Last update: Oct 2026

Cost of Living Comparison Between Bergamo and Christchurch

For one person, living is cheaper in Bergamo: $1,600 a month against $2,040 in Christchurch, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Bergamo
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Bergamo Living Index
99

Cost of Living Index in Christchurch
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Christchurch Living Index

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Bergamo

🇮🇹 Italy

$1,600

/mo nomad

Christchurch

🇳🇿 New Zealand

$2,040

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergamo and in Christchurch

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergamo and in Christchurch actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,600 in Bergamo versus $2,040 in Christchurch.

Bergamo $1,600
Christchurch $2,040

Estimated couple costs with rent: $2,468 in Bergamo versus $2,951 in Christchurch.

Bergamo $2,468
Christchurch $2,951

Monthly costs for a family of three with rent: $3,337 in Bergamo versus $3,862 in Christchurch.

Bergamo $3,337
Christchurch $3,862

Living in Bergamo costs roughly 22% less than in Christchurch, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Bergamo 19% above, Christchurch 51% above.

Meal at Budget Restaurant

$15.55 €13.83

$14.12 NZ$24.98

10.13%

Three-Course Dinner for Two, Mid-Range

$82.5 €73.3

$66.3 NZ$117

24.41%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$9.02 NZ$15.95

23.50%

Cappuccino

$1.87 €1.67

$3.18 NZ$5.63

-41.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 €2.93

$2.25 NZ$3.98

46.67%

Water (0.33 liter bottle)

$1.32 €1.18

$1.76 NZ$3.11

-25.00%

Local Beer (0.5 liter draught)

$5.73 €5.09

$6.79 NZ$12.01

-15.61%

Imported Beer (0.33 liter bottle)

$5.72 €5.08

$6.54 NZ$11.56

-12.54%

Milk (1 liter)

$1.40 €1.24

$1.73 NZ$3.06

-19.08%

White Bread (500g)

$2.04 €1.81

$1.87 NZ$3.32

9.09%

Rice (white) (1kg)

$3.07 €2.73

$1.45 NZ$2.56

111.72%

Eggs

$3.65 €3.24

$5.72 NZ$10.12

-36.19%

Local Cheese (1kg)

$15.14 €13.46

$7.23 NZ$12.79

109.41%

Chicken Fillets (1kg)

$11.43 €10.17

$9.21 NZ$16.30

24.10%

Beef Round Steak (1kg)

$16.08 €14.30

$13.46 NZ$23.80

19.47%

Apples (1kg)

$2.26 €2.01

$2.47 NZ$4.37

-8.50%

Banana (1kg)

$1.63 €1.45

$2.30 NZ$4.07

-29.13%

Oranges (1kg)

$2.27 €2.02

$2.61 NZ$4.62

-13.03%

Tomato (1kg)

$2.61 €2.32

$3.93 NZ$6.94

-33.59%

Potato (1kg)

$1.74 €1.55

$1.49 NZ$2.63

16.78%

Onion (1kg)

$2.15 €1.91

$1.45 NZ$2.56

48.28%

Lettuce (1 head)

$1.85 €1.64

$2.24 NZ$3.95

-17.41%

Water (1.5 liter bottle)

$0.48 €0.43

$1.34 NZ$2.37

-64.18%

Cigarettes 20 Pack (Marlboro, Camel)

$7.35 €6.54

$23.49 NZ$41.54

-68.71%

Wine (Bottle)

$4.21 €3.74

$8.60 NZ$15.21

-51.05%

Local Beer (0.5 liter bottle)

$1.23 €1.10

$3.40 NZ$6.01

-63.82%

Imported Beer (0.33 liter bottle)

$1.77 €1.58

$4.27 NZ$7.55

-58.55%

One-way Ticket (Public Transport)

$1.87 €1.66

$1.65 NZ$2.92

13.33%

Public Transport Monthly Pass (Regular Price)

$45.04 €40.06

$99.7 NZ$176

-54.82%

Taxi Start (Normal Tariff)

$10.13 €9.01

$2.45 NZ$4.34

313.47%

Taxi (Normal Tariff) (1km)

$2.17 €1.93

$1.72 NZ$3.04

26.16%

Taxi 1hour Waiting (Normal Tariff)

$39.74 €35.34

$27.46 NZ$48.57

44.72%

Gasoline (1 liter)

