Last update: Oct 2026

Cost of Living Comparison Between Biratnagar and Toronto

For one person, living is cheaper in Biratnagar: $317 a month against $2,561 in Toronto, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Biratnagar
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Biratnagar Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Biratnagar

🇳🇵 Nepal

$317

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Biratnagar and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biratnagar and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $317 in Biratnagar versus $2,561 in Toronto.

Biratnagar $317
Toronto $2,561

Estimated couple costs with rent: $523 in Biratnagar versus $3,694 in Toronto.

Biratnagar $523
Toronto $3,694

Monthly costs for a family of three with rent: $728 in Biratnagar versus $4,826 in Toronto.

Biratnagar $728
Toronto $4,826

Living in Biratnagar costs roughly 88% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Biratnagar is 76% below, Toronto is 90% above.

Meal at Budget Restaurant

$1.56 NPR 237

$17.18 CA$24.29

-90.92%

Three-Course Dinner for Two, Mid-Range

$14.08 NPR 2,140

$76.0 CA$107

-81.47%

Fast Food Meal (McDonalds, etc)

$7.58 NPR 1,152

$10.54 CA$14.89

-28.08%

Cappuccino

$1.16 NPR 176

$4.02 CA$5.68

-71.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 NPR 52.2

$2.12 CA$3.00

-83.96%

Water (0.33 liter bottle)

$1.75 CA$2.48

Local Beer (0.5 liter draught)

$1.43 NPR 217

$6.24 CA$8.83

-77.08%

Imported Beer (0.33 liter bottle)

$2.09 NPR 318

$7.09 CA$10.02

-70.52%

Milk (1 liter)

$0.58 NPR 87.9

$2.44 CA$3.45

-76.23%

White Bread (500g)

$0.35 NPR 53.6

$2.68 CA$3.78

-86.94%

Rice (white) (1kg)

$0.64 NPR 97.3

$2.24 CA$3.17

-71.43%

Eggs

$1.22 NPR 185

$3.56 CA$5.03

-65.73%

Local Cheese (1kg)

$4.46 NPR 677

$9.09 CA$12.85

-50.94%

Chicken Fillets (1kg)

$2.68 NPR 408

$11.33 CA$16.01

-76.35%

Beef Round Steak (1kg)

$3.14 NPR 477

$14.53 CA$20.55

-78.39%

Apples (1kg)

$1.97 NPR 300

$3.62 CA$5.12

-45.58%

Banana (1kg)

$0.82 NPR 124

$1.21 CA$1.72

-32.23%

Oranges (1kg)

$1.30 NPR 197

$3.60 CA$5.09

-63.89%

Tomato (1kg)

$0.52 NPR 78.6

$4.21 CA$5.96

-87.65%

Potato (1kg)

$0.39 NPR 59.4

$1.79 CA$2.53

-78.21%

Onion (1kg)

$0.44 NPR 66.7

$1.59 CA$2.25

-72.33%

Lettuce (1 head)

$0.25 NPR 37.64

$2.27 CA$3.21

-88.99%

Water (1.5 liter bottle)

$0.28 NPR 42.41

$1.25 CA$1.77

-77.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.63 NPR 400

$13.82 CA$19.53

-80.97%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$1.65 NPR 250

$2.20 CA$3.10

-25.00%

Imported Beer (0.33 liter bottle)

$2.30 NPR 349

$2.43 CA$3.44

-5.35%

One-way Ticket (Public Transport)

$0.16 NPR 24.67

$2.39 CA$3.38

-93.31%

Public Transport Monthly Pass (Regular Price)

$11.72 NPR 1,781

$111 CA$157

-89.43%

Taxi Start (Normal Tariff)

$1.93 NPR 293

$2.91 CA$4.12

-33.68%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$2.30 NPR 350

$21.38 CA$30.23

-89.24%

Gasoline (1 liter)

$1.19 NPR 181

$1.21 CA$1.71

-1.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K NPR 3.2M

$28.2K CA$39.8K

-25.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.17 NPR 634

$32.26 CA$45.60

-87.07%

Internet (50+ Mbps, Unlimited Data)

