Last update: Oct 2026

Cost of Living Comparison Between Bertinoro and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,770 in Bertinoro, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

82

Cost of Living Index in Bertinoro
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Bertinoro Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bertinoro

🇮🇹 Italy

$1,770

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bertinoro and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bertinoro and in Cebu actually costs, broken down by who's living it.

A single person spends $1,770 per month in Bertinoro vs $918 in Cebu, rent included.

Bertinoro $1,770
Cebu $918

A couple spends around $2,650 per month in Bertinoro vs $1,409 in Cebu, rent included.

Bertinoro $2,650
Cebu $1,409

A family of three spends $3,530 per month in Bertinoro vs $1,900 in Cebu, rent included.

Bertinoro $3,530
Cebu $1,900

Bertinoro costs about 93% more than Cebu, and outside of rent the biggest gap is in eating out.

Bertinoro sits 31% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.63 €15.68

$3.09 ₱194

470.55%

Three-Course Dinner for Two, Mid-Range

$65.7 €58.4

$24.22 ₱1,525

171.10%

Fast Food Meal (McDonalds, etc)

$10.05 €8.94

$3.92 ₱247

156.38%

Cappuccino

$1.66 €1.48

$2.51 ₱158

-33.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 €2.28

$1.59 ₱100

61.01%

Water (0.33 liter bottle)

$1.55 €1.37

$0.53 ₱33.43

192.45%

Local Beer (0.5 liter draught)

$6.32 €5.62

$1.78 ₱112

255.06%

Imported Beer (0.33 liter bottle)

$5.69 €5.06

$2.17 ₱137

162.21%

Milk (1 liter)

$1.34 €1.19

$1.92 ₱121

-30.21%

White Bread (500g)

$2.53 €2.25

$1.36 ₱85.4

86.03%

Rice (white) (1kg)

$2.52 €2.24

$1.01 ₱63.5

149.50%

Eggs

$3.83 €3.41

$2.03 ₱128

88.67%

Local Cheese (1kg)

$16.43 €14.62

$9.86 ₱621

66.63%

Chicken Fillets (1kg)

$12.97 €11.54

$4.39 ₱277

195.44%

Beef Round Steak (1kg)

$22.56 €20.07

$7.60 ₱479

196.84%

Apples (1kg)

$2.59 €2.30

$3.30 ₱208

-21.52%

Banana (1kg)

$1.81 €1.61

$1.39 ₱87.8

30.22%

Oranges (1kg)

$2.27 €2.02

$2.33 ₱147

-2.58%

Tomato (1kg)

$3.09 €2.75

$1.50 ₱94.3

106.00%

Potato (1kg)

$2.04 €1.82

$2.36 ₱149

-13.56%

Onion (1kg)

$1.49 €1.33

$1.90 ₱119

-21.58%

Lettuce (1 head)

$1.40 €1.24

$1.19 ₱74.9

17.65%

Water (1.5 liter bottle)

$0.62 €0.55

$0.63 ₱39.71

-1.59%

Cigarettes 20 Pack (Marlboro, Camel)

$7.46 €6.64

$3.00 ₱189

148.67%

Wine (Bottle)

$7.42 €6.60

$6.03 ₱379

23.05%

Local Beer (0.5 liter bottle)

$1.53 €1.36

$1.23 ₱77.7

24.39%

Imported Beer (0.33 liter bottle)

$2.34 €2.08

$1.75 ₱110

33.71%

One-way Ticket (Public Transport)

$1.79 €1.59

$0.25 ₱15.86

616.00%

Public Transport Monthly Pass (Regular Price)

$36.31 €32.30

$12.64 ₱796

187.26%

Taxi Start (Normal Tariff)

$5.66 €5.03

$0.77 ₱48.62

635.06%

Taxi (Normal Tariff) (1km)

$1.70 €1.52

$0.23 ₱14.53

639.13%

Taxi 1hour Waiting (Normal Tariff)

$27.76 €24.69

$4.46 ₱281

522.42%

Gasoline (1 liter)

$1.90 €1.69

$1.31 ₱82.8

45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K €31.1K

$21.2K ₱1.3M

64.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K €31.2K

$19.1K ₱1.2M

82.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €187

$120 ₱7,569

75.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.80 €9.61

$14.00 ₱882

-22.86%

Internet (50+ Mbps, Unlimited Data)

$34.21 €30.43

$27.54 ₱1,734

24.22%

Gym Membership (Monthly)

$51.4 €45.71

$32.33 ₱2,035

58.95%

Tennis Court (1 Hour on Weekend)

$21.12 €18.79

$6.65 ₱419

217.59%

Cinema Ticket

$9.95 €8.85

$5.65 ₱356

76.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €444

$275 ₱17.3K

81.19%

International Primary School, 1 Child (Yearly)

$11.2K €9,987

$7,918 ₱498.5K

41.80%

Jeans (Levis 501 Or Similar)

$98.3 €87.4

$49.33 ₱3,106

99.25%

Summer Dress (H&M, Zara, etc)

$33.30 €29.62

$25.24 ₱1,589

31.93%

Sport Shoes (Adidas, Nike)

$105 €93.6

$77.0 ₱4,846

36.67%

Men's Leather Business Shoes

$146 €130

$57.2 ₱3,601

154.81%

1-bedroom Apartment, City Center (Monthly)

$727 €647

$500 ₱31.5K

45.55%

1-bedroom Apartment, Outside City Center (Monthly)

$619 €551

$309 ₱19.4K

100.40%

3-bedroom Apartment, City Center (Monthly)

$1,045 €929

$1,078 ₱67.9K

-3.09%

3-bedroom Apartment, Outside City Center (Monthly)

$949 €844

$615 ₱38.7K

54.30%

Buy Apartment in City Center (m2)

$2,583 €2,298

$2,886 ₱181.7K

-10.50%

Buy Apartment Outside City Center (m2)

$1,880 €1,673

$1,917 ₱120.7K

-1.88%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bertinoro: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bertinoro

$619 35%

Cebu

$309 33.6% 50.1% $310

Groceries & Markets

Bertinoro

$344 19.4%

Cebu

$206 22.4% 40.1% $138

Monthly Utilities & Internet

Bertinoro

$255 14.4%

Cebu

$162 17.6% 36.7% $94

Eating Out

Bertinoro

$251 14.2%

Cebu

$88 9.6% 64.8% $162

Clothing & Footwear

Bertinoro

$172 9.7%

Cebu

$94 10.2% 45.4% $78

Sport & Entertainment

Bertinoro

$71 4%

Cebu

$44 4.8% 38.8% $28

Getting Around

Bertinoro

$58 3.3%

Cebu

$16 1.7% 73% $42

Cost Breakdown

A central one-bedroom costs $727 in Bertinoro versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66.0 in Bertinoro versus $24.00 in Cebu. Monthly groceries follow the same trend: $344 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇮🇹 Bertinoro

🇵🇭 Cebu

🕒 Local time

17:30 5:30 PM

23:30 11:30 PM

6 h ahead of Bertinoro

🌤 Weather

👥 Population

11,059

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Bertinoro Cebu 10,890 km ≈ 14 h nonstop flight

From you

Bertinoro
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bertinoro vs Cebu: Cost of Living - Frequently Asked Questions

Bertinoro costs about 93% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,654 per month in Bertinoro and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $66.0 in Bertinoro and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,770 in Bertinoro and $918 in Cebu. That's a gap of about 93%.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bertinoro at $1,770. In Cebu it covers expenses comfortably, while in Bertinoro it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $918 versus $1,770 in Bertinoro. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bertinoro makes more sense. Both are solid long-term options with distinct trade-offs.