$2.00 €1.78

$1.86 NZ$3.28

7.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$25.3K NZ$44.8K

41.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K €31.0K

$24.5K NZ$43.3K

42.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €170

$156 NZ$275

23.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 €7.82

$22.14 NZ$39.16

-60.30%

Internet (50+ Mbps, Unlimited Data)

$27.88 €24.79

$45.68 NZ$80.8

-38.97%

Gym Membership (Monthly)

$32.89 €29.25

$23.49 NZ$41.54

40.02%

Tennis Court (1 Hour on Weekend)

$22.56 €20.06

$9.03 NZ$15.97

149.83%

Cinema Ticket

$10.95 €9.74

$11.28 NZ$19.96

-2.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 €500

$665 NZ$1,175

-15.36%

International Primary School, 1 Child (Yearly)

$13.6K €12.1K

$21.3K NZ$37.7K

-36.20%

Jeans (Levis 501 Or Similar)

$71.7 €63.7

$59.6 NZ$105

20.20%

Summer Dress (H&M, Zara, etc)

$31.80 €28.29

$39.28 NZ$69.5

-19.04%

Sport Shoes (Adidas, Nike)

$88.5 €78.7

$97.4 NZ$172

-9.18%

Men's Leather Business Shoes

$106 €93.9

$121 NZ$215

-13.00%

1-bedroom Apartment, City Center (Monthly)

$740 €658

$1,202 NZ$2,127

-38.48%

1-bedroom Apartment, Outside City Center (Monthly)

$574 €511

$965 NZ$1,706

-40.47%

3-bedroom Apartment, City Center (Monthly)

$1,383 €1,230

$1,528 NZ$2,703

-9.50%

3-bedroom Apartment, Outside City Center (Monthly)

$926 €824

$1,444 NZ$2,554

-35.87%

Buy Apartment in City Center (m2)

$3,442 €3,061

$5,009 NZ$8,858

-31.29%

Buy Apartment Outside City Center (m2)

$2,518 €2,240

$2,755 NZ$4,873

-8.61%

Average Monthly Net Salary (After Tax)

$2,412 €2,145

$2,639 NZ$4,667

-8.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.05

5.91

-48.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: October 12, 2026

Last update for Christchurch: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergamo

$574 35.9%

Christchurch

$965 47.3% 68% $390

Groceries & Markets

Bergamo

$296 18.5%

Christchurch

$304 14.9% 2.8% $8.2

Eating Out

Bergamo

$239 14.9%

Christchurch

$241 11.8% 1% $2.4

Monthly Utilities & Internet

Bergamo

$228 14.3%

Christchurch

$224 11% 2.1% $4.8

Clothing & Footwear

Bergamo

$134 8.4%

Christchurch

$143 7% 6.8% $9.1

Getting Around

Bergamo

$74 4.6%

Christchurch

$117 5.8% 59.6% $44

Sport & Entertainment

Bergamo

$55 3.4%

Christchurch

$46 2.3% 15.9% $8.7

Cost Breakdown

A one-bedroom apartment in the center runs $740 in Bergamo and $1,202 in Christchurch. Housing cost is often the main lever when comparing two cities.

Christchurch pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Bergamo vs $66.0 in Christchurch. Groceries flip the comparison at $296 vs $304, with Bergamo cheaper for home cooking.

Good to know

🇮🇹 Bergamo

🇳🇿 Christchurch

🕒 Local time

16:18 4:18 PM

03:18 3:18 AM

11 h ahead of Bergamo

🌤 Weather

👥 Population

120,569

380,600

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.12 USD

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to EUR in detail →

On the map

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Between locations

Bergamo Christchurch 18,650 km ≈ 24 h nonstop flight

From you

Bergamo
Christchurch

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Christchurch: Cost of Living - Frequently Asked Questions

Bergamo and Christchurch differ by about 28% in total monthly costs ($1,600 vs $2,040 including rent). Bergamo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Christchurch. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $740 in Bergamo versus $1,202 in Christchurch. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bergamo – a meal for two runs $82.0 versus $66.0 in Christchurch. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,600 per month in Bergamo versus $2,040 in Christchurch – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,600 in Bergamo versus $2,040 in Christchurch, a $2,000 budget is realistic in Bergamo but tight or insufficient in Christchurch. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Christchurch are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 28% less than in Christchurch. Beyond cost, consider language, visa policies, and how big the international community is in each city.