Last update: Oct 2026

Cost of Living Comparison Between Billings, MT and Santiago

For one person, living is cheaper in Santiago: $1,190 a month against $2,260 in Billings, MT, rent and utilities included – about $12,800 less a year. Rent and utilities account for about half of the difference.

110

Cost of Living Index in Billings, MT
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Billings, MT Living Index
57

Cost of Living Index in Santiago
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Santiago Living Index

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Billings, MT

🇺🇸 United States

$2,260

/mo nomad

Santiago

🇨🇱 Chile

$1,190

/mo nomad

Monthly Cost of Living

How much you'll spend in Billings, MT and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Billings, MT and in Santiago actually costs, broken down by who's living it.

A single person spends $2,260 per month in Billings, MT vs $1,190 in Santiago, rent included.

Billings, MT $2,260
Santiago $1,190

A couple spends around $3,500 per month in Billings, MT vs $1,892 in Santiago, rent included.

Billings, MT $3,500
Santiago $1,892

A family of three spends $4,739 per month in Billings, MT vs $2,595 in Santiago, rent included.

Billings, MT $4,739
Santiago $2,595

Billings, MT costs about 90% more than Santiago, and outside of rent the biggest gap is in eating out.

Billings, MT sits 67% above the global median, while Santiago is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.42 $26.42

$10.37 CLP 10.2K

154.77%

Three-Course Dinner for Two, Mid-Range

$74.7 $74.7

$51.7 CLP 50.9K

44.60%

Fast Food Meal (McDonalds, etc)

$13.32 $13.32

$8.94 CLP 8,805

48.99%

Cappuccino

$6.18 $6.18

$3.26 CLP 3,211

89.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 $2.46

$1.67 CLP 1,640

47.31%

Water (0.33 liter bottle)

$1.59 $1.59

$1.23 CLP 1,212

29.27%

Local Beer (0.5 liter draught)

$4.07 $4.07

$3.98 CLP 3,914

2.26%

Imported Beer (0.33 liter bottle)

$4.88 $4.88

$4.54 CLP 4,465

7.49%

Milk (1 liter)

$1.05 $1.05

$1.28 CLP 1,263

-17.97%

White Bread (500g)

$3.54 $3.54

$1.85 CLP 1,817

91.35%

Rice (white) (1kg)

$3.10 $3.10

$1.59 CLP 1,567

94.97%

Eggs

$3.07 $3.07

$4.10 CLP 4,031

-25.12%

Local Cheese (1kg)

$11.84 $11.84

$11.41 CLP 11.2K

3.77%

Chicken Fillets (1kg)

$11.65 $11.65

$6.69 CLP 6,586

74.14%

Beef Round Steak (1kg)

$17.45 $17.45

$10.81 CLP 10.6K

61.42%

Apples (1kg)

$3.57 $3.57

$1.94 CLP 1,905

84.02%

Banana (1kg)

$1.44 $1.44

$1.52 CLP 1,497

-5.26%

Oranges (1kg)

$2.99 $2.99

$1.60 CLP 1,577

86.88%

Tomato (1kg)

$4.49 $4.49

$1.69 CLP 1,668

165.68%

Potato (1kg)

$1.18 $1.18

$1.10 CLP 1,084

7.27%

Onion (1kg)

$2.02 $2.02

$1.52 CLP 1,500

32.89%

Lettuce (1 head)

$2.30 $2.30

$1.18 CLP 1,164

94.92%

Water (1.5 liter bottle)

$1.42 $1.42

$1.08 CLP 1,061

31.48%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$5.07 CLP 4,995

86.39%

Wine (Bottle)

$10.92 $10.92

$5.95 CLP 5,858

83.53%

Local Beer (0.5 liter bottle)

$2.20 $2.20

$1.49 CLP 1,470

47.65%

Imported Beer (0.33 liter bottle)

$5.07 $5.07

$2.38 CLP 2,342

113.03%

One-way Ticket (Public Transport)

$1.96 $1.96

$0.83 CLP 821

136.14%

Public Transport Monthly Pass (Regular Price)

$27.77 $27.77

$40.14 CLP 39.5K

-30.82%

Taxi Start (Normal Tariff)

$2.44 $2.44

$0.40 CLP 393

510.00%

Taxi (Normal Tariff) (1km)

$1.35 $1.35

$0.91 CLP 897

48.35%

Taxi 1hour Waiting (Normal Tariff)

