Cost of Living Comparison Between Bowral and Sydney Cost of Living Comparison Between Bowral and Sydney

Monthly Cost of Living

Monthly costs for one person with rent: $2,672 in Bowral versus $3,344 in Sydney.

Estimated couple costs with rent: $3,767 in Bowral versus $4,844 in Sydney.

Monthly costs for a family of three with rent: $4,861 in Bowral versus $6,343 in Sydney.

Living in Bowral costs roughly 20% less than in Sydney, driven mainly by Getting Around.

Both cities are pricier than the global median: Bowral 94% above, Sydney 143% above.

Meal at Budget Restaurant

$15.98 A$22.36

$17.60 A$24.62

-9.20%

Three-Course Dinner for Two, Mid-Range

$91.3 A$128

$94.7 A$132

-3.55%

Fast Food Meal (McDonalds, etc)

$10.80 A$15.10

$12.08 A$16.90

-10.60%

Cappuccino

$2.89 A$4.05

$4.01 A$5.60

-27.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 A$3.07

$2.87 A$4.01

-23.69%

Water (0.33 liter bottle)

$1.41 A$1.98

$2.28 A$3.18

-38.16%

Local Beer (0.5 liter draught)

$8.51 A$11.91

$8.09 A$11.32

5.19%

Imported Beer (0.33 liter bottle)

$10.24 A$14.32

$7.15 A$10.00

43.22%

Milk (1 liter)

$1.63 A$2.28

$1.82 A$2.55

-10.44%

White Bread (500g)

$3.42 A$4.78

$2.73 A$3.81

25.27%

Rice (white) (1kg)

$2.72 A$3.81

$2.34 A$3.28

16.24%

Eggs

$5.48 A$7.66

$5.84 A$8.17

-6.16%

Local Cheese (1kg)

$14.26 A$19.94

$12.90 A$18.04

10.54%

Chicken Fillets (1kg)

$10.99 A$15.37

$9.71 A$13.58

13.18%

Beef Round Steak (1kg)

$16.19 A$22.64

$16.78 A$23.47

-3.52%

Apples (1kg)

$4.05 A$5.67

$3.84 A$5.37

5.47%

Banana (1kg)

$3.21 A$4.49

$3.08 A$4.31

4.22%

Oranges (1kg)

$3.67 A$5.13

$3.40 A$4.75

7.94%

Tomato (1kg)

$5.10 A$7.13

$4.58 A$6.41

11.35%

Potato (1kg)

$3.21 A$4.49

$3.17 A$4.44

1.26%

Onion (1kg)

$2.77 A$3.87

$2.55 A$3.57

8.63%

Lettuce (1 head)

$2.73 A$3.82

$2.46 A$3.44

10.98%

Water (1.5 liter bottle)

$1.44 A$2.01

$1.28 A$1.79

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$45.36 A$63.5

$46.08 A$64.5

-1.56%

Wine (Bottle)

$14.64 A$20.48

$14.12 A$19.75

3.68%

Local Beer (0.5 liter bottle)

$4.72 A$6.61

$4.21 A$5.89

12.11%

Imported Beer (0.33 liter bottle)

$5.62 A$7.86

$4.08 A$5.71

37.75%

One-way Ticket (Public Transport)

$3.56 A$4.98

$3.34 A$4.67

6.59%

Public Transport Monthly Pass (Regular Price)

$82.5 A$115

$153 A$214

-46.03%

Taxi Start (Normal Tariff)

$4.13 A$5.77

$3.57 A$5.00

15.69%

Taxi (Normal Tariff) (1km)

$1.63 A$2.28

$1.60 A$2.24

1.87%

Taxi 1hour Waiting (Normal Tariff)

$43.48 A$60.8

$41.39 A$57.9

5.05%

Gasoline (1 liter)

$1.30 A$1.82

$1.37 A$1.92

-5.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K A$39.0K

$30.6K A$42.8K

-9.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.3K A$43.7K

$30.9K A$43.2K

1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 A$267

$230 A$322

-17.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.74 A$38.80

$27.25 A$38.12

1.80%

Internet (50+ Mbps, Unlimited Data)

$57.2 A$80.0

$56.8 A$79.4

0.81%

Gym Membership (Monthly)

$54.3 A$75.9

$75.3 A$105

-27.96%

Tennis Court (1 Hour on Weekend)

$18.33 A$25.64

$24.26 A$33.94

-24.44%

Cinema Ticket

$16.93 A$23.67

$17.75 A$24.83

-4.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,430 A$3,399

$2,234 A$3,124

8.78%

International Primary School, 1 Child (Yearly)

$20.6K A$28.8K

$29.5K A$41.3K

-30.09%

Jeans (Levis 501 Or Similar)

$78.4 A$110

$79.7 A$111

-1.59%

Summer Dress (H&M, Zara, etc)

$58.5 A$81.9

$73.2 A$102

-20.02%

Sport Shoes (Adidas, Nike)

$122 A$171

$112 A$156

9.38%

Men's Leather Business Shoes

$134 A$188

$131 A$184

2.09%

1-bedroom Apartment, City Center (Monthly)

$1,379 A$1,929

$2,627 A$3,675

-47.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,426 A$1,995

$1,809 A$2,530

-21.17%

3-bedroom Apartment, City Center (Monthly)

$2,541 A$3,555

$5,241 A$7,332

-51.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,873 A$2,620

$3,037 A$4,248

-38.31%

Buy Apartment in City Center (m2)

$6,731 A$9,415

$13.7K A$19.2K

-50.87%

Buy Apartment Outside City Center (m2)

$5,106 A$7,142

$8,339 A$11.7K

-38.77%

Average Monthly Net Salary (After Tax)

$3,281 A$4,590

$4,164 A$5,824

-21.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.84

1.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bowral: August 30, 2026

Last update for Sydney: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,379 in Bowral and $2,627 in Sydney. Housing cost is often the main lever when comparing two cities.

Sydney pays 27% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Bowral vs $95.0 in Sydney. Groceries flip the comparison at $417 vs $387, with Sydney cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bowral vs Sydney: Cost of Living - Frequently Asked Questions

Bowral and Sydney differ by about 25% in total monthly costs ($2,672 vs $3,344 including rent). Bowral is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 27% lower in Sydney. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,379 in Bowral versus $2,627 in Sydney. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,430 in Bowral versus $2,234 in Sydney. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Sydney pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $3,000. Bowral is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bowral and Sydney are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bowral gentler on the wallet – expenses run 25% less than in Sydney. Beyond cost, consider language, visa policies, and how big the international community is in each city.