Cost of Living Comparison Between Biella and Ubud, Bali Cost of Living Comparison Between Biella and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,519 in Biella versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $2,357 in Biella versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,195 in Biella versus $3,723 in Ubud, Bali.

Living in Biella is roughly 9% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Biella 14% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Biella
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.41 €13.34
$3.57 Rp 64.5K
331.65%
Three-Course Dinner for Two, Mid-Range
$72.0 €62.3
$32.32 Rp 583.4K
122.65%
Fast Food Meal (McDonalds, etc)
$11.01 €9.54
$5.01 Rp 90.4K
119.76%
Cappuccino
$1.61 €1.39
$2.82 Rp 51.0K
-42.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.48 €3.02
$1.35 Rp 24.4K
157.78%
Water (0.33 liter bottle)
$1.29 €1.12
$0.73 Rp 13.2K
76.71%
Local Beer (0.5 liter draught)
$5.12 €4.43
$2.93 Rp 53.0K
74.74%
Imported Beer (0.33 liter bottle)
$4.66 €4.04
$3.94 Rp 71.1K
18.27%
🛒 Groceries & Markets
Biella
Ubud, Bali
Difference
Milk (1 liter)
$1.48 €1.29
$1.78 Rp 32.1K
-16.85%
White Bread (500g)
$2.03 €1.75
$2.45 Rp 44.2K
-17.14%
Rice (white) (1kg)
$2.34 €2.03
$1.15 Rp 20.7K
103.48%
Eggs
$4.10 €3.55
$2.41 Rp 43.6K
70.12%
Local Cheese (1kg)
$14.64 €12.68
$14.33 Rp 258.7K
2.16%
Chicken Fillets (1kg)
$10.02 €8.68
$4.19 Rp 75.6K
139.14%
Beef Round Steak (1kg)
$22.93 €19.86
$12.06 Rp 217.7K
90.13%
Apples (1kg)
$2.41 €2.09
$3.64 Rp 65.7K
-33.79%
Banana (1kg)
$1.80 €1.56
$1.57 Rp 28.3K
14.65%
Oranges (1kg)
$1.77 €1.54
$2.79 Rp 50.3K
-36.56%
Tomato (1kg)
$3.45 €2.99
$2.24 Rp 40.5K
54.02%
Potato (1kg)
$1.58 €1.37
$1.98 Rp 35.7K
-20.20%
Onion (1kg)
$1.76 €1.53
$2.28 Rp 41.1K
-22.81%
Lettuce (1 head)
$1.30 €1.12
$1.05 Rp 19.0K
23.81%
Water (1.5 liter bottle)
$0.42 €0.37
$0.79 Rp 14.2K
-46.84%
Cigarettes 20 Pack (Marlboro, Camel)
$6.86 €5.94
$3.19 Rp 57.6K
115.05%
Wine (Bottle)
$6.98 €6.05
$23.49 Rp 424.1K
-70.29%
Local Beer (0.5 liter bottle)
$2.10 €1.82
$2.90 Rp 52.3K
-27.59%
Imported Beer (0.33 liter bottle)
$2.68 €2.32
$2.76 Rp 49.7K
-2.90%
🚌 Getting Around
Biella
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.95 €1.69
$0.27 Rp 4,813
622.22%
Public Transport Monthly Pass (Regular Price)
$38.03 €32.94
$8.37 Rp 151.1K
354.36%
Taxi Start (Normal Tariff)
$11.49 €9.95
$0.45 Rp 8,167
2453.33%
Taxi (Normal Tariff) (1km)
$2.05 €1.78
$0.46 Rp 8,298
345.65%
Taxi 1hour Waiting (Normal Tariff)
$56.9 €49.29
$6.07 Rp 109.6K
837.56%
Gasoline (1 liter)
$2.07 €1.79
$0.86 Rp 15.6K
140.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K €24.5K
$26.6K Rp 480.0M
6.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.6K €28.3K
$32.5K Rp 587.6M
0.31%
🧾 Monthly Utilities & Internet
Biella
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$250 €216
$79.0 Rp 1.4M
215.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.84 €5.92
$4.09 Rp 73.9K
67.24%
Internet (50+ Mbps, Unlimited Data)
$29.60 €25.64
$23.85 Rp 430.5K
24.11%
🎉 Sport & Entertainment
Biella
Ubud, Bali
Difference
Gym Membership (Monthly)
$68.8 €59.6
$98.8 Rp 1.8M
-30.31%
Tennis Court (1 Hour on Weekend)
$25.03 €21.67
$6.35 Rp 114.7K
294.17%
Cinema Ticket
$9.04 €7.83
$4.01 Rp 72.3K
125.44%
🧸 Childcare & Education
Biella
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$558 €483
$297 Rp 5.4M
87.62%
International Primary School, 1 Child (Yearly)
$7,961 €6,894
$6,602 Rp 119.2M
20.58%
👕👟 Clothing & Footwear
Biella
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.7 €78.6
$53.4 Rp 964.5K
69.75%
Summer Dress (H&M, Zara, etc)
$37.13 €32.16
$38.11 Rp 688.1K
-2.57%
Sport Shoes (Adidas, Nike)
$80.8 €70.0
$88.7 Rp 1.6M
-8.87%
Men's Leather Business Shoes
$117 €101
$76.6 Rp 1.4M
52.60%
🏠 Accommodation & Living
Biella
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$459 €397
$1,020 Rp 18.4M
-55.03%
1-bedroom Apartment, Outside City Center (Monthly)
$408 €354
$680 Rp 12.3M
-39.96%
3-bedroom Apartment, City Center (Monthly)
$790 €684
$3,469 Rp 62.6M
-77.24%
3-bedroom Apartment, Outside City Center (Monthly)
$648 €562
$2,090 Rp 37.7M
-68.97%
Buy Apartment in City Center (m2)
$1,640 €1,420
$2,729 Rp 49.3M
-39.91%
Buy Apartment Outside City Center (m2)
$868 €752
$2,295 Rp 41.4M
-62.19%
💵 Salaries & Financials
Biella
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,906 €1,651
$164 Rp 3.0M
1064.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
13.28
-66.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biella: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $459 in Biella and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Biella pays 1065% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Biella vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $319 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biella vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Biella and in Ubud, Bali?
Biella and Ubud, Bali differ by about 9% in total monthly costs ($1,519 vs $1,392 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Biella or Ubud, Bali?
Average pay runs 1065% higher in Biella, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Biella and in Ubud, Bali?
Rent for a central apartment: $459 in Biella versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Biella and Ubud, Bali?
Childcare runs $558 in Biella versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 7% higher in Biella. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,000 per month?
At $1,392 in Ubud, Bali versus $1,519 in Biella, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Biella. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Biella and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Biella or Ubud, Bali safer for residents?
Safety-wise, Biella and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Biella or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Biella. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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