Last update: Oct 2026

Cost of Living Comparison Between Belleville, IL and Toronto

For one person, living is cheaper in Belleville, IL: $2,265 a month against $2,561 in Toronto, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

111

Cost of Living Index in Belleville, IL
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Belleville, IL Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Belleville, IL

🇺🇸 United States

$2,265

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Belleville, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belleville, IL and in Toronto actually costs, broken down by who's living it.

A single person spends $2,265 per month in Belleville, IL vs $2,561 in Toronto, rent included.

Belleville, IL $2,265
Toronto $2,561

A couple spends around $3,396 per month in Belleville, IL vs $3,694 in Toronto, rent included.

Belleville, IL $3,396
Toronto $3,694

A family of three spends $4,526 per month in Belleville, IL vs $4,826 in Toronto, rent included.

Belleville, IL $4,526
Toronto $4,826

Belleville, IL is about 12% cheaper than Toronto, and outside of rent the biggest gap is in utilities.

Both Belleville, IL and Toronto sit above the global median – Belleville, IL by 68%, Toronto by 90%.

Meal at Budget Restaurant

$17.89 $17.89

$17.18 CA$24.29

4.13%

Three-Course Dinner for Two, Mid-Range

$65.4 $65.4

$76.0 CA$107

-13.87%

Fast Food Meal (McDonalds, etc)

$9.26 $9.26

$10.54 CA$14.89

-12.14%

Cappuccino

$4.16 $4.16

$4.02 CA$5.68

3.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$2.12 CA$3.00

3.30%

Water (0.33 liter bottle)

$1.69 $1.69

$1.75 CA$2.48

-3.43%

Local Beer (0.5 liter draught)

$4.62 $4.62

$6.24 CA$8.83

-25.96%

Imported Beer (0.33 liter bottle)

$5.04 $5.04

$7.09 CA$10.02

-28.91%

Milk (1 liter)

$0.99 $0.99

$2.44 CA$3.45

-59.43%

White Bread (500g)

$2.31 $2.31

$2.68 CA$3.78

-13.81%

Rice (white) (1kg)

$3.53 $3.53

$2.24 CA$3.17

57.59%

Eggs

$3.92 $3.92

$3.56 CA$5.03

10.11%

Local Cheese (1kg)

$11.89 $11.89

$9.09 CA$12.85

30.80%

Chicken Fillets (1kg)

$15.28 $15.28

$11.33 CA$16.01

34.86%

Beef Round Steak (1kg)

$13.11 $13.11

$14.53 CA$20.55

-9.77%

Apples (1kg)

$6.94 $6.94

$3.62 CA$5.12

91.71%

Banana (1kg)

$2.27 $2.27

$1.21 CA$1.72

87.60%

Oranges (1kg)

$4.33 $4.33

$3.60 CA$5.09

20.28%

Tomato (1kg)

$3.75 $3.75

$4.21 CA$5.96

-10.93%

Potato (1kg)

$1.68 $1.68

$1.79 CA$2.53

-6.15%

Onion (1kg)

$2.15 $2.15

$1.59 CA$2.25

35.22%

Lettuce (1 head)

$1.77 $1.77

$2.27 CA$3.21

-22.03%

Water (1.5 liter bottle)

$2.30 $2.30

$1.25 CA$1.77

84.00%

Cigarettes 20 Pack (Marlboro, Camel)

$7.87 $7.87

$13.82 CA$19.53

-43.05%

Wine (Bottle)

$14.86 $14.86

$14.27 CA$20.18

4.13%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$2.20 CA$3.10

-2.73%

Imported Beer (0.33 liter bottle)

$2.96 $2.96

$2.43 CA$3.44

21.81%

One-way Ticket (Public Transport)

$1.03 $1.03

$2.39 CA$3.38

-56.90%

Public Transport Monthly Pass (Regular Price)

$77.2 $77.2

$111 CA$157

-30.38%

Taxi Start (Normal Tariff)

