Last update: Oct 2026

Cost of Living Comparison Between Beverly, MA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,768 in Beverly, MA, rent and utilities included – about $17,000 less a year. Rent and utilities account for about half of the difference.

133

Cost of Living Index in Beverly, MA
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Beverly, MA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Beverly, MA

🇺🇸 United States

$2,768

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Beverly, MA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Beverly, MA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,768 per month in Beverly, MA vs $1,349 in Ubud, Bali, rent included.

Beverly, MA $2,768
Ubud, Bali $1,349

A couple spends around $4,113 per month in Beverly, MA vs $2,305 in Ubud, Bali, rent included.

Beverly, MA $4,113
Ubud, Bali $2,305

A family of three spends $5,458 per month in Beverly, MA vs $3,261 in Ubud, Bali, rent included.

Beverly, MA $5,458
Ubud, Bali $3,261

Beverly, MA costs about 105% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$24.71 $24.71

$3.32 Rp 59.9K

644.28%

Three-Course Dinner for Two, Mid-Range

$108 $108

$35.64 Rp 642.4K

204.29%

Fast Food Meal (McDonalds, etc)

$14.75 $14.75

$5.53 Rp 99.7K

166.73%

Cappuccino

$5.91 $5.91

$2.72 Rp 49.0K

117.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$1.70 Rp 30.7K

78.82%

Water (0.33 liter bottle)

$2.41 $2.41

$0.76 Rp 13.7K

217.11%

Local Beer (0.5 liter draught)

$6.98 $6.98

$2.65 Rp 47.8K

163.40%

Imported Beer (0.33 liter bottle)

$7.88 $7.88

$4.38 Rp 79.0K

79.91%

Milk (1 liter)

$1.08 $1.08

$1.49 Rp 26.9K

-27.52%

White Bread (500g)

$4.59 $4.59

$2.28 Rp 41.0K

101.32%

Rice (white) (1kg)

$5.59 $5.59

$1.19 Rp 21.5K

369.75%

Eggs

$3.99 $3.99

$2.04 Rp 36.7K

95.59%

Local Cheese (1kg)

$10.11 $10.11

$17.70 Rp 319.1K

-42.88%

Chicken Fillets (1kg)

$10.17 $10.17

$3.96 Rp 71.4K

156.82%

Beef Round Steak (1kg)

$8.86 $8.86

$12.19 Rp 219.7K

-27.32%

Apples (1kg)

$4.62 $4.62

$3.66 Rp 65.9K

26.23%

Banana (1kg)

$1.72 $1.72

$1.52 Rp 27.4K

13.16%

Oranges (1kg)

$6.09 $6.09

$2.23 Rp 40.2K

173.09%

Tomato (1kg)

$6.87 $6.87

$1.97 Rp 35.6K

248.73%

Potato (1kg)

$6.15 $6.15

$1.85 Rp 33.3K

232.43%

Onion (1kg)

$3.71 $3.71

$2.42 Rp 43.7K

53.31%

Lettuce (1 head)

$3.31 $3.31

$0.99 Rp 17.8K

234.34%

Water (1.5 liter bottle)

$2.57 $2.57

$0.51 Rp 9,255

403.92%

Cigarettes 20 Pack (Marlboro, Camel)

$12.01 $12.01

$2.22 Rp 40.0K

440.99%

Wine (Bottle)

$12.09 $12.09

$22.24 Rp 400.9K

-45.64%

Local Beer (0.5 liter bottle)

$1.89 $1.89

$2.26 Rp 40.7K

-16.37%

Imported Beer (0.33 liter bottle)

$2.61 $2.61

$2.97 Rp 53.5K

-12.12%

One-way Ticket (Public Transport)

$2.15 $2.15

$0.25 Rp 4,525

760.00%

Public Transport Monthly Pass (Regular Price)

$60.1 $60.1

$7.82 Rp 141.0K

668.93%

Taxi Start (Normal Tariff)

$2.05 $2.05

$0.44 Rp 7,923

365.91%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$0.43 Rp 7,753

251.16%

Taxi 1hour Waiting (Normal Tariff)

$11.02 $11.02

$5.41 Rp 97.5K

103.70%

Gasoline (1 liter)

$1.01 $1.01

$0.82 Rp 14.9K

23.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$23.8K Rp 429.7M

15.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 572.3M

-17.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 $225

$79.1 Rp 1.4M

184.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.9 $69.9

$6.45 Rp 116.2K

984.19%

Internet (50+ Mbps, Unlimited Data)

$77.0 $77.0

$18.58 Rp 334.9K

314.21%

Gym Membership (Monthly)

$42.52 $42.52

$49.48 Rp 892.0K

-14.07%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$13.79 $13.79

$4.27 Rp 77.0K

222.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,225 $1,225

$491 Rp 8.8M

149.80%

International Primary School, 1 Child (Yearly)

$21.6K $21.6K

$5,674 Rp 102.3M

281.02%

Jeans (Levis 501 Or Similar)

$52.7 $52.7

$44.64 Rp 804.7K

18.06%

Summer Dress (H&M, Zara, etc)

$79.2 $79.2

$34.95 Rp 630.1K

126.47%

Sport Shoes (Adidas, Nike)

$101 $101

$79.9 Rp 1.4M

26.25%

Men's Leather Business Shoes

$135 $135

$79.4 Rp 1.4M

69.42%

1-bedroom Apartment, City Center (Monthly)

$2,605 $2,605

$1,125 Rp 20.3M

131.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,294 $1,294

$671 Rp 12.1M

92.71%

3-bedroom Apartment, City Center (Monthly)

$2,520 $2,520

$3,565 Rp 64.3M

-29.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,109 $2,109

$1,723 Rp 31.1M

22.35%

Buy Apartment in City Center (m2)

$2,723 $2,723

$2,732 Rp 49.2M

-0.32%

Buy Apartment Outside City Center (m2)

$2,090 $2,090

$2,284 Rp 41.2M

-8.48%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

13.78

-52.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Beverly, MA: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Beverly, MA

$1.3K 46.8%

Ubud, Bali

$672 49.8% 48.1% $623

Groceries & Markets

Beverly, MA

$404 14.6%

Ubud, Bali

$288 21.4% 28.5% $115

Eating Out

Beverly, MA

$385 13.9%

Ubud, Bali

$108 8% 72.1% $278

Monthly Utilities & Internet

Beverly, MA

$372 13.4%

Ubud, Bali

$104 7.7% 72% $267

Clothing & Footwear

Beverly, MA

$165 6%

Ubud, Bali

$108 8% 34.9% $58

Getting Around

Beverly, MA

$78 2.8%

Ubud, Bali

$11 0.9% 85.4% $67

Sport & Entertainment

Beverly, MA

$70 2.5%

Ubud, Bali

$58 4.3% 17.2% $12

Cost Breakdown

A central one-bedroom costs $2,605 in Beverly, MA versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $108 in Beverly, MA versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $404 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Beverly, MA

🇮🇩 Ubud, Bali

🕒 Local time

11:11 11:11 AM

23:11 11:11 PM

12 h ahead of Beverly, MA

🌤 Weather

👥 Population

42,670

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

On the map

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Between locations

Beverly, MA Ubud, Bali 16,180 km ≈ 21 h nonstop flight

From you

Beverly, MA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Beverly, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Beverly, MA costs about 105% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,152 per month in Beverly, MA and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,605 in Beverly, MA.

Groceries cost about 40% more in Beverly, MA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $108 in Beverly, MA and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,768 in Beverly, MA and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and the 105% gap matters a lot on a fixed budget or early-career salary.