Cost of Living Comparison Between Bern and Lugano Cost of Living Comparison Between Bern and Lugano

😐 Solo nomad: Bern is 2.5% more expensive than Lugano without rent, and 6.8% more expensive with rent.

🙂 Family of 3: Bern is 7.6% cheaper than Lugano without rent, and 7.3% cheaper with rent.

Meal at Budget Restaurant

$28.53 CHF 22.91

$30.76 CHF 24.70

-7.25%

Three-Course Dinner for Two, Mid-Range

$107 CHF 85.8

$186 CHF 149

-42.50%

Fast Food Meal (McDonalds, etc)

$17.52 CHF 14.07

$18.72 CHF 15.04

-6.41%

Cappuccino

$5.80 CHF 4.66

$4.27 CHF 3.43

35.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.98 CHF 4.00

$4.90 CHF 3.93

1.63%

Water (0.33 liter bottle)

$4.85 CHF 3.89

$4.17 CHF 3.35

16.31%

Local Beer (0.5 liter draught)

$8.56 CHF 6.88

$7.32 CHF 5.88

16.94%

Imported Beer (0.33 liter bottle)

$6.23 CHF 5.00

$7.49 CHF 6.02

-16.82%

Milk (1 liter)

$2.26 CHF 1.81

$2.24 CHF 1.80

0.89%

White Bread (500g)

$3.44 CHF 2.76

$3.43 CHF 2.75

0.29%

Rice (white) (1kg)

$4.28 CHF 3.44

$4.74 CHF 3.81

-9.70%

Eggs

$7.30 CHF 5.86

$6.68 CHF 5.37

9.28%

Local Cheese (1kg)

$28.57 CHF 22.94

$26.86 CHF 21.57

6.37%

Chicken Fillets (1kg)

$35.71 CHF 28.67

$36.55 CHF 29.35

-2.30%

Beef Round Steak (1kg)

$40.38 CHF 32.42

$46.84 CHF 37.61

-13.79%

Apples (1kg)

$3.52 CHF 2.82

$3.24 CHF 2.60

8.64%

Banana (1kg)

$2.19 CHF 1.76

$1.93 CHF 1.55

13.47%

Oranges (1kg)

$2.84 CHF 2.28

$2.49 CHF 2.00

14.06%

Tomato (1kg)

$7.10 CHF 5.70

$7.40 CHF 5.94

-4.05%

Potato (1kg)

$2.23 CHF 1.79

$2.21 CHF 1.77

0.90%

Onion (1kg)

$2.14 CHF 1.72

$2.31 CHF 1.86

-7.36%

Lettuce (1 head)

$2.48 CHF 1.99

$2.57 CHF 2.07

-3.50%

Water (1.5 liter bottle)

$1.14 CHF 0.91

$1.24 CHF 0.99

-8.06%

Cigarettes 20 Pack (Marlboro, Camel)

$11.29 CHF 9.07

$11.09 CHF 8.91

1.80%

Wine (Bottle)

$12.63 CHF 10.14

$12.70 CHF 10.20

-0.55%

Local Beer (0.5 liter bottle)

$1.89 CHF 1.52

$2.57 CHF 2.06

-26.46%

Imported Beer (0.33 liter bottle)

$2.27 CHF 1.82

$4.17 CHF 3.35

-45.56%

One-way Ticket (Public Transport)

$3.73 CHF 2.99

$3.15 CHF 2.53

18.41%

Public Transport Monthly Pass (Regular Price)

$97.3 CHF 78.1

$88.0 CHF 70.7

10.53%

Taxi Start (Normal Tariff)

$8.12 CHF 6.52

$6.61 CHF 5.31

22.84%

Taxi (Normal Tariff) (1km)

$4.24 CHF 3.40

$4.37 CHF 3.51

-2.97%

Taxi 1hour Waiting (Normal Tariff)

$91.6 CHF 73.5

$62.3 CHF 50.1

46.90%

Gasoline (1 liter)

$2.13 CHF 1.71

$2.17 CHF 1.74

-1.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K CHF 32.9K

$39.7K CHF 31.9K

3.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$57.2K CHF 46.0K

$37.1K CHF 29.8K

54.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$373 CHF 299

$206 CHF 165

81.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.4 CHF 46.86

$72.5 CHF 58.2

-19.50%

Internet (50+ Mbps, Unlimited Data)

$57.8 CHF 46.43

$53.6 CHF 43.07

7.79%

Gym Membership (Monthly)

$79.9 CHF 64.2

$110 CHF 88.7

-27.64%

Tennis Court (1 Hour on Weekend)

$47.12 CHF 37.84

$61.7 CHF 49.50

-23.57%

Cinema Ticket

$25.01 CHF 20.08

$18.80 CHF 15.10

33.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,382 CHF 2,716

$1,210 CHF 972

179.41%

International Primary School, 1 Child (Yearly)

$39.9K CHF 32.0K

$35.5K CHF 28.5K

12.49%

Jeans (Levis 501 Or Similar)

$151 CHF 121

$123 CHF 98.7

22.71%

Summer Dress (H&M, Zara, etc)

$66.7 CHF 53.5

$48.30 CHF 38.78

37.99%

Sport Shoes (Adidas, Nike)

$175 CHF 141

$135 CHF 108

30.09%

Men's Leather Business Shoes

$187 CHF 150

$152 CHF 122

22.74%

1-bedroom Apartment, City Center (Monthly)

$1,844 CHF 1,481

$1,675 CHF 1,345

10.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,264 CHF 1,015

$1,233 CHF 990

2.45%

3-bedroom Apartment, City Center (Monthly)

$3,309 CHF 2,657

$2,849 CHF 2,288

16.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,409 CHF 1,935

$2,645 CHF 2,124

-8.93%

Buy Apartment in City Center (m2)

$17.5K CHF 14.1K

$18.6K CHF 14.9K

-5.42%

Buy Apartment Outside City Center (m2)

$13.7K CHF 11.0K

0.06%

Average Monthly Net Salary (After Tax)

$7,100 CHF 5,701

$6,541 CHF 5,253

8.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.52

2.5

0.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: January 11, 2026

Last update for Lugano: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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