Last update: Oct 2026 United States 91.5K

Cost of Living in Bellingham, WA

For one person, living costs in Bellingham, WA are estimated at $3,010 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $44 a day.

Monthly Cost of Living

How much you'll spend in Bellingham, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellingham, WA actually costs, broken down by who's living it.

A single person spends around $3,010 per month with rent, or $1,335 for everyday expenses alone.

$3,010 /mo

A couple spends around $4,448 per month with rent, or $2,328 for everyday expenses alone.

$4,448 /mo

A family of three spends around $5,886 per month with rent, or $3,322 without housing.

$5,886 /mo

Overall, Bellingham, WA is 107–121% above the global median across household types. Within North America, costs are 50% above average – pricier than most cities in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$24.70 $24.70
$13.83 $13.83
$44.45 $44.45
Three-Course Dinner for Two, Mid-Range
$101 $101
$80.9 $80.9
$177 $177
Fast Food Meal (McDonalds, etc)
$13.26 $13.26
$11.04 $11.04
$16.06 $16.06
Cappuccino
$5.94 $5.94
$4.57 $4.57
$12.20 $12.20
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.16 $3.16
$1.98 $1.98
$6.45 $6.45
Water (0.33 liter bottle)
$2.19 $2.19
$2.02 $2.02
$4.03 $4.03
Local Beer (0.5 liter draught)
$6.87 $6.87
$5.89 $5.89
$12.76 $12.76
Imported Beer (0.33 liter bottle)
$6.90 $6.90
$4.43 $4.43
$15.77 $15.77
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.13 $1.13
$0.78 $0.78
$1.83 $1.83
White Bread (500g)
$3.82 $3.82
$2.04 $2.04
$7.93 $7.93
Rice (white) (1kg)
$4.91 $4.91
$2.14 $2.14
$10.70 $10.70
Eggs
$4.96 $4.96
$2.41 $2.41
$8.06 $8.06
Local Cheese (1kg)
$18.80 $18.80
$8.77 $8.77
$32.88 $32.88
Chicken Fillets (1kg)
$18.61 $18.61
$6.62 $6.62
$33.11 $33.11
Beef Round Steak (1kg)
$23.00 $23.00
$13.17 $13.17
$43.88 $43.88
Apples (1kg)
$5.14 $5.14
$2.58 $2.58
$10.73 $10.73
Banana (1kg)
$1.89 $1.89
$1.31 $1.31
$6.56 $6.56
Oranges (1kg)
$5.32 $5.32
$2.16 $2.16
$13.01 $13.01
Tomato (1kg)
$6.32 $6.32
$2.83 $2.83
$10.88 $10.88
Potato (1kg)
$3.61 $3.61
$1.23 $1.23
$7.87 $7.87
Onion (1kg)
$3.16 $3.16
$1.92 $1.92
$6.46 $6.46
Lettuce (1 head)
$2.55 $2.55
$1.27 $1.27
$3.92 $3.92
Water (1.5 liter bottle)
$2.47 $2.47
$1.45 $1.45
$4.85 $4.85
Cigarettes 20 Pack (Marlboro, Camel)
$12.44 $12.44
$11.14 $11.14
$15.19 $15.19
Wine (Bottle)
$14.95 $14.95
$7.97 $7.97
$19.94 $19.94
Local Beer (0.5 liter bottle)
$1.76 $1.76
$1.53 $1.53
$7.26 $7.26
Imported Beer (0.33 liter bottle)
$5.74 $5.74
$2.78 $2.78
$9.11 $9.11
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.99 $1.99
$0.99 $0.99
$1.99 $1.99
Public Transport Monthly Pass (Regular Price)
$30.51 $30.51
$30.51 $30.51
$61.0 $61.0
Taxi Start (Normal Tariff)
$2.68 $2.68
$2.68 $2.68
$10.29 $10.29
Taxi (Normal Tariff) (1km)
$1.70 $1.70
$1.69 $1.69
$1.88 $1.88
Taxi 1hour Waiting (Normal Tariff)
$30.27 $30.27
$30.27 $30.27
$30.27 $30.27
Gasoline (1 liter)
$1.44 $1.44
$1.12 $1.12
$1.61 $1.61
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K $27.5K
$27.5K $27.5K
$36.8K $36.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$25.1K $25.1K
$26.8K $26.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$127 $127
$495 $495
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.4 $57.4
$24.51 $24.51
$118 $118
Internet (50+ Mbps, Unlimited Data)
$81.3 $81.3
$49.60 $49.60
$134 $134
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$62.0 $62.0
$35.68 $35.68
$76.4 $76.4
Tennis Court (1 Hour on Weekend)
$14.82 $14.82
-
Cinema Ticket
$18.31 $18.31
$15.26 $15.26
$25.44 $25.44
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,125 $1,125
$1,125 $1,125
$3,306 $3,306
International Primary School, 1 Child (Yearly)
$31.7K $31.7K
$22.4K $22.4K
$46.0K $46.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$80.5 $80.5
$45.29 $45.29
$151 $151
Summer Dress (H&M, Zara, etc)
$28.32 $28.32
$11.92 $11.92
$74.5 $74.5
Sport Shoes (Adidas, Nike)
$109 $109
$64.3 $64.3
$159 $159
Men's Leather Business Shoes
$149 $149
$69.7 $69.7
$249 $249
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,707 $1,707
$1,523 $1,523
$2,031 $2,031
1-bedroom Apartment, Outside City Center (Monthly)
$1,458 $1,458
$1,394 $1,394
$1,642 $1,642
3-bedroom Apartment, City Center (Monthly)
$2,598 $2,598
$2,458 $2,458
$2,973 $2,973
3-bedroom Apartment, Outside City Center (Monthly)
$2,347 $2,347
$2,144 $2,144
$2,792 $2,792
Buy Apartment in City Center (m2)
$4,441 $4,441
$4,049 $4,049
$5,240 $5,240
Buy Apartment Outside City Center (m2)
$3,925 $3,925
$3,670 $3,670
$4,133 $4,133
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,391 $4,391
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
5.5
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Bellingham, WA $3,010
Accommodation & Living
$1.5K
Groceries & Markets
$505
Eating Out
$378
Monthly Utilities & Internet
$356
Clothing & Footwear
$165
Sport & Entertainment
$99
Getting Around
$50

