Last update: Oct 2026

Cost of Living Comparison Between Boquete and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,438 in Boquete, rent and utilities included – about $1,100 less a year. The total is higher in Boquete despite lower rent and utilities.

70

Cost of Living Index in Boquete
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Boquete Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Boquete

🇵🇦 Panama

$1,438

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Boquete and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Boquete and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,438 in Boquete versus $1,349 in Ubud, Bali.

Boquete $1,438
Ubud, Bali $1,349

Estimated couple costs with rent: $2,232 in Boquete versus $2,305 in Ubud, Bali.

Boquete $2,232
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,026 in Boquete versus $3,261 in Ubud, Bali.

Boquete $3,026
Ubud, Bali $3,261

Living in Boquete is roughly 7% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$6.34 PAB 6.34

$3.32 Rp 60.4K

90.96%

Three-Course Dinner for Two, Mid-Range

$40.22 PAB 40.22

$35.64 Rp 647.8K

12.85%

Fast Food Meal (McDonalds, etc)

$7.31 PAB 7.31

$5.53 Rp 100.6K

32.19%

Cappuccino

$3.73 PAB 3.73

$2.72 Rp 49.4K

37.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 PAB 1.34

$1.70 Rp 30.9K

-21.18%

Water (0.33 liter bottle)

$1.20 PAB 1.20

$0.76 Rp 13.8K

57.89%

Local Beer (0.5 liter draught)

$2.29 PAB 2.29

$2.65 Rp 48.2K

-13.58%

Imported Beer (0.33 liter bottle)

$5.11 PAB 5.11

$4.38 Rp 79.6K

16.67%

Milk (1 liter)

$1.83 PAB 1.83

$1.49 Rp 27.1K

22.82%

White Bread (500g)

$2.14 PAB 2.14

$2.28 Rp 41.4K

-6.14%

Rice (white) (1kg)

$2.15 PAB 2.15

$1.19 Rp 21.6K

80.67%

Eggs

$2.51 PAB 2.51

$2.04 Rp 37.0K

23.04%

Local Cheese (1kg)

$9.32 PAB 9.32

$17.70 Rp 321.7K

-47.34%

Chicken Fillets (1kg)

$7.49 PAB 7.49

$3.96 Rp 72.0K

89.14%

Beef Round Steak (1kg)

$15.36 PAB 15.36

$12.19 Rp 221.6K

26.00%

Apples (1kg)

$4.49 PAB 4.49

$3.66 Rp 66.4K

22.68%

Banana (1kg)

$0.99 PAB 0.99

$1.52 Rp 27.6K

-34.87%

Oranges (1kg)

$4.28 PAB 4.28

$2.23 Rp 40.5K

91.93%

Tomato (1kg)

$2.19 PAB 2.19

$1.97 Rp 35.9K

11.17%

Potato (1kg)

$2.15 PAB 2.15

$1.85 Rp 33.6K

16.22%

Onion (1kg)

$2.26 PAB 2.26

$2.42 Rp 44.1K

-6.61%

Lettuce (1 head)

$2.20 PAB 2.20

$0.99 Rp 18.0K

122.22%

Water (1.5 liter bottle)

$1.71 PAB 1.71

$0.51 Rp 9,332

235.29%

Cigarettes 20 Pack (Marlboro, Camel)

$5.02 PAB 5.02

$2.22 Rp 40.4K

126.13%

Wine (Bottle)

$8.13 PAB 8.13

$22.24 Rp 404.2K

-63.44%

Local Beer (0.5 liter bottle)

$1.15 PAB 1.15

$2.26 Rp 41.1K

-49.12%

Imported Beer (0.33 liter bottle)

$2.61 PAB 2.61

$2.97 Rp 54.0K

-12.12%

One-way Ticket (Public Transport)

$1.42 PAB 1.42

$0.25 Rp 4,562

468.00%

Public Transport Monthly Pass (Regular Price)

$24.84 PAB 24.84

$7.82 Rp 142.2K

217.65%

Taxi Start (Normal Tariff)

