Last update: Oct 2026

Cost of Living Comparison Between Toronto and Biratnagar

For one person, living is cheaper in Biratnagar: $317 a month against $2,561 in Toronto, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
15

Cost of Living Index in Biratnagar
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Biratnagar Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Biratnagar

🇳🇵 Nepal

$317

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Biratnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Biratnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $317 in Biratnagar.

Toronto $2,561
Biratnagar $317

Estimated couple costs with rent: $3,694 in Toronto versus $523 in Biratnagar.

Toronto $3,694
Biratnagar $523

Monthly costs for a family of three with rent: $4,826 in Toronto versus $728 in Biratnagar.

Toronto $4,826
Biratnagar $728

Living in Toronto is roughly 707% more expensive than in Biratnagar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Biratnagar is 76% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.56 NPR 237

1001.28%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$14.08 NPR 2,140

439.56%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.58 NPR 1,152

39.05%

Cappuccino

$4.02 CA$5.68

$1.16 NPR 176

246.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.34 NPR 52.2

523.53%

Water (0.33 liter bottle)

$1.75 CA$2.48

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.43 NPR 217

336.36%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.09 NPR 318

239.23%

Milk (1 liter)

$2.44 CA$3.45

$0.58 NPR 87.9

320.69%

White Bread (500g)

$2.68 CA$3.78

$0.35 NPR 53.6

665.71%

Rice (white) (1kg)

$2.24 CA$3.17

$0.64 NPR 97.3

250.00%

Eggs

$3.56 CA$5.03

$1.22 NPR 185

191.80%

Local Cheese (1kg)

$9.09 CA$12.85

$4.46 NPR 677

103.81%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.68 NPR 408

322.76%

Beef Round Steak (1kg)

$14.53 CA$20.55

$3.14 NPR 477

362.74%

Apples (1kg)

$3.62 CA$5.12

$1.97 NPR 300

83.76%

Banana (1kg)

$1.21 CA$1.72

$0.82 NPR 124

47.56%

Oranges (1kg)

$3.60 CA$5.09

$1.30 NPR 197

176.92%

Tomato (1kg)

$4.21 CA$5.96

$0.52 NPR 78.6

709.62%

Potato (1kg)

$1.79 CA$2.53

$0.39 NPR 59.4

358.97%

Onion (1kg)

$1.59 CA$2.25

$0.44 NPR 66.7

261.36%

Lettuce (1 head)

$2.27 CA$3.21

$0.25 NPR 37.64

808.00%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.28 NPR 42.41

346.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.63 NPR 400

425.48%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.65 NPR 250

33.33%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.30 NPR 349

5.65%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.16 NPR 24.67

1393.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$11.72 NPR 1,781

846.50%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.93 NPR 293

50.78%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.30 NPR 350

829.57%

Gasoline (1 liter)

$1.21 CA$1.71

$1.19 NPR 181

1.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$21.1K NPR 3.2M

33.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$4.17 NPR 634

673.62%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$9.22 NPR 1,401

419.85%

Gym Membership (Monthly)

$38.48 CA$54.4

$28.24 NPR 4,291

36.26%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$1.93 NPR 294

1089.64%

Cinema Ticket

$12.38 CA$17.50

$3.07 NPR 466

303.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$47.46 NPR 7,211

1648.74%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,712 NPR 260.1K

1248.76%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$20.07 NPR 3,049

152.67%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$32.33 NPR 4,912

23.79%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$24.72 NPR 3,756

296.32%

Men's Leather Business Shoes

$121 CA$171

$28.85 NPR 4,384

318.20%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$45.10 NPR 6,853

3430.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$51.2 NPR 7,775

2656.20%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$130 NPR 19.8K

1952.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$98.5 NPR 15.0K

2083.90%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$395 NPR 60.0K

1913.31%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$262 NPR 39.8K

2397.70%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$165 NPR 25.0K

2163.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-68.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Biratnagar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Biratnagar

$51 16.1% 96.4% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Biratnagar

$95 * 29.8% 72.1% $245

Eating Out

Toronto

$278 10.9%

Biratnagar

$62 * 19.5% 77.8% $216

Monthly Utilities & Internet

Toronto

$201 7.8%

Biratnagar

$13 * 4.2% 93.3% $187

Clothing & Footwear

Toronto

$139 5.4%

Biratnagar

$48 15% 65.7% $92

Getting Around

Toronto

$129 5.1%

Biratnagar

$14 * 4.5% 88.9% $115

Sport & Entertainment

Toronto

$63 2.5%

Biratnagar

$34 10.8% 45.6% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $45.10 in Biratnagar. Housing cost is often the main lever when comparing two cities.

Toronto pays 2163% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $14.00 in Biratnagar for a mid-range dinner for two. Groceries echo the gap at $340 vs $95.0 per month, with Biratnagar cheaper across the board.

Good to know

🇨🇦 Toronto

🇳🇵 Biratnagar

🕒 Local time

12:31 12:31 PM

22:16 10:16 PM

9 h 45 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

166,674

💱 Currency

Canadian Dollar CAD $

Nepalese Rupee NPR रु

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Nepalese Rupee exchange rates as of October 17, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to CAD in detail →

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Between locations

Toronto Biratnagar 12,100 km ≈ 16 h nonstop flight

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Toronto
Biratnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Biratnagar: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in groceries, eating out, and clothing. The 707% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2163% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $45.10 in Biratnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 259% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $317 in Biratnagar versus $2,561 in Toronto, a $1,500 budget is realistic in Biratnagar but tight or insufficient in Toronto. The gap between the two cities makes Biratnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Biratnagar gentler on the wallet – expenses run 707% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.