Last update: Oct 2026

Cost of Living Comparison Between Bloomington, IL and Toronto

For one person, living is cheaper in Bloomington, IL: $2,258 a month against $2,610 in Toronto, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

109

Cost of Living Index in Bloomington, IL
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Bloomington, IL Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Bloomington, IL

🇺🇸 United States

$2,258

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Bloomington, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bloomington, IL and in Toronto actually costs, broken down by who's living it.

A single person spends $2,258 per month in Bloomington, IL vs $2,610 in Toronto, rent included.

Bloomington, IL $2,258
Toronto $2,610

A couple spends around $3,264 per month in Bloomington, IL vs $3,727 in Toronto, rent included.

Bloomington, IL $3,264
Toronto $3,727

A family of three spends $4,270 per month in Bloomington, IL vs $4,844 in Toronto, rent included.

Bloomington, IL $4,270
Toronto $4,844

Bloomington, IL is about 14% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Bloomington, IL and Toronto sit above the global median – Bloomington, IL by 67%, Toronto by 93%.

Meal at Budget Restaurant

$17.84 $17.84

$17.59 CA$24.87

1.42%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$78.8 CA$111

-0.57%

Fast Food Meal (McDonalds, etc)

$11.98 $11.98

$10.73 CA$15.16

11.65%

Cappuccino

$5.24 $5.24

$4.09 CA$5.78

28.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$2.10 CA$2.97

15.24%

Water (0.33 liter bottle)

$1.69 $1.69

$1.72 CA$2.43

-1.74%

Local Beer (0.5 liter draught)

$5.65 $5.65

$6.36 CA$8.99

-11.16%

Imported Beer (0.33 liter bottle)

$7.18 $7.18

$7.08 CA$10.01

1.41%

Milk (1 liter)

$1.09 $1.09

$2.54 CA$3.59

-57.09%

White Bread (500g)

$2.32 $2.32

$2.72 CA$3.85

-14.71%

Rice (white) (1kg)

$4.24 $4.24

$2.18 CA$3.09

94.50%

Eggs

$3.71 $3.71

$3.63 CA$5.13

2.20%

Local Cheese (1kg)

$13.39 $13.39

$9.46 CA$13.37

41.54%

Chicken Fillets (1kg)

$7.76 $7.76

$11.54 CA$16.32

-32.76%

Beef Round Steak (1kg)

$17.30 $17.30

$14.37 CA$20.32

20.39%

Apples (1kg)

$3.55 $3.55

$3.70 CA$5.23

-4.05%

Banana (1kg)

$1.62 $1.62

$1.19 CA$1.68

36.13%

Oranges (1kg)

$5.55 $5.55

$3.46 CA$4.90

60.40%

Tomato (1kg)

$3.46 $3.46

$4.22 CA$5.97

-18.01%

Potato (1kg)

$3.40 $3.40

$1.79 CA$2.52

89.94%

Onion (1kg)

$2.66 $2.66

$1.65 CA$2.33

61.21%

Lettuce (1 head)

$2.71 $2.71

$2.20 CA$3.11

23.18%

Water (1.5 liter bottle)

$2.81 $2.81

$1.26 CA$1.78

123.02%

Cigarettes 20 Pack (Marlboro, Camel)

$7.80 $7.80

$13.97 CA$19.75

-44.17%

Wine (Bottle)

$15.05 $15.05

$14.20 CA$20.07

5.99%

Local Beer (0.5 liter bottle)

$1.93 $1.93

$2.25 CA$3.18

-14.22%

Imported Beer (0.33 liter bottle)

$3.20 $3.20

$2.53 CA$3.58

26.48%

One-way Ticket (Public Transport)

$1.23 $1.23

$2.32 CA$3.28

-46.98%

Public Transport Monthly Pass (Regular Price)

$40.70 $40.70

$112 CA$158

-63.55%

Taxi Start (Normal Tariff)

$3.40 $3.40

$3.06 CA$4.33

11.11%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.22 CA$1.72

28.69%

Taxi 1hour Waiting (Normal Tariff)

$40.78 $40.78

$21.69 CA$30.66

88.01%

Gasoline (1 liter)

$0.95 $0.95

$1.21 CA$1.72

-21.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$26.1K CA$37.0K

4.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$21.1K CA$29.9K

20.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$120 CA$169

63.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$32.21 CA$45.54

115.68%

Internet (50+ Mbps, Unlimited Data)

$76.1 $76.1

$48.88 CA$69.1

55.77%

Gym Membership (Monthly)

$59.8 $59.8

$39.34 CA$55.6

51.98%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$10.13 $10.13

$12.58 CA$17.79

-19.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,426 $1,426

$832 CA$1,176

71.40%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$23.6K CA$33.4K

0.71%

Jeans (Levis 501 Or Similar)

$58.9 $58.9

$52.3 CA$73.9

12.61%

Summer Dress (H&M, Zara, etc)

$40.53 $40.53

$39.44 CA$55.8

2.76%

Sport Shoes (Adidas, Nike)

$86.6 $86.6

$99.0 CA$140

-12.57%

Men's Leather Business Shoes

$121 $121

$122 CA$172

-0.84%

1-bedroom Apartment, City Center (Monthly)

$1,275 $1,275

$1,631 CA$2,306

-21.84%

1-bedroom Apartment, Outside City Center (Monthly)

$970 $970

$1,448 CA$2,048

-33.00%

3-bedroom Apartment, City Center (Monthly)

$1,784 $1,784

$2,737 CA$3,869

-34.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,439 $1,439

$2,129 CA$3,010

-32.41%

Buy Apartment in City Center (m2)

$1,485 $1,485

$8,206 CA$11.6K

-81.91%

Buy Apartment Outside City Center (m2)

$1,309 $1,309

$6,838 CA$9,666

-80.86%

Average Monthly Net Salary (After Tax)

$4,544 $4,544

$3,520 CA$4,976

29.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.47

50.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bloomington, IL: October 20, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bloomington, IL

$970 43%

Toronto

$1.4K 55.5% 49.3% $478

Groceries & Markets

Bloomington, IL

$370 16.4%

Toronto

$343 13.1% 7.3% $27

Monthly Utilities & Internet

Bloomington, IL

$342 15.1%

Toronto

$201 7.7% 41.3% $141

Eating Out

Bloomington, IL

$301 13.3%

Toronto

$283 10.9% 5.8% $17

Clothing & Footwear

Bloomington, IL

$138 6.1%

Toronto

$141 5.4% 1.9% $2.6

Sport & Entertainment

Bloomington, IL

$80 3.6%

Toronto

$65 2.5% 19.4% $16

Getting Around

Bloomington, IL

$57 2.5%

Toronto

$130 5% 129% $73

Cost Breakdown

A central one-bedroom costs $1,275 in Bloomington, IL versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Bloomington, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $78.0 in Bloomington, IL versus $79.0 in Toronto. Groceries tell a different story – $370 in Bloomington, IL vs $343 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Bloomington, IL

🇨🇦 Toronto

🕒 Local time

22:12 10:12 PM

23:12 11:12 PM

1 h ahead of Bloomington, IL

🌤 Weather

👥 Population

69,247

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Bloomington, IL Toronto 870 km ≈ 1 h 30 min nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bloomington, IL vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 16% more than Bloomington, IL, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,387 per month in Bloomington, IL and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bloomington, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,426 per month in Bloomington, IL and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 8% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Bloomington, IL, where all-in costs run around $2,258, than in Toronto at $2,610. In Bloomington, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Bloomington, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bloomington, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.