Cost of Living Comparison Between Bergamo and Milan Cost of Living Comparison Between Bergamo and Milan

Monthly Cost of Living

Monthly costs for one person with rent: $1,909 in Bergamo versus $2,508 in Milan.

Estimated couple costs with rent: $2,823 in Bergamo versus $3,853 in Milan.

Monthly costs for a family of three with rent: $3,736 in Bergamo versus $5,197 in Milan.

Living in Bergamo costs roughly 24% less than in Milan, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Bergamo 42% above, Milan 87% above.

Meal at Budget Restaurant

$18.66 €16.05

$23.06 €19.84

-19.08%

Three-Course Dinner for Two, Mid-Range

$92.7 €79.7

$92.1 €79.2

0.62%

Fast Food Meal (McDonalds, etc)

$11.80 €10.15

$12.73 €10.95

-7.31%

Cappuccino

$2.01 €1.73

$2.17 €1.87

-7.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 €2.80

$3.23 €2.78

0.93%

Water (0.33 liter bottle)

$1.53 €1.32

$1.50 €1.29

2.00%

Local Beer (0.5 liter draught)

$5.67 €4.88

$7.11 €6.11

-20.25%

Imported Beer (0.33 liter bottle)

$5.62 €4.84

$5.71 €4.92

-1.58%

Milk (1 liter)

$1.87 €1.61

$1.84 €1.58

1.63%

White Bread (500g)

$1.84 €1.58

$2.81 €2.42

-34.52%

Rice (white) (1kg)

$3.89 €3.34

$3.34 €2.87

16.47%

Eggs

$4.87 €4.19

$4.31 €3.70

12.99%

Local Cheese (1kg)

$16.68 €14.35

$19.74 €16.98

-15.50%

Chicken Fillets (1kg)

$11.86 €10.20

$13.02 €11.20

-8.91%

Beef Round Steak (1kg)

$19.58 €16.85

$24.69 €21.24

-20.70%

Apples (1kg)

$2.93 €2.52

$2.84 €2.45

3.17%

Banana (1kg)

$2.10 €1.81

$2.31 €1.99

-9.09%

Oranges (1kg)

$3.26 €2.80

$3.37 €2.90

-3.26%

Tomato (1kg)

$3.71 €3.19

$3.94 €3.39

-5.84%

Potato (1kg)

$2.46 €2.12

$2.59 €2.23

-5.02%

Onion (1kg)

$1.87 €1.61

$2.19 €1.88

-14.61%

Lettuce (1 head)

$2.52 €2.17

$1.63 €1.40

54.60%

Water (1.5 liter bottle)

$0.71 €0.61

$0.70 €0.60

1.43%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.11

$6.88 €5.91

3.20%

Wine (Bottle)

$4.32 €3.72

$9.11 €7.83

-52.58%

Local Beer (0.5 liter bottle)

$1.88 €1.62

$2.35 €2.02

-20.00%

Imported Beer (0.33 liter bottle)

$2.66 €2.29

$3.00 €2.58

-11.33%

One-way Ticket (Public Transport)

$1.93 €1.66

$2.49 €2.14

-22.49%

Public Transport Monthly Pass (Regular Price)

$51.6 €44.36

$45.58 €39.21

13.14%

Taxi Start (Normal Tariff)

$9.19 €7.91

$8.13 €6.99

13.04%

Taxi (Normal Tariff) (1km)

$2.08 €1.79

$2.63 €2.26

-20.91%

Taxi 1hour Waiting (Normal Tariff)

$40.36 €34.72

$39.61 €34.08

1.89%

Gasoline (1 liter)

$2.00 €1.72

$2.05 €1.76

-2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K €28.6K

$33.4K €28.8K

-0.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K €29.7K

$36.4K €31.3K

-5.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$241 €207

$216 €185

11.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 €12.04

$11.71 €10.07

19.56%

Internet (50+ Mbps, Unlimited Data)

$31.55 €27.14

$30.47 €26.21

3.54%

Gym Membership (Monthly)

$40.51 €34.85

$75.1 €64.6

-46.07%

Tennis Court (1 Hour on Weekend)

$23.51 €20.23

$37.13 €31.94

-36.68%

Cinema Ticket

$12.63 €10.86

$11.74 €10.10

7.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$710 €611

$875 €753

-18.84%

International Primary School, 1 Child (Yearly)

$13.2K €11.4K

$16.7K €14.4K

-20.60%

Jeans (Levis 501 Or Similar)

$82.0 €70.5

$115 €99.0

-28.79%

Summer Dress (H&M, Zara, etc)

$41.54 €35.73

$53.2 €45.80

-21.98%

Sport Shoes (Adidas, Nike)

$87.2 €75.0

$115 €98.9

-24.09%

Men's Leather Business Shoes

$117 €101

$171 €147

-31.42%

1-bedroom Apartment, City Center (Monthly)

$870 €749

$1,612 €1,387

-46.02%

1-bedroom Apartment, Outside City Center (Monthly)

$679 €584

$1,137 €978

-40.27%

3-bedroom Apartment, City Center (Monthly)

$1,998 €1,719

$3,138 €2,699

-36.32%

3-bedroom Apartment, Outside City Center (Monthly)

$883 €759

$2,084 €1,793

-57.65%

Buy Apartment in City Center (m2)

$3,592 €3,090

$11.1K €9,505

-67.50%

Buy Apartment Outside City Center (m2)

$2,584 €2,223

$5,565 €4,787

-53.56%

Average Monthly Net Salary (After Tax)

$2,464 €2,120

$2,270 €1,953

8.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

3.25

31.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: May 31, 2026

Last update for Milan: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $870 in Bergamo and $1,612 in Milan. Housing cost is often the main lever when comparing two cities.

Bergamo pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $93.0 in Bergamo vs $92.0 in Milan. Groceries flip the comparison at $352 vs $400, with Bergamo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Milan: Cost of Living - Frequently Asked Questions

Bergamo and Milan differ by about 31% in total monthly costs ($1,909 vs $2,508 including rent). Bergamo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Bergamo pays 9% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $870 in Bergamo versus $1,612 in Milan. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bergamo – a meal for two runs $93.0 versus $92.0 in Milan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,909 per month in Bergamo versus $2,508 in Milan – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,909 in Bergamo versus $2,508 in Milan, a $3,000 budget is realistic in Bergamo but tight or insufficient in Milan. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Milan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 31% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.