Last update: Oct 2026

Cost of Living Comparison Between Belvidere, IL and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,359 in Belvidere, IL, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Belvidere, IL outweigh lower spending on other living expenses.

114

Cost of Living Index in Belvidere, IL
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Belvidere, IL Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Belvidere, IL

🇺🇸 United States

$2,359

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Belvidere, IL and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belvidere, IL and in Montreal actually costs, broken down by who's living it.

A single person spends $2,359 per month in Belvidere, IL vs $2,059 in Montreal, rent included.

Belvidere, IL $2,359
Montreal $2,059

A couple spends around $3,373 per month in Belvidere, IL vs $3,123 in Montreal, rent included.

Belvidere, IL $3,373
Montreal $3,123

A family of three spends $4,387 per month in Belvidere, IL vs $4,187 in Montreal, rent included.

Belvidere, IL $4,387
Montreal $4,187

Belvidere, IL costs about 15% more than Montreal, and outside of rent the biggest gap is in transport.

Both Belvidere, IL and Montreal sit above the global median – Belvidere, IL by 74%, Montreal by 52%.

Meal at Budget Restaurant

$11.07 $11.07

$18.84 CA$26.63

-41.24%

Three-Course Dinner for Two, Mid-Range

$47.63 $47.63

$73.2 CA$104

-34.95%

Fast Food Meal (McDonalds, etc)

$7.85 $7.85

$10.54 CA$14.90

-25.52%

Cappuccino

$5.01 $5.01

$3.97 CA$5.61

26.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 $1.23

$1.94 CA$2.74

-36.60%

Water (0.33 liter bottle)

$1.52 $1.52

$1.57 CA$2.22

-3.18%

Local Beer (0.5 liter draught)

$4.58 $4.58

$6.42 CA$9.08

-28.66%

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$7.20 CA$10.19

-15.42%

Milk (1 liter)

$0.69 $0.69

$2.32 CA$3.28

-70.26%

White Bread (500g)

$1.34 $1.34

$3.19 CA$4.51

-57.99%

Rice (white) (1kg)

$4.72 $4.72

$3.19 CA$4.50

47.96%

Eggs

$2.48 $2.48

$3.68 CA$5.20

-32.61%

Local Cheese (1kg)

$4.19 $4.19

$13.24 CA$18.72

-68.35%

Chicken Fillets (1kg)

$10.66 $10.66

$11.69 CA$16.53

-8.81%

Beef Round Steak (1kg)

$16.47 $16.47

$13.98 CA$19.76

17.81%

Apples (1kg)

$5.03 $5.03

$3.14 CA$4.44

60.19%

Banana (1kg)

$1.10 $1.10

$1.45 CA$2.05

-24.14%

Oranges (1kg)

$5.26 $5.26

$3.38 CA$4.78

55.62%

Tomato (1kg)

$1.71 $1.71

$3.11 CA$4.40

-45.02%

Potato (1kg)

$1.53 $1.53

$1.93 CA$2.72

-20.73%

Onion (1kg)

$0.83 $0.83

$1.83 CA$2.58

-54.64%

Lettuce (1 head)

$0.96 $0.96

$2.36 CA$3.34

-59.32%

Water (1.5 liter bottle)

$2.03 $2.03

$1.50 CA$2.12

35.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 $5.83

$11.12 CA$15.73

-47.57%

Wine (Bottle)

$11.14 $11.14

$10.60 CA$14.98

5.09%

Local Beer (0.5 liter bottle)

$2.16 $2.16

$2.22 CA$3.14

-2.70%

Imported Beer (0.33 liter bottle)

$3.24 $3.24

$2.84 CA$4.01

14.08%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.62 CA$3.71

-22.14%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.43 $3.43

$3.23 CA$4.56

6.19%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.48 CA$2.10

29.05%

Taxi 1hour Waiting (Normal Tariff)

$44.63 $44.63

$32.22 CA$45.55

38.52%

Gasoline (1 liter)

$0.84 $0.84

$1.36 CA$1.92

-38.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$27.6K CA$39.1K

19.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$21.2K CA$30.0K

29.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$77.0 CA$109

162.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.29 $44.29

$34.14 CA$48.26

29.73%

Internet (50+ Mbps, Unlimited Data)

$70.0 $70.0

$42.19 CA$59.7

65.87%

Gym Membership (Monthly)

$41.94 $41.94

$30.81 CA$43.56

36.12%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$8.04 $8.04

$11.47 CA$16.22

-29.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 $696

$506 CA$716

37.51%

International Primary School, 1 Child (Yearly)

$21.4K $21.4K

$16.2K CA$23.0K

32.09%

Jeans (Levis 501 Or Similar)

$49.38 $49.38

$57.3 CA$81.0

-13.76%

Summer Dress (H&M, Zara, etc)

$62.1 $62.1

$38.10 CA$53.9

62.94%

Sport Shoes (Adidas, Nike)

$120 $120

$91.9 CA$130

30.67%

Men's Leather Business Shoes

$88.4 $88.4

$110 CA$155

-19.50%

1-bedroom Apartment, City Center (Monthly)

$1,597 $1,597

$1,237 CA$1,748

29.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,301 $1,301

$977 CA$1,381

33.18%

3-bedroom Apartment, City Center (Monthly)

$2,537 $2,537

$2,180 CA$3,082

16.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,187 $2,187

$1,608 CA$2,273

36.00%

Buy Apartment in City Center (m2)

$2,757 $2,757

$5,113 CA$7,228

-46.09%

Buy Apartment Outside City Center (m2)

$2,356 $2,356

$3,744 CA$5,293

-37.07%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

4.48

47.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belvidere, IL: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belvidere, IL

$1.3K 55.2%

Montreal

$977 47.4% 24.9% $324

Monthly Utilities & Internet

Belvidere, IL

$317 13.4%

Montreal

$153 7.5% 51.6% $163

Groceries & Markets

Belvidere, IL

$300 12.7%

Montreal

$351 17.1% 17.2% $51

Eating Out

Belvidere, IL

$218 9.3%

Montreal

$290 14.1% 33% $72

Clothing & Footwear

Belvidere, IL

$144 6.1%

Montreal

$134 6.5% 7.2% $10

Sport & Entertainment

Belvidere, IL

$58 2.5%

Montreal

$54 2.6% 7.4% $4.3

Getting Around

Belvidere, IL

$21 * 0.9%

Montreal

$100 4.9% 374% $79

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,597 in Belvidere, IL versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $48.00 in Belvidere, IL versus $73.0 in Montreal. Monthly groceries follow the same trend: $300 vs $351 – making Belvidere, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Belvidere, IL

🇨🇦 Montreal

🕒 Local time

22:54 10:54 PM

23:54 11:54 PM

1 h ahead of Belvidere, IL

🌤 Weather

👥 Population

25,585

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Belvidere, IL Montreal 1,270 km ≈ 2 h nonstop flight

From you

Belvidere, IL
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belvidere, IL vs Montreal: Cost of Living - Frequently Asked Questions

Belvidere, IL costs about 15% more than Montreal, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,538 per month in Belvidere, IL and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,359 in Belvidere, IL and $2,059 in Montreal. That's a gap of about 15%.

Kindergarten costs $696 per month in Belvidere, IL and $506 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Belvidere, IL at $2,359. In Montreal it covers expenses comfortably, while in Belvidere, IL it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $2,359 in Belvidere, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belvidere, IL makes more sense. Both are solid long-term options with distinct trade-offs.