Cost of Living Comparison Between Bellingham, WA and Baltimore, MD Cost of Living Comparison Between Bellingham, WA and Baltimore, MD

Monthly Cost of Living

Monthly costs for one person with rent: $2,794 in Bellingham, WA versus $2,733 in Baltimore, MD.

Estimated couple costs with rent: $4,183 in Bellingham, WA versus $4,001 in Baltimore, MD.

Monthly costs for a family of three with rent: $5,572 in Bellingham, WA versus $5,268 in Baltimore, MD.

Living in Bellingham, WA is roughly 2% more expensive than Baltimore, MD, driven mainly by Getting Around.

Both cities are pricier than the global median: Bellingham, WA 109% above, Baltimore, MD 104% above.

Meal at Budget Restaurant

$20.12 $20.12

$20.24 $20.24

-0.59%

Three-Course Dinner for Two, Mid-Range

$86.5 $86.5

$81.2 $81.2

6.51%

Fast Food Meal (McDonalds, etc)

$13.16 $13.16

$10.05 $10.05

30.95%

Cappuccino

$5.20 $5.20

$5.14 $5.14

1.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$2.38 $2.38

6.30%

Water (0.33 liter bottle)

$2.01 $2.01

$2.22 $2.22

-9.46%

Local Beer (0.5 liter draught)

$7.01 $7.01

$6.12 $6.12

14.54%

Imported Beer (0.33 liter bottle)

$5.88 $5.88

$7.58 $7.58

-22.43%

Milk (1 liter)

$1.00 $1.00

$1.05 $1.05

-4.76%

White Bread (500g)

$3.66 $3.66

$3.85 $3.85

-4.94%

Rice (white) (1kg)

$4.23 $4.23

$4.52 $4.52

-6.42%

Eggs

$4.34 $4.34

$4.39 $4.39

-1.14%

Local Cheese (1kg)

$17.09 $17.09

$13.53 $13.53

26.31%

Chicken Fillets (1kg)

$15.77 $15.77

$10.22 $10.22

54.31%

Beef Round Steak (1kg)

$15.20 $15.20

$16.36 $16.36

-7.09%

Apples (1kg)

$5.79 $5.79

$6.92 $6.92

-16.33%

Banana (1kg)

$1.56 $1.56

Oranges (1kg)

$4.27 $4.27

$7.09 $7.09

-39.77%

Tomato (1kg)

$5.22 $5.22

$5.31 $5.31

-1.69%

Potato (1kg)

$2.93 $2.93

$2.71 $2.71

8.12%

Onion (1kg)

$2.19 $2.19

$3.02 $3.02

-27.48%

Lettuce (1 head)

$2.09 $2.09

$2.46 $2.46

-15.04%

Water (1.5 liter bottle)

$2.53 $2.53

$2.65 $2.65

-4.53%

Cigarettes 20 Pack (Marlboro, Camel)

$12.44 $12.44

$12.68 $12.68

-1.89%

Wine (Bottle)

$15.27 $15.27

$14.90 $14.90

2.48%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.27 $2.27

-22.47%

Imported Beer (0.33 liter bottle)

$4.79 $4.79

$4.06 $4.06

17.98%

One-way Ticket (Public Transport)

$0.98 $0.98

$2.56 $2.56

-61.72%

Public Transport Monthly Pass (Regular Price)

$30.34 $30.34

$78.4 $78.4

-61.29%

Taxi Start (Normal Tariff)

$9.90 $9.90

$1.76 $1.76

462.50%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.35 $1.35

27.41%

Taxi 1hour Waiting (Normal Tariff)

$53.1 $53.1

$24.23 $24.23

118.98%

Gasoline (1 liter)

$1.16 $1.16

$0.86 $0.86

34.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$25.5K $25.5K

34.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.2K $26.2K

-0.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$171 $171

5.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.3 $52.3

$55.8 $55.8

-6.28%

Internet (50+ Mbps, Unlimited Data)

$74.8 $74.8

$79.2 $79.2

-5.52%

Gym Membership (Monthly)

$68.1 $68.1

$56.5 $56.5

20.43%

Tennis Court (1 Hour on Weekend)

$29.75 $29.75

Cinema Ticket

$18.35 $18.35

$15.11 $15.11

21.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,445 $1,445

$1,253 $1,253

15.31%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$33.9K $33.9K

-29.89%

Jeans (Levis 501 Or Similar)

$52.2 $52.2

$51.0 $51.0

2.33%

Summer Dress (H&M, Zara, etc)

$27.95 $27.95

$72.9 $72.9

-61.65%

Sport Shoes (Adidas, Nike)

$96.7 $96.7

$85.7 $85.7

12.76%

Men's Leather Business Shoes

$149 $149

$109 $109

35.91%

1-bedroom Apartment, City Center (Monthly)

$1,697 $1,697

$1,848 $1,848

-8.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,441 $1,441

$1,314 $1,314

9.68%

3-bedroom Apartment, City Center (Monthly)

$2,732 $2,732

$3,303 $3,303

-17.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,448 $2,448

$2,205 $2,205

10.99%

Buy Apartment in City Center (m2)

$3,994 $3,994

$2,517 $2,517

58.70%

Buy Apartment Outside City Center (m2)

$4,075 $4,075

$2,279 $2,279

78.80%

Average Monthly Net Salary (After Tax)

$4,156 $4,156

$4,208 $4,208

-1.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.59

0.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellingham, WA: April 20, 2026

Last update for Baltimore, MD: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,697 in Bellingham, WA and $1,848 in Baltimore, MD. Housing cost is often the main lever when comparing two cities.

Baltimore, MD pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $87 in Bellingham, WA vs $81 in Baltimore, MD for a mid-range dinner for two. Groceries echo the gap at $439 vs $429 per month, with Baltimore, MD cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellingham, WA vs Baltimore, MD: Cost of Living - Frequently Asked Questions

Baltimore, MD wins on cost – living expenses run 2% lower than in Bellingham, WA. Housing and daily spending are where you'll feel the difference most, making Baltimore, MD the obvious pick if budget is a priority.

On paper, Baltimore, MD earns 1% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,697 in Bellingham, WA versus $1,848 in Baltimore, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 2% higher in Bellingham, WA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Baltimore, MD – a meal for two runs $81.0 versus $87.0 in Bellingham, WA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Baltimore, MD is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bellingham, WA and Baltimore, MD are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baltimore, MD gentler on the wallet – expenses run 2% less than in Bellingham, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.