Last update: Oct 2026

Cost of Living Comparison Between Bensheim and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,037 in Bensheim, rent and utilities included – about $13,400 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Bensheim
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Bensheim Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bensheim

🇩🇪 Germany

$2,037

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bensheim and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bensheim and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,037 in Bensheim versus $918 in Cebu.

Bensheim $2,037
Cebu $918

Estimated couple costs with rent: $3,013 in Bensheim versus $1,409 in Cebu.

Bensheim $3,013
Cebu $1,409

Monthly costs for a family of three with rent: $3,989 in Bensheim versus $1,900 in Cebu.

Bensheim $3,989
Cebu $1,900

Living in Bensheim is roughly 122% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bensheim is 51% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.69 €14.84

$3.09 ₱194

440.13%

Three-Course Dinner for Two, Mid-Range

$80.2 €71.4

$24.22 ₱1,525

231.26%

Fast Food Meal (McDonalds, etc)

$13.28 €11.82

$3.92 ₱247

238.78%

Cappuccino

$4.03 €3.58

$2.51 ₱158

60.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.56 €3.17

$1.59 ₱100

123.90%

Water (0.33 liter bottle)

$3.38 €3.00

$0.53 ₱33.43

537.74%

Local Beer (0.5 liter draught)

$5.23 €4.65

$1.78 ₱112

193.82%

Imported Beer (0.33 liter bottle)

$4.09 €3.64

$2.17 ₱137

88.48%

Milk (1 liter)

$1.50 €1.34

$1.92 ₱121

-21.87%

White Bread (500g)

$2.17 €1.93

$1.36 ₱85.4

59.56%

Rice (white) (1kg)

$3.82 €3.39

$1.01 ₱63.5

278.22%

Eggs

$3.89 €3.46

$2.03 ₱128

91.63%

Local Cheese (1kg)

$13.69 €12.18

$9.86 ₱621

38.84%

Chicken Fillets (1kg)

$10.64 €9.47

$4.39 ₱277

142.37%

Beef Round Steak (1kg)

$26.21 €23.32

$7.60 ₱479

244.87%

Apples (1kg)

$3.30 €2.93

$3.30 ₱208

Banana (1kg)

$2.19 €1.95

$1.39 ₱87.8

57.55%

Oranges (1kg)

$1.98 €1.76

$2.33 ₱147

-15.02%

Tomato (1kg)

$3.63 €3.23

$1.50 ₱94.3

142.00%

Potato (1kg)

$1.16 €1.03

$2.36 ₱149

-50.85%

Onion (1kg)

$1.23 €1.09

$1.90 ₱119

-35.26%

Lettuce (1 head)

$1.52 €1.35

$1.19 ₱74.9

27.73%

Water (1.5 liter bottle)

$1.11 €0.98

$0.63 ₱39.71

76.19%

Cigarettes 20 Pack (Marlboro, Camel)

$9.89 €8.80

$3.00 ₱189

229.67%

Wine (Bottle)

$5.66 €5.04

$6.03 ₱379

-6.14%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.23 ₱77.7

-8.13%

Imported Beer (0.33 liter bottle)

$1.52 €1.35

$1.75 ₱110

-13.14%

One-way Ticket (Public Transport)

$3.55 €3.15

$0.25 ₱15.86

1320.00%

Public Transport Monthly Pass (Regular Price)

$66.6 €59.2

$12.64 ₱796

426.50%

Taxi Start (Normal Tariff)

$4.34 €3.86

$0.77 ₱48.62

463.64%

Taxi (Normal Tariff) (1km)

$2.21 €1.97

$0.23 ₱14.53

860.87%

Taxi 1hour Waiting (Normal Tariff)

$36.26 €32.25

$4.46 ₱281

713.00%

Gasoline (1 liter)

$2.13 €1.89

$1.31 ₱82.8

62.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €29.2K

$21.2K ₱1.3M

54.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.1K

$19.1K ₱1.2M

100.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$355 €316

$120 ₱7,569

195.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.29 €24.28

$14.00 ₱882

94.93%

Internet (50+ Mbps, Unlimited Data)

$49.25 €43.81

$27.54 ₱1,734

78.83%

Gym Membership (Monthly)

$42.03 €37.38

$32.33 ₱2,035

30.00%

Tennis Court (1 Hour on Weekend)

$26.44 €23.52

$6.65 ₱419

297.59%

Cinema Ticket

$13.37 €11.90

$5.65 ₱356

136.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$539 €480

$275 ₱17.3K

95.84%

International Primary School, 1 Child (Yearly)

$18.1K €16.1K

$7,918 ₱498.5K

128.06%

Jeans (Levis 501 Or Similar)

$84.0 €74.7

$49.33 ₱3,106

70.18%

Summer Dress (H&M, Zara, etc)

$34.63 €30.80

$25.24 ₱1,589

37.20%

Sport Shoes (Adidas, Nike)

$95.6 €85.1

$77.0 ₱4,846

24.27%

Men's Leather Business Shoes

$138 €122

$57.2 ₱3,601

140.65%

1-bedroom Apartment, City Center (Monthly)

$860 €765

$500 ₱31.5K

72.12%

1-bedroom Apartment, Outside City Center (Monthly)

$656 €584

$309 ₱19.4K

112.50%

3-bedroom Apartment, City Center (Monthly)

$1,460 €1,299

$1,078 ₱67.9K

35.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,035 €921

$615 ₱38.7K

68.27%

Buy Apartment in City Center (m2)

$4,991 €4,439

$2,886 ₱181.7K

72.92%

Buy Apartment Outside City Center (m2)

$3,757 €3,342

$1,917 ₱120.7K

96.05%

Average Monthly Net Salary (After Tax)

$4,388 €3,904

$346 ₱21.8K

1168.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.62

7.2

-49.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bensheim: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bensheim

$656 32.2%

Cebu

$309 33.6% 52.9% $347

Monthly Utilities & Internet

Bensheim

$432 21.2%

Cebu

$162 17.6% 62.5% $270

Groceries & Markets

Bensheim

$342 16.8%

Cebu

$206 22.4% 39.7% $136

Eating Out

Bensheim

$284 13.9%

Cebu

$88 9.6% 68.9% $195

Clothing & Footwear

Bensheim

$158 7.8%

Cebu

$94 10.2% 40.7% $64

Getting Around

Bensheim

$96 4.7%

Cebu

$16 1.7% 83.8% $81

Sport & Entertainment

Bensheim

$69 3.4%

Cebu

$44 4.8% 36.6% $25

Cost Breakdown

A one-bedroom apartment in the center runs $860 in Bensheim and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Bensheim pays 1169% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Bensheim vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $342 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Bensheim

🇵🇭 Cebu

🕒 Local time

21:49 9:49 PM

03:49 3:49 AM

6 h ahead of Bensheim

🌤 Weather

👥 Population

41,124

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Bensheim Cebu 10,870 km ≈ 14 h nonstop flight

From you

Bensheim
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bensheim vs Cebu: Cost of Living - Frequently Asked Questions

Bensheim and Cebu differ by about 122% in total monthly costs ($2,037 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1169% higher in Bensheim, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $860 in Bensheim versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $539 in Bensheim versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 66% higher in Bensheim. For households that cook at home regularly, that difference adds up over a month.

At $918 in Cebu versus $2,037 in Bensheim, a $1,500 budget is realistic in Cebu but tight or insufficient in Bensheim. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bensheim and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 122% less than in Bensheim. Beyond cost, consider language, visa policies, and how big the international community is in each city.