Cost of Living Comparison Between Bern and Lugano Cost of Living Comparison Between Bern and Lugano

🙂 Solo nomad: Bern is 1.4% cheaper than Lugano without rent, and 8.7% more expensive with rent.

🙂 Family of 3: Bern is 7.3% cheaper than Lugano without rent, and 5.6% cheaper with rent.

Meal at Budget Restaurant

$28.32 CHF 23.03

$30.54 CHF 24.83

-7.27%

Three-Course Dinner for Two, Mid-Range

$110 CHF 89.3

$184 CHF 149

-40.23%

Fast Food Meal (McDonalds, etc)

$17.37 CHF 14.12

$18.53 CHF 15.07

-6.26%

Cappuccino

$5.8 CHF 4.72

$4.24 CHF 3.45

36.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.78 CHF 3.89

$4.7 CHF 3.82

1.70%

Water (0.33 liter bottle)

$4.77 CHF 3.88

$4.06 CHF 3.3

17.49%

Local Beer (0.5 liter draught)

$8.08 CHF 6.57

$7.18 CHF 5.84

12.53%

Imported Beer (0.33 liter bottle)

$6.27 CHF 5.09

$7.59 CHF 6.17

-17.39%

Milk (1 liter)

$2.24 CHF 1.82

$2.26 CHF 1.84

-0.88%

White Bread (500g)

$3.29 CHF 2.68

$3.51 CHF 2.86

-6.27%

Rice (white) (1kg)

$4.08 CHF 3.32

$4.72 CHF 3.84

-13.56%

Eggs

$6.93 CHF 5.64

$6.69 CHF 5.44

3.59%

Local Cheese (1kg)

$28.01 CHF 22.77

$27.42 CHF 22.29

2.15%

Chicken Fillets (1kg)

$35.98 CHF 29.26

$37.36 CHF 30.38

-3.69%

Beef Round Steak (1kg)

$41.51 CHF 33.75

$47.43 CHF 38.56

-12.48%

Apples (1kg)

$3.49 CHF 2.84

$3.23 CHF 2.63

8.05%

Banana (1kg)

$2.13 CHF 1.73

$2.02 CHF 1.64

5.45%

Oranges (1kg)

$2.78 CHF 2.26

$2.51 CHF 2.04

10.76%

Tomato (1kg)

$7.02 CHF 5.7

$7.37 CHF 6

-4.75%

Potato (1kg)

$2.23 CHF 1.81

$2.19 CHF 1.78

1.83%

Onion (1kg)

$2.22 CHF 1.8

$2.26 CHF 1.84

-1.77%

Lettuce (1 head)

$2.53 CHF 2.06

$2.56 CHF 2.08

-1.17%

Water (1.5 liter bottle)

$1.11 CHF 0.9

$1.3 CHF 1.05

-14.62%

Cigarettes 20 Pack (Marlboro, Camel)

$11.5 CHF 9.35

$10.78 CHF 8.76

6.68%

Wine (Bottle)

$12.65 CHF 10.29

$10.91 CHF 8.87

15.95%

Local Beer (0.5 liter bottle)

$1.87 CHF 1.52

$2.66 CHF 2.16

-29.70%

Imported Beer (0.33 liter bottle)

$2.26 CHF 1.83

$4.19 CHF 3.4

-46.06%

One-way Ticket (Public Transport)

$3.59 CHF 2.92

$3.26 CHF 2.65

10.12%

Public Transport Monthly Pass (Regular Price)

$96 CHF 78

$86.8 CHF 70.5

10.63%

Taxi Start (Normal Tariff)

$8.03 CHF 6.53

$6.6 CHF 5.37

21.67%

Taxi (Normal Tariff) (1km)

$4.32 CHF 3.52

$4.47 CHF 3.64

-3.36%

Taxi 1hour Waiting (Normal Tariff)

$92.7 CHF 75.4

$60.9 CHF 49.49

52.28%

Gasoline (1 liter)

$2.2 CHF 1.79

$2.21 CHF 1.8

-0.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.2K CHF 32.7K

$39.8K CHF 32.3K

1.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$57.5K CHF 46.7K

$37.9K CHF 30.8K

51.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$377 CHF 307

$203 CHF 165

86.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59 CHF 47.97

$73.2 CHF 59.5

-19.37%

Internet (50+ Mbps, Unlimited Data)

$58.1 CHF 47.2

$55.1 CHF 44.78

5.43%

Gym Membership (Monthly)

$82.8 CHF 67.4

$111 CHF 90

-25.19%

Tennis Court (1 Hour on Weekend)

$47.33 CHF 38.49

$62 CHF 50.4

-23.61%

Cinema Ticket

$24.24 CHF 19.71

$18.76 CHF 15.25

29.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,311 CHF 2,692

$1,245 CHF 1,012

166.05%

International Primary School, 1 Child (Yearly)

$39.8K CHF 32.4K

$35.5K CHF 28.8K

12.29%

Jeans (Levis 501 Or Similar)

$152 CHF 124

$126 CHF 103

20.52%

Summer Dress (H&M, Zara, etc)

$67 CHF 54.5

$47.68 CHF 38.77

40.52%

Sport Shoes (Adidas, Nike)

$173 CHF 141

$133 CHF 108

30.51%

Men's Leather Business Shoes

$189 CHF 153

$151 CHF 123

24.91%

1-bedroom Apartment, City Center (Monthly)

$1,884 CHF 1,532

$1,648 CHF 1,340

14.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,282 CHF 1,042

$1,256 CHF 1,021

2.04%

3-bedroom Apartment, City Center (Monthly)

$3,314 CHF 2,694

$2,885 CHF 2,345

14.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,401 CHF 1,952

$2,649 CHF 2,154

-9.37%

Buy Apartment in City Center (m2)

$22.6K CHF 18.4K

$17.6K CHF 14.3K

28.53%

Buy Apartment Outside City Center (m2)

$17.7K CHF 14.4K

$18.8K CHF 15.3K

-5.78%

Average Monthly Net Salary (After Tax)

$7,599 CHF 6,178

$7,350 CHF 5,976

3.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.52

2.5

0.80%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: October 27, 2025

Last update for Lugano: October 28, 2025

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