Cost of Living Comparison Between Bergen County, NJ and Chicago, IL Cost of Living Comparison Between Bergen County, NJ and Chicago, IL

😐 Solo nomad: Bergen County, NJ is 6.7% more expensive than Chicago, IL without rent, and 36.8% more expensive with rent.

😐 Family of 3: Bergen County, NJ is 8.1% more expensive than Chicago, IL without rent, and 1.1% more expensive with rent.

Meal at Budget Restaurant

$20.21 $20.21

$20.82 $20.82

-2.93%

Three-Course Dinner for Two, Mid-Range

$86.5 $86.5

$100 $100

-13.84%

Fast Food Meal (McDonalds, etc)

$13.86 $13.86

$11.97 $11.97

15.79%

Cappuccino

$5.17 $5.17

$5.56 $5.56

-7.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$3.11 $3.11

-22.19%

Water (0.33 liter bottle)

$2.24 $2.24

$2.42 $2.42

-7.44%

Local Beer (0.5 liter draught)

$6.88 $6.88

$6.86 $6.86

0.29%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$8.45 $8.45

4.38%

Milk (1 liter)

$1.3 $1.3

$1.04 $1.04

25.00%

White Bread (500g)

$4.52 $4.52

$4.15 $4.15

8.92%

Rice (white) (1kg)

$8.93 $8.93

$5.52 $5.52

61.78%

Eggs

$4.8 $4.8

$4.65 $4.65

3.23%

Local Cheese (1kg)

$16.84 $16.84

$14.33 $14.33

17.52%

Chicken Fillets (1kg)

$11.71 $11.71

$14.88 $14.88

-21.30%

Beef Round Steak (1kg)

$17.99 $17.99

$19.34 $19.34

-6.98%

Apples (1kg)

$4.81 $4.81

$5.17 $5.17

-6.96%

Banana (1kg)

$1.79 $1.79

$1.71 $1.71

4.68%

Oranges (1kg)

$3.86 $3.86

$4.41 $4.41

-12.47%

Tomato (1kg)

$4.06 $4.06

$4.51 $4.51

-9.98%

Potato (1kg)

$2.79 $2.79

$2.53 $2.53

10.28%

Onion (1kg)

$3.78 $3.78

$2.74 $2.74

37.96%

Lettuce (1 head)

$2.39 $2.39

$2.43 $2.43

-1.65%

Water (1.5 liter bottle)

$2.17 $2.17

$2.7 $2.7

-19.63%

Cigarettes 20 Pack (Marlboro, Camel)

$13.52 $13.52

$15.19 $15.19

-10.99%

Wine (Bottle)

$16.8 $16.8

$16.42 $16.42

2.31%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.35 $2.35

-28.51%

Imported Beer (0.33 liter bottle)

$3.5 $3.5

$3.7 $3.7

-5.41%

One-way Ticket (Public Transport)

$4.31 $4.31

$2.53 $2.53

70.36%

Public Transport Monthly Pass (Regular Price)

$169 $169

$74.1 $74.1

128.21%

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.34 $3.34

-8.38%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

Taxi 1hour Waiting (Normal Tariff)

$23.99 $23.99

$25.42 $25.42

-5.63%

Gasoline (1 liter)

$0.92 $0.92

$1.08 $1.08

-14.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K $29.7K

$32.4K $32.4K

-8.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$26.2K $26.2K

-2.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$188 $188

-31.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.21 $45.21

$63.7 $63.7

-29.03%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$65.2 $65.2

-2.09%

Gym Membership (Monthly)

$43.28 $43.28

$76.7 $76.7

-43.59%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$17.34 $17.34

$14.93 $14.93

16.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,232 $2,232

$2,063 $2,063

8.20%

International Primary School, 1 Child (Yearly)

$24K $24K

$39.2K $39.2K

-38.84%

Jeans (Levis 501 Or Similar)

$74.6 $74.6

$64.3 $64.3

15.97%

Summer Dress (H&M, Zara, etc)

$23.91 $23.91

$52.4 $52.4

-54.36%

Sport Shoes (Adidas, Nike)

$88.6 $88.6

$95.2 $95.2

-6.95%

Men's Leather Business Shoes

$116 $116

$145 $145

-19.83%

1-bedroom Apartment, City Center (Monthly)

$2,732 $2,732

$2,378 $2,378

14.89%

1-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,584 $1,584

69.94%

3-bedroom Apartment, City Center (Monthly)

$4,548 $4,548

$4,763 $4,763

-4.53%

3-bedroom Apartment, Outside City Center (Monthly)

$3,003 $3,003

$2,815 $2,815

6.67%

Buy Apartment in City Center (m2)

$3,971 $3,971

$3,588 $3,588

10.66%

Buy Apartment Outside City Center (m2)

$3,714 $3,714

$2,490 $2,490

49.15%

Average Monthly Net Salary (After Tax)

$5,523 $5,523

$5,275 $5,275

4.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.6

-0.45%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: October 27, 2025

Last update for Chicago, IL: October 29, 2025

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