$3.53 $3.53

$2.91 CA$4.12

21.31%

Taxi (Normal Tariff) (1km)

$2.51 $2.51

$1.20 CA$1.69

109.17%

Taxi 1hour Waiting (Normal Tariff)

$17.79 $17.79

$21.38 CA$30.23

-16.79%

Gasoline (1 liter)

$0.94 $0.94

$1.21 CA$1.71

-22.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$28.2K CA$39.8K

31.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$20.3K CA$28.6K

20.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$120 CA$170

100.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.9 $68.9

$32.26 CA$45.60

113.64%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$47.93 CA$67.8

38.24%

Gym Membership (Monthly)

$35.69 $35.69

$38.48 CA$54.4

-7.25%

Tennis Court (1 Hour on Weekend)

$30.50 $30.50

$22.96 CA$32.46

32.84%

Cinema Ticket

$14.19 $14.19

$12.38 CA$17.50

14.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,053 $1,053

$830 CA$1,173

26.85%

International Primary School, 1 Child (Yearly)

$12.5K $12.5K

$23.1K CA$32.6K

-45.66%

Jeans (Levis 501 Or Similar)

$58.1 $58.1

$50.7 CA$71.7

14.57%

Summer Dress (H&M, Zara, etc)

$24.73 $24.73

$40.02 CA$56.6

-38.21%

Sport Shoes (Adidas, Nike)

$88.5 $88.5

$98.0 CA$139

-9.65%

Men's Leather Business Shoes

$105 $105

$121 CA$171

-13.39%

1-bedroom Apartment, City Center (Monthly)

$1,284 $1,284

$1,592 CA$2,251

-19.39%

1-bedroom Apartment, Outside City Center (Monthly)

$944 $944

$1,410 CA$1,994

-33.06%

3-bedroom Apartment, City Center (Monthly)

$2,091 $2,091

$2,670 CA$3,775

-21.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,681 $1,681

$2,152 CA$3,042

-21.89%

Buy Apartment in City Center (m2)

$2,430 $2,430

$7,945 CA$11.2K

-69.42%

Buy Apartment Outside City Center (m2)

$1,882 $1,882

$6,542 CA$9,249

-71.23%

Average Monthly Net Salary (After Tax)

$6,389 $6,389

$3,727 CA$5,269

71.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.47

50.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belleville, IL: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belleville, IL

$944 41.7%

Toronto

$1.4K 55.1% 49.4% $466

Groceries & Markets

Belleville, IL

$389 17.2%

Toronto

$340 13.3% 12.6% $49

Monthly Utilities & Internet

Belleville, IL

$377 16.6%

Toronto

$201 7.8% 46.8% $177

Eating Out

Belleville, IL

$270 11.9%

Toronto

$278 10.9% 3.2% $8.6

Clothing & Footwear

Belleville, IL

$124 5.5%

Toronto

$139 5.4% 12.1% $15

Getting Around

Belleville, IL

$97 4.3%

Toronto

$129 5.1% 32.8% $32

Sport & Entertainment

Belleville, IL

$64 2.8%

Toronto

$63 2.5% 1.3% $0.8

Cost Breakdown

A central one-bedroom costs $1,284 in Belleville, IL versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in Belleville, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $65.0 in Belleville, IL versus $76.0 in Toronto. Groceries tell a different story – $389 in Belleville, IL vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Belleville, IL

🇨🇦 Toronto

🕒 Local time

23:03 11:03 PM

00:03 12:03 AM

1 h ahead of Belleville, IL

🌤 Weather

👥 Population

42,404

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Belleville, IL Toronto 1,060 km ≈ 1 h 45 min nonstop flight

From you

Belleville, IL
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belleville, IL vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 13% more than Belleville, IL, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,398 per month in Belleville, IL and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,053 per month in Belleville, IL and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 14% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Belleville, IL, where all-in costs run around $2,265, than in Toronto at $2,561. In Belleville, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Belleville, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belleville, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.