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Cost of Living Comparison Between Bern and St. Moritz Cost of Living Comparison Between Bern and St. Moritz

😐 Solo nomad: Bern is 15.5% more expensive than St. Moritz without rent, and 12.6% cheaper with rent.
🙂 Family of 3: Bern is 16.6% cheaper than St. Moritz without rent, and 21.4% cheaper with rent.
Currency
🍽 Eating Out
Bern
St. Moritz
Difference
Meal at Budget Restaurant
$28.1 CHF 22.62
$31.27 CHF 25.16
-10.14%
Three-Course Dinner for Two, Mid-Range
$108 CHF 86.5
$148 CHF 119
-27.57%
Fast Food Meal (McDonalds, etc)
$17 CHF 13.68
$14.73 CHF 11.86
15.41%
Cappuccino
$5.71 CHF 4.59
$6.25 CHF 5.03
-8.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.79 CHF 3.85
$5.59 CHF 4.5
-14.31%
Water (0.33 liter bottle)
$4.79 CHF 3.86
$4.55 CHF 3.66
5.27%
Local Beer (0.5 liter draught)
$8.28 CHF 6.66
$9.58 CHF 7.71
-13.57%
Imported Beer (0.33 liter bottle)
$6.13 CHF 4.93
$6.07 CHF 4.88
0.99%
🛒 Groceries & Markets
Bern
St. Moritz
Difference
Milk (1 liter)
$2.17 CHF 1.75
$1.37 CHF 1.11
58.39%
White Bread (500g)
$3.42 CHF 2.75
$3.42 CHF 2.75
-
Rice (white) (1kg)
$4.13 CHF 3.32
$4.02 CHF 3.23
2.74%
Eggs
$6.93 CHF 5.58
$7.23 CHF 5.82
-4.15%
Local Cheese (1kg)
$28.02 CHF 22.55
$29.7 CHF 23.9
-5.66%
Chicken Fillets (1kg)
$34.79 CHF 28
$33.18 CHF 26.7
4.85%
Beef Round Steak (1kg)
$40.43 CHF 32.54
$50.8 CHF 40.86
-20.37%
Apples (1kg)
$3.51 CHF 2.82
$4.01 CHF 3.23
-12.47%
Banana (1kg)
$2.16 CHF 1.74
$2.81 CHF 2.26
-23.13%
Oranges (1kg)
$2.82 CHF 2.27
$2.99 CHF 2.41
-5.69%
Tomato (1kg)
$7.07 CHF 5.69
$5.05 CHF 4.07
40.00%
Potato (1kg)
$2.2 CHF 1.77
$2.79 CHF 2.24
-21.15%
Onion (1kg)
$2.22 CHF 1.79
$2.35 CHF 1.89
-5.53%
Lettuce (1 head)
$2.42 CHF 1.94
$2.51 CHF 2.02
-3.59%
Water (1.5 liter bottle)
$1.15 CHF 0.92
$1.7 CHF 1.37
-32.35%
Cigarettes 20 Pack (Marlboro, Camel)
$11.24 CHF 9.05
$11.05 CHF 8.89
1.72%
Wine (Bottle)
$12.54 CHF 10.09
$14.85 CHF 11.95
-15.56%
Local Beer (0.5 liter bottle)
$1.98 CHF 1.6
$2.63 CHF 2.12
-24.71%
Imported Beer (0.33 liter bottle)
$2.33 CHF 1.88
$3.35 CHF 2.7
-30.45%
🚌 Getting Around
Bern
St. Moritz
Difference
One-way Ticket (Public Transport)
$3.61 CHF 2.91
$4.05 CHF 3.26
-10.86%
Public Transport Monthly Pass (Regular Price)
$98.1 CHF 78.9
$94.5 CHF 76.1
3.79%
Taxi Start (Normal Tariff)
$7.83 CHF 6.3
$7.86 CHF 6.33
-0.38%
Taxi (Normal Tariff) (1km)
$4.44 CHF 3.57
$4.52 CHF 3.64
-1.77%
Taxi 1hour Waiting (Normal Tariff)
$90.7 CHF 73
$87.8 CHF 70.6
3.40%
Gasoline (1 liter)
$2.18 CHF 1.75
$2.19 CHF 1.77
-0.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41K CHF 33K
$40.9K CHF 32.9K
0.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$56.4K CHF 45.4K
$39.1K CHF 31.4K
44.47%
🧾 Monthly Utilities & Internet
Bern
St. Moritz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$379 CHF 305
$97.3 CHF 78.3
289.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.4 CHF 47.03
$35.41 CHF 28.5
65.01%
Internet (50+ Mbps, Unlimited Data)
$58.6 CHF 47.15
$59.2 CHF 47.66
-1.06%
🎉 Sport & Entertainment
Bern
St. Moritz
Difference
Gym Membership (Monthly)
$80.6 CHF 64.9
$72.7 CHF 58.5
10.89%
Tennis Court (1 Hour on Weekend)
$46.72 CHF 37.6
-
-
Cinema Ticket
$24.45 CHF 19.68
$19.44 CHF 15.64
25.77%
🧸 Childcare & Education
Bern
St. Moritz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,329 CHF 2,679
$3,390 CHF 2,728
-1.82%
International Primary School, 1 Child (Yearly)
$40.2K CHF 32.4K
$39.7K CHF 31.9K
1.40%
👕👟 Clothing & Footwear
Bern
St. Moritz
Difference
Jeans (Levis 501 Or Similar)
$149 CHF 120
$137 CHF 110
8.48%
Summer Dress (H&M, Zara, etc)
$68.2 CHF 54.9
$60.5 CHF 48.67
12.85%
Sport Shoes (Adidas, Nike)
$172 CHF 138
$148 CHF 119
16.58%
Men's Leather Business Shoes
$182 CHF 147
$200 CHF 161
-8.67%
🏠 Accommodation & Living
Bern
St. Moritz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,869 CHF 1,504
$1,732 CHF 1,394
7.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,249 CHF 1,005
$1,985 CHF 1,598
-37.11%
3-bedroom Apartment, City Center (Monthly)
$3,258 CHF 2,622
$2,807 CHF 2,259
16.06%
3-bedroom Apartment, Outside City Center (Monthly)
$2,377 CHF 1,913
$4,734 CHF 3,810
-49.79%
Buy Apartment in City Center (m2)
$21.4K CHF 17.2K
-
-
Buy Apartment Outside City Center (m2)
$17.6K CHF 14.2K
$12.5K CHF 10K
41.46%
💵 Salaries & Financials
Bern
St. Moritz
Difference
Average Monthly Net Salary (After Tax)
$7,327 CHF 5,896
$4,999 CHF 4,023
46.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.52
1.8
40.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: November 30, 2025

Last update for St. Moritz: November 29, 2025

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