Last update: Oct 2026

Cost of Living Comparison Between Big Rapids, MI and Chicago, IL

For one person, living is cheaper in Big Rapids, MI: $1,961 a month against $3,037 in Chicago, IL, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

Big Rapids, MI, United States
Chicago, IL, United States
Big Rapids, MI
🇺🇸 United States
$1,961
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Big Rapids, MI and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Big Rapids, MI and in Chicago, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,961 in Big Rapids, MI versus $3,037 in Chicago, IL.

  • Big Rapids, MI $1,961
  • Chicago, IL $3,037

Estimated couple costs with rent: $2,883 in Big Rapids, MI versus $4,518 in Chicago, IL.

  • Big Rapids, MI $2,883
  • Chicago, IL $4,518

Monthly costs for a family of three with rent: $3,804 in Big Rapids, MI versus $5,999 in Chicago, IL.

  • Big Rapids, MI $3,804
  • Chicago, IL $5,999

Living in Big Rapids, MI costs roughly 35% less than in Chicago, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Big Rapids, MI 44% above, Chicago, IL 123% above.

Currency
🍽 Eating Out
Big Rapids, MI
Chicago, IL
Difference
Meal at Budget Restaurant
$18.73 $18.73
$20.71 $20.71
-9.56%
Three-Course Dinner for Two, Mid-Range
$61.1 $61.1
$89.2 $89.2
-31.57%
Fast Food Meal (McDonalds, etc)
$8.17 $8.17
$13.19 $13.19
-38.06%
Cappuccino
$4.93 $4.93
$5.66 $5.66
-12.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 $2.99
$2.64 $2.64
13.26%
Water (0.33 liter bottle)
$2.18 $2.18
$2.28 $2.28
-4.39%
Local Beer (0.5 liter draught)
$6.52 $6.52
$6.87 $6.87
-5.09%
Imported Beer (0.33 liter bottle)
$7.84 $7.84
$8.84 $8.84
-11.31%
🛒 Groceries & Markets
Big Rapids, MI
Chicago, IL
Difference
Milk (1 liter)
$0.89 $0.89
$1.25 $1.25
-28.80%
White Bread (500g)
$3.20 $3.20
$3.72 $3.72
-13.98%
Rice (white) (1kg)
$2.17 $2.17
$5.39 $5.39
-59.74%
Eggs
$3.70 $3.70
$4.74 $4.74
-21.94%
Local Cheese (1kg)
$16.99 $16.99
$13.84 $13.84
22.76%
Chicken Fillets (1kg)
$13.26 $13.26
$14.40 $14.40
-7.92%
Beef Round Steak (1kg)
$14.66 $14.66
$18.38 $18.38
-20.24%
Apples (1kg)
$3.41 $3.41
$5.22 $5.22
-34.67%
Banana (1kg)
$0.63 $0.63
$1.98 $1.98
-68.18%
Oranges (1kg)
$3.82 $3.82
$4.06 $4.06
-5.91%
Tomato (1kg)
$4.49 $4.49
$4.97 $4.97
-9.66%
Potato (1kg)
$2.29 $2.29
$2.67 $2.67
-14.23%
Onion (1kg)
$2.73 $2.73
$2.66 $2.66
2.63%
Lettuce (1 head)
$2.33 $2.33
$2.24 $2.24
4.02%
Water (1.5 liter bottle)
$2.05 $2.05
$3.13 $3.13
-34.50%
Cigarettes 20 Pack (Marlboro, Camel)
$10.26 $10.26
$13.82 $13.82
-25.76%
Wine (Bottle)
$13.64 $13.64
$14.88 $14.88
-8.33%
Local Beer (0.5 liter bottle)
$2.08 $2.08
$2.54 $2.54
-18.11%
Imported Beer (0.33 liter bottle)
$2.84 $2.84
$3.51 $3.51
-19.09%
🚌 Getting Around
Big Rapids, MI
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.96 $1.96
$2.43 $2.43
-19.34%
Public Transport Monthly Pass (Regular Price)
$61.0 $61.0
$73.5 $73.5
-17.05%
Taxi Start (Normal Tariff)
$2.98 $2.98
$3.18 $3.18
-6.29%
Taxi (Normal Tariff) (1km)
$1.59 $1.59
$1.39 $1.39
14.39%
Taxi 1hour Waiting (Normal Tariff)
$26.80 $26.80
$25.03 $25.03
7.07%
Gasoline (1 liter)
$1.12 $1.12
$1.20 $1.20
-6.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K $29.6K
$35.0K $35.0K
-15.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K $24.0K
$26.7K $26.7K
-9.94%
🧾 Monthly Utilities & Internet
Big Rapids, MI
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$196 $196
$194 $194
0.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$69.5 $69.5
-15.21%
Internet (50+ Mbps, Unlimited Data)
$72.3 $72.3
$61.6 $61.6
17.26%
🎉 Sport & Entertainment
Big Rapids, MI
Chicago, IL
Difference
Gym Membership (Monthly)
$43.35 $43.35
$47.90 $47.90
-9.50%
Tennis Court (1 Hour on Weekend)
-
$27.34 $27.34
-
Cinema Ticket
$13.11 $13.11
$17.81 $17.81
-26.39%
🧸 Childcare & Education
Big Rapids, MI
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,985 $1,985
$1,794 $1,794
10.64%
International Primary School, 1 Child (Yearly)
$19.7K $19.7K
$31.9K $31.9K
-38.36%
👕👟 Clothing & Footwear
Big Rapids, MI
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$56.1 $56.1
$67.0 $67.0
-16.35%
Summer Dress (H&M, Zara, etc)
$35.30 $35.30
$52.1 $52.1
-32.30%
Sport Shoes (Adidas, Nike)
$85.8 $85.8
$102 $102
-15.49%
Men's Leather Business Shoes
$103 $103
$144 $144
-28.12%
🏠 Accommodation & Living
Big Rapids, MI
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$912 $912
$2,526 $2,526
-63.90%
1-bedroom Apartment, Outside City Center (Monthly)
$682 $682
$1,578 $1,578
-56.76%
3-bedroom Apartment, City Center (Monthly)
$1,575 $1,575
$4,738 $4,738
-66.76%
3-bedroom Apartment, Outside City Center (Monthly)
$1,064 $1,064
$2,693 $2,693
-60.50%
Buy Apartment in City Center (m2)
$2,629 $2,629
$4,190 $4,190
-37.25%
Buy Apartment Outside City Center (m2)
$2,463 $2,463
$2,768 $2,768
-11.02%
💵 Salaries & Financials
Big Rapids, MI
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$4,931 $4,931
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.68
6.81
-16.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Big Rapids, MI: October 25, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Big Rapids, MI
$682
Chicago, IL
$1.6K 131% $896
Groceries & Markets
Big Rapids, MI
$374
Chicago, IL
$447 19.7% $74
Monthly Utilities & Internet
Big Rapids, MI
$327
Chicago, IL
$326 0.6% $1.9
Eating Out
Big Rapids, MI
$302
Chicago, IL
$345 14% $42
Clothing & Footwear
Big Rapids, MI
$126
Chicago, IL
$164 29.9% $38
Getting Around
Big Rapids, MI
$80
Chicago, IL
$93 17.1% $14
Sport & Entertainment
Big Rapids, MI
$70
Chicago, IL
$84 20.1% $14

