Last update: Oct 2026

Cost of Living Comparison Between Biella and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,453 in Biella, rent and utilities included – about $6,400 less a year. Other living expenses account for most of the difference.

71

Cost of Living Index in Biella
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Biella Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Biella

🇮🇹 Italy

$1,453

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Biella and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biella and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,453 in Biella versus $918 in Cebu.

Biella $1,453
Cebu $918

Estimated couple costs with rent: $2,249 in Biella versus $1,409 in Cebu.

Biella $2,249
Cebu $1,409

Monthly costs for a family of three with rent: $3,046 in Biella versus $1,900 in Cebu.

Biella $3,046
Cebu $1,900

Living in Biella is roughly 58% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Biella is 8% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.91 €15.04

$3.09 ₱194

447.25%

Three-Course Dinner for Two, Mid-Range

$67.0 €59.6

$24.22 ₱1,525

176.67%

Fast Food Meal (McDonalds, etc)

$10.80 €9.61

$3.92 ₱247

175.51%

Cappuccino

$1.77 €1.57

$2.51 ₱158

-29.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 €2.60

$1.59 ₱100

83.65%

Water (0.33 liter bottle)

$1.31 €1.16

$0.53 ₱33.43

147.17%

Local Beer (0.5 liter draught)

$5.11 €4.54

$1.78 ₱112

187.08%

Imported Beer (0.33 liter bottle)

$4.48 €3.99

$2.17 ₱137

106.45%

Milk (1 liter)

$1.24 €1.10

$1.92 ₱121

-35.42%

White Bread (500g)

$2.19 €1.94

$1.36 ₱85.4

61.03%

Rice (white) (1kg)

$2.90 €2.58

$1.01 ₱63.5

187.13%

Eggs

$3.75 €3.34

$2.03 ₱128

84.73%

Local Cheese (1kg)

$14.50 €12.90

$9.86 ₱621

47.06%

Chicken Fillets (1kg)

$9.11 €8.11

$4.39 ₱277

107.52%

Beef Round Steak (1kg)

$21.04 €18.72

$7.60 ₱479

176.84%

Apples (1kg)

$3.11 €2.77

$3.30 ₱208

-5.76%

Banana (1kg)

$2.13 €1.90

$1.39 ₱87.8

53.24%

Oranges (1kg)

$2.00 €1.78

$2.33 ₱147

-14.16%

Tomato (1kg)

$4.65 €4.14

$1.50 ₱94.3

210.00%

Potato (1kg)

$1.87 €1.67

$2.36 ₱149

-20.76%

Onion (1kg)

$1.77 €1.57

$1.90 ₱119

-6.84%

Lettuce (1 head)

$1.53 €1.36

$1.19 ₱74.9

28.57%

Water (1.5 liter bottle)

$0.34 €0.30

$0.63 ₱39.71

-46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$6.63 €5.90

$3.00 ₱189

121.00%

Wine (Bottle)

$6.57 €5.84

$6.03 ₱379

8.96%

Local Beer (0.5 liter bottle)

$1.99 €1.77

$1.23 ₱77.7

61.79%

Imported Beer (0.33 liter bottle)

$2.65 €2.36

$1.75 ₱110

51.43%

One-way Ticket (Public Transport)

$2.01 €1.79

$0.25 ₱15.86

704.00%

Public Transport Monthly Pass (Regular Price)

$38.10 €33.89

$12.64 ₱796

201.42%

Taxi Start (Normal Tariff)

$14.72 €13.10

$0.77 ₱48.62

1811.69%

Taxi (Normal Tariff) (1km)

$1.70 €1.51

$0.23 ₱14.53

639.13%

Taxi 1hour Waiting (Normal Tariff)

$28.90 €25.70

$4.46 ₱281

547.98%

Gasoline (1 liter)

$2.05 €1.82

$1.31 ₱82.8

56.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.7K

$21.2K ₱1.3M

67.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K €31.2K

$19.1K ₱1.2M

82.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €171

$120 ₱7,569

60.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.90 €7.03

$14.00 ₱882

-43.57%

Internet (50+ Mbps, Unlimited Data)

$26.83 €23.87

$27.54 ₱1,734

-2.58%

Gym Membership (Monthly)

$66.3 €59.0

$32.33 ₱2,035

105.13%

Tennis Court (1 Hour on Weekend)

$24.49 €21.78

$6.65 ₱419

268.27%

Cinema Ticket

$8.75 €7.78

$5.65 ₱356

54.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 €612

$275 ₱17.3K

149.78%

International Primary School, 1 Child (Yearly)

$10.2K €9,087

$7,918 ₱498.5K

29.02%

Jeans (Levis 501 Or Similar)

$86.9 €77.3

$49.33 ₱3,106

76.16%

Summer Dress (H&M, Zara, etc)

$44.89 €39.93

$25.24 ₱1,589

77.85%

Sport Shoes (Adidas, Nike)

$85.3 €75.9

$77.0 ₱4,846

10.82%

Men's Leather Business Shoes

$111 €98.4

$57.2 ₱3,601

93.46%

1-bedroom Apartment, City Center (Monthly)

$421 €375

$500 ₱31.5K

-15.64%

1-bedroom Apartment, Outside City Center (Monthly)

$365 €325

$309 ₱19.4K

18.14%

3-bedroom Apartment, City Center (Monthly)

$687 €611

$1,078 ₱67.9K

-36.29%

3-bedroom Apartment, Outside City Center (Monthly)

$568 €505

$615 ₱38.7K

-7.68%

Buy Apartment in City Center (m2)

$1,589 €1,414

$2,886 ₱181.7K

-44.93%

Buy Apartment Outside City Center (m2)

$871 €775

$1,917 ₱120.7K

-54.55%

Average Monthly Net Salary (After Tax)

$1,889 €1,680

$346 ₱21.8K

446.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

7.2

-49.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biella: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Biella

$365 25.1%

Cebu

$309 33.6% 15.4% $56

Groceries & Markets

Biella

$320 22%

Cebu

$206 22.4% 35.7% $115

Eating Out

Biella

$240 16.5%

Cebu

$88 9.6% 63.3% $152

Monthly Utilities & Internet

Biella

$227 15.6%

Cebu

$162 17.6% 28.8% $65

Clothing & Footwear

Biella

$147 10.2%

Cebu

$94 10.2% 36.3% $54

Sport & Entertainment

Biella

$84 5.8%

Cebu

$44 4.8% 48% $40

Getting Around

Biella

$69 4.8%

Cebu

$16 1.7% 77.5% $54

Cost Breakdown

A one-bedroom apartment in the center runs $421 in Biella and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Biella pays 446% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Biella vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $320 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Biella

🇵🇭 Cebu

🕒 Local time

14:25 2:25 PM

20:25 8:25 PM

6 h ahead of Biella

🌤 Weather

👥 Population

45,740

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Biella Cebu 11,110 km ≈ 14 h nonstop flight

From you

Biella
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biella vs Cebu: Cost of Living - Frequently Asked Questions

Biella and Cebu differ by about 58% in total monthly costs ($1,453 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 446% higher in Biella, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $421 in Biella versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $688 in Biella versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 56% higher in Biella. For households that cook at home regularly, that difference adds up over a month.

At $918 in Cebu versus $1,453 in Biella, a $1,500 budget is realistic in Cebu but tight or insufficient in Biella. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Biella and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 58% less than in Biella. Beyond cost, consider language, visa policies, and how big the international community is in each city.