Cost of Living Comparison Between Bern and St. Moritz Cost of Living Comparison Between Bern and St. Moritz

😐 Solo nomad: Bern is 13.4% more expensive than St. Moritz without rent, and 10.9% cheaper with rent.
😐 Family of 3: Bern is 7.3% more expensive than St. Moritz without rent, and 23.2% cheaper with rent.
Currency
🍽 Eating Out
Bern
St. Moritz
Difference
Meal at Budget Restaurant
$28.53 CHF 22.26
$31.11 CHF 24.27
-8.29%
Three-Course Dinner for Two, Mid-Range
$108 CHF 84.6
$148 CHF 116
-26.91%
Fast Food Meal (McDonalds, etc)
$17.04 CHF 13.29
$14.50 CHF 11.31
17.52%
Cappuccino
$5.82 CHF 4.54
$6.03 CHF 4.70
-3.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.96 CHF 3.87
$5.38 CHF 4.19
-7.81%
Water (0.33 liter bottle)
$4.68 CHF 3.65
$4.55 CHF 3.55
2.86%
Local Beer (0.5 liter draught)
$8.25 CHF 6.44
$9.69 CHF 7.56
-14.86%
Imported Beer (0.33 liter bottle)
$6.06 CHF 4.72
$6.25 CHF 4.87
-3.04%
🛒 Groceries & Markets
Bern
St. Moritz
Difference
Milk (1 liter)
$2.27 CHF 1.77
$1.39 CHF 1.08
63.31%
White Bread (500g)
$3.34 CHF 2.60
$3.35 CHF 2.62
-0.30%
Rice (white) (1kg)
$4.06 CHF 3.17
$3.92 CHF 3.06
3.57%
Eggs
$7.11 CHF 5.55
$7.22 CHF 5.63
-1.52%
Local Cheese (1kg)
$28.57 CHF 22.28
$29.18 CHF 22.76
-2.09%
Chicken Fillets (1kg)
$35.59 CHF 27.76
$33.88 CHF 26.42
5.05%
Beef Round Steak (1kg)
$40.29 CHF 31.42
$50.4 CHF 39.34
-20.11%
Apples (1kg)
$3.53 CHF 2.76
$4.11 CHF 3.20
-14.11%
Banana (1kg)
$2.22 CHF 1.73
$2.90 CHF 2.26
-23.45%
Oranges (1kg)
$2.88 CHF 2.24
$3.13 CHF 2.44
-7.99%
Tomato (1kg)
$6.96 CHF 5.43
$5.14 CHF 4.01
35.41%
Potato (1kg)
$2.16 CHF 1.69
$2.78 CHF 2.16
-22.30%
Onion (1kg)
$2.18 CHF 1.70
$2.29 CHF 1.79
-4.80%
Lettuce (1 head)
$2.42 CHF 1.89
$2.49 CHF 1.94
-2.81%
Water (1.5 liter bottle)
$1.15 CHF 0.90
$1.66 CHF 1.30
-30.72%
Cigarettes 20 Pack (Marlboro, Camel)
$11.46 CHF 8.94
$10.98 CHF 8.56
4.37%
Wine (Bottle)
$13.03 CHF 10.16
$15.62 CHF 12.18
-16.58%
Local Beer (0.5 liter bottle)
$1.88 CHF 1.47
$2.71 CHF 2.12
-30.63%
Imported Beer (0.33 liter bottle)
$2.32 CHF 1.81
$3.25 CHF 2.53
-28.62%
🚌 Getting Around
Bern
St. Moritz
Difference
One-way Ticket (Public Transport)
$3.61 CHF 2.82
$3.89 CHF 3.03
-7.20%
Public Transport Monthly Pass (Regular Price)
$98.2 CHF 76.6
$97.3 CHF 75.9
0.88%
Taxi Start (Normal Tariff)
$8.12 CHF 6.33
$7.92 CHF 6.18
2.53%
Taxi (Normal Tariff) (1km)
$4.41 CHF 3.44
$4.51 CHF 3.52
-2.22%
Taxi 1hour Waiting (Normal Tariff)
$91.4 CHF 71.3
$86.2 CHF 67.2
5.97%
Gasoline (1 liter)
$2.24 CHF 1.74
$2.17 CHF 1.69
3.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.5K CHF 31.6K
$40.3K CHF 31.4K
0.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$57.0K CHF 44.5K
$39.5K CHF 30.8K
44.24%
🧾 Monthly Utilities & Internet
Bern
St. Moritz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$366 CHF 286
$98.0 CHF 76.4
273.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.7 CHF 45.76
$35.63 CHF 27.80
64.66%
Internet (50+ Mbps, Unlimited Data)
$57.1 CHF 44.51
$58.7 CHF 45.81
-2.86%
🎉 Sport & Entertainment
Bern
St. Moritz
Difference
Gym Membership (Monthly)
$82.7 CHF 64.5
$73.2 CHF 57.1
12.98%
Tennis Court (1 Hour on Weekend)
$47.96 CHF 37.41
-
-
Cinema Ticket
$24.94 CHF 19.45
$18.92 CHF 14.76
31.82%
🧸 Childcare & Education
Bern
St. Moritz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,330 CHF 2,597
$3,341 CHF 2,606
-0.34%
International Primary School, 1 Child (Yearly)
$39.7K CHF 31.0K
$39.7K CHF 30.9K
0.16%
👕👟 Clothing & Footwear
Bern
St. Moritz
Difference
Jeans (Levis 501 Or Similar)
$151 CHF 118
$138 CHF 108
9.62%
Summer Dress (H&M, Zara, etc)
$68.7 CHF 53.6
$62.0 CHF 48.36
10.82%
Sport Shoes (Adidas, Nike)
$173 CHF 135
$148 CHF 115
17.28%
Men's Leather Business Shoes
$184 CHF 143
$199 CHF 155
-7.62%
🏠 Accommodation & Living
Bern
St. Moritz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,884 CHF 1,470
$1,705 CHF 1,330
10.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,248 CHF 973
$1,980 CHF 1,544
-36.97%
3-bedroom Apartment, City Center (Monthly)
$3,311 CHF 2,582
$2,808 CHF 2,191
17.89%
3-bedroom Apartment, Outside City Center (Monthly)
$2,409 CHF 1,879
$4,636 CHF 3,616
-48.03%
Buy Apartment in City Center (m2)
$15.6K CHF 12.2K
-
-
Buy Apartment Outside City Center (m2)
$11.9K CHF 9,293
$12.7K CHF 9,933
-6.44%
💵 Salaries & Financials
Bern
St. Moritz
Difference
Average Monthly Net Salary (After Tax)
$7,431 CHF 5,796
$5,192 CHF 4,050
43.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.52
1.8
40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: March 2, 2026

Last update for St. Moritz: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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