Cost of Living Comparison Between Bilbao and Ubud, Bali Cost of Living Comparison Between Bilbao and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,098 in Bilbao versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $3,199 in Bilbao versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,300 in Bilbao versus $3,327 in Ubud, Bali.

Living in Bilbao is roughly 53% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Bilbao 53% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.11 €18.28

$3.44 Rp 60.6K

513.66%

Three-Course Dinner for Two, Mid-Range

$72.4 €62.7

$36.31 Rp 640.2K

99.37%

Fast Food Meal (McDonalds, etc)

$12.87 €11.14

$5.71 Rp 100.6K

125.39%

Cappuccino

$2.51 €2.18

$2.67 Rp 47.1K

-5.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.58

$1.75 Rp 30.9K

70.29%

Water (0.33 liter bottle)

$1.78 €1.54

$0.87 Rp 15.4K

104.60%

Local Beer (0.5 liter draught)

$3.38 €2.93

$2.95 Rp 52.1K

14.58%

Imported Beer (0.33 liter bottle)

$3.31 €2.86

$4.52 Rp 79.7K

-26.77%

Milk (1 liter)

$1.40 €1.21

$1.62 Rp 28.5K

-13.58%

White Bread (500g)

$1.58 €1.37

$2.33 Rp 41.1K

-32.19%

Rice (white) (1kg)

$1.63 €1.41

$1.11 Rp 19.5K

46.85%

Eggs

$3.28 €2.84

$2.20 Rp 38.8K

49.09%

Local Cheese (1kg)

$15.05 €13.03

$17.69 Rp 311.9K

-14.92%

Chicken Fillets (1kg)

$8.16 €7.06

$4.10 Rp 72.2K

99.02%

Beef Round Steak (1kg)

$13.63 €11.80

$12.18 Rp 214.7K

11.90%

Apples (1kg)

$2.85 €2.47

$3.71 Rp 65.4K

-23.18%

Banana (1kg)

$2.11 €1.83

$1.59 Rp 28.0K

32.70%

Oranges (1kg)

$2.60 €2.25

$2.28 Rp 40.2K

14.04%

Tomato (1kg)

$2.42 €2.09

$1.95 Rp 34.4K

24.10%

Potato (1kg)

$1.51 €1.31

$1.91 Rp 33.6K

-20.94%

Onion (1kg)

$2.54 €2.20

$2.33 Rp 41.1K

9.01%

Lettuce (1 head)

$1.28 €1.11

$1.01 Rp 17.8K

26.73%

Water (1.5 liter bottle)

$0.87 €0.75

$0.55 Rp 9,730

58.18%

Cigarettes 20 Pack (Marlboro, Camel)

$7.11 €6.16

$2.23 Rp 39.4K

218.83%

Wine (Bottle)

$8.02 €6.95

$23.07 Rp 406.8K

-65.24%

Local Beer (0.5 liter bottle)

$1.60 €1.38

$2.42 Rp 42.6K

-33.88%

Imported Beer (0.33 liter bottle)

$2.58 €2.23

$3.00 Rp 52.8K

-14.00%

One-way Ticket (Public Transport)

$1.84 €1.59

$0.27 Rp 4,793

581.48%

Public Transport Monthly Pass (Regular Price)

$52.1 €45.08

$8.98 Rp 158.4K

479.84%

Taxi Start (Normal Tariff)

$5.63 €4.88

$0.48 Rp 8,529

1072.92%

Taxi (Normal Tariff) (1km)

$1.06 €0.92

$0.43 Rp 7,645

146.51%

Taxi 1hour Waiting (Normal Tariff)

$33.37 €28.89

$5.64 Rp 99.5K

491.67%

Gasoline (1 liter)

$1.79 €1.55

$0.80 Rp 14.2K

123.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €31.6K

$24.9K Rp 439.8M

46.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K €27.6K

$31.7K Rp 559.1M

0.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €126

$81.5 Rp 1.4M

78.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.91 €18.10

$6.49 Rp 114.5K

222.19%

Internet (50+ Mbps, Unlimited Data)

$30.41 €26.32

$18.77 Rp 330.9K

62.01%

Gym Membership (Monthly)

$56.6 €49.00

$56.9 Rp 1.0M

-0.47%

Tennis Court (1 Hour on Weekend)

$15.73 €13.61

$18.73 Rp 330.2K

-16.02%

Cinema Ticket

$10.26 €8.88

$4.54 Rp 80.0K

125.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$541 €469

$481 Rp 8.5M

12.63%

International Primary School, 1 Child (Yearly)

$11.7K €10.2K

$5,711 Rp 100.7M

105.49%

Jeans (Levis 501 Or Similar)

$92.5 €80.1

$45.52 Rp 802.5K

103.25%

Summer Dress (H&M, Zara, etc)

$35.80 €30.99

$35.88 Rp 632.6K

-0.22%

Sport Shoes (Adidas, Nike)

$72.6 €62.8

$80.4 Rp 1.4M

-9.72%

Men's Leather Business Shoes

$130 €113

$78.7 Rp 1.4M

65.70%

1-bedroom Apartment, City Center (Monthly)

$1,291 €1,118

$1,115 Rp 19.6M

15.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,076 €931

$698 Rp 12.3M

54.22%

3-bedroom Apartment, City Center (Monthly)

$2,463 €2,132

$3,637 Rp 64.1M

-32.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,745 €1,510

$1,737 Rp 30.6M

0.43%

Buy Apartment in City Center (m2)

$6,058 €5,244

$2,784 Rp 49.1M

117.57%

Buy Apartment Outside City Center (m2)

$3,812 €3,300

$2,290 Rp 40.4M

66.48%

Average Monthly Net Salary (After Tax)

$2,502 €2,166

$168 Rp 3.0M

1389.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.98

13.78

-78.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bilbao: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,291 in Bilbao and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bilbao pays 1389% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Bilbao vs $36.00 in Ubud, Bali. Groceries flip the comparison at $280 vs $295, with Bilbao cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bilbao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bilbao and Ubud, Bali differ by about 53% in total monthly costs ($2,098 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1389% higher in Bilbao, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,291 in Bilbao versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $541 in Bilbao versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bilbao pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $2,098 in Bilbao, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bilbao. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bilbao and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Bilbao. Beyond cost, consider language, visa policies, and how big the international community is in each city.