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Cost of Living Comparison Between Bern and Ubud, Bali Cost of Living Comparison Between Bern and Ubud, Bali

๐Ÿ˜ Solo nomad: Bern is 168.6% more expensive than Ubud, Bali without rent, and 133.9% more expensive with rent.
๐Ÿ˜ Family of 3: Bern is 220% more expensive than Ubud, Bali without rent, and 87.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Bern
Ubud, Bali
Difference
Meal at Budget Restaurant
$28.53 CHFย 22.91
$3.43 Rpย 58.1K
731.78%
Three-Course Dinner for Two, Mid-Range
$107 CHFย 85.8
$32.70 Rpย 553.4K
226.61%
Fast Food Meal (McDonalds, etc)
$17.52 CHFย 14.07
$5.04 Rpย 85.2K
247.62%
Cappuccino
$5.80 CHFย 4.66
$2.85 Rpย 48.2K
103.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.98 CHFย 4.00
$1.34 Rpย 22.8K
271.64%
Water (0.33 liter bottle)
$4.85 CHFย 3.89
$0.75 Rpย 12.6K
546.67%
Local Beer (0.5 liter draught)
$8.56 CHFย 6.88
$2.90 Rpย 49.1K
195.17%
Imported Beer (0.33 liter bottle)
$6.23 CHFย 5.00
$3.94 Rpย 66.7K
58.12%
๐Ÿ›’ Groceries & Markets
Bern
Ubud, Bali
Difference
Milk (1 liter)
$2.26 CHFย 1.81
$1.80 Rpย 30.5K
25.56%
White Bread (500g)
$3.44 CHFย 2.76
$2.55 Rpย 43.2K
34.90%
Rice (white) (1kg)
$4.28 CHFย 3.44
$1.19 Rpย 20.2K
259.66%
Eggs
$7.30 CHFย 5.86
$2.42 Rpย 40.9K
201.65%
Local Cheese (1kg)
$28.57 CHFย 22.94
$14.38 Rpย 243.4K
98.68%
Chicken Fillets (1kg)
$35.71 CHFย 28.67
$4.21 Rpย 71.2K
748.22%
Beef Round Steak (1kg)
$40.38 CHFย 32.42
$11.88 Rpย 201.0K
239.90%
Apples (1kg)
$3.52 CHFย 2.82
$3.71 Rpย 62.8K
-5.12%
Banana (1kg)
$2.19 CHFย 1.76
$1.56 Rpย 26.4K
40.38%
Oranges (1kg)
$2.84 CHFย 2.28
$2.77 Rpย 46.9K
2.53%
Tomato (1kg)
$7.10 CHFย 5.70
$2.22 Rpย 37.6K
219.82%
Potato (1kg)
$2.23 CHFย 1.79
$1.99 Rpย 33.8K
12.06%
Onion (1kg)
$2.14 CHFย 1.72
$2.29 Rpย 38.8K
-6.55%
Lettuce (1 head)
$2.48 CHFย 1.99
$1.01 Rpย 17.1K
145.54%
Water (1.5 liter bottle)
$1.14 CHFย 0.91
$0.78 Rpย 13.3K
46.15%
Cigarettes 20 Pack (Marlboro, Camel)
$11.29 CHFย 9.07
$3.17 Rpย 53.6K
256.15%
Wine (Bottle)
$12.63 CHFย 10.14
$23.70 Rpย 401.1K
-46.71%
Local Beer (0.5 liter bottle)
$1.89 CHFย 1.52
$2.78 Rpย 47.0K
-32.01%
Imported Beer (0.33 liter bottle)
$2.27 CHFย 1.82
$2.75 Rpย 46.5K
-17.45%
๐ŸšŒ Getting Around
Bern
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.73 CHFย 2.99
$0.27 Rpย 4,514
1281.48%
Public Transport Monthly Pass (Regular Price)
$97.3 CHFย 78.1
$8.14 Rpย 137.7K
1095.21%
Taxi Start (Normal Tariff)
$8.12 CHFย 6.52
$0.45 Rpย 7,609
1704.44%
Taxi (Normal Tariff) (1km)
$4.24 CHFย 3.40
$0.42 Rpย 7,192
909.52%
Taxi 1hour Waiting (Normal Tariff)
$91.6 CHFย 73.5
$6.18 Rpย 104.6K
1381.55%
Gasoline (1 liter)
$2.13 CHFย 1.71
$0.80 Rpย 13.5K
166.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.0K CHFย 32.9K
$26.2K Rpย 443.1M
56.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$57.2K CHFย 46.0K
$31.6K Rpย 534.8M
81.12%
๐Ÿงพ Monthly Utilities & Internet
Bern
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$373 CHFย 299
$80.7 Rpย 1.4M
362.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.4 CHFย 46.86
$4.12 Rpย 69.8K
1316.50%
Internet (50+ Mbps, Unlimited Data)
$57.8 CHFย 46.43
$23.70 Rpย 401.0K
143.97%
๐ŸŽ‰ Sport & Entertainment
Bern
Ubud, Bali
Difference
Gym Membership (Monthly)
$79.9 CHFย 64.2
$96.9 Rpย 1.6M
-17.52%
Tennis Court (1 Hour on Weekend)
$47.12 CHFย 37.84
$6.29 Rpย 106.4K
649.13%
Cinema Ticket
$25.01 CHFย 20.08
$4.11 Rpย 69.5K
508.52%
๐Ÿงธ Childcare & Education
Bern
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,382 CHFย 2,716
$298 Rpย 5.0M
1033.52%
International Primary School, 1 Child (Yearly)
$39.9K CHFย 32.0K
$6,540 Rpย 110.7M
510.15%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Bern
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$151 CHFย 121
$53.4 Rpย 904.2K
182.24%
Summer Dress (H&M, Zara, etc)
$66.7 CHFย 53.5
$38.33 Rpย 648.6K
73.88%
Sport Shoes (Adidas, Nike)
$175 CHFย 141
$86.4 Rpย 1.5M
102.94%
Men's Leather Business Shoes
$187 CHFย 150
$78.9 Rpย 1.3M
136.83%
๐Ÿ  Accommodation & Living
Bern
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,844 CHFย 1,481
$1,015 Rpย 17.2M
81.57%
1-bedroom Apartment, Outside City Center (Monthly)
$1,264 CHFย 1,015
$669 Rpย 11.3M
89.03%
3-bedroom Apartment, City Center (Monthly)
$3,309 CHFย 2,657
$3,348 Rpย 56.7M
-1.16%
3-bedroom Apartment, Outside City Center (Monthly)
$2,409 CHFย 1,935
$2,114 Rpย 35.8M
13.99%
Buy Apartment in City Center (m2)
$17.5K CHFย 14.1K
$3,020 Rpย 51.1M
481.10%
Buy Apartment Outside City Center (m2)
$13.7K CHFย 11.0K
$2,334 Rpย 39.5M
488.40%
๐Ÿ’ต Salaries & Financials
Bern
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$7,100 CHFย 5,701
$178 Rpย 3.0M
3879.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.52
13.28
-81.02%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Bern: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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