$59.1 $59.1

$11.63 CLP 11.5K

408.51%

Gasoline (1 liter)

$1.03 $1.03

$1.51 CLP 1,486

-31.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K $33.0K

$17.6K CLP 17.3M

88.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K $24.3K

$22.0K CLP 21.6M

10.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$151 CLP 149.0K

16.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.08 $49.08

$12.34 CLP 12.1K

297.73%

Internet (50+ Mbps, Unlimited Data)

$85.9 $85.9

$18.73 CLP 18.4K

358.78%

Gym Membership (Monthly)

$48.69 $48.69

$33.71 CLP 33.2K

44.44%

Tennis Court (1 Hour on Weekend)

$15.19 $15.19

$11.80 CLP 11.6K

28.73%

Cinema Ticket

$13.57 $13.57

$7.45 CLP 7,334

82.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,074 $1,074

$430 CLP 423.7K

149.48%

International Primary School, 1 Child (Yearly)

$19.1K $19.1K

$10.8K CLP 10.6M

76.62%

Jeans (Levis 501 Or Similar)

$61.2 $61.2

$49.65 CLP 48.9K

23.16%

Summer Dress (H&M, Zara, etc)

$67.0 $67.0

$28.94 CLP 28.5K

131.38%

Sport Shoes (Adidas, Nike)

$97.5 $97.5

$65.7 CLP 64.6K

48.39%

Men's Leather Business Shoes

$121 $121

$80.7 CLP 79.4K

50.10%

1-bedroom Apartment, City Center (Monthly)

$1,262 $1,262

$559 CLP 550.4K

125.73%

1-bedroom Apartment, Outside City Center (Monthly)

$947 $947

$384 CLP 377.8K

146.64%

3-bedroom Apartment, City Center (Monthly)

$2,110 $2,110

$1,004 CLP 988.4K

110.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,818 $1,818

$780 CLP 767.9K

133.01%

Buy Apartment in City Center (m2)

$2,393 $2,393

$2,640 CLP 2.6M

-9.35%

Buy Apartment Outside City Center (m2)

$2,096 $2,096

$2,546 CLP 2.5M

-17.68%

Average Monthly Net Salary (After Tax)

$3,936 $3,936

$804 CLP 791.0K

389.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

5.39

18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Billings, MT: October 10, 2026

Last update for Santiago: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Billings, MT

$947 41.9%

Santiago

$384 32.3% 59.5% $563

Eating Out

Billings, MT

$372 16.5%

Santiago

$189 15.9% 49% $182

Groceries & Markets

Billings, MT

$354 15.7%

Santiago

$236 19.8% 33.4% $118

Monthly Utilities & Internet

Billings, MT

$311 13.8%

Santiago

$182 15.3% 41.3% $128

Clothing & Footwear

Billings, MT

$156 6.9%

Santiago

$101 8.5% 35.1% $55

Sport & Entertainment

Billings, MT

$76 3.4%

Santiago

$49 4.1% 35.9% $27

Getting Around

Billings, MT

$45 2%

Santiago

$48 4.1% 8.1% $3.6

Cost Breakdown

A central one-bedroom costs $1,262 in Billings, MT versus $559 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 390% higher in Billings, MT, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Billings, MT versus $52.0 in Santiago. Monthly groceries follow the same trend: $354 vs $236 – making Santiago the more affordable choice for daily food spending.

Good to know

🇺🇸 Billings, MT

🇨🇱 Santiago

🕒 Local time

12:17 12:17 PM

15:17 3:17 PM

3 h ahead of Billings, MT

🌤 Weather

👥 Population

117,116

6,139,087 Capital

💱 Currency

United States Dollar USD $

Chilean Peso CLP $

📈 Exchange rate

1 USD = 0.89 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

🇨🇱 Chilean Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

CLP to USD in detail →

On the map

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Between locations

Billings, MT Santiago 9,600 km ≈ 12 h nonstop flight

From you

Billings, MT
Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Billings, MT vs Santiago: Cost of Living - Frequently Asked Questions

Billings, MT costs about 90% more than Santiago, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,390 per month in Billings, MT and $1,785 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 45% less in Santiago. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,074 per month in Billings, MT and $430 in Santiago. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,190, than in Billings, MT at $2,260. In Santiago it covers expenses comfortably, while in Billings, MT it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Billings, MT makes more sense. Both are solid long-term options with distinct trade-offs.