Cost Breakdown

A one-bedroom apartment in the center runs $912 in Big Rapids, MI and $2,526 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $61 in Big Rapids, MI vs $89 in Chicago, IL for a mid-range dinner for two. Groceries echo the gap at $374 vs $447 per month, with Big Rapids, MI cheaper across the board.

Good to know
🇺🇸 Big Rapids, MI
🇺🇸 Chicago, IL
🕒 Local time
16:48 4:48 PM
15:48 3:48 PM
1 h behind Big Rapids, MI
🌤 Weather
👥 Population
10,565
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Big Rapids, MI Chicago, IL 270 km
From you
  • Big Rapids, MI
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Big Rapids, MI vs Chicago, IL: Cost of Living - Frequently Asked Questions
Is Big Rapids, MI cheaper than Chicago, IL?
Big Rapids, MI is about 35% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,942 in Big Rapids, MI and $4,555 in Chicago, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Big Rapids, MI and Chicago, IL?
Rent for a central apartment: $912 in Big Rapids, MI versus $2,526 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Big Rapids, MI and in Chicago, IL?
Supermarket bills run roughly 20% higher in Chicago, IL. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Big Rapids, MI or in Chicago, IL?
Dining out is cheaper in Big Rapids, MI – a meal for two runs $61 versus $89 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 a realistic budget for living in Big Rapids, MI or in Chicago, IL?
At $1,961 in Big Rapids, MI versus $3,037 in Chicago, IL, a $2,500 budget is realistic in Big Rapids, MI but tight or insufficient in Chicago, IL. The gap between the two cities makes Big Rapids, MI the clear choice for anyone on this budget.
Is it better to live in Big Rapids, MI or in Chicago, IL?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Big Rapids, MI gentler on the wallet – expenses run 35% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Big Rapids, MI vs other spots: cost of living compared

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