$1.02 PAB 1.02

$0.44 Rp 7,989

131.82%

Taxi (Normal Tariff) (1km)

$2.05 PAB 2.05

$0.43 Rp 7,817

376.74%

Taxi 1hour Waiting (Normal Tariff)

$29.44 PAB 29.44

$5.41 Rp 98.3K

444.18%

Gasoline (1 liter)

$1.14 PAB 1.14

$0.82 Rp 15.0K

39.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K PAB 26.0K

$23.8K Rp 433.3M

8.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K PAB 22.4K

$31.7K Rp 577.0M

-29.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.2 PAB 59.2

$79.1 Rp 1.4M

-25.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.16 PAB 26.16

$6.45 Rp 117.2K

305.58%

Internet (50+ Mbps, Unlimited Data)

$43.16 PAB 43.16

$18.58 Rp 337.7K

132.29%

Gym Membership (Monthly)

$82.1 PAB 82.1

$49.48 Rp 899.4K

65.91%

Tennis Court (1 Hour on Weekend)

$17.19 PAB 17.19

$17.65 Rp 320.8K

-2.61%

Cinema Ticket

$6.63 PAB 6.63

$4.27 Rp 77.7K

55.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,932 PAB 5,932

$5,674 Rp 103.1M

4.55%

Jeans (Levis 501 Or Similar)

$24.90 PAB 24.90

$44.64 Rp 811.4K

-44.22%

Summer Dress (H&M, Zara, etc)

$25.18 PAB 25.18

$34.95 Rp 635.3K

-27.95%

Sport Shoes (Adidas, Nike)

$44.37 PAB 44.37

$79.9 Rp 1.5M

-44.47%

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$840 PAB 840

$1,125 Rp 20.4M

-25.34%

1-bedroom Apartment, Outside City Center (Monthly)

$687 PAB 687

$671 Rp 12.2M

2.26%

3-bedroom Apartment, City Center (Monthly)

$1,540 PAB 1,540

$3,565 Rp 64.8M

-56.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,302 PAB 1,302

$1,723 Rp 31.3M

-24.44%

Buy Apartment in City Center (m2)

$1,198 PAB 1,198

$2,732 Rp 49.6M

-56.13%

Buy Apartment Outside City Center (m2)

$1,158 PAB 1,158

$2,284 Rp 41.5M

-49.29%

Average Monthly Net Salary (After Tax)

$797 PAB 797

$164 Rp 3.0M

386.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

13.78

-52.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boquete: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Boquete

$687 47.8%

Ubud, Bali

$672 49.8% 2.2% $15

Groceries & Markets

Boquete

$294 20.4%

Ubud, Bali

$288 21.4% 1.9% $5.5

Eating Out

Boquete

$149 10.4%

Ubud, Bali

$108 8% 27.8% $42

Monthly Utilities & Internet

Boquete

$129 8.9%

Ubud, Bali

$104 7.7% 19% $24

Sport & Entertainment

Boquete

$95 6.6%

Ubud, Bali

$58 4.3% 39.1% $37

Clothing & Footwear

Boquete

$43 * 3%

Ubud, Bali

$108 8% 153% $65

Getting Around

Boquete

$42 2.9%

Ubud, Bali

$11 0.9% 72.7% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $840 in Boquete and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Boquete pays about 4.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $40 in Boquete vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $294 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇵🇦 Boquete

🇮🇩 Ubud, Bali

🕒 Local time

16:51 4:51 PM

05:51 5:51 AM

13 h ahead of Boquete

🌤 Weather

👥 Population

7,000

74,800

💱 Currency

Panamanian Balboa PAB B/.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 28, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.11 PAB (1 PAB = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PAB in detail →

On the map

Lowest

Highest

Between locations

Boquete Ubud, Bali 18,070 km ≈ 23 h nonstop flight

From you

Boquete
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boquete vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 6% cheaper overall, especially in utilities, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Boquete is about 4.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $840 in Boquete versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 69% less than in Boquete. The price difference matters if you commute daily and watch your budget.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $40 in Boquete. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Boquete and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Boquete on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.