Cost of Living Comparison Between Lugano and Bern Cost of Living Comparison Between Lugano and Bern

😐 Solo nomad: Lugano is 0.6% more expensive than Bern without rent, and 5% cheaper with rent.

😐 Family of 3: Lugano is 9.9% more expensive than Bern without rent, and 9.1% more expensive with rent.

Meal at Budget Restaurant

$30.57 CHF 23.91

$27.45 CHF 21.47

11.37%

Three-Course Dinner for Two, Mid-Range

$182 CHF 142

$107 CHF 83.4

70.83%

Fast Food Meal (McDonalds, etc)

$18.24 CHF 14.26

$17.00 CHF 13.29

7.29%

Cappuccino

$4.32 CHF 3.38

$5.95 CHF 4.65

-27.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.91 CHF 3.84

$4.80 CHF 3.75

2.29%

Water (0.33 liter bottle)

$4.17 CHF 3.26

$4.75 CHF 3.72

-12.21%

Local Beer (0.5 liter draught)

$7.35 CHF 5.75

$8.40 CHF 6.57

-12.50%

Imported Beer (0.33 liter bottle)

$7.55 CHF 5.91

$5.98 CHF 4.68

26.25%

Milk (1 liter)

$2.26 CHF 1.77

$2.15 CHF 1.68

5.12%

White Bread (500g)

$3.50 CHF 2.74

$3.45 CHF 2.70

1.45%

Rice (white) (1kg)

$4.67 CHF 3.65

$4.09 CHF 3.20

14.18%

Eggs

$6.72 CHF 5.25

$7.06 CHF 5.52

-4.82%

Local Cheese (1kg)

$27.22 CHF 21.29

$28.55 CHF 22.33

-4.66%

Chicken Fillets (1kg)

$36.30 CHF 28.39

$35.12 CHF 27.47

3.36%

Beef Round Steak (1kg)

$47.81 CHF 37.39

$41.13 CHF 32.17

16.24%

Apples (1kg)

$3.06 CHF 2.39

$3.44 CHF 2.69

-11.05%

Banana (1kg)

$1.99 CHF 1.56

$2.21 CHF 1.73

-9.95%

Oranges (1kg)

$2.50 CHF 1.96

$2.76 CHF 2.16

-9.42%

Tomato (1kg)

$7.54 CHF 5.90

$7.10 CHF 5.56

6.20%

Potato (1kg)

$2.17 CHF 1.69

$2.25 CHF 1.76

-3.56%

Onion (1kg)

$2.35 CHF 1.84

$2.17 CHF 1.69

8.29%

Lettuce (1 head)

$2.62 CHF 2.05

$2.56 CHF 2.00

2.34%

Water (1.5 liter bottle)

$1.30 CHF 1.02

$1.10 CHF 0.86

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$10.87 CHF 8.50

$11.27 CHF 8.81

-3.55%

Wine (Bottle)

$12.95 CHF 10.13

Local Beer (0.5 liter bottle)

$2.69 CHF 2.10

$1.92 CHF 1.50

40.10%

Imported Beer (0.33 liter bottle)

$4.21 CHF 3.30

$2.27 CHF 1.78

85.46%

One-way Ticket (Public Transport)

$3.15 CHF 2.46

$3.68 CHF 2.88

-14.40%

Public Transport Monthly Pass (Regular Price)

$87.8 CHF 68.7

$95.7 CHF 74.8

-8.19%

Taxi Start (Normal Tariff)

$6.84 CHF 5.35

$8.08 CHF 6.32

-15.35%

Taxi (Normal Tariff) (1km)

$4.48 CHF 3.50

$4.24 CHF 3.32

5.66%

Taxi 1hour Waiting (Normal Tariff)

$62.4 CHF 48.83

$94.1 CHF 73.6

-33.62%

Gasoline (1 liter)

$2.15 CHF 1.68

$2.14 CHF 1.67

0.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K CHF 31.9K

$40.5K CHF 31.7K

0.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K CHF 29.3K

$58.2K CHF 45.5K

-35.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 CHF 161

$371 CHF 290

-44.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.8 CHF 57.7

$58.6 CHF 45.81

25.91%

Internet (50+ Mbps, Unlimited Data)

$53.5 CHF 41.81

$57.3 CHF 44.79

-6.67%

Gym Membership (Monthly)

$108 CHF 84.4

$82.7 CHF 64.7

30.53%

Tennis Court (1 Hour on Weekend)

$62.8 CHF 49.08

$47.72 CHF 37.32

31.52%

Cinema Ticket

$18.11 CHF 14.16

$24.30 CHF 19.00

-25.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,251 CHF 978

$3,359 CHF 2,627

-62.77%

International Primary School, 1 Child (Yearly)

$35.2K CHF 27.5K

$40.7K CHF 31.8K

-13.44%

Jeans (Levis 501 Or Similar)

$124 CHF 97.1

$150 CHF 117

-17.06%

Summer Dress (H&M, Zara, etc)

$46.81 CHF 36.60

$68.8 CHF 53.8

-31.91%

Sport Shoes (Adidas, Nike)

$136 CHF 106

$175 CHF 137

-22.53%

Men's Leather Business Shoes

$154 CHF 120

$186 CHF 145

-17.19%

1-bedroom Apartment, City Center (Monthly)

$1,702 CHF 1,331

$1,912 CHF 1,495

-10.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,248 CHF 976

$1,254 CHF 981

-0.46%

3-bedroom Apartment, City Center (Monthly)

$2,849 CHF 2,228

$3,215 CHF 2,514

-11.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,589 CHF 2,025

$2,366 CHF 1,851

9.42%

Buy Apartment in City Center (m2)

$17.8K CHF 13.9K

$15.7K CHF 12.3K

13.71%

Buy Apartment Outside City Center (m2)

$13.3K CHF 10.4K

$12.2K CHF 9,573

9.00%

Average Monthly Net Salary (After Tax)

$6,979 CHF 5,458

$7,483 CHF 5,852

-6.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

2.52

-0.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: April 12, 2026

Last update for Bern: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lugano vs other spots: cost of living compared

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