Last update: Oct 2026

Cost of Living Comparison Between Bergamo and Milan

For one person, living is cheaper in Bergamo: $1,600 a month against $2,560 in Milan, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Bergamo
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Bergamo Living Index
124

Cost of Living Index in Milan
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Milan Living Index

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Bergamo

🇮🇹 Italy

$1,600

/mo nomad

Milan

🇮🇹 Italy

$2,560

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergamo and in Milan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergamo and in Milan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,600 in Bergamo versus $2,560 in Milan.

Bergamo $1,600
Milan $2,560

Estimated couple costs with rent: $2,468 in Bergamo versus $3,895 in Milan.

Bergamo $2,468
Milan $3,895

Monthly costs for a family of three with rent: $3,337 in Bergamo versus $5,230 in Milan.

Bergamo $3,337
Milan $5,230

Living in Bergamo costs roughly 38% less than in Milan, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bergamo 19% above, Milan 90% above.

Meal at Budget Restaurant

$15.55 €13.83

$22.52 €20.02

-30.95%

Three-Course Dinner for Two, Mid-Range

$82.5 €73.3

$89.3 €79.4

-7.64%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$13.16 €11.71

-15.35%

Cappuccino

$1.87 €1.67

$2.13 €1.90

-12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 €2.93

$3.67 €3.26

-10.08%

Water (0.33 liter bottle)

$1.32 €1.18

$1.82 €1.62

-27.47%

Local Beer (0.5 liter draught)

$5.73 €5.09

$6.65 €5.92

-13.83%

Imported Beer (0.33 liter bottle)

$5.72 €5.08

$6.64 €5.91

-13.86%

Milk (1 liter)

$1.40 €1.24

$1.70 €1.51

-17.65%

White Bread (500g)

$2.04 €1.81

$3.16 €2.81

-35.44%

Rice (white) (1kg)

$3.07 €2.73

$3.54 €3.15

-13.28%

Eggs

$3.65 €3.24

$4.88 €4.34

-25.20%

Local Cheese (1kg)

$15.14 €13.46

$22.85 €20.33

-33.74%

Chicken Fillets (1kg)

$11.43 €10.17

$14.72 €13.09

-22.35%

Beef Round Steak (1kg)

$16.08 €14.30

$22.77 €20.25

-29.38%

Apples (1kg)

$2.26 €2.01

$3.12 €2.77

-27.56%

Banana (1kg)

$1.63 €1.45

$2.39 €2.12

-31.80%

Oranges (1kg)

$2.27 €2.02

$3.39 €3.01

-33.04%

Tomato (1kg)

$2.61 €2.32

$4.27 €3.79

-38.88%

Potato (1kg)

$1.74 €1.55

$2.38 €2.12

-26.89%

Onion (1kg)

$2.15 €1.91

$2.04 €1.82

5.39%

Lettuce (1 head)

$1.85 €1.64

$1.75 €1.56

5.71%

Water (1.5 liter bottle)

$0.48 €0.43

$0.57 €0.51

-15.79%

Cigarettes 20 Pack (Marlboro, Camel)

$7.35 €6.54

$7.46 €6.64

-1.47%

Wine (Bottle)

$4.21 €3.74

$9.58 €8.52

-56.05%

Local Beer (0.5 liter bottle)

$1.23 €1.10

$2.01 €1.79

-38.81%

Imported Beer (0.33 liter bottle)

$1.77 €1.58

$2.46 €2.19

-28.05%

One-way Ticket (Public Transport)

$1.87 €1.66

$2.38 €2.12

-21.43%

Public Transport Monthly Pass (Regular Price)

$45.04 €40.06

$43.27 €38.48

4.09%

Taxi Start (Normal Tariff)

$10.13 €9.01

$7.67 €6.82

32.07%

Taxi (Normal Tariff) (1km)

$2.17 €1.93

$2.26 €2.01

-3.98%

Taxi 1hour Waiting (Normal Tariff)

