254 in Bowral versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,536 in Bowral versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 36% higher in Bowral. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bowral and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Bowral. Beyond cost, consider language, visa policies, and how big the international community is in each city.