Cost of Living Comparison Between Bilbao and Ubud, Bali Cost of Living Comparison Between Bilbao and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,945 in Bilbao versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $2,794 in Bilbao versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,643 in Bilbao versus $3,732 in Ubud, Bali.

Living in Bilbao is roughly 35% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Bilbao 45% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$17.03 €14.55

$3.57 Rp 61.6K

377.03%

Three-Course Dinner for Two, Mid-Range

$69.5 €59.3

$32.58 Rp 562.6K

113.20%

Fast Food Meal (McDonalds, etc)

$11.45 €9.78

$5.07 Rp 87.5K

125.84%

Cappuccino

$2.41 €2.06

$2.83 Rp 48.8K

-14.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 €2.58

$1.34 Rp 23.1K

125.37%

Water (0.33 liter bottle)

$2.03 €1.73

$0.69 Rp 12.0K

194.20%

Local Beer (0.5 liter draught)

$3.69 €3.15

$2.99 Rp 51.6K

23.41%

Imported Beer (0.33 liter bottle)

$3.87 €3.31

$3.85 Rp 66.4K

0.52%

Milk (1 liter)

$1.24 €1.06

$1.74 Rp 30.1K

-28.74%

White Bread (500g)

$1.47 €1.26

$2.54 Rp 43.8K

-42.13%

Rice (white) (1kg)

$1.65 €1.41

$1.19 Rp 20.6K

38.66%

Eggs

$2.93 €2.50

$2.43 Rp 41.9K

20.58%

Local Cheese (1kg)

$15.76 €13.46

$14.66 Rp 253.2K

7.50%

Chicken Fillets (1kg)

$8.77 €7.49

$4.18 Rp 72.1K

109.81%

Beef Round Steak (1kg)

$13.57 €11.59

$11.94 Rp 206.1K

13.65%

Apples (1kg)

$2.64 €2.25

$3.69 Rp 63.6K

-28.46%

Banana (1kg)

$2.37 €2.02

$1.61 Rp 27.7K

47.20%

Oranges (1kg)

$2.46 €2.10

$2.69 Rp 46.4K

-8.55%

Tomato (1kg)

$2.35 €2.00

$2.33 Rp 40.2K

0.86%

Potato (1kg)

$1.72 €1.47

$1.91 Rp 32.9K

-9.95%

Onion (1kg)

$2.30 €1.96

$2.19 Rp 37.7K

5.02%

Lettuce (1 head)

$1.48 €1.26

$1.06 Rp 18.3K

39.62%

Water (1.5 liter bottle)

$1.14 €0.98

$0.72 Rp 12.5K

58.33%

Cigarettes 20 Pack (Marlboro, Camel)

$7.00 €5.98

$3.13 Rp 54.1K

123.64%

Wine (Bottle)

$8.44 €7.21

$23.49 Rp 405.6K

-64.07%

Local Beer (0.5 liter bottle)

$1.34 €1.14

$2.74 Rp 47.3K

-51.09%

Imported Beer (0.33 liter bottle)

$2.60 €2.22

$2.88 Rp 49.7K

-9.72%

One-way Ticket (Public Transport)

$1.98 €1.69

$0.29 Rp 5,010

582.76%

Public Transport Monthly Pass (Regular Price)

$49.12 €41.95

$8.17 Rp 141.0K

501.22%

Taxi Start (Normal Tariff)

$5.56 €4.75

$0.45 Rp 7,834

1135.56%

Taxi (Normal Tariff) (1km)

$0.96 €0.82

$0.42 Rp 7,278

128.57%

Taxi 1hour Waiting (Normal Tariff)

$33.26 €28.40

$6.16 Rp 106.3K

439.94%

Gasoline (1 liter)

$1.74 €1.49

$0.84 Rp 14.5K

107.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.0K €33.3K

$26.2K Rp 453.1M

48.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K €27.7K

$32.5K Rp 560.8M

-0.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 €131

$78.4 Rp 1.4M

95.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.52 €18.38

$3.95 Rp 68.2K

444.81%

Internet (50+ Mbps, Unlimited Data)

$34.05 €29.08

$24.40 Rp 421.4K

39.55%

Gym Membership (Monthly)

$57.8 €49.35

$96.5 Rp 1.7M

-40.14%

Tennis Court (1 Hour on Weekend)

$9.94 €8.49

$6.35 Rp 109.6K

56.54%

Cinema Ticket

$10.00 €8.54

$4.04 Rp 69.7K

147.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$543 €463

$303 Rp 5.2M

79.28%

International Primary School, 1 Child (Yearly)

$9,023 €7,706

$6,523 Rp 112.6M

38.34%

Jeans (Levis 501 Or Similar)

$84.5 €72.1

$53.8 Rp 929.5K

56.85%

Summer Dress (H&M, Zara, etc)

$35.67 €30.46

$37.98 Rp 655.8K

-6.08%

Sport Shoes (Adidas, Nike)

$82.2 €70.2

$86.8 Rp 1.5M

-5.22%

Men's Leather Business Shoes

$113 €96.3

$78.9 Rp 1.4M

42.91%

1-bedroom Apartment, City Center (Monthly)

$1,071 €915

$1,012 Rp 17.5M

5.80%

1-bedroom Apartment, Outside City Center (Monthly)

$962 €822

$674 Rp 11.6M

42.66%

3-bedroom Apartment, City Center (Monthly)

$1,793 €1,532

$3,390 Rp 58.5M

-47.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,358 €1,159

$2,098 Rp 36.2M

-35.29%

Buy Apartment in City Center (m2)

$5,973 €5,101

$2,985 Rp 51.5M

100.14%

Buy Apartment Outside City Center (m2)

$3,752 €3,204

$2,339 Rp 40.4M

60.39%

Average Monthly Net Salary (After Tax)

$2,413 €2,061

$173 Rp 3.0M

1293.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.38

13.28

-74.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bilbao: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,071 in Bilbao and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bilbao pays 1294% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Bilbao vs $33.00 in Ubud, Bali. Groceries flip the comparison at $284 vs $298, with Bilbao cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bilbao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bilbao and Ubud, Bali differ by about 35% in total monthly costs ($1,945 vs $1,438 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Bilbao pays 1294% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,071 in Bilbao versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $543 in Bilbao versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bilbao pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,438 in Ubud, Bali versus $1,945 in Bilbao, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bilbao. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bilbao and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Bilbao. Beyond cost, consider language, visa policies, and how big the international community is in each city.