Last update: Oct 2026

Cost of Living Comparison Between Bellingham, WA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,010 in Bellingham, WA, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Bellingham, WA
Learn more

Bellingham, WA Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Bellingham, WA

🇺🇸 United States

$3,010

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bellingham, WA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellingham, WA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,010 per month in Bellingham, WA vs $1,349 in Ubud, Bali, rent included.

Bellingham, WA $3,010
Ubud, Bali $1,349

A couple spends around $4,448 per month in Bellingham, WA vs $2,305 in Ubud, Bali, rent included.

Bellingham, WA $4,448
Ubud, Bali $2,305

A family of three spends $5,886 per month in Bellingham, WA vs $3,261 in Ubud, Bali, rent included.

Bellingham, WA $5,886
Ubud, Bali $3,261

Bellingham, WA costs about 123% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$24.70 $24.70

$3.32 Rp 60.4K

643.98%

Three-Course Dinner for Two, Mid-Range

$101 $101

$35.64 Rp 647.8K

183.70%

Fast Food Meal (McDonalds, etc)

$13.26 $13.26

$5.53 Rp 100.6K

139.78%

Cappuccino

$5.94 $5.94

$2.72 Rp 49.4K

118.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 $3.16

$1.70 Rp 30.9K

85.88%

Water (0.33 liter bottle)

$2.19 $2.19

$0.76 Rp 13.8K

188.16%

Local Beer (0.5 liter draught)

$6.87 $6.87

$2.65 Rp 48.2K

159.25%

Imported Beer (0.33 liter bottle)

$6.90 $6.90

$4.38 Rp 79.6K

57.53%

Milk (1 liter)

$1.13 $1.13

$1.49 Rp 27.1K

-24.16%

White Bread (500g)

$3.82 $3.82

$2.28 Rp 41.4K

67.54%

Rice (white) (1kg)

$4.91 $4.91

$1.19 Rp 21.6K

312.61%

Eggs

$4.96 $4.96

$2.04 Rp 37.0K

143.14%

Local Cheese (1kg)

$18.80 $18.80

$17.70 Rp 321.7K

6.21%

Chicken Fillets (1kg)

$18.61 $18.61

$3.96 Rp 72.0K

369.95%

Beef Round Steak (1kg)

$23.00 $23.00

$12.19 Rp 221.6K

88.68%

Apples (1kg)

$5.14 $5.14

$3.66 Rp 66.4K

40.44%

Banana (1kg)

$1.89 $1.89

$1.52 Rp 27.6K

24.34%

Oranges (1kg)

$5.32 $5.32

$2.23 Rp 40.5K

138.57%

Tomato (1kg)

$6.32 $6.32

$1.97 Rp 35.9K

220.81%

Potato (1kg)

$3.61 $3.61

$1.85 Rp 33.6K

95.14%

Onion (1kg)

$3.16 $3.16

$2.42 Rp 44.1K

30.58%

Lettuce (1 head)

$2.55 $2.55

$0.99 Rp 18.0K

157.58%

Water (1.5 liter bottle)

$2.47 $2.47

$0.51 Rp 9,332

384.31%

Cigarettes 20 Pack (Marlboro, Camel)

$12.44 $12.44

$2.22 Rp 40.4K

460.36%

Wine (Bottle)

$14.95 $14.95

$22.24 Rp 404.2K

-32.78%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.26 Rp 41.1K

-22.12%

Imported Beer (0.33 liter bottle)

$5.74 $5.74

$2.97 Rp 54.0K

93.27%

One-way Ticket (Public Transport)

$1.99 $1.99

$0.25 Rp 4,562

696.00%

Public Transport Monthly Pass (Regular Price)

$30.51 $30.51

$7.82 Rp 142.2K

290.15%

Taxi Start (Normal Tariff)

$2.68 $2.68

$0.44 Rp 7,989

509.09%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$0.43 Rp 7,817

295.35%

Taxi 1hour Waiting (Normal Tariff)