$9.22 NPR 1,401

$47.93 CA$67.8

-80.76%

Gym Membership (Monthly)

$28.24 NPR 4,291

$38.48 CA$54.4

-26.61%

Tennis Court (1 Hour on Weekend)

$1.93 NPR 294

$22.96 CA$32.46

-91.59%

Cinema Ticket

$3.07 NPR 466

$12.38 CA$17.50

-75.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.46 NPR 7,211

$830 CA$1,173

-94.28%

International Primary School, 1 Child (Yearly)

$1,712 NPR 260.1K

$23.1K CA$32.6K

-92.59%

Jeans (Levis 501 Or Similar)

$20.07 NPR 3,049

$50.7 CA$71.7

-60.42%

Summer Dress (H&M, Zara, etc)

$32.33 NPR 4,912

$40.02 CA$56.6

-19.22%

Sport Shoes (Adidas, Nike)

$24.72 NPR 3,756

$98.0 CA$139

-74.77%

Men's Leather Business Shoes

$28.85 NPR 4,384

$121 CA$171

-76.09%

1-bedroom Apartment, City Center (Monthly)

$45.10 NPR 6,853

$1,592 CA$2,251

-97.17%

1-bedroom Apartment, Outside City Center (Monthly)

$51.2 NPR 7,775

$1,410 CA$1,994

-96.37%

3-bedroom Apartment, City Center (Monthly)

$130 NPR 19.8K

$2,670 CA$3,775

-95.13%

3-bedroom Apartment, Outside City Center (Monthly)

$98.5 NPR 15.0K

$2,152 CA$3,042

-95.42%

Buy Apartment in City Center (m2)

$395 NPR 60.0K

$7,945 CA$11.2K

-95.03%

Buy Apartment Outside City Center (m2)

$262 NPR 39.8K

$6,542 CA$9,249

-96.00%

Average Monthly Net Salary (After Tax)

$165 NPR 25.0K

$3,727 CA$5,269

-95.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

213.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biratnagar: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Biratnagar

$95 * 29.8%

Toronto

$340 13.3% 259% $245

Eating Out

Biratnagar

$62 * 19.5%

Toronto

$278 10.9% 350% $216

Accommodation & Living

Biratnagar

$51 16.1%

Toronto

$1.4K 55.1% 2656% $1.4K

Clothing & Footwear

Biratnagar

$48 15%

Toronto

$139 5.4% 192% $92

Sport & Entertainment

Biratnagar

$34 10.8%

Toronto

$63 2.5% 83.9% $29

Getting Around

Biratnagar

$14 * 4.5%

Toronto

$129 5.1% 805% $115

Monthly Utilities & Internet

Biratnagar

$13 * 4.2%

Toronto

$201 7.8% 1397% $187

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $45.10 in Biratnagar and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 2163% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Biratnagar vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $340 per month, with Biratnagar cheaper across the board.

Good to know

🇳🇵 Biratnagar

🇨🇦 Toronto

🕒 Local time

20:38 8:38 PM

10:53 10:53 AM

9 h 45 min behind Biratnagar

🌤 Weather

👥 Population

166,674

2,731,571

💱 Currency

Nepalese Rupee NPR रु

Canadian Dollar CAD $

📈 Exchange rate

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to NPR – Nepalese Rupee Converter

🇺🇸 United States Dollar ($)

🇳🇵 Nepalese Rupee (रु)

Nepalese Rupee exchange rates as of October 17, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to NPR in detail →

On the map

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Highest

Between locations

Biratnagar Toronto 12,100 km ≈ 16 h nonstop flight

From you

Biratnagar
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biratnagar vs Toronto: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in groceries, eating out, and clothing. The 707% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2163% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $45.10 in Biratnagar versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 259% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $317 in Biratnagar versus $2,561 in Toronto, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Toronto. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Biratnagar gentler on the wallet – expenses run 707% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.