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,707, dropping to $1,458 outside central areas. Housing accounts for roughly 39% of the average salary ($4,391) – well above the 30% international benchmark.

The average net salary is $4,391. With monthly costs around $3,010, saving is possible but often limited. A more comfortable lifestyle typically starts at $4,515.

Groceries cost around $505 per month for one person. A mid-range dinner for two is priced at $101 – above the North American average of $78.

A monthly public transport pass costs about $31 – among the cheapest in North America (average $54).

Cost Highlights

Imported beer is more expensive than 98% of cities in North America

Chicken fillets is more expensive than 97% of cities in North America

Family monthly cost (excluding rent) is more expensive than 95% of cities in North America

Good to know
🕒 Local time
22:29 10:29 PM
🌤 Weather
👥 Population
91,482
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

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United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.897 EUR).

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Bellingham, WA Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Bellingham, WA - Frequently Asked Questions
Is Bellingham affordable for travelers, expats, and digital nomads, and how does it compare to similar West Coast hubs?
Cost of Living in Bellingham, WA, United States sits between small-city charm and approachable amenities. For travelers and expats, it often feels more manageable than larger West Coast hubs while still offering reliable services, diverse eateries, and active outdoor recreation within easy reach. Housing tends to vary by neighborhood, with compact apartments downtown and larger options toward the hills; look for short-term rentals if you’re still scouting. Utilities, groceries, and transportation scale with your lifestyle, but you’ll find plenty of budget-savvy choices, especially outside peak tourist months. Real value comes from choosing a neighborhood that fits your pace and daily routines. Tip: block out a couple of weeks to compare living costs in different parts of town.
What does daily life look like for housing, meals, transport, and workspaces in Bellingham?
Daily life in Bellingham is anchored by accessibility and nature. Housing search starts with online listings, local boards, and room-sharing networks; downtown and Fairhaven offer compact options near shops and cafes, while suburbs provide more space at lower rents. Food culture ranges from farmers markets to casual eateries and affordable grocers; planning meals can keep weekly costs predictable. For transport, biking is popular and the bus system covers key routes; many remote workers pair this with short jaunts to nearby trails. Bellingham, WA, United States living cost is often gentler than major metros, helping you budget for gear, weekend trips, or a longer stay. Tip: pilot your commute by biking or walking a few days a week to see what fits.
How can you plan for quality of life, budgeting, and seasonality while finding a neighborhood that fits?
Quality of life here blends outdoor access with a compact urban core. To budget smartly, use a simple framework: separate needs (rent, utilities, groceries) from wants (fitness, dining, entertainment), and build a small buffer for surprises. Neighborhood fit matters: South Hill, York, and Sunnyland offer different vibes, walkability, and access to parks; visit on weekends to feel the rhythm. Seasonality affects activities more than prices: summers invite hiking and sailing; winters reward coziness and local events. Look for libraries, community centers, and coffee roasters that double as social hubs. Tip: start with a 4-week plan to sample neighborhoods and pace your expenses before signing longer leases.
Why is Bellingham, WA so expensive to live in?
Bellingham, WA is expensive by global standards – monthly costs hit about $3,010. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
Is Bellingham, WA expensive to live in?
There’s no getting around it – Bellingham, WA is expensive. Monthly costs with rent typically hit $3,010, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
What is the average salary in Bellingham, WA?
After taxes, the average worker in Bellingham, WA takes home about $4,391 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Bellingham, WA?
Rent hits hard in Bellingham, WA – 1-bedroom apartments range from $1,458 to $1,707 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
Is food expensive in Bellingham, WA?
Groceries in Bellingham, WA aren’t cheap – expect to spend around $505 per month. Even basic staples are priced above global averages, and organic or imported products push the bill higher. Cooking at home still saves money versus eating out, but food is a noticeable expense here.
How much is public transport in Bellingham, WA?
Getting around Bellingham, WA by public transport costs about $31 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Is $2,000 enough to live comfortably in Bellingham, WA?
$2,000 in Bellingham, WA is a stretch – monthly costs with rent hit $3,010, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there’s very little buffer for surprises or savings.
Is Bellingham, WA a good city for expats?
Bellingham, WA has an established expat community and is welcoming to foreigners. Fast internet, low crime rates, vibrant nightlife smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $3,010 including housing.

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