Cost of Living Comparison Between Bilbao and Ubud, Bali Cost of Living Comparison Between Bilbao and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,959 in Bilbao versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $2,801 in Bilbao versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,643 in Bilbao versus $3,723 in Ubud, Bali.

Living in Bilbao is roughly 41% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Bilbao 47% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$17.65 €15.31

$3.57 Rp 64.3K

394.40%

Three-Course Dinner for Two, Mid-Range

$69.8 €60.5

$32.32 Rp 581.4K

115.93%

Fast Food Meal (McDonalds, etc)

$11.64 €10.10

$5.01 Rp 90.1K

132.34%

Cappuccino

$2.29 €1.99

$2.82 Rp 50.8K

-18.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.58

$1.35 Rp 24.3K

120.74%

Water (0.33 liter bottle)

$1.98 €1.72

$0.73 Rp 13.1K

171.23%

Local Beer (0.5 liter draught)

$3.73 €3.24

$2.93 Rp 52.8K

27.30%

Imported Beer (0.33 liter bottle)

$3.65 €3.17

$3.94 Rp 70.8K

-7.36%

Milk (1 liter)

$1.29 €1.12

$1.78 Rp 32.0K

-27.53%

White Bread (500g)

$1.44 €1.25

$2.45 Rp 44.1K

-41.22%

Rice (white) (1kg)

$1.64 €1.42

$1.15 Rp 20.7K

42.61%

Eggs

$2.87 €2.49

$2.41 Rp 43.4K

19.09%

Local Cheese (1kg)

$15.22 €13.20

$14.33 Rp 257.8K

6.21%

Chicken Fillets (1kg)

$8.74 €7.58

$4.19 Rp 75.3K

108.59%

Beef Round Steak (1kg)

$13.25 €11.50

$12.06 Rp 216.9K

9.87%

Apples (1kg)

$2.78 €2.42

$3.64 Rp 65.4K

-23.63%

Banana (1kg)

$2.34 €2.03

$1.57 Rp 28.2K

49.04%

Oranges (1kg)

$2.46 €2.13

$2.79 Rp 50.1K

-11.83%

Tomato (1kg)

$2.37 €2.06

$2.24 Rp 40.3K

5.80%

Potato (1kg)

$1.68 €1.45

$1.98 Rp 35.6K

-15.15%

Onion (1kg)

$2.21 €1.92

$2.28 Rp 41.0K

-3.07%

Lettuce (1 head)

$1.42 €1.23

$1.05 Rp 19.0K

35.24%

Water (1.5 liter bottle)

$1.15 €1.00

$0.79 Rp 14.2K

45.57%

Cigarettes 20 Pack (Marlboro, Camel)

$6.86 €5.95

$3.19 Rp 57.4K

115.05%

Wine (Bottle)

$8.02 €6.95

$23.49 Rp 422.6K

-65.86%

Local Beer (0.5 liter bottle)

$1.34 €1.16

$2.90 Rp 52.1K

-53.79%

Imported Beer (0.33 liter bottle)

$2.63 €2.28

$2.76 Rp 49.6K

-4.71%

One-way Ticket (Public Transport)

$1.94 €1.68

$0.27 Rp 4,796

618.52%

Public Transport Monthly Pass (Regular Price)

$49.56 €43.00

$8.37 Rp 150.5K

492.11%

Taxi Start (Normal Tariff)

$5.51 €4.78

$0.45 Rp 8,138

1124.44%

Taxi (Normal Tariff) (1km)

$0.97 €0.84

$0.46 Rp 8,269

110.87%

Taxi 1hour Waiting (Normal Tariff)

$34.05 €29.53

$6.07 Rp 109.2K

460.96%

Gasoline (1 liter)

$1.75 €1.52

$0.86 Rp 15.6K

103.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K €33.6K

$26.6K Rp 478.3M

45.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K €27.9K

$32.5K Rp 585.6M

-1.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 €134

$79.0 Rp 1.4M

95.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.27 €18.46

$4.09 Rp 73.6K

420.05%

Internet (50+ Mbps, Unlimited Data)

$34.92 €30.29

$23.85 Rp 429.0K

46.42%

Gym Membership (Monthly)

$56.3 €48.84

$98.8 Rp 1.8M

-43.00%

Tennis Court (1 Hour on Weekend)

$9.87 €8.56

$6.35 Rp 114.3K

55.43%

Cinema Ticket

$10.15 €8.80

$4.01 Rp 72.1K

153.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 €482

$297 Rp 5.3M

87.05%

International Primary School, 1 Child (Yearly)

$9,034 €7,837

$6,602 Rp 118.8M

36.84%

Jeans (Levis 501 Or Similar)

$83.3 €72.3

$53.4 Rp 961.1K

55.89%

Summer Dress (H&M, Zara, etc)

$35.59 €30.87

$38.11 Rp 685.7K

-6.61%

Sport Shoes (Adidas, Nike)

$83.2 €72.1

$88.7 Rp 1.6M

-6.19%

Men's Leather Business Shoes

$112 €97.2

$76.6 Rp 1.4M

46.16%

1-bedroom Apartment, City Center (Monthly)

$1,113 €966

$1,020 Rp 18.3M

9.14%

1-bedroom Apartment, Outside City Center (Monthly)

$933 €809

$680 Rp 12.2M

37.14%

3-bedroom Apartment, City Center (Monthly)

$1,781 €1,545

$3,469 Rp 62.4M

-48.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,324 €1,149

$2,090 Rp 37.6M

-36.63%

Buy Apartment in City Center (m2)

$5,936 €5,150

$2,729 Rp 49.1M

117.53%

Buy Apartment Outside City Center (m2)

$3,776 €3,276

$2,295 Rp 41.3M

64.51%

Average Monthly Net Salary (After Tax)

$2,310 €2,004

$164 Rp 2.9M

1311.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.38

13.28

-74.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bilbao: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,113 in Bilbao and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bilbao pays 1311% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Bilbao vs $32.00 in Ubud, Bali. Groceries flip the comparison at $281 vs $298, with Bilbao cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bilbao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bilbao and Ubud, Bali differ by about 41% in total monthly costs ($1,959 vs $1,392 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1311% higher in Bilbao, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,113 in Bilbao versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $556 in Bilbao versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bilbao pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,392 in Ubud, Bali versus $1,959 in Bilbao, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bilbao. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bilbao and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Bilbao. Beyond cost, consider language, visa policies, and how big the international community is in each city.