Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bloomington, IL

For one person, living is cheaper in Bloomington, IL: $2,258 a month against $2,610 in Toronto, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
109

Cost of Living Index in Bloomington, IL
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Bloomington, IL Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Bloomington, IL

🇺🇸 United States

$2,258

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Bloomington, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Bloomington, IL actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,258 in Bloomington, IL, rent included.

Toronto $2,610
Bloomington, IL $2,258

A couple spends around $3,727 per month in Toronto vs $3,264 in Bloomington, IL, rent included.

Toronto $3,727
Bloomington, IL $3,264

A family of three spends $4,844 per month in Toronto vs $4,270 in Bloomington, IL, rent included.

Toronto $4,844
Bloomington, IL $4,270

Toronto costs about 16% more than Bloomington, IL, and outside of rent the biggest gap is in transport.

Both Toronto and Bloomington, IL sit above the global median – Toronto by 93%, Bloomington, IL by 67%.

Meal at Budget Restaurant

$17.59 CA$24.87

$17.84 $17.84

-1.40%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$78.4 $78.4

0.57%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.98 $11.98

-10.43%

Cappuccino

$4.09 CA$5.78

$5.24 $5.24

-21.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.42 $2.42

-13.22%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.69 $1.69

1.78%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.65 $5.65

12.57%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.18 $7.18

-1.39%

Milk (1 liter)

$2.54 CA$3.59

$1.09 $1.09

133.03%

White Bread (500g)

$2.72 CA$3.85

$2.32 $2.32

17.24%

Rice (white) (1kg)

$2.18 CA$3.09

$4.24 $4.24

-48.58%

Eggs

$3.63 CA$5.13

$3.71 $3.71

-2.16%

Local Cheese (1kg)

$9.46 CA$13.37

$13.39 $13.39

-29.35%

Chicken Fillets (1kg)

$11.54 CA$16.32

$7.76 $7.76

48.71%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.30 $17.30

-16.94%

Apples (1kg)

$3.70 CA$5.23

$3.55 $3.55

4.23%

Banana (1kg)

$1.19 CA$1.68

$1.62 $1.62

-26.54%

Oranges (1kg)

$3.46 CA$4.90

$5.55 $5.55

-37.66%

Tomato (1kg)

$4.22 CA$5.97

$3.46 $3.46

21.97%

Potato (1kg)

$1.79 CA$2.52

$3.40 $3.40

-47.35%

Onion (1kg)

$1.65 CA$2.33

$2.66 $2.66

-37.97%

Lettuce (1 head)

$2.20 CA$3.11

$2.71 $2.71

-18.82%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.81 $2.81

-55.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$7.80 $7.80

79.10%

Wine (Bottle)

$14.20 CA$20.07

$15.05 $15.05

-5.65%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.93 $1.93

16.58%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.20 $3.20

-20.94%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.23 $1.23

88.62%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$40.70 $40.70

174.32%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.40 $3.40

-10.00%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.57 $1.57

-22.29%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$40.78 $40.78

-46.81%

Gasoline (1 liter)

$1.21 CA$1.72

$0.95 $0.95

27.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.3K $27.3K

-4.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$25.4K $25.4K

-16.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$196 $196

-39.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$69.5 $69.5

-53.63%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$76.1 $76.1

-35.80%

Gym Membership (Monthly)

$39.34 CA$55.6

$59.8 $59.8

-34.20%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$10.13 $10.13

24.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,426 $1,426

-41.66%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$23.8K $23.8K

-0.71%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.9 $58.9

-11.19%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.53 $40.53

-2.69%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$86.6 $86.6

14.37%

Men's Leather Business Shoes

$122 CA$172

$121 $121

0.85%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,275 $1,275

27.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$970 $970

49.25%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,784 $1,784

53.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,439 $1,439

47.95%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,485 $1,485

452.65%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,309 $1,309

422.50%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,544 $4,544

-22.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.72

-33.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Bloomington, IL: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Bloomington, IL

$970 43% 33% $478

Groceries & Markets

Toronto

$343 13.1%

Bloomington, IL

$370 16.4% 7.9% $27

Eating Out

Toronto

$283 10.9%

Bloomington, IL

$301 13.3% 6.1% $17

Monthly Utilities & Internet

Toronto

$201 7.7%

Bloomington, IL

$342 15.1% 70.2% $141

Clothing & Footwear

Toronto

$141 5.4%

Bloomington, IL

$138 6.1% 1.9% $2.6

Getting Around

Toronto

$130 5%

Bloomington, IL

$57 2.5% 56.3% $73

Sport & Entertainment

Toronto

$65 2.5%

Bloomington, IL

$80 3.6% 24.1% $16

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,275 in Bloomington, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Bloomington, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $78.0 in Bloomington, IL. Groceries tell a different story – $343 in Toronto vs $370 in Bloomington, IL – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Bloomington, IL

🕒 Local time

23:50 11:50 PM

22:50 10:50 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

69,247

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Bloomington, IL 870 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Bloomington, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Bloomington, IL: Cost of Living - Frequently Asked Questions

Toronto costs about 16% more than Bloomington, IL, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,387 in Bloomington, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bloomington, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $832 per month in Toronto and $1,426 in Bloomington, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 8% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Bloomington, IL, where all-in costs run around $2,258, than in Toronto at $2,610. In Bloomington, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Bloomington, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bloomington, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.