Cost of Living Comparison Between Bergen County, NJ and New York, NY Cost of Living Comparison Between Bergen County, NJ and New York, NY

🙂 Solo nomad: Bergen County, NJ is 18% cheaper than New York, NY without rent, and 7.3% cheaper with rent.

🙂 Family of 3: Bergen County, NJ is 17.4% cheaper than New York, NY without rent, and 35.5% cheaper with rent.

Meal at Budget Restaurant

$20.21 $20.21

$29.68 $29.68

-31.91%

Three-Course Dinner for Two, Mid-Range

$86.5 $86.5

$144 $144

-40.04%

Fast Food Meal (McDonalds, etc)

$13.86 $13.86

$12.43 $12.43

11.50%

Cappuccino

$5.17 $5.17

$5.84 $5.84

-11.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$3.26 $3.26

-25.77%

Water (0.33 liter bottle)

$2.24 $2.24

$2.58 $2.58

-13.18%

Local Beer (0.5 liter draught)

$6.88 $6.88

$8.24 $8.24

-16.50%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$11.86 $11.86

-25.63%

Milk (1 liter)

$1.3 $1.3

$1.56 $1.56

-16.67%

White Bread (500g)

$4.52 $4.52

$5.23 $5.23

-13.58%

Rice (white) (1kg)

$8.93 $8.93

$8.11 $8.11

10.11%

Eggs

$4.8 $4.8

$7.25 $7.25

-33.79%

Local Cheese (1kg)

$16.84 $16.84

$17.08 $17.08

-1.41%

Chicken Fillets (1kg)

$11.71 $11.71

$16.24 $16.24

-27.89%

Beef Round Steak (1kg)

$17.99 $17.99

$20.02 $20.02

-10.14%

Apples (1kg)

$4.81 $4.81

$7.49 $7.49

-35.78%

Banana (1kg)

$1.79 $1.79

$2.55 $2.55

-29.80%

Oranges (1kg)

$3.86 $3.86

$5.82 $5.82

-33.68%

Tomato (1kg)

$4.06 $4.06

$6.52 $6.52

-37.73%

Potato (1kg)

$2.79 $2.79

$3.72 $3.72

-25.00%

Onion (1kg)

$3.78 $3.78

$3.9 $3.9

-3.08%

Lettuce (1 head)

$2.39 $2.39

$3.07 $3.07

-22.15%

Water (1.5 liter bottle)

$2.17 $2.17

$2.57 $2.57

-15.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.52 $13.52

$19.21 $19.21

-29.62%

Wine (Bottle)

$16.8 $16.8

$17.79 $17.79

-5.56%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$3.01 $3.01

-44.19%

Imported Beer (0.33 liter bottle)

$3.5 $3.5

$3.72 $3.72

-5.91%

One-way Ticket (Public Transport)

$4.31 $4.31

$2.92 $2.92

47.60%

Public Transport Monthly Pass (Regular Price)

$169 $169

$134 $134

26.27%

Taxi Start (Normal Tariff)

$3.06 $3.06

$5.13 $5.13

-40.35%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.15 $2.15

-33.95%

Taxi 1hour Waiting (Normal Tariff)

$23.99 $23.99

$41.57 $41.57

-42.29%

Gasoline (1 liter)

$0.92 $0.92

$0.95 $0.95

-3.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K $29.7K

$35K $35K

-15.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$27.7K $27.7K

-8.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$179 $179

-28.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.21 $45.21

$60 $60

-24.61%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

0.02%

Gym Membership (Monthly)

$43.28 $43.28

$141 $141

-69.24%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$17.34 $17.34

$19.9 $19.9

-12.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,232 $2,232

$3,206 $3,206

-30.40%

International Primary School, 1 Child (Yearly)

$24K $24K

$56.5K $56.5K

-57.57%

Jeans (Levis 501 Or Similar)

$74.6 $74.6

$65.7 $65.7

13.50%

Summer Dress (H&M, Zara, etc)

$23.91 $23.91

$48.75 $48.75

-50.95%

Sport Shoes (Adidas, Nike)

$88.6 $88.6

$111 $111

-20.30%

Men's Leather Business Shoes

$116 $116

$172 $172

-32.40%

1-bedroom Apartment, City Center (Monthly)

$2,732 $2,732

$4,165 $4,165

-34.41%

1-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$2,653 $2,653

1.48%

3-bedroom Apartment, City Center (Monthly)

$4,548 $4,548

$8,412 $8,412

-45.94%

3-bedroom Apartment, Outside City Center (Monthly)

$3,003 $3,003

$5,277 $5,277

-43.10%

Buy Apartment in City Center (m2)

$3,971 $3,971

$15.6K $15.6K

-74.58%

Buy Apartment Outside City Center (m2)

$3,714 $3,714

$11.2K $11.2K

-66.71%

Average Monthly Net Salary (After Tax)

$5,523 $5,523

$5,616 $5,616

-1.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.44

2.02%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: October 27, 2025

Last update for New York, NY: October 28, 2025

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