Last update: Oct 2026

Cost of Living Comparison Between Bellingham, WA and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $3,010 in Bellingham, WA, rent and utilities included – about $24,900 less a year. Rent and utilities account for most of the difference.

Bellingham, WA, United States
Chiang Mai, Thailand
Bellingham, WA
🇺🇸 United States
$3,010
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Bellingham, WA and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellingham, WA and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $3,010 per month in Bellingham, WA vs $936 in Chiang Mai, rent included.

  • Bellingham, WA $3,010
  • Chiang Mai $936

A couple spends around $4,448 per month in Bellingham, WA vs $1,457 in Chiang Mai, rent included.

  • Bellingham, WA $4,448
  • Chiang Mai $1,457

A family of three spends $5,886 per month in Bellingham, WA vs $1,979 in Chiang Mai, rent included.

  • Bellingham, WA $5,886
  • Chiang Mai $1,979

Bellingham, WA costs about 222% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Bellingham, WA sits 121% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Bellingham, WA
Chiang Mai
Difference
Meal at Budget Restaurant
$24.70 $24.70
$2.24 ฿75.7
1002.68%
Three-Course Dinner for Two, Mid-Range
$101 $101
$19.00 ฿642
432.16%
Fast Food Meal (McDonalds, etc)
$13.26 $13.26
$5.55 ฿188
138.92%
Cappuccino
$5.94 $5.94
$1.67 ฿56.6
255.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.16 $3.16
$0.64 ฿21.56
393.75%
Water (0.33 liter bottle)
$2.19 $2.19
$0.31 ฿10.32
606.45%
Local Beer (0.5 liter draught)
$6.87 $6.87
$2.36 ฿79.6
191.10%
Imported Beer (0.33 liter bottle)
$6.90 $6.90
$3.66 ฿124
88.52%
🛒 Groceries & Markets
Bellingham, WA
Chiang Mai
Difference
Milk (1 liter)
$1.13 $1.13
$1.95 ฿65.8
-42.05%
White Bread (500g)
$3.82 $3.82
$1.44 ฿48.51
165.28%
Rice (white) (1kg)
$4.91 $4.91
$1.33 ฿45.07
269.17%
Eggs
$4.96 $4.96
$2.28 ฿77.1
117.54%
Local Cheese (1kg)
$18.80 $18.80
$16.45 ฿556
14.29%
Chicken Fillets (1kg)
$18.61 $18.61
$2.78 ฿94.0
569.42%
Beef Round Steak (1kg)
$23.00 $23.00
$9.31 ฿314
147.05%
Apples (1kg)
$5.14 $5.14
$2.35 ฿79.5
118.72%
Banana (1kg)
$1.89 $1.89
$0.97 ฿32.82
94.85%
Oranges (1kg)
$5.32 $5.32
$1.60 ฿53.9
232.50%
Tomato (1kg)
$6.32 $6.32
$1.50 ฿50.7
321.33%
Potato (1kg)
$3.61 $3.61
$1.28 ฿43.15
182.03%
Onion (1kg)
$3.16 $3.16
$1.10 ฿37.22
187.27%
Lettuce (1 head)
$2.55 $2.55
$0.71 ฿23.84
259.15%
Water (1.5 liter bottle)
$2.47 $2.47
$0.49 ฿16.38
404.08%
Cigarettes 20 Pack (Marlboro, Camel)
$12.44 $12.44
$4.14 ฿140
200.48%
Wine (Bottle)
$14.95 $14.95
$17.52 ฿592
-14.67%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$1.61 ฿54.5
9.32%
Imported Beer (0.33 liter bottle)
$5.74 $5.74
$2.78 ฿94.0
106.47%
🚌 Getting Around
Bellingham, WA
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.99 $1.99
$0.87 ฿29.33
128.74%
Public Transport Monthly Pass (Regular Price)
$30.51 $30.51
$54.1 ฿1,827
-43.59%
Taxi Start (Normal Tariff)
$2.68 $2.68
$1.16 ฿39.08
131.03%
Taxi (Normal Tariff) (1km)
$1.70 $1.70
$0.53 ฿17.82
220.75%
Taxi 1hour Waiting (Normal Tariff)
$30.27 $30.27
$2.42 ฿81.8
1150.83%
Gasoline (1 liter)
$1.44 $1.44
$1.45 ฿48.93
-0.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K $27.5K
$21.1K ฿711.2K
30.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$26.9K ฿909.8K
-4.54%
🧾 Monthly Utilities & Internet
Bellingham, WA
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$62.2 ฿2,100
249.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.4 $57.4
$12.17 ฿411
371.32%
Internet (50+ Mbps, Unlimited Data)
$81.3 $81.3
$20.12 ฿680
304.08%
🎉 Sport & Entertainment
Bellingham, WA
Chiang Mai
Difference
Gym Membership (Monthly)
$62.0 $62.0
$37.31 ฿1,260
66.23%
Tennis Court (1 Hour on Weekend)
$14.82 $14.82
$3.77 ฿127
293.10%
Cinema Ticket
$18.31 $18.31
$6.49 ฿219
182.13%
🧸 Childcare & Education
Bellingham, WA
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,125 $1,125
$736 ฿24.9K
52.83%
International Primary School, 1 Child (Yearly)
$31.7K $31.7K
$14.8K ฿498.6K
114.71%
👕👟 Clothing & Footwear
Bellingham, WA
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$80.5 $80.5
$53.4 ฿1,802
50.87%
Summer Dress (H&M, Zara, etc)
$28.32 $28.32
$24.64 ฿832
14.94%
Sport Shoes (Adidas, Nike)
$109 $109
$91.5 ฿3,089
18.98%
Men's Leather Business Shoes
$149 $149
$71.9 ฿2,429
107.56%
🏠 Accommodation & Living
Bellingham, WA
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,707 $1,707
$482 ฿16.3K
254.01%
1-bedroom Apartment, Outside City Center (Monthly)
$1,458 $1,458
$309 ฿10.4K
371.87%
3-bedroom Apartment, City Center (Monthly)
$2,598 $2,598
$1,006 ฿34.0K
158.29%
3-bedroom Apartment, Outside City Center (Monthly)
$2,347 $2,347
$633 ฿21.4K
270.59%
Buy Apartment in City Center (m2)
$4,441 $4,441
$2,363 ฿79.8K
87.94%
Buy Apartment Outside City Center (m2)
$3,925 $3,925
$1,589 ฿53.7K
147.00%
💵 Salaries & Financials
Bellingham, WA
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$4,391 $4,391
$590 ฿19.9K
644.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
5.57
19.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellingham, WA: October 24, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bellingham, WA
$1.5K
Chiang Mai
$309 78.8% $1.1K
Groceries & Markets
Bellingham, WA
$505
Chiang Mai
$234 53.6% $270
Eating Out
Bellingham, WA
$378
Chiang Mai
$78 79.5% $301
Monthly Utilities & Internet
Bellingham, WA
$356
Chiang Mai
$94 73.4% $261
Clothing & Footwear
Bellingham, WA
$165
Chiang Mai
$109 34.2% $57
Sport & Entertainment
Bellingham, WA
$99
Chiang Mai
$50 49% $48
Getting Around
Bellingham, WA
$50
Chiang Mai
$61 23.6% $12

