Last update: Oct 2026

Cost of Living Comparison Between Bilbao and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,166 in Bilbao, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Bilbao
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Bilbao Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bilbao

🇪🇸 Spain

$2,166

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bilbao and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bilbao and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,166 in Bilbao versus $1,349 in Ubud, Bali.

Bilbao $2,166
Ubud, Bali $1,349

Estimated couple costs with rent: $3,118 in Bilbao versus $2,305 in Ubud, Bali.

Bilbao $3,118
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,069 in Bilbao versus $3,261 in Ubud, Bali.

Bilbao $4,069
Ubud, Bali $3,261

Living in Bilbao is roughly 61% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$22.64 €20.27

$3.32 Rp 60.3K

581.93%

Three-Course Dinner for Two, Mid-Range

$73.0 €65.4

$35.64 Rp 646.5K

104.71%

Fast Food Meal (McDonalds, etc)

$12.47 €11.17

$5.53 Rp 100.4K

125.50%

Cappuccino

$2.67 €2.39

$2.72 Rp 49.3K

-1.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 €2.79

$1.70 Rp 30.9K

83.53%

Water (0.33 liter bottle)

$1.91 €1.71

$0.76 Rp 13.8K

151.32%

Local Beer (0.5 liter draught)

$3.30 €2.96

$2.65 Rp 48.1K

24.53%

Imported Beer (0.33 liter bottle)

$3.30 €2.96

$4.38 Rp 79.5K

-24.66%

Milk (1 liter)

$1.31 €1.17

$1.49 Rp 27.0K

-12.08%

White Bread (500g)

$1.65 €1.48

$2.28 Rp 41.3K

-27.63%

Rice (white) (1kg)

$1.54 €1.38

$1.19 Rp 21.6K

29.41%

Eggs

$3.31 €2.97

$2.04 Rp 36.9K

62.25%

Local Cheese (1kg)

$15.55 €13.93

$17.70 Rp 321.1K

-12.15%

Chicken Fillets (1kg)

$7.97 €7.14

$3.96 Rp 71.9K

101.26%

Beef Round Steak (1kg)

$14.56 €13.04

$12.19 Rp 221.1K

19.44%

Apples (1kg)

$2.76 €2.47

$3.66 Rp 66.3K

-24.59%

Banana (1kg)

$2.09 €1.87

$1.52 Rp 27.5K

37.50%

Oranges (1kg)

$2.54 €2.28

$2.23 Rp 40.4K

13.90%

Tomato (1kg)

$2.65 €2.38

$1.97 Rp 35.8K

34.52%

Potato (1kg)

$1.64 €1.47

$1.85 Rp 33.5K

-11.35%

Onion (1kg)

$2.43 €2.18

$2.42 Rp 44.0K

0.41%

Lettuce (1 head)

$1.28 €1.14

$0.99 Rp 18.0K

29.29%

Water (1.5 liter bottle)

$0.93 €0.83

$0.51 Rp 9,313

82.35%

Cigarettes 20 Pack (Marlboro, Camel)

$6.57 €5.89

$2.22 Rp 40.3K

195.95%

Wine (Bottle)

$7.59 €6.80

$22.24 Rp 403.4K

-65.87%

Local Beer (0.5 liter bottle)

$1.51 €1.35

$2.26 Rp 41.0K

-33.19%

Imported Beer (0.33 liter bottle)

$2.59 €2.32

$2.97 Rp 53.9K

-12.79%

One-way Ticket (Public Transport)

$1.95 €1.75

$0.25 Rp 4,553

680.00%

Public Transport Monthly Pass (Regular Price)

$50.7 €45.41

$7.82 Rp 141.9K

548.34%

Taxi Start (Normal Tariff)

$5.37 €4.81

$0.44 Rp 7,972

1120.45%

Taxi (Normal Tariff) (1km)

$1.03 €0.92

$0.43 Rp 7,801

139.53%

Taxi 1hour Waiting (Normal Tariff)

