Last update: Oct 2026

Cost of Living Comparison Between Beverly, MA and New York, NY

For one person, living is cheaper in Beverly, MA: $2,768 a month against $4,941 in New York, NY, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Beverly, MA
Learn more

Beverly, MA Living Index
239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

Beverly, MA

🇺🇸 United States

$2,768

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Beverly, MA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Beverly, MA and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,768 per month in Beverly, MA vs $4,941 in New York, NY, rent included.

Beverly, MA $2,768
New York, NY $4,941

A couple spends around $4,113 per month in Beverly, MA vs $7,225 in New York, NY, rent included.

Beverly, MA $4,113
New York, NY $7,225

A family of three spends $5,458 per month in Beverly, MA vs $9,509 in New York, NY, rent included.

Beverly, MA $5,458
New York, NY $9,509

Beverly, MA is about 44% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Beverly, MA and New York, NY sit above the global median – Beverly, MA by 103%, New York, NY by 263%.

Meal at Budget Restaurant

$24.71 $24.71

$28.55 $28.55

-13.45%

Three-Course Dinner for Two, Mid-Range

$108 $108

$118 $118

-8.44%

Fast Food Meal (McDonalds, etc)

$14.75 $14.75

$15.04 $15.04

-1.93%

Cappuccino

$5.91 $5.91

$6.53 $6.53

-9.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$3.96 $3.96

-23.23%

Water (0.33 liter bottle)

$2.41 $2.41

$3.01 $3.01

-19.93%

Local Beer (0.5 liter draught)

$6.98 $6.98

$8.16 $8.16

-14.46%

Imported Beer (0.33 liter bottle)

$7.88 $7.88

$9.84 $9.84

-19.92%

Milk (1 liter)

$1.08 $1.08

$1.37 $1.37

-21.17%

White Bread (500g)

$4.59 $4.59

$4.97 $4.97

-7.65%

Rice (white) (1kg)

$5.59 $5.59

$7.81 $7.81

-28.43%

Eggs

$3.99 $3.99

$5.97 $5.97

-33.17%

Local Cheese (1kg)

$10.11 $10.11

$18.91 $18.91

-46.54%

Chicken Fillets (1kg)

$10.17 $10.17

$18.04 $18.04

-43.63%

Beef Round Steak (1kg)

$8.86 $8.86

$19.05 $19.05

-53.49%

Apples (1kg)

$4.62 $4.62

$6.76 $6.76

-31.66%

Banana (1kg)

$1.72 $1.72

$2.27 $2.27

-24.23%

Oranges (1kg)

$6.09 $6.09

$6.83 $6.83

-10.83%

Tomato (1kg)

$6.87 $6.87

$7.09 $7.09

-3.10%

Potato (1kg)

$6.15 $6.15

$4.22 $4.22

45.73%

Onion (1kg)

$3.71 $3.71

$4.65 $4.65

-20.22%

Lettuce (1 head)

$3.31 $3.31

$2.87 $2.87

15.33%

Water (1.5 liter bottle)

$2.57 $2.57

$2.60 $2.60

-1.15%

Cigarettes 20 Pack (Marlboro, Camel)

$12.01 $12.01

$18.77 $18.77

-36.01%

Wine (Bottle)

$12.09 $12.09

$20.13 $20.13

-39.94%

Local Beer (0.5 liter bottle)

$1.89 $1.89

$3.45 $3.45

-45.22%

Imported Beer (0.33 liter bottle)

$2.61 $2.61

$4.02 $4.02

-35.07%

One-way Ticket (Public Transport)

$2.15 $2.15

$2.91 $2.91

-26.12%

Public Transport Monthly Pass (Regular Price)

$60.1 $60.1

$139 $139

-56.72%

Taxi Start (Normal Tariff)

$2.05 $2.05

$3.08 $3.08

-33.44%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$2.12 $2.12

-28.77%

Taxi 1hour Waiting (Normal Tariff)

$11.02 $11.02

$41.96 $41.96

-73.74%

Gasoline (1 liter)

$1.01 $1.01

$1.17 $1.17

-13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$34.5K $34.5K

-20.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.9K $25.9K

1.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 $225

$219 $219

2.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.9 $69.9

$74.2 $74.2

-5.81%

Internet (50+ Mbps, Unlimited Data)

$77.0 $77.0

$70.2 $70.2

9.61%

Gym Membership (Monthly)

$42.52 $42.52

$112 $112

-62.02%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$13.79 $13.79

$22.14 $22.14

-37.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,225 $1,225

$3,558 $3,558

-65.56%

International Primary School, 1 Child (Yearly)

$21.6K $21.6K

$62.2K $62.2K

-65.22%

Jeans (Levis 501 Or Similar)

$52.7 $52.7

$75.6 $75.6

-30.30%

Summer Dress (H&M, Zara, etc)

$79.2 $79.2

$51.2 $51.2

54.59%

Sport Shoes (Adidas, Nike)

$101 $101

$123 $123

-18.10%

Men's Leather Business Shoes

$135 $135

$140 $140

-3.73%

1-bedroom Apartment, City Center (Monthly)

$2,605 $2,605

$4,499 $4,499

-42.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,294 $1,294

$3,078 $3,078

-57.97%

3-bedroom Apartment, City Center (Monthly)

$2,520 $2,520

$9,447 $9,447

-73.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,109 $2,109

$5,190 $5,190

-59.37%

Buy Apartment in City Center (m2)

$2,723 $2,723

$18.1K $18.1K

-84.96%

Buy Apartment Outside City Center (m2)

$2,090 $2,090

$6,693 $6,693

-68.77%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

6.86

-5.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Beverly, MA: October 24, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Beverly, MA

$1.3K 46.8%

New York, NY

$3.1K 62.3% 138% $1.8K

Groceries & Markets

Beverly, MA

$404 14.6%

New York, NY

$563 11.4% 39.5% $159

Eating Out

Beverly, MA

$385 13.9%

New York, NY

$440 8.9% 14.2% $55

Monthly Utilities & Internet

Beverly, MA

$372 13.4%

New York, NY

$364 7.4% 2.1% $7.7

Clothing & Footwear

Beverly, MA

$165 6%

New York, NY

$175 3.6% 6.1% $10

Getting Around

Beverly, MA

$78 2.8%

New York, NY

$164 3.3% 110% $86

Sport & Entertainment

Beverly, MA

$70 2.5%

New York, NY

$156 3.2% 123% $86

Cost Breakdown

A central one-bedroom costs $2,605 in Beverly, MA versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $108 in Beverly, MA versus $118 in New York, NY. Monthly groceries follow the same trend: $404 vs $563 – making Beverly, MA the more affordable choice for daily food spending.

Good to know

🇺🇸 Beverly, MA

🇺🇸 New York, NY

🕒 Local time

12:55 12:55 PM

Same time as Beverly, MA

🌤 Weather

👥 Population

42,670

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Beverly, MA New York, NY 350 km

From you

Beverly, MA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Beverly, MA vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 79% more than Beverly, MA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,152 per month in Beverly, MA and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Beverly, MA, especially for central apartments: a one-bedroom in the center costs $2,605 there versus $4,499 in New York, NY.

Groceries cost about 39% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $108 in Beverly, MA and $118 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,768 in Beverly, MA and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Beverly, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Beverly, MA is the easier option financially – housing and daily costs are lower, and the 79% gap matters a lot on a fixed budget or early-career salary.