Cost Breakdown

A central one-bedroom costs $1,707 in Bellingham, WA versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bellingham, WA are about 7.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Bellingham, WA versus $19 in Chiang Mai. Monthly groceries follow the same trend: $505 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇺🇸 Bellingham, WA
🇹🇭 Chiang Mai
🕒 Local time
13:51 1:51 PM
03:51 3:51 AM
14 h ahead of Bellingham, WA
🌤 Weather
👥 Population
91,482
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Bellingham, WA Chiang Mai 11,460 km ≈ 15 h nonstop flight
From you
  • Bellingham, WA
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bellingham, WA vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bellingham, WA or Chiang Mai?
Bellingham, WA costs about 222% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Bellingham, WA and in Chiang Mai?
For a comfortable life, plan on about $4,515 per month in Bellingham, WA and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Bellingham, WA or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,707 in Bellingham, WA.
How do childcare costs compare in Bellingham, WA and in Chiang Mai?
Kindergarten costs $1,125 per month in Bellingham, WA and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Bellingham, WA or in Chiang Mai?
Groceries cost about 115% more in Bellingham, WA, though the gap depends on what you buy.
Can you live on $800/month in Bellingham, WA or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $3,010 in Bellingham, WA and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Bellingham, WA compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Bellingham, WA or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Bellingham, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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