$39.74 €35.34

$65.2 €58.0

-39.04%

Gasoline (1 liter)

$2.00 €1.78

$2.20 €1.95

-9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$36.5K €32.4K

-1.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K €31.0K

$35.4K €31.5K

-1.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €170

$247 €220

-22.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 €7.82

$10.21 €9.08

-13.91%

Internet (50+ Mbps, Unlimited Data)

$27.88 €24.79

$29.16 €25.93

-4.39%

Gym Membership (Monthly)

$32.89 €29.25

$82.4 €73.3

-60.08%

Tennis Court (1 Hour on Weekend)

$22.56 €20.06

$34.18 €30.40

-34.00%

Cinema Ticket

$10.95 €9.74

$12.11 €10.77

-9.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 €500

$857 €762

-34.35%

International Primary School, 1 Child (Yearly)

$13.6K €12.1K

$18.6K €16.5K

-26.83%

Jeans (Levis 501 Or Similar)

$71.7 €63.7

$101 €90.2

-29.37%

Summer Dress (H&M, Zara, etc)

$31.80 €28.29

$50.8 €45.21

-37.44%

Sport Shoes (Adidas, Nike)

$88.5 €78.7

$117 €104

-24.07%

Men's Leather Business Shoes

$106 €93.9

$167 €149

-36.90%

1-bedroom Apartment, City Center (Monthly)

$740 €658

$1,731 €1,539

-57.26%

1-bedroom Apartment, Outside City Center (Monthly)

$574 €511

$1,169 €1,040

-50.88%

3-bedroom Apartment, City Center (Monthly)

$1,383 €1,230

$3,402 €3,026

-59.35%

3-bedroom Apartment, Outside City Center (Monthly)

$926 €824

$2,036 €1,811

-54.51%

Buy Apartment in City Center (m2)

$3,442 €3,061

$10.5K €9,375

-67.35%

Buy Apartment Outside City Center (m2)

$2,518 €2,240

$5,240 €4,660

-51.94%

Average Monthly Net Salary (After Tax)

$2,412 €2,145

$2,145 €1,908

12.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.05

3.18

-4.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: October 12, 2026

Last update for Milan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergamo

$574 35.9%

Milan

$1.2K 45.7% 104% $595

Groceries & Markets

Bergamo

$296 18.5%

Milan

$417 16.3% 40.8% $121

Eating Out

Bergamo

$239 14.9%

Milan

$314 12.3% 31.3% $75

Monthly Utilities & Internet

Bergamo

$228 14.3%

Milan

$286 11.2% 25.4% $58

Clothing & Footwear

Bergamo

$134 8.4%

Milan

$196 7.7% 46.6% $62

Getting Around

Bergamo

$74 4.6%

Milan

$72 2.8% 2.4% $1.7

Sport & Entertainment

Bergamo

$55 3.4%

Milan

$107 4.2% 94.5% $52

Cost Breakdown

A one-bedroom apartment in the center runs $740 in Bergamo and $1,731 in Milan. Housing cost is often the main lever when comparing two cities.

Bergamo pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $82.0 in Bergamo vs $89.0 in Milan for a mid-range dinner for two. Groceries echo the gap at $296 vs $417 per month, with Bergamo cheaper across the board.

Good to know

🇮🇹 Bergamo

🇮🇹 Milan

🕒 Local time

12:05 12:05 PM

Same time as Bergamo

🌤 Weather

👥 Population

120,569

1,394,798

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Milan: Cost of Living - Frequently Asked Questions

Bergamo and Milan differ by about 60% in total monthly costs ($1,600 vs $2,560 including rent). Bergamo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 12% higher in Bergamo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $740 in Bergamo versus $1,731 in Milan. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bergamo – a meal for two runs $82.0 versus $89.0 in Milan. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,600 per month in Bergamo versus $2,560 in Milan – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,600 in Bergamo versus $2,560 in Milan, a $2,000 budget is realistic in Bergamo but tight or insufficient in Milan. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Milan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 60% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.