$32.32 €28.94

$5.41 Rp 98.1K

497.41%

Gasoline (1 liter)

$1.83 €1.64

$0.82 Rp 15.0K

123.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.8K

$23.8K Rp 432.4M

39.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K €28.9K

$31.7K Rp 575.9M

1.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 €130

$79.1 Rp 1.4M

83.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.91 €17.83

$6.45 Rp 116.9K

208.68%

Internet (50+ Mbps, Unlimited Data)

$29.47 €26.40

$18.58 Rp 337.0K

58.61%

Gym Membership (Monthly)

$50.8 €45.51

$49.48 Rp 897.5K

2.71%

Tennis Court (1 Hour on Weekend)

$15.21 €13.62

$17.65 Rp 320.1K

-13.82%

Cinema Ticket

$10.18 €9.11

$4.27 Rp 77.5K

138.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$534 €478

$491 Rp 8.9M

8.85%

International Primary School, 1 Child (Yearly)

$11.7K €10.5K

$5,674 Rp 102.9M

106.71%

Jeans (Levis 501 Or Similar)

$105 €93.7

$44.64 Rp 809.7K

134.41%

Summer Dress (H&M, Zara, etc)

$36.56 €32.74

$34.95 Rp 634.0K

4.61%

Sport Shoes (Adidas, Nike)

$76.0 €68.1

$79.9 Rp 1.4M

-4.84%

Men's Leather Business Shoes

$143 €128

$79.4 Rp 1.4M

80.26%

1-bedroom Apartment, City Center (Monthly)

$1,366 €1,224

$1,125 Rp 20.4M

21.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,093 €979

$671 Rp 12.2M

62.75%

3-bedroom Apartment, City Center (Monthly)

$2,008 €1,798

$3,565 Rp 64.7M

-43.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,559 €1,397

$1,723 Rp 31.3M

-9.52%

Buy Apartment in City Center (m2)

$5,880 €5,266

$2,732 Rp 49.5M

115.25%

Buy Apartment Outside City Center (m2)

$3,707 €3,320

$2,284 Rp 41.4M

62.30%

Average Monthly Net Salary (After Tax)

$2,346 €2,101

$164 Rp 3.0M

1331.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.98

13.78

-78.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bilbao: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bilbao

$1.1K 50.4%

Ubud, Bali

$672 49.8% 38.6% $421

Eating Out

Bilbao

$294 13.6%

Ubud, Bali

$108 8% 63.4% $186

Groceries & Markets

Bilbao

$283 13.1%

Ubud, Bali

$288 21.4% 2% $5.6

Monthly Utilities & Internet

Bilbao

$194 9%

Ubud, Bali

$104 7.7% 46.4% $90

Clothing & Footwear

Bilbao

$162 7.5%

Ubud, Bali

$108 8% 33.7% $55

Sport & Entertainment

Bilbao

$71 3.3%

Ubud, Bali

$58 4.3% 18.5% $13

Getting Around

Bilbao

$69 3.2%

Ubud, Bali

$11 0.9% 83.5% $58

Cost Breakdown

A one-bedroom apartment in the center runs $1,366 in Bilbao and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bilbao pays about 14 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $73 in Bilbao vs $36 in Ubud, Bali. Groceries flip the comparison at $283 vs $288, with Bilbao cheaper for home cooking.

Good to know

🇪🇸 Bilbao

🇮🇩 Ubud, Bali

🕒 Local time

05:26 5:26 AM

12:26 12:26 PM

7 h ahead of Bilbao

🌤 Weather

👥 Population

346,096

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 31, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

On the map

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Between locations

Bilbao Ubud, Bali 12,920 km ≈ 17 h nonstop flight

From you

Bilbao
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bilbao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,166 in Bilbao and $1,349 in Ubud, Bali, so Ubud, Bali is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Bilbao is about 14 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,366 in Bilbao versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 85% less than in Bilbao. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $2,166 per month in Bilbao versus $1,349 in Ubud, Bali – Ubud, Bali is about 38% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bilbao and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Bilbao on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.