$30.27 $30.27

$5.41 Rp 98.3K

459.52%

Gasoline (1 liter)

$1.44 $1.44

$0.82 Rp 15.0K

75.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$23.8K Rp 433.3M

15.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$31.7K Rp 577.0M

-18.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$79.1 Rp 1.4M

174.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$6.45 Rp 117.2K

789.30%

Internet (50+ Mbps, Unlimited Data)

$81.3 $81.3

$18.58 Rp 337.7K

337.57%

Gym Membership (Monthly)

$62.0 $62.0

$49.48 Rp 899.4K

25.34%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$17.65 Rp 320.8K

-16.03%

Cinema Ticket

$18.31 $18.31

$4.27 Rp 77.7K

328.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 $1,125

$491 Rp 8.9M

129.35%

International Primary School, 1 Child (Yearly)

$31.7K $31.7K

$5,674 Rp 103.1M

458.70%

Jeans (Levis 501 Or Similar)

$80.5 $80.5

$44.64 Rp 811.4K

80.38%

Summer Dress (H&M, Zara, etc)

$28.32 $28.32

$34.95 Rp 635.3K

-18.97%

Sport Shoes (Adidas, Nike)

$109 $109

$79.9 Rp 1.5M

36.22%

Men's Leather Business Shoes

$149 $149

$79.4 Rp 1.4M

88.01%

1-bedroom Apartment, City Center (Monthly)

$1,707 $1,707

$1,125 Rp 20.4M

51.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,458 $1,458

$671 Rp 12.2M

117.08%

3-bedroom Apartment, City Center (Monthly)

$2,598 $2,598

$3,565 Rp 64.8M

-27.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,347 $2,347

$1,723 Rp 31.3M

36.22%

Buy Apartment in City Center (m2)

$4,441 $4,441

$2,732 Rp 49.6M

62.58%

Buy Apartment Outside City Center (m2)

$3,925 $3,925

$2,284 Rp 41.5M

71.84%

Average Monthly Net Salary (After Tax)

$4,391 $4,391

$164 Rp 3.0M

2580.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

13.78

-51.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellingham, WA: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bellingham, WA

$1.5K 48.4%

Ubud, Bali

$672 49.8% 53.9% $786

Groceries & Markets

Bellingham, WA

$505 16.8%

Ubud, Bali

$288 21.4% 42.8% $216

Eating Out

Bellingham, WA

$378 12.6%

Ubud, Bali

$108 8% 71.5% $270

Monthly Utilities & Internet

Bellingham, WA

$356 11.8%

Ubud, Bali

$104 7.7% 70.7% $252

Clothing & Footwear

Bellingham, WA

$165 5.5%

Ubud, Bali

$108 8% 34.9% $58

Sport & Entertainment

Bellingham, WA

$99 3.3%

Ubud, Bali

$58 4.3% 41.2% $41

Getting Around

Bellingham, WA

$50 1.7%

Ubud, Bali

$11 0.9% 77% $38

Cost Breakdown

A central one-bedroom costs $1,707 in Bellingham, WA versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bellingham, WA are about 27 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Bellingham, WA versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $505 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Bellingham, WA

🇮🇩 Ubud, Bali

🕒 Local time

13:01 1:01 PM

04:01 4:01 AM

15 h ahead of Bellingham, WA

🌤 Weather

👥 Population

91,482

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Bellingham, WA Ubud, Bali 13,050 km ≈ 17 h nonstop flight

From you

Bellingham, WA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellingham, WA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bellingham, WA costs about 123% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,515 per month in Bellingham, WA and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,707 in Bellingham, WA.

Kindergarten costs $1,125 per month in Bellingham, WA and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 75% more in Bellingham, WA, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $3,010 in Bellingham, WA and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Bellingham, WA makes more sense. Both are solid long-term options with distinct trade-offs.