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Cost of Living Comparison Between Bern and St. Moritz Cost of Living Comparison Between Bern and St. Moritz

๐Ÿ™‚ Solo nomad: Bern is 0.5% cheaper than St. Moritz without rent, and 12.6% cheaper with rent.
๐Ÿ™‚ Family of 3: Bern is 7% cheaper than St. Moritz without rent, and 23.2% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Bern
St. Moritz
Difference
Meal at Budget Restaurant
$28.53 CHFย 22.91
$30.30 CHFย 24.33
-5.84%
Three-Course Dinner for Two, Mid-Range
$107 CHFย 85.8
$146 CHFย 117
-26.72%
Fast Food Meal (McDonalds, etc)
$17.52 CHFย 14.07
$14.69 CHFย 11.80
19.26%
Cappuccino
$5.80 CHFย 4.66
$6.26 CHFย 5.03
-7.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.98 CHFย 4.00
$5.66 CHFย 4.55
-12.01%
Water (0.33 liter bottle)
$4.85 CHFย 3.89
$4.76 CHFย 3.82
1.89%
Local Beer (0.5 liter draught)
$8.56 CHFย 6.88
$10.08 CHFย 8.10
-15.08%
Imported Beer (0.33 liter bottle)
$6.23 CHFย 5.00
$6.11 CHFย 4.91
1.96%
๐Ÿ›’ Groceries & Markets
Bern
St. Moritz
Difference
Milk (1 liter)
$2.26 CHFย 1.81
$1.34 CHFย 1.08
68.66%
White Bread (500g)
$3.44 CHFย 2.76
$3.27 CHFย 2.62
5.20%
Rice (white) (1kg)
$4.28 CHFย 3.44
$4.04 CHFย 3.24
5.94%
Eggs
$7.30 CHFย 5.86
$7.52 CHFย 6.04
-2.93%
Local Cheese (1kg)
$28.57 CHFย 22.94
$30.05 CHFย 24.13
-4.93%
Chicken Fillets (1kg)
$35.71 CHFย 28.67
$33.98 CHFย 27.28
5.09%
Beef Round Steak (1kg)
$40.38 CHFย 32.42
$49.90 CHFย 40.07
-19.08%
Apples (1kg)
$3.52 CHFย 2.82
$4.15 CHFย 3.34
-15.18%
Banana (1kg)
$2.19 CHFย 1.76
$2.79 CHFย 2.24
-21.51%
Oranges (1kg)
$2.84 CHFย 2.28
$3.10 CHFย 2.49
-8.39%
Tomato (1kg)
$7.10 CHFย 5.70
$5.23 CHFย 4.20
35.76%
Potato (1kg)
$2.23 CHFย 1.79
$2.79 CHFย 2.24
-20.07%
Onion (1kg)
$2.14 CHFย 1.72
$2.30 CHFย 1.85
-6.96%
Lettuce (1 head)
$2.48 CHFย 1.99
$2.57 CHFย 2.06
-3.50%
Water (1.5 liter bottle)
$1.14 CHFย 0.91
$1.74 CHFย 1.39
-34.48%
Cigarettes 20 Pack (Marlboro, Camel)
$11.29 CHFย 9.07
$10.99 CHFย 8.83
2.73%
Wine (Bottle)
$12.63 CHFย 10.14
$14.47 CHFย 11.62
-12.72%
Local Beer (0.5 liter bottle)
$1.89 CHFย 1.52
$2.64 CHFย 2.12
-28.41%
Imported Beer (0.33 liter bottle)
$2.27 CHFย 1.82
$3.19 CHFย 2.56
-28.84%
๐ŸšŒ Getting Around
Bern
St. Moritz
Difference
One-way Ticket (Public Transport)
$3.73 CHFย 2.99
$3.92 CHFย 3.15
-4.85%
Public Transport Monthly Pass (Regular Price)
$97.3 CHFย 78.1
$94.6 CHFย 76.0
2.82%
Taxi Start (Normal Tariff)
$8.12 CHFย 6.52
$7.88 CHFย 6.33
3.05%
Taxi (Normal Tariff) (1km)
$4.24 CHFย 3.40
$4.57 CHFย 3.67
-7.22%
Taxi 1hour Waiting (Normal Tariff)
$91.6 CHFย 73.5
$87.1 CHFย 70.0
5.11%
Gasoline (1 liter)
$2.13 CHFย 1.71
$2.15 CHFย 1.73
-0.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.0K CHFย 32.9K
$40.9K CHFย 32.8K
0.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$57.2K CHFย 46.0K
$39.2K CHFย 31.4K
46.16%
๐Ÿงพ Monthly Utilities & Internet
Bern
St. Moritz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$373 CHFย 299
$98.9 CHFย 79.4
277.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.4 CHFย 46.86
$35.69 CHFย 28.66
63.52%
Internet (50+ Mbps, Unlimited Data)
$57.8 CHFย 46.43
$59.4 CHFย 47.66
-2.58%
๐ŸŽ‰ Sport & Entertainment
Bern
St. Moritz
Difference
Gym Membership (Monthly)
$79.9 CHFย 64.2
$73.3 CHFย 58.9
8.98%
Tennis Court (1 Hour on Weekend)
$47.12 CHFย 37.84
-
-
Cinema Ticket
$25.01 CHFย 20.08
$19.34 CHFย 15.53
29.32%
๐Ÿงธ Childcare & Education
Bern
St. Moritz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,382 CHFย 2,716
$3,428 CHFย 2,753
-1.36%
International Primary School, 1 Child (Yearly)
$39.9K CHFย 32.0K
$38.6K CHFย 31.0K
3.28%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Bern
St. Moritz
Difference
Jeans (Levis 501 Or Similar)
$151 CHFย 121
$139 CHFย 112
8.59%
Summer Dress (H&M, Zara, etc)
$66.7 CHFย 53.5
$61.3 CHFย 49.23
8.71%
Sport Shoes (Adidas, Nike)
$175 CHFย 141
$146 CHFย 117
20.13%
Men's Leather Business Shoes
$187 CHFย 150
$201 CHFย 161
-6.93%
๐Ÿ  Accommodation & Living
Bern
St. Moritz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,844 CHFย 1,481
$1,717 CHFย 1,379
7.38%
1-bedroom Apartment, Outside City Center (Monthly)
$1,264 CHFย 1,015
$2,003 CHFย 1,608
-36.90%
3-bedroom Apartment, City Center (Monthly)
$3,309 CHFย 2,657
$2,845 CHFย 2,284
16.33%
3-bedroom Apartment, Outside City Center (Monthly)
$2,409 CHFย 1,935
$4,690 CHFย 3,766
-48.63%
Buy Apartment in City Center (m2)
$17.5K CHFย 14.1K
-
-
Buy Apartment Outside City Center (m2)
$13.7K CHFย 11.0K
$12.8K CHFย 10.3K
7.39%
๐Ÿ’ต Salaries & Financials
Bern
St. Moritz
Difference
Average Monthly Net Salary (After Tax)
$7,100 CHFย 5,701
$5,060 CHFย 4,063
40.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.52
1.8
40.00%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Bern: January 11, 2026

Last update for St. Moritz: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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