Last update: Oct 2026

Cost of Living Comparison Between Billings, MT and Austin, TX

For one person, living is cheaper in Billings, MT: $2,260 a month against $2,663 in Austin, TX, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Billings, MT
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Billings, MT Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Billings, MT

🇺🇸 United States

$2,260

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Billings, MT and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Billings, MT and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,260 in Billings, MT versus $2,663 in Austin, TX.

Billings, MT $2,260
Austin, TX $2,663

Estimated couple costs with rent: $3,500 in Billings, MT versus $4,133 in Austin, TX.

Billings, MT $3,500
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,739 in Billings, MT versus $5,603 in Austin, TX.

Billings, MT $4,739
Austin, TX $5,603

Living in Billings, MT costs roughly 15% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Billings, MT 67% above, Austin, TX 97% above.

Meal at Budget Restaurant

$26.42 $26.42

$20.77 $20.77

27.20%

Three-Course Dinner for Two, Mid-Range

$74.7 $74.7

$84.6 $84.6

-11.66%

Fast Food Meal (McDonalds, etc)

$13.32 $13.32

$12.32 $12.32

8.12%

Cappuccino

$6.18 $6.18

$5.63 $5.63

9.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 $2.46

$3.72 $3.72

-33.87%

Water (0.33 liter bottle)

$1.59 $1.59

$2.50 $2.50

-36.40%

Local Beer (0.5 liter draught)

$4.07 $4.07

$8.05 $8.05

-49.44%

Imported Beer (0.33 liter bottle)

$4.88 $4.88

$9.01 $9.01

-45.84%

Milk (1 liter)

$1.05 $1.05

$1.12 $1.12

-6.25%

White Bread (500g)

$3.54 $3.54

$3.75 $3.75

-5.60%

Rice (white) (1kg)

$3.10 $3.10

$3.26 $3.26

-4.91%

Eggs

$3.07 $3.07

$4.17 $4.17

-26.38%

Local Cheese (1kg)

$11.84 $11.84

$12.90 $12.90

-8.22%

Chicken Fillets (1kg)

$11.65 $11.65

$14.16 $14.16

-17.73%

Beef Round Steak (1kg)

$17.45 $17.45

$16.22 $16.22

7.58%

Apples (1kg)

$3.57 $3.57

$4.33 $4.33

-17.55%

Banana (1kg)

$1.44 $1.44

$1.46 $1.46

-1.37%

Oranges (1kg)

$2.99 $2.99

$4.51 $4.51

-33.70%

Tomato (1kg)

$4.49 $4.49

$4.34 $4.34

3.46%

Potato (1kg)

$1.18 $1.18

$2.58 $2.58

-54.26%

Onion (1kg)

$2.02 $2.02

$2.35 $2.35

-14.04%

Lettuce (1 head)

$2.30 $2.30

$1.78 $1.78

29.21%

Water (1.5 liter bottle)

$1.42 $1.42

$2.22 $2.22

-36.04%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$9.88 $9.88

-4.35%

Wine (Bottle)

$10.92 $10.92

$15.08 $15.08

-27.59%

Local Beer (0.5 liter bottle)

$2.20 $2.20

$2.92 $2.92

-24.66%

Imported Beer (0.33 liter bottle)

$5.07 $5.07

$3.46 $3.46

46.53%

One-way Ticket (Public Transport)

$1.96 $1.96

$1.49 $1.49

31.54%

Public Transport Monthly Pass (Regular Price)

$27.77 $27.77

$41.72 $41.72

-33.44%

Taxi Start (Normal Tariff)

$2.44 $2.44

$2.73 $2.73

-10.62%

Taxi (Normal Tariff) (1km)

$1.35 $1.35

$1.66 $1.66

-18.67%

Taxi 1hour Waiting (Normal Tariff)

$59.1 $59.1

$35.30 $35.30

67.54%

Gasoline (1 liter)

$1.03 $1.03

$0.95 $0.95

8.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K $33.0K

$36.0K $36.0K

-8.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K $24.3K

$27.1K $27.1K

-10.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$229 $229

-23.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.08 $49.08

$59.4 $59.4

-17.36%

Internet (50+ Mbps, Unlimited Data)

$85.9 $85.9

$69.9 $69.9

22.92%

Gym Membership (Monthly)

$48.69 $48.69

$57.2 $57.2

-14.94%

Tennis Court (1 Hour on Weekend)

$15.19 $15.19

$16.33 $16.33

-6.98%

Cinema Ticket

$13.57 $13.57

$14.28 $14.28

-4.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,074 $1,074

$1,506 $1,506

-28.69%

International Primary School, 1 Child (Yearly)

$19.1K $19.1K

$21.5K $21.5K

-11.12%

Jeans (Levis 501 Or Similar)

$61.2 $61.2

$52.8 $52.8

15.79%

Summer Dress (H&M, Zara, etc)

$67.0 $67.0

$43.82 $43.82

52.81%

Sport Shoes (Adidas, Nike)

$97.5 $97.5

$84.8 $84.8

14.96%

Men's Leather Business Shoes

$121 $121

$103 $103

17.56%

1-bedroom Apartment, City Center (Monthly)

$1,262 $1,262

$1,907 $1,907

-33.83%

1-bedroom Apartment, Outside City Center (Monthly)

$947 $947

$1,274 $1,274

-25.71%

3-bedroom Apartment, City Center (Monthly)

$2,110 $2,110

$3,664 $3,664

-42.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,818 $1,818

$2,538 $2,538

-28.39%

Buy Apartment in City Center (m2)

$2,393 $2,393

$7,614 $7,614

-68.57%

Buy Apartment Outside City Center (m2)

$2,096 $2,096

$3,157 $3,157

-33.62%

Average Monthly Net Salary (After Tax)

$3,936 $3,936

$5,121 $5,121

-23.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.79

-5.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Billings, MT: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Billings, MT

$947 41.9%

Austin, TX

$1.3K 47.8% 34.6% $328

Eating Out

Billings, MT

$372 16.5%

Austin, TX

$354 13.3% 4.8% $18

Groceries & Markets

Billings, MT

$354 15.7%

Austin, TX

$405 15.2% 14.2% $50

Monthly Utilities & Internet

Billings, MT

$311 13.8%

Austin, TX

$358 13.5% 15.3% $48

Clothing & Footwear

Billings, MT

$156 6.9%

Austin, TX

$128 4.8% 18% $28

Sport & Entertainment

Billings, MT

$76 3.4%

Austin, TX

$86 3.2% 13.1% $10

Getting Around

Billings, MT

$45 2%

Austin, TX

$59 2.2% 31% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,262 in Billings, MT and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Billings, MT vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $354 vs $405 per month, with Billings, MT cheaper across the board.

Good to know

🇺🇸 Billings, MT

🇺🇸 Austin, TX

🕒 Local time

11:12 11:12 AM

12:12 12:12 PM

1 h ahead of Billings, MT

🌤 Weather

👥 Population

117,116

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Billings, MT Austin, TX 1,960 km ≈ 3 h nonstop flight

From you

Billings, MT
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Billings, MT vs Austin, TX: Cost of Living - Frequently Asked Questions

Billings, MT wins on cost – living expenses run 18% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Billings, MT the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,262 in Billings, MT versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,260 per month in Billings, MT versus $2,663 in Austin, TX – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Billings, MT runs roughly 50% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,260 in Billings, MT versus $2,663 in Austin, TX, a $2,000 budget is realistic in Billings, MT but tight or insufficient in Austin, TX. The gap between the two cities makes Billings, MT the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Billings, MT gentler on the wallet